Every 8-K that Sound Financial Bancorp, Inc. (SFBC) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow SFBC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full SFBC filings page.
Sound Financial Bancorp reported stronger Q2 2026 results, with net income of $2.5 million, or $0.98 diluted EPS, up from $1.6 million, or $0.61, in Q1 2026 and $2.1 million, or $0.79, a year earlier. Annualized return on average assets rose to 0.94% and return on average equity to 9.03%. The Board declared a quarterly cash dividend of $0.21 per share, payable August 21, 2026 to shareholders of record on August 7, 2026.
Net interest income increased to $9.5 million and net interest margin improved to 3.73%, helped by higher loan and investment yields, lower funding costs and the collection of a large prepayment penalty on a commercial loan. Noninterest income grew to $1.5 million, driven by favorable mortgage servicing rights valuation, higher bank-owned life insurance earnings and a dividend from an equity investment. Assets were $1.07 billion, loans held-for-portfolio were $892.0 million and deposits were $930.9 million, producing a 96.0% loans-to-deposits ratio and no FHLB advances outstanding. Credit quality weakened, with nonperforming assets rising to $8.1 million, or 0.76% of assets, though the allowance for credit losses on loans remained 0.94% of total loans and the bank continued to be categorized as well-capitalized.
Sound Financial Bancorp, Inc. reported the results of its annual shareholder meeting held on May 26, 2026. Shareholders elected David S. Haddad, Jr. and Laura Lee Stewart as directors to terms expiring in 2029. Haddad received 1,611,647 votes for and 89,116 withheld, while Stewart received 1,350,298 votes for and 350,465 withheld, with 504,228 broker non-votes for each nominee.
Shareholders also approved, on an advisory (non-binding) basis, the Company’s executive compensation, with 1,301,081 votes for, 119,353 against, 280,329 abstentions and 504,228 broker non-votes. In addition, shareholders ratified the appointment of Baker Tilly, LLP as independent registered public accounting firm for the year ending December 31, 2026, with 2,135,877 votes for, 66,862 against and 2,252 abstentions.
Sound Financial Bancorp, Inc. reported Q1 2026 net income of $1.6 million, or $0.61 diluted EPS, down from $2.2 million, or $0.87, in Q4 2025 but up from $1.2 million, or $0.45, a year earlier. Net interest income rose to $9.0 million, and net interest margin improved to 3.49% from 3.36% in Q4 2025 and 3.25% in Q1 2025, as loan growth and lower funding costs supported earnings capacity.
Total assets reached $1.11 billion and loans held-for-portfolio were $921.5 million, while deposits grew to $968.5 million, up 6.4% year-over-year. Credit quality softened somewhat, with nonperforming loans increasing to $7.4 million, or 0.80% of total loans, though the allowance for credit losses on loans remained at 0.94% of total loans and the Bank stayed "well-capitalized."
The Board declared a quarterly cash dividend of $0.21 per share, payable May 26, 2026, to shareholders of record on May 11, 2026. The Company also deployed $5.0 million into a Community Reinvestment Act-eligible workforce housing equity investment and plans to close its Tacoma branch on May 1, 2026 as part of strategic consolidation.
Sound Financial Bancorp, Inc. filed a report to announce the timing of its next annual shareholders meeting. The annual meeting will be held on Tuesday, May 26, 2026. Shareholders must be on the company’s books as of March 31, 2026 to be entitled to vote at the meeting.
The filing attaches a press release with the same information and notes that Sound Financial Bancorp is the parent of Sound Community Bank, a Fannie Mae approved lender and servicer with branches and a loan production office in the Seattle, Washington area.
Sound Financial Bancorp, Inc. reported fourth-quarter and full-year 2025 results and declared its regular cash dividend. The company furnished an earnings press release for the quarter and year ended December 31, 2025 as an exhibit to this report.
The Board declared a cash dividend of $0.21 per share on its common stock, payable on February 23, 2026 to stockholders of record as of the close of business on February 9, 2026. Both the earnings and dividend details are contained in the referenced press release.
Sound Financial Bancorp, Inc. (SFBC) furnished its earnings press release for the third quarter and period ended September 30, 2025. The company also announced its Board declared a regular cash dividend of $0.19 per share, payable on November 21, 2025 to stockholders of record as of the close of business on November 7, 2025.
The press release is provided as Exhibit 99.1. Common stock trades on Nasdaq under the symbol SFBC.
Sound Financial Bancorp, Inc. adopted an executive leadership transition plan. Effective October 1, 2025, Laura Lee Stewart will step down as President of both the company and Sound Community Bank but will remain Chief Executive Officer and a director of each. The company states that her transition is not due to any disagreement over operations, policies, or practices.
On the same date, Wesley ("Wes") Ochs, age 45, currently Executive Vice President and Chief Financial Officer, will become President of the company and the bank and will continue as Chief Financial Officer, a role he has held since 2021. In connection with this promotion, his annual base salary will increase to $360,000, while his other incentive and equity-based compensation arrangements remain unchanged. A press release announcing the transition is attached as an exhibit.