What is Simmons 1St Natl Corp's earnings per share (EPS)?

Simmons 1St Natl Corp (SFNC) reported diluted earnings per share of -$2.95 for fiscal year 2025. This represents a -343.8% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Simmons 1St Natl Corp Financials

SFNC

Trailing 12 months to June 30, 2026

Revenue $1.2B -4.1% YoY

Net Income -$331.5M -306.9% YoY

EPS (Diluted) -$2.39 -288.2% YoY

Free Cash Flow $482.0M +38.1% YoY

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 5, 2026 Currency USD FYE December

Simmons 1St Natl Corp (SFNC) reported $1.2B in revenue over the twelve months to Jun 30, 2026, down 4.1% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI SFNC FY2025 2026-05-06

Balance-sheet deleveraging kept cash generation intact even as reported earnings swung to a -$380M FY2025 loss.

Cash generation and accounting profit split apart over the last three years: net income moved from $175M in FY2023 to -$380M in FY2025. Yet operating cash flow stayed above $425M and free cash flow above $380M, so the loss did not coincide with a similar funding squeeze and earnings became a weaker guide to underlying cash output.

The balance sheet has been contracting without adding strain: from FY2023 to FY2025, total assets fell from $27.3B to $24.5B. Liabilities shrank faster, reducing the liability share of assets from 87.5% to 86.1% and leaving the company slightly less levered even in the loss year.

Physical reinvestment needs are low: FY2025 capital spending was only $38M against $450M of operating cash flow, so cash retention depends far more on balance-sheet outcomes than on heavy fixed-asset spending. Even after paying $115M in dividends, free cash flow remained positive, showing payouts were still funded internally rather than through new borrowing.

Financial Health Signals

Financial Health Score 21/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Simmons 1St Natl Corp's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

Growth

Capital

Efficiency

Credit Quality

Stability

Piotroski F-Score Partial

4/7

Simmons 1St Natl Corp passes 4 of 7 computable financial strength tests (2 of the nine could not be computed from available data). 2 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Mixed

N/A

Simmons 1St Natl Corp reported a net loss of $379.6M while generating $449.5M in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal.

Key Financial Metrics

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Earnings & Revenue

Revenue

$1.2B

YoY-5.2%

5Y CAGR+10.4%

10Y CAGR+15.2%

Simmons 1St Natl Corp generated $1.2B in revenue in fiscal year 2025. This represents a decrease of 5.2% from the prior year.

Net Income

-$379.6M

YoY-348.6%

Simmons 1St Natl Corp reported -$379.6M in net income in fiscal year 2025. This represents a decrease of 348.6% from the prior year.

EPS (Diluted)

-$2.95

YoY-343.8%

Simmons 1St Natl Corp earned -$2.95 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 343.8% from the prior year.

EBITDA

Not reported for fiscal year 2025.

Cash & Balance Sheet

Free Cash Flow

$411.4M

YoY+8.1%

5Y CAGR+16.8%

10Y CAGR+19.5%

Simmons 1St Natl Corp generated $411.4M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 8.1% from the prior year.

Cash & Debt

$711.9M

YoY+3.6%

5Y CAGR-27.2%

10Y CAGR+10.9%

Simmons 1St Natl Corp held $711.9M in cash against $335.0M in long-term debt as of fiscal year 2025.

Dividends Per Share

$0.85

YoY+1.2%

5Y CAGR+4.6%

Simmons 1St Natl Corp paid $0.85 per share in dividends in fiscal year 2025. This represents an increase of 1.2% from the prior year.

Shares Outstanding

145M

YoY+15.2%

5Y CAGR+6.0%

Simmons 1St Natl Corp had 145M shares outstanding in fiscal year 2025. This represents an increase of 15.2% from the prior year.

Margins & Returns

Net Margin

-30.5%

YoY-42.2pp

5Y CAGR-64.1pp

10Y CAGR-55.2pp

Simmons 1St Natl Corp's net profit margin was -30.5% in fiscal year 2025, showing the share of revenue converted to profit. This is down 42.2 percentage points from the prior year.

