Sound Financial Bancorp director gifts 4,920 shares

Q: What insider transaction did SFBC director Debra Jones report on this Form 4?

Debra Jones reported a bona fide gift of 4,920 shares of Sound Financial Bancorp, Inc. common stock on 2026-08-18, coded as transaction type G, which represents a gift disposition with a reported per-share price of $0.00.

Q: How many SFBC shares does Debra Jones hold after the reported gift?

After the 4,920-share gift, Debra Jones directly holds 16,074.51 shares of Sound Financial Bancorp, Inc. common stock, as reported in the Form 4 under total shares following the transaction.

Q: Were Debra Jones’s SFBC transactions made under a Rule 10b5-1 trading plan?

The filing’s Rule 10b5-1 checkbox is marked false, indicating the reported transactions were not affirmed as being made pursuant to a Rule 10b5-1 trading plan.

Q: What SFBC stock options does Debra Jones hold according to this filing?

Debra Jones holds several Stock Options (Right to Buy) SFBC common stock, including options with exercise prices of $36.26, $32.46, $42.85, $40.13, and $39.89, with expiration dates ranging from January 31, 2030 to October 26, 2034.

Q: What does transaction code G mean in Debra Jones’s SFBC Form 4?

Transaction code G in the Form 4 is described as a bona fide gift. In this filing, it applies to Debra Jones’s 4,920-share transfer of Sound Financial Bancorp, Inc. common stock on 2026-08-18.

Sound Financial Bancorp, Inc. (SFBC) director Debra Jones reported a bona fide gift of 4,920 shares of common stock on 2026-08-18, at a reported price of $0.00 per share.

Filing Impact

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Filing Sentiment

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Form Type

Rhea-AI Filing Summary

Sound Financial Bancorp, Inc. (SFBC) director Debra Jones reported a bona fide gift of 4,920 shares of common stock on 2026-08-18, at a reported price of $0.00 per share. Following this gift, she holds 16,074.51 shares of common stock directly and maintains several stock option positions with expirations from 2030 through 2034.

Insider Trade Summary

4,920 shares gifted

Gift 6 txns

Insider Jones Debra

Role Director

Type	Security	Shares	Price	Value
Gift	Common Stock	4,920	$0.00	$0.00
holding	Stock Option (Right to Buy) ^F1	--	--	--
holding	Stock Option (Right to Buy) ^F1	--	--	--
holding	Stock Option (Right to Buy) ^F1	--	--	--
holding	Stock Option (Right to Buy) ^F1	--	--	--
holding	Stock Option (Right to Buy) ^F2	--	--	--

Holdings After Transaction: Common Stock — 16,074.51 shares (Direct); Stock Option (Right to Buy) — 1,325 contracts (Direct)

Footnotes (2)

F1. Options are fully vested.
F2. Options vest in three equal annual installments beginning on January 26, 2025.

Key Figures

Gifted common shares: 4,920 shares Shares held after transaction: 16,074.51 shares Option exercise price: $36.26 +4 more

7 metrics

Gifted common shares 4,920 shares Bona fide gift of SFBC common stock on 2026-08-18

Shares held after transaction 16,074.51 shares Direct ownership of SFBC common stock following the gift

Option exercise price $36.26 Stock Option (Right to Buy) expiring 2030-01-31 on 120 underlying shares

Option exercise price $32.46 Stock Option (Right to Buy) expiring 2031-01-27 on 300 underlying shares

Option exercise price $42.85 Stock Option (Right to Buy) expiring 2032-01-28 on 320 underlying shares

Option exercise price $40.13 Stock Option (Right to Buy) expiring 2033-01-27 on 320 underlying shares

Option exercise price $39.89 Stock Option (Right to Buy) expiring 2034-10-26 on 265 underlying shares

Key Terms

Bona fide gift, Stock Option (Right to Buy), underlying shares

3 terms

Bona fide gift regulatory

"transaction_code_description":"Bona fide gift""

A bona fide gift is a genuine, voluntary transfer of money, property, or benefits from one party to another made without expectation of repayment, services, or hidden conditions. Investors care because such gifts can affect company disclosures, related‑party transaction rules, tax treatment, and perceived conflicts of interest; think of it like someone giving you a present with no strings attached — but on a corporate scale, auditors and regulators need to verify it really is unconditional.

Stock Option (Right to Buy) financial

"security_title":"Stock Option (Right to Buy)""

underlying shares financial

"underlying_security_shares":"120.0000""

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did SFBC director Debra Jones report on this Form 4?

Debra Jones reported a bona fide gift of 4,920 shares of Sound Financial Bancorp, Inc. common stock on 2026-08-18, coded as transaction type G, which represents a gift disposition with a reported per-share price of $0.00.

How many SFBC shares does Debra Jones hold after the reported gift?

After the 4,920-share gift, Debra Jones directly holds 16,074.51 shares of Sound Financial Bancorp, Inc. common stock, as reported in the Form 4 under total shares following the transaction.

Were Debra Jones’s SFBC transactions made under a Rule 10b5-1 trading plan?

The filing’s Rule 10b5-1 checkbox is marked false, indicating the reported transactions were not affirmed as being made pursuant to a Rule 10b5-1 trading plan.

What SFBC stock options does Debra Jones hold according to this filing?

Debra Jones holds several Stock Options (Right to Buy) SFBC common stock, including options with exercise prices of $36.26, $32.46, $42.85, $40.13, and $39.89, with expiration dates ranging from January 31, 2030 to October 26, 2034.

How many underlying SFBC shares are covered by Debra Jones’s reported stock options?

The reported stock options cover underlying SFBC common shares of 120, 300, 320, 320, and 265 shares, respectively, for a total of several hundred underlying shares across the option grants listed in the Form 4.

What does transaction code G mean in Debra Jones’s SFBC Form 4?

Transaction code G in the Form 4 is described as a bona fide gift. In this filing, it applies to Debra Jones’s 4,920-share transfer of Sound Financial Bancorp, Inc. common stock on 2026-08-18.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 08/25/2026 - 03:16 PM EDT Accepted by SEC EDGAR 08/25/2026 - 03:15 PM EDT

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Jones Debra

(Last)

(First)

(Middle)

C/O SOUND FINANCIAL BANCORP, INC.

2400 3RD AVENUE, SUITE 150

(Street)

SEATTLE

WASHINGTON

98121

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Sound Financial Bancorp, Inc. [ SFBC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/18/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	08/18/2026		G		4,920	D	$0	16,074.51	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
Stock Option (Right to Buy)	$36.26							⁽¹⁾	01/31/2030	Common Stock	120		120	D
Stock Option (Right to Buy)	$32.46							⁽¹⁾	01/27/2031	Common Stock	300		300	D
Stock Option (Right to Buy)	$42.85							⁽¹⁾	01/28/2032	Common Stock	320		320	D
Stock Option (Right to Buy)	$40.13							⁽¹⁾	01/27/2033	Common Stock	320		320	D
Stock Option (Right to Buy)	$39.89							⁽²⁾	10/26/2034	Common Stock	265		265	D

Explanation of Responses:

1. Options are fully vested.

2. Options vest in three equal annual installments beginning on January 26, 2025.

	/s/ Laura Lee Stewart, Attorney-in-Fact	08/25/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR