Welcome to our dedicated page for Sezzle SEC filings (Ticker: SEZL), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Sezzle Inc. filings document formal disclosures for a Nasdaq-listed digital payment company, including Form 8-K reports on operating results, financial-condition updates, investor presentations, and Regulation FD materials. The filings identify SEZL common stock and record recurring financial metrics tied to the company’s point-of-sale payment platform.
The company’s regulatory record also covers governance and reporting matters, including board composition, committee assignments, changes in the independent registered public accounting firm, internal-control disclosures, and non-reliance or restatement matters related to cash-flow classification. These filings also address material-event reporting and capital-structure disclosures for the public company.
Sezzle Inc. entered into Second Amended and Restated agreements with WebBank governing their bank partnership program: a Loan and Receivables Sale Agreement and a Marketing and Servicing Agreement. WebBank continues to originate and fund consumer installment loans for Sezzle’s products.
The updated program now supports two additional products: SezzleCash, a cash advance product, and Sezzle Send, a payments product supported by installment loans whose proceeds WebBank disburses to deposit accounts it establishes. For these new products, WebBank will retain originated loans on its balance sheet to maturity, up to an initial aggregate retention threshold of $30.0 million, which it may increase in its discretion up to $150.0 million, subject to certain exceptions.
The amendments increase Sezzle’s required minimum tangible net worth from $12.0 million to $100.0 million and add termination events tied to judgments, fines or penalties above a specified threshold and to breaches of financial covenants. WebBank remains the exclusive originator for Sezzle’s consumer installment and cash advance products, and Sezzle continues to service all loans. The program term still runs through September 27, 2029, and other key economics and sale structures for existing products are substantially unchanged.
Sezzle Inc. Executive Chairman and CEO Charles Youakim reported a code F transaction involving 6,978 shares of common stock on 2026-08-10. These shares were forfeited to satisfy withholding tax obligations upon the vesting of previously awarded restricted stock units, at a reference price of $118.00 per share. Following this tax-withholding disposition, he held 12,346,326 shares of common stock directly.
In addition to direct holdings, Youakim is reported as having indirect ownership of 947,370 shares through Cerro Gordo LLC and 1,508,454 shares held by the Charles G. Youakim 2020 Irrevocable GST Trust, over which he may be deemed to have voting and dispositive power.
Sezzle Inc. director and president Paul Paradis reported a code F transaction on common stock on 2026-08-10. In connection with vesting of previously awarded restricted stock units, 7,110 shares were forfeited at $118 per share to satisfy withholding tax obligations. After this tax-withholding disposition, Paradis directly holds 390,108 shares of common stock. He also reports indirect holdings of 504,066 shares through Paradis Family LLC and 233,000 shares held by his spouse, with beneficial ownership of the LLC-held shares disclaimed except to the extent of his pecuniary interest.
Sezzle Inc. executive Justin Krause, SVP Finance and Controller, reported a Code F transaction involving company common stock. In connection with the vesting of previously awarded restricted stock units, 1,571 shares were forfeited at a reference price of $118.00 per share to satisfy withholding tax obligations, rather than sold in the open market. Following this tax-withholding disposition, Krause directly holds 70,841 shares of Sezzle Inc. common stock.
Sezzle Inc. Chief Operating Officer Amin Sabzivand reported a Form 4 transaction involving 6,973 shares of common stock. These shares were forfeited to the company at $118.00 per share to satisfy withholding tax obligations arising from the vesting of previously awarded restricted stock units. Following this tax-withholding disposition, Sabzivand directly holds 252,807 shares of Sezzle common stock.
Sezzle Inc. Chief Financial Officer Brading Lee Dickson reported a tax-related share disposition. On 2026-08-10, in connection with the vesting of previously awarded restricted stock units, 1,405 shares of common stock were forfeited to satisfy withholding tax obligations at a reference price of $118.00 per share. After this withholding transaction, Dickson directly owned 285,092 shares of Sezzle Inc. common stock.
Sezzle Inc. reported very strong operating trends for the quarter ended June 30, 2026, highlighted in an investor presentation now being used in investor meetings. Total revenue reached $149.7 million, up 51.7% year over year, while net income was $40.8 million, a 27.2% net margin. Gross profit proxy total revenue less transaction related costs was 63.5% of revenue. Adjusted EBITDA was $58.0 million, a 38.8% margin.
Growth was supported by higher platform activity: GMV rose 37.9% to $1,278.5 million, transactions grew 32.4% to 10.9 million, and Monthly On‑Demand & Subscribers reached 982,000, up 31.3% year over year. Active subscribers increased 76.4% to 854,000 and active consumers reached 3.16 million. Return on equity for the last twelve months was 88.9%.
Sezzle raised its full‑year 2026 outlook, now guiding to 35% total revenue growth and adjusted net income of $185 million, or $5.25 per diluted share. The company also detailed a new $300 million warehouse credit facility with a $75 million accordion, a three‑year term from May 7, 2026, and minimum utilization of $50 million, intended to support GMV growth while lowering borrowing costs.
Sezzle Inc. delivered strong results for the quarter ended June 30, 2026. Total revenue rose 51.7% year over year to $149.7 million, driven by higher lending-based income and revenue from contracts with customers. Q2 net income increased to $40.8 million, with diluted EPS of $1.17. Gross Merchandise Volume reached 1,278,502 (in thousands), up 37.9%, supported by growing subscription products and increased consumer fees.
Credit performance scaled with growth: the provision for credit losses was $30.6 million in Q2, equal to 20.4% of revenue, while the allowance for credit losses rose to $32.0 million. Notes receivable, net, expanded to 289,159 (in thousands). Liquidity remained solid with $79.8 million in cash and cash equivalents, restricted cash of $32.3 million, working capital of $306.7 million, and $126.3 million of unused borrowing capacity under a newly amended $300 million credit facility maturing in 2029.
Sezzle Inc. reported strong second-quarter 2026 results, with Gross Merchandise Volume of $1.3 billion, up 37.9% year over year. Total revenue rose 51.7% to $149.7 million, lifting revenue as a percentage of GMV to 11.7% from 10.6%.
Active Subscribers grew 76.4% to 854,000 and Monthly On-Demand & Subscribers reached 982,000. Net income increased 47.7% to $40.8 million, or $1.17 per diluted share, while Adjusted Net Income was $39.3 million and Adjusted EBITDA $58.0 million, both above 50% year-over-year growth.
As of June 30, 2026, Sezzle held $112.0 million of cash, cash equivalents, and restricted cash and had $123.5 million drawn on a new three-year $300.0 million credit facility that reduced funding costs. The company repurchased $28.0 million of stock in the first half and raised FY2026 guidance to 35% revenue growth, Adjusted Net Income of $185.0 million, and Adjusted Net Income per diluted share of $5.25.
Sezzle Inc. director and president Paul Paradis reported selling a total of 18,977 shares of common stock on July 15–16, 2026 in eight open-market or private transactions at weighted average prices, with trade ranges from $190.00 to $194.67 per share, pursuant to a Rule 10b5-1 trading plan adopted on November 18, 2025. After these sales, he directly holds 397,218 shares, and also reports indirect holdings of 233,000 shares held by his spouse and 504,066 shares held by Paradis Family LLC, for which he disclaims beneficial ownership except to the extent of his pecuniary interest.