Return on Equity

-11.1%

YoY-15.4pp

5Y CAGR-19.7pp

10Y CAGR-18.0pp

Simmons 1St Natl Corp's ROE was -11.1% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 15.4 percentage points from the prior year.

Gross Margin

Not reported for fiscal year 2025.

Operating Margin

Not reported for fiscal year 2025.

Capital Allocation

Share Buybacks

Simmons 1St Natl Corp repurchased no shares in fiscal year 2025.

Capital Expenditures

$38.1M

YoY-16.2%

5Y CAGR+23.5%

10Y CAGR+9.9%

Simmons 1St Natl Corp invested $38.1M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 16.2% from the prior year.

R&D Spending

Not reported for fiscal year 2025.

SFNC Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

SFNC quarterly income statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Revenue	$1.2B	$1.2B-5.2%	$1.3B+8.4%	$1.2B+40.4%	$861.7M+28.4%	$671.1M-11.7%	$759.7M-3.0%	$783.1M+15.7%	$676.8M+71.3%	$395.0M+31.2%	$301.0M0.0%	$300.9M+62.6%	$185.0M+29.3%	$143.1M+10.8%	$129.1M+0.1%	$129.1M
SG&A Expenses	$300.6M	$297.9M+4.8%	$284.1M-0.7%	$286.1M-0.3%	$287.0M+16.5%	$246.3M+1.6%	$242.5M+6.4%	$227.8M+5.1%	$216.7M+40.5%	$154.3M+15.6%	$133.5M-3.5%	$138.2M+55.0%	$89.2M+20.4%	$74.1M+10.6%	$67.0M+3.0%	$65.1M
Interest Expense	$448.7M	$524.6M-23.3%	$683.6M+22.1%	$560.0M+287.8%	$144.4M+81.6%	$79.5M-33.7%	$120.0M-33.8%	$181.4M+41.5%	$128.1M+219.7%	$40.1M+83.8%	$21.8M-2.5%	$22.4M+60.0%	$14.0M+13.9%	$12.3M-21.5%	$15.6M-23.4%	$20.4M
Income Tax	-$110.6M	-$130.1M-798.9%	$18.6M-27.1%	$25.5M-49.1%	$50.1M-18.2%	$61.3M-5.5%	$64.9M+1.0%	$64.3M+27.6%	$50.4M-18.8%	$62.0M+32.9%	$46.6M+41.7%	$32.9M+125.3%	$14.6M+56.9%	$9.3M-24.5%	$12.3M+18.3%	$10.4M
Net Income	-$331.5M	-$379.6M-348.6%	$152.7M-12.8%	$175.1M-31.7%	$256.4M-5.4%	$271.1M+6.4%	$254.9M+7.0%	$238.2M+10.4%	$215.7M+132.1%	$92.9M-4.0%	$96.8M+30.2%	$74.4M+108.4%	$35.7M+53.6%	$23.2M-16.1%	$27.7M+9.1%	$25.4M
EPS (Diluted)	-$2.39	-$2.95-343.8%	$1.21-12.3%	$1.38-33.0%	$2.06-16.3%	$2.46+6.5%	$2.31-4.1%	$2.41+3.9%	$2.32+74.4%	$1.33	$1.56+19.1%	$1.31	$2.11	$1.42-13.4%	$1.64+11.6%	$1.47

