Every 10-Q that Sezzle Inc. (SEZL) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow SEZL and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full SEZL filings page.
Sezzle Inc. delivered strong results for the quarter ended June 30, 2026. Total revenue rose 51.7% year over year to $149.7 million, driven by higher lending-based income and revenue from contracts with customers. Q2 net income increased to $40.8 million, with diluted EPS of $1.17. Gross Merchandise Volume reached 1,278,502 (in thousands), up 37.9%, supported by growing subscription products and increased consumer fees.
Credit performance scaled with growth: the provision for credit losses was $30.6 million in Q2, equal to 20.4% of revenue, while the allowance for credit losses rose to $32.0 million. Notes receivable, net, expanded to 289,159 (in thousands). Liquidity remained solid with $79.8 million in cash and cash equivalents, restricted cash of $32.3 million, working capital of $306.7 million, and $126.3 million of unused borrowing capacity under a newly amended $300 million credit facility maturing in 2029.
Sezzle Inc. reported strong Q3 results for the quarter ended September 30, 2025. Total revenue was $116.8 million, up from $70.0 million a year ago, driven by higher transaction activity, expanding subscriptions, and increased consumer fees. Net income rose to $26.7 million from $15.4 million, with diluted EPS of $0.75. Operating income reached $35.6 million as scale benefits offset higher credit and marketing costs.
Credit performance tightened alongside growth: provision for credit losses increased to $32.2 million (from $15.4 million), and notes receivable, net, grew to $184.1 million. Cash and cash equivalents were $104.1 million, and total cash including restricted was $134.7 million. The line of credit balance was $118.0 million with an effective annual rate of 11.99% in Q3. After quarter‑end, Sezzle expanded its borrowing capacity to $225.0 million by exercising a $75.0 million accordion. Active Consumers reached 2.971 million, and Q3 GMV was $1,047,299 thousand. The company completed a 6‑for‑1 stock split effective March 28, 2025.