Welcome to our dedicated page for Sezzle SEC filings (Ticker: SEZL), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to Sezzle Inc.’s (NASDAQ: SEZL) SEC filings, offering detailed insight into the company’s operations as a purpose-driven fintech and Buy Now, Pay Later (BNPL) platform. Sezzle’s common stock is registered on the Nasdaq Stock Market LLC under the symbol SEZL, and its filings with the U.S. Securities and Exchange Commission document material events, financial performance, and key corporate actions.
Through Sezzle’s current reports on Form 8-K, investors can review disclosures on topics such as quarterly financial results, amendments to revolving credit and security agreements, stock repurchase authorizations, changes to equity incentive plans, and decisions affecting certifications like its former B Corporation status. For example, Sezzle has filed 8-Ks describing an increase in borrowing capacity under a credit facility, the authorization of an additional $100 million stock repurchase program, and updates to its 2021 Equity Incentive Plan.
Annual reports on Form 10-K and quarterly reports on Form 10-Q (accessible via the SEC’s EDGAR system and summarized on this platform when available) typically include audited or reviewed financial statements, management’s discussion and analysis, and detailed explanations of metrics Sezzle emphasizes publicly, such as Gross Merchandise Volume (GMV), total revenue, transaction-related costs, adjusted net income, and Adjusted EBITDA. These filings also contain risk factor discussions covering regulatory scrutiny of BNPL, macroeconomic conditions, credit losses, access to capital, and operational risks.
Investors can also use this page to track insider activity and compensation-related disclosures when Forms 3, 4, 5, and proxy statements are filed, as well as to monitor any future registration statements or amendments relevant to Sezzle’s capital structure. Stock Titan’s tools surface new filings in near real time and apply AI-powered summaries to help explain complex sections of lengthy documents, such as the narrative in a 10-K or the terms of a credit agreement described in an 8-K.
By reviewing Sezzle’s SEC filings alongside its press releases, users can better understand how the company manages its payment platform, capital resources, equity incentives, and public benefit commitments within the regulated U.S. securities framework.
Sezzle Inc. (SEZL) disclosed an insider transaction on a Form 4. On 11/12/2025, the company’s SVP Finance and Controller reported the forfeiture of 1,565 shares of common stock at $58.01 per share, coded F, which indicates shares withheld to cover taxes upon the vesting of previously awarded restricted stock units.
Following this tax-withholding event, the reporting person beneficially owns 82,313 shares, held directly. The filing characterizes this activity as related to equity award vesting rather than an open-market trade.
Sezzle Inc. reported strong Q3 results for the quarter ended September 30, 2025. Total revenue was $116.8 million, up from $70.0 million a year ago, driven by higher transaction activity, expanding subscriptions, and increased consumer fees. Net income rose to $26.7 million from $15.4 million, with diluted EPS of $0.75. Operating income reached $35.6 million as scale benefits offset higher credit and marketing costs.
Credit performance tightened alongside growth: provision for credit losses increased to $32.2 million (from $15.4 million), and notes receivable, net, grew to $184.1 million. Cash and cash equivalents were $104.1 million, and total cash including restricted was $134.7 million. The line of credit balance was $118.0 million with an effective annual rate of 11.99% in Q3. After quarter‑end, Sezzle expanded its borrowing capacity to $225.0 million by exercising a $75.0 million accordion. Active Consumers reached 2.971 million, and Q3 GMV was $1,047,299 thousand. The company completed a 6‑for‑1 stock split effective March 28, 2025.
Sezzle Inc. amended its Revolving Credit and Security Agreement, increasing the Borrower’s borrowing capacity from $150.0 million to $225.0 million by exercising a previously available $75.0 million accordion feature. The company states the higher capacity will support ongoing business needs.
