Welcome to our dedicated page for Security Fed SEC filings (Ticker: SFDL), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings and related regulatory disclosures for Security Federal Corporation (SFDL), the parent company of Security Federal Bank. These documents help investors understand how the company presents its financial condition, results of operations, and reporting status under the Securities Exchange Act of 1934.
Security Federal Corporation has used Form 8-K to furnish earnings releases as material information under Item 2.02, Results of Operations and Financial Condition. These filings reference detailed earnings releases that discuss net income available to common shareholders, net interest income, non-interest income and expense, provisions for credit losses, credit quality metrics, and balance sheet highlights such as assets, loans, deposits, investment securities, borrowings, and shareholders’ equity.
In December 2025, Security Federal Corporation filed Form 15, a certification and notice of termination of registration under Section 12(g) or suspension of the duty to file reports under Sections 13 and 15(d) of the Exchange Act. In that filing, the company identified its common stock, $0.01 par value, as the class of securities covered and indicated reliance on Rule 12g-4(a)(1) and Rule 12h-3(b)(1)(i). The Form 15 also reported the approximate number of holders of record as of the certification date.
Through this filings page, users can follow Security Federal Corporation’s transition in reporting status, review historical current reports on Form 8-K, and connect those filings to the company’s publicly released financial information. AI-powered tools on the platform can summarize key points from lengthy filings, highlight where earnings information appears in exhibits, and help interpret the implications of documents such as Form 15 for SFDL’s ongoing disclosure practices.
Security Federal Corporation filed its 2025 annual report and outlined that, after this filing, it will no longer be required to submit future reports to the SEC following a previously filed Form 15 terminating its Section 12(g) registration.
As of December 31, 2025, the company reported $1.6 billion in assets, loans receivable of $673.1 million, deposits of $1.4 billion and shareholders’ equity of $200.5 million. The bank operates 19 branches across South Carolina and Georgia, focusing on commercial real estate, residential mortgages, construction, commercial and agricultural, and consumer lending.
Credit quality metrics remained stable, with non‑accrual loans of $5.8 million, net charge‑offs at 0.02% of average loans, and an allowance for credit losses of $13.5 million. The company highlighted its Community Development Financial Institution status and a prior $82.9 million ECIP preferred investment that supports Tier 1 capital, as well as the full redemption of its trust preferred debentures and the absence of FHLB and Federal Reserve borrowings at year‑end.
Security Federal Corporation filed a current report to note that it has issued an earnings release for the quarter and year ended December 31, 2025. The company furnished this release as Exhibit 99.1, making the detailed financial and operating results part of the public record for investors and other stakeholders.
Security Federal Corporation reported stronger Q3 results. Net income rose to 3,588 (dollars in thousands) from 2,410 a year ago, and basic EPS increased to $1.01 from $0.62. Net interest income improved to 12,079 (thousands) as deposit and borrowing costs eased; interest expense fell to 8,052 (thousands) from 9,121. The company recorded a $200 thousand reversal of credit loss provisions, supporting earnings.
On the balance sheet, deposits were 1,365,470 (thousands) versus 1,324,033 at year-end, while loans held for investment, net, were 677,070 (thousands) versus 686,550. Available-for-sale securities increased, and accumulated other comprehensive loss improved to (23,173) (thousands), reflecting unrealized gains. Cash and cash equivalents decreased to 51,805 (thousands) from 178,277 as the company redeployed liquidity into securities and other uses. The company paid a $0.15 quarterly common dividend; weighted average basic shares were 3,144,755. Common shares outstanding were 3,123,691 as of November 10, 2025.
Security Federal Corp (SFDL) reported an insider purchase on a Form 4. An officer (Controller) acquired 47 shares of common stock at $33.02 on November 3, 2025, noted as bought under the company’s Employee Stock Purchase Plan.
After this transaction, the reporting person beneficially owns 6,322 shares, held directly.
Security Federal Corp (SFDL) reported an insider share acquisition. The company’s President purchased 63 shares of common stock at $33.02 on 11/03/2025, as noted with transaction code J and a footnote stating the purchase occurred under the Employee Stock Purchase Plan.
Following this transaction, the officer directly beneficially owns 667 shares.
Security Federal Corporation reported that it has furnished its earnings release for the quarter ended September 30, 2025. The company submitted the release as Exhibit 99.1 under Item 2.02, Results of Operations and Financial Condition.
The filing is an administrative update that directs readers to the attached press release for detailed quarterly results. No financial figures are included in this notice; the specifics are contained in Exhibit 99.1.