Security Federal (SFDL) files 8-K furnishing 2025 year-end earnings release

Rhea-AI Filing Summary

Security Federal Corporation filed a current report to note that it has issued an earnings release for the quarter and year ended December 31, 2025. The company furnished this release as Exhibit 99.1, making the detailed financial and operating results part of the public record for investors and other stakeholders.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT PURSUANT

TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of report (Date of earliest event reported): January 30, 2026

SECURITY FEDERAL CORPORATION

(Exact Name of Registrant as Specified in Its Charter)

South Carolina

(State or Other Jurisdiction of Incorporation)

000-16120		57-0858504
(Commission File Number)		(IRS Employer Identification No.)
238 Richland Avenue NW, Aiken, SC		29801
(Address of Principal Executive Offices)		(Zip Code)

803-641-3000

(Registrant’s Telephone Number, Including Area Code)

(Former Name or Former Address, if Changed Since Last Report)

Securities registered pursuant to Section 12(b) of the Act: NONE

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the Registrant under any of the following provisions:

☐   Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐   Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a -12)

☐   Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d -2(b))

☐   Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 or Rule 12b-2 of the Securities Exchange Act of 1934.

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item2.02 Results of Operations and Financial Condition

On January 30, 2026, Security Federal Corporation issued its earnings release for the quarter and year ended December 31, 2025. A copy of the earnings release is furnished herewith as Exhibit 99.1 and incorporated herein by reference.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits.

Exhibit Number		Description
99.1		Press Release of Security Federal Corporation dated January 30, 2026
104		Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	Security Federal Corporation
Date: January 30, 2026	By:	/s/Darrell Rains
		Darrell Rains
		Chief Financial Officer

FAQ

What did Security Federal Corporation (SFDL) disclose in this 8-K filing?

Security Federal Corporation reported that it issued an earnings release for the quarter and year ended December 31, 2025. The full press release is included as Exhibit 99.1 and is incorporated by reference into the current report.

Which period does Security Federal Corporation’s latest earnings release cover?

The earnings release covers Security Federal Corporation’s financial results for the quarter and year ended December 31, 2025. This timeframe includes both the final quarter of 2025 and the full 2025 fiscal year performance metrics and commentary.

Where can investors find the detailed results mentioned in SFDL’s 8-K?

Investors can find the detailed results in Exhibit 99.1, the press release of Security Federal Corporation dated January 30, 2026. This exhibit, furnished with the 8-K, contains the full earnings information and related disclosures.

Who signed Security Federal Corporation’s January 30, 2026 8-K report?

The 8-K report was signed on behalf of Security Federal Corporation by Darrell Rains, Chief Financial Officer. His signature indicates the company’s authorization of the filing and the information incorporated by reference, including the earnings release exhibit.

What exhibits are included with Security Federal Corporation’s 8-K for the 2025 results?

The 8-K includes Exhibit 99.1, which is the press release dated January 30, 2026, and Exhibit 104, the cover page interactive data file embedded within the Inline XBRL document. These exhibits support and structure the disclosed information.