Sezzle also furnished a press release announcing third quarter results for the period ended September 30, 2025. In leadership updates, the company and Chief Financial Officer Karen Hartje agreed to a twelve‑month transition for personal reasons. Effective November 1, 2025, her employment agreement was terminated and replaced with a consulting agreement; she will continue serving as CFO during the consulting period, reporting to the CEO, at $10,000 per month, with healthcare coverage extended through June 30, 2026.
Sezzle Inc. announced it will release third quarter 2025 results on November 5, 2025 and host a conference call at 5:00 p.m. Eastern Time the same day.
The announcement is provided under Item 2.02 and, along with Exhibit 99.1, is being furnished rather than filed under the Exchange Act.
Karen Hartje, Chief Financial Officer of Sezzle Inc. (SEZL), reported insider sales executed under a Rule 10b5-1 trading plan adopted on 9/20/2024. On 10/06/2025 she sold a total of 5,484 shares in multiple transactions at weighted average prices of $84.3229, $85.3697, $86.4608, and $87.3891. Following these disposals her beneficial ownership is reported as 116,053 shares.
The filing is a Form 4 disclosure of routine, pre-planned sales rather than ad hoc disposals, and it lists the sales were effected pursuant to the 10b5-1 plan. The filing is signed by an attorney-in-fact and provides price ranges and weighted averages for transparency.
Sezzle Inc. (SEZL) filing a Form 144 to report a proposed sale of restricted shares. The notice states 5,484 shares of common stock are to be sold through Stifel Nicolaus & Company Inc. on or about 10/06/2025, with an aggregate market value of $393,917.00 and 34,023,465 shares outstanding. The shares were acquired as restricted stock units on 10/01/2024, and payment was recorded as cash. The filing also lists a prior sale on 07/07/2025 of 5,484 shares generating $466,146.00 in gross proceeds. The signer certifies no undisclosed material adverse information and notes potential reliance on a Rule 10b5-1 plan if adopted.
Charles G. Youakim, Executive Chairman and CEO of Sezzle Inc. (SEZL), reported a Form 4 filing showing a transaction dated 09/30/2025. The filing discloses that 6,978 shares of Sezzle common stock were forfeited at a price of $84.19 in connection with the vesting of previously awarded restricted stock units to satisfy withholding tax obligations. After the reported forfeiture, the filing lists 12,346,449 shares beneficially owned directly, 947,370 shares held indirectly by Cerro Gordo LLC, and 1,508,454 shares held indirectly by the Charles G. Youakim 2020 Irrevocable GST Trust. The form was signed by an attorney-in-fact on behalf of the reporting person.
Sezzle Inc. insider filing (Form 4) — Justin Krause, SVP Finance and Controller, reported a transaction dated 09/30/2025. The filing discloses the forfeiture of 1,269 shares of common stock upon vesting of previously awarded restricted stock units to satisfy withholding tax obligations at an implied price of $84.19 per share. After the withholding, Mr. Krause beneficially owned 83,878 shares. The form was signed by an attorney-in-fact on behalf of the reporting person. The filing contains no derivative transactions and provides an explanation that the shares were forfeited solely to satisfy tax withholding.
Sezzle Inc. (SEZL) Form 4 summary: Karen Hartje, Chief Financial Officer, reported a disposal of 5,309 shares of common stock on 09/30/2025 at a reported price of $84.19 per share. The filing explains these shares were forfeited to satisfy withholding tax obligations in connection with the vesting of previously awarded restricted stock units. After the transaction, the reporting person beneficially owned 121,537 shares. The Form 4 was signed by an attorney-in-fact on behalf of the reporting person.
Sezzle Inc. insider transaction by Amin Sabzivand (Chief Operating Officer) shows a disposition on 09/30/2025 when 7,744 shares of common stock were forfeited to satisfy tax withholding related to the vesting of previously awarded restricted stock units. The reported price per share for the withholding was $84.19, and the filing lists 235,559 shares beneficially owned by the reporting person following the transaction. The Form 4 was signed by an attorney-in-fact and identifies the reporting person as an officer.