[Form 4] SIMMONS FIRST NATIONAL CORP Insider Trading Activity

Rhea-AI Filing Summary

Simmons First National Corp (SFNC) executive reports RSU vesting and share delivery. EVP & Chief Operating Officer Christopher J. Van Steenberg acquired 4,000 shares of SFNC common stock on November 12, 2025 upon the vesting of restricted stock units. To satisfy tax obligations, 1,095 shares were withheld at $18.11 per share. Following these transactions, he directly holds 16,405 shares of common stock.

The filing also notes 16,000 unvested restricted stock units remaining, scheduled to vest in four equal installments of 4,000 on November 12 of 2026, 2027, 2028, and 2029. Shares are to be delivered within 30 days of each vesting date, subject to terms such as retirement, death, disability, or other specified events.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Van Steenberg Christopher J

(Last) (First) (Middle)

C/O SIMMONS FIRST NATIONAL CORPORATION

501 MAIN STREET

(Street)

PINE BLUFF AR 71601

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SIMMONS FIRST NATIONAL CORP [ SFNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & Chief Operating Officer

3. Date of Earliest Transaction (Month/Day/Year)
11/12/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
SFNC Common Stock	11/12/2025		M		4,000	A	(1)	17,500	D
SFNC Common Stock	11/12/2025		F		1,095	D	$18.11	16,405	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	11/12/2025		M			4,000	(2)	(2)	SFNC Common Stock	4,000	$0	16,000(3)	D

Explanation of Responses:

1. Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis.

2. The Restricted Stock Units vested on November 12, 2025.

3. 4,000 Restricted Stock Units vest on November 12, 2026; 4,000 Restricted Stock Units vest on November 12, 2027; 4,000 Restricted Stock Units vest on November 12, 2028; and 4,000 Restricted Stock Units vest on November 12, 2029. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability and other specified events in the agreement may result in earlier vesting.

	/s/ Natalie Gassiott, attorney-in-fact for Christopher J. Van Steenberg	11/13/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did SFNC's COO report on Form 4?

He reported the vesting of restricted stock units and the acquisition of 4,000 SFNC common shares on November 12, 2025.

How many shares were withheld for taxes and at what price?

1,095 shares were withheld at $18.11 per share to cover tax obligations.

How many SFNC shares does the reporting person now hold directly?

Directly held common shares total 16,405 after the reported transactions.

How many RSUs remain unvested for SFNC's COO?

16,000 restricted stock units remain unvested.

What is the future vesting schedule for the remaining RSUs at SFNC?

4,000 RSUs vest on November 12 of 2026, 2027, 2028, and 2029.

When are SFNC shares delivered after each RSU vesting?

Shares are to be delivered within 30 days of vesting, per the filing.