Welcome to our dedicated page for Sezzle SEC filings (Ticker: SEZL), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to Sezzle Inc.’s (NASDAQ: SEZL) SEC filings, offering detailed insight into the company’s operations as a purpose-driven fintech and Buy Now, Pay Later (BNPL) platform. Sezzle’s common stock is registered on the Nasdaq Stock Market LLC under the symbol SEZL, and its filings with the U.S. Securities and Exchange Commission document material events, financial performance, and key corporate actions.
Through Sezzle’s current reports on Form 8-K, investors can review disclosures on topics such as quarterly financial results, amendments to revolving credit and security agreements, stock repurchase authorizations, changes to equity incentive plans, and decisions affecting certifications like its former B Corporation status. For example, Sezzle has filed 8-Ks describing an increase in borrowing capacity under a credit facility, the authorization of an additional $100 million stock repurchase program, and updates to its 2021 Equity Incentive Plan.
Annual reports on Form 10-K and quarterly reports on Form 10-Q (accessible via the SEC’s EDGAR system and summarized on this platform when available) typically include audited or reviewed financial statements, management’s discussion and analysis, and detailed explanations of metrics Sezzle emphasizes publicly, such as Gross Merchandise Volume (GMV), total revenue, transaction-related costs, adjusted net income, and Adjusted EBITDA. These filings also contain risk factor discussions covering regulatory scrutiny of BNPL, macroeconomic conditions, credit losses, access to capital, and operational risks.
Investors can also use this page to track insider activity and compensation-related disclosures when Forms 3, 4, 5, and proxy statements are filed, as well as to monitor any future registration statements or amendments relevant to Sezzle’s capital structure. Stock Titan’s tools surface new filings in near real time and apply AI-powered summaries to help explain complex sections of lengthy documents, such as the narrative in a 10-K or the terms of a credit agreement described in an 8-K.
By reviewing Sezzle’s SEC filings alongside its press releases, users can better understand how the company manages its payment platform, capital resources, equity incentives, and public benefit commitments within the regulated U.S. securities framework.
Sezzle Inc. Director & President Paul Paradis reported open-market sales of Sezzle common stock under a pre-arranged Rule 10b5-1 trading plan adopted on November 18, 2025. On February 26, 2026, he sold a total of 26,400 shares in multiple transactions.
The reported sales were executed at weighted-average prices ranging from about $78.33 to $86.51 per share. After these sales, Paradis directly owned 487,762 shares of Sezzle common stock. The filing also reports indirect holdings of 504,066 shares through Paradis Family LLC and 233,000 shares held by his spouse, for which he disclaims beneficial ownership except to the extent of his pecuniary interest.
Sezzle Inc. outlines its business model, strategy, and key risks for the year ended December 31, 2025. The company is a Delaware public benefit corporation focused on “buy now, pay later” and related payment solutions for primarily Gen Z and Millennial consumers in the United States and Canada.
Sezzle’s platform offers multiple products, including pay-in-four, pay-in-two, pay-in-five, pay-in-full, a virtual card issued by WebBank, subscription services (Sezzle Premium and Sezzle Anywhere), Sezzle On-Demand, Sezzle Balance, and the Sezzle Up credit-building feature. A substantial majority of short-term credit products are originated by WebBank.
The company generates revenue from merchant processing fees, subscription fees, consumer fees, and partner income. In 2025, merchant and partner income comprised 29% of total revenue and subscription revenue 22%. As of June 30, 2025, non-affiliate market value was $3,165.9 million at $179.25 per share, with 33,801,675 shares outstanding at February 24, 2026, and 201 employees at December 31, 2025.
Sezzle Inc. reported very strong fourth-quarter and full-year 2025 results while also identifying a technical error in prior cash flow classifications. For 2025, gross merchandise volume reached $3.9 billion and total revenue climbed 66.1% year over year to $450.3 million. Net income rose 69.5% to $133.1 million, or $3.72 per diluted share, and adjusted EBITDA more than doubled to $187.7 million, lifting margins into the low‑40% range. The company raised its 2026 adjusted net income per share guidance to $4.70 and now targets 25%–30% revenue growth and $170 million of adjusted net income. Sezzle also completed a $50 million share repurchase program and authorized a new $100 million program. Separately, management concluded that certain 2024 cash flows related to notes receivable were misclassified between operating and investing activities; the restatement affects only the statements of cash flows and does not change prior balance sheets, income statements, or equity.
Sezzle Inc.’s Chief Financial Officer, Brading Lee Dickson, filed an initial ownership report detailing his equity positions in the company. He reports direct ownership of common stock in several blocks, including 14,808 shares tied to restricted stock units (RSUs), 15,000 shares tied to another RSU award, and an additional 263,434 shares.
He also holds stock options covering 31,584 shares of common stock at an exercise price of $53.3033 per share. Footnotes explain that portions of the 14,808 and 15,000 RSUs vested in early January 2026 and will be settled during an open trading window under Sezzle’s 2021 Equity Incentive Plan, and that all 31,584 options were vested and unexercised as of the reporting date.
Sezzle Inc. filed a current report stating that it will release its fourth quarter and full year 2025 results on February 25, 2026. On the same day, the company will host a conference call at 5:00 p.m. Eastern Time to discuss these results.
The report notes that a related press release, dated February 2, 2026, is included as Exhibit 99.1 and is incorporated by reference. The information about the results release and call is being furnished rather than filed under securities laws.