Here are the 10-Q quarterly reports from Security Federal Corp (SFDL) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow SFDL and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full SFDL filings page.
Security Federal Corporation reported stronger Q3 results. Net income rose to 3,588 (dollars in thousands) from 2,410 a year ago, and basic EPS increased to $1.01 from $0.62. Net interest income improved to 12,079 (thousands) as deposit and borrowing costs eased; interest expense fell to 8,052 (thousands) from 9,121. The company recorded a $200 thousand reversal of credit loss provisions, supporting earnings.
On the balance sheet, deposits were 1,365,470 (thousands) versus 1,324,033 at year-end, while loans held for investment, net, were 677,070 (thousands) versus 686,550. Available-for-sale securities increased, and accumulated other comprehensive loss improved to (23,173) (thousands), reflecting unrealized gains. Cash and cash equivalents decreased to 51,805 (thousands) from 178,277 as the company redeployed liquidity into securities and other uses. The company paid a $0.15 quarterly common dividend; weighted average basic shares were 3,144,755. Common shares outstanding were 3,123,691 as of November 10, 2025.