Southside Bancshares (SBSI) COO reports 63-share RSU dividend award, ESOP holdings

Rhea-AI Filing Summary

Southside Bancshares Inc. Chief Operating Officer John Mitchell Craddock Jr. reported an automatic share acquisition related to existing equity awards. On March 5, 2026, he received 63 shares of common stock as dividend equivalent rights on restricted stock units, with no cash price per share.

Following this grant, his directly held common stock increased to 5,510 shares. He also indirectly holds 217 common shares through an ESOP account, reflecting annual contributions, forfeiture allocations, and dividend reinvestment. The filing shows award-related share accruals rather than an open-market purchase or sale.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Craddock John Mitchell Jr.

Role Chief Operating Officer

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	63	$0.00	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 5,510 shares (Direct); Common Stock — 217 shares (Indirect, ESOP)

Footnotes (1)

1. Reflects dividend equivalent rights received pursuant to a cash dividend on RSUs held by the reporting person. Dividend equivalent rights are subject to the same terms and conditions as the underlying RSUs. Amount includes shares received in connection with the Company's annual ESOP contribution, forfeiture allocation and quarterly dividend reinvestment.

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Craddock John Mitchell Jr.

(Last) (First) (Middle)

1201 S. BECKHAM AVE

(Street)

TYLER TX 75701

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SOUTHSIDE BANCSHARES INC [ SBSI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Operating Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/05/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/05/2026		A		63(1)	A	$0	5,510	D
Common Stock								217(2)	I	ESOP

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects dividend equivalent rights received pursuant to a cash dividend on RSUs held by the reporting person. Dividend equivalent rights are subject to the same terms and conditions as the underlying RSUs.

2. Amount includes shares received in connection with the Company's annual ESOP contribution, forfeiture allocation and quarterly dividend reinvestment.

Remarks:

	Lindsey Bibby Bailes, attorney in fact	03/09/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did SBSI COO John Mitchell Craddock Jr. report on this Form 4?

He reported an automatic acquisition of 63 shares of Southside Bancshares common stock. These shares reflect dividend equivalent rights on existing restricted stock units, increasing his directly held position without an open-market purchase or sale.

How many SBSI shares does John Mitchell Craddock Jr. hold directly after this Form 4?

After the reported award, he directly holds 5,510 shares of Southside Bancshares common stock. This reflects the 63-share dividend equivalent grant added to his prior balance as part of his existing equity compensation.

What is the nature of the 63 SBSI shares reported as acquired by the COO?

The 63 shares are dividend equivalent rights tied to a cash dividend on restricted stock units. They are subject to the same terms and conditions as the underlying RSUs, functioning as additional shares credited under his equity award.

What indirect SBSI holdings does the COO report in this Form 4?

He reports 217 shares of Southside Bancshares common stock held indirectly through an ESOP. This amount includes shares from the company’s annual ESOP contribution, forfeiture allocations, and quarterly dividend reinvestment activities within the plan.

Did the SBSI COO buy or sell shares on the open market in this Form 4?

No open-market buy or sell is reported. The Form 4 reflects a grant-type acquisition of 63 dividend equivalent shares on restricted stock units and updated ESOP-related holdings, rather than discretionary market trading in Southside Bancshares stock.

What does the transaction code on the SBSI Form 4 indicate about the COO’s award?

The transaction code is classified as a grant, award, or other acquisition. This confirms the 63 shares resulted from an equity award mechanism, specifically dividend equivalent rights on RSUs, instead of a cash purchase or sale on an exchange.