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Revenue	$307.7M+1.9%	$301.8M-1.9%	$307.5M-1.9%	$313.4M-0.5%	$315.0M+2.3%	$307.8M-5.6%	$326.0M-2.5%	$334.3M
SG&A Expenses	$75.6M-0.4%	$75.9M+4.1%	$72.9M-4.4%	$76.2M+3.2%	$73.9M-1.3%	$74.8M+4.5%	$71.6M+3.5%	$69.2M
Interest Expense	$107.1M+2.3%	$104.6M-5.1%	$110.2M-13.0%	$126.8M-11.5%	$143.2M-0.8%	$144.4M-10.3%	$161.0M-8.8%	$176.6M
Income Tax	$16.7M-4.7%	$17.5M+9.9%	$15.9M+109.9%	-$160.7M-1911.9%	$8.9M+52.6%	$5.8M+1.4%	$5.7M+653.2%	$761K
Net Income	$66.7M-2.7%	$68.5M-28.6%	$96.0M+117.1%	-$562.8M-1127.5%	$54.8M+69.1%	$32.4M-33.0%	$48.3M+95.3%	$24.7M
EPS (Diluted)	$0.46-2.1%	$0.47-30.9%	$0.68+117.0%	-$4.00-1030.2%	$0.43+65.4%	$0.26-31.6%	$0.38+90.0%	$0.20

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income.

SFNC Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

SFNC quarterly balance sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Total Assets	$24.5B-8.7%	$26.9B-1.7%	$27.3B-0.4%	$27.5B+11.1%	$24.7B+10.6%	$22.4B+5.2%	$21.3B+28.5%	$16.5B+10.3%	$15.0B+78.6%	$8.4B+11.1%	$7.6B+62.8%	$4.6B+5.9%	$4.4B+24.3%	$3.5B+6.2%	$3.3B
Cash & Equivalents	$711.9M+3.6%	$687.4M+11.9%	$614.1M-10.0%	$682.1M-58.7%	$1.7B-52.5%	$3.5B+248.4%	$996.6M+19.6%	$833.5M+39.4%	$598.0M+109.4%	$285.7M+13.2%	$252.3M-24.9%	$335.9M-37.7%	$539.4M+0.3%	$537.8M-5.7%	$570.2M
Goodwill	$1.3B0.0%	$1.3B0.0%	$1.3B+0.1%	$1.3B+15.1%	$1.1B+6.6%	$1.1B+1.9%	$1.1B+24.8%	$845.7M+0.4%	$842.7M+141.8%	$348.5M+6.4%	$327.7M+203.1%	$108.1M+37.6%	$78.5M+29.6%	$60.6M0.0%	$60.6M
Total Liabilities	$21.1B-9.5%	$23.3B-2.4%	$23.9B-1.1%	$24.2B+12.6%	$21.5B+10.8%	$19.4B+6.1%	$18.3B+27.8%	$14.3B+10.2%	$13.0B+78.9%	$7.2B+11.8%	$6.5B+56.2%	$4.1B+4.3%	$4.0B+27.5%	$3.1B+7.2%	$2.9B
Long-Term Debt	$335.0M-13.4%	$386.7M-0.5%	$388.5M-0.5%	$390.3M-77.3%	$1.7B-0.2%	$1.7B+295.8%	$435.9M+18.0%	$369.4M+69.0%	$218.6M-34.5%	$333.6M+49.7%	$222.9M+64.7%	$135.3M-1.7%	$137.7M+25.1%	$110.1M-9.1%	$121.1M
Total Equity	$3.4B-3.1%	$3.5B+3.0%	$3.4B+4.8%	$3.3B+0.6%	$3.2B+9.1%	$3.0B-0.4%	$3.0B+33.1%	$2.2B+7.8%	$2.1B+81.1%	$1.2B+6.9%	$1.1B+117.8%	$494.3M+22.4%	$403.8M-0.5%	$406.1M-0.5%	$407.9M
Retained Earnings	$864.3M-37.2%	$1.4B+3.6%	$1.3B+5.9%	$1.3B+14.8%	$1.1B+21.3%	$901.0M+6.1%	$848.8M+25.8%	$674.9M+31.1%	$514.9M+13.4%	$454.0M+17.6%	$386.0M+13.9%	$338.9M+6.4%	$318.6M+3.1%	$309.1M+4.8%	$294.9M

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Total Assets	$24.8B+0.3%	$24.7B+0.6%	$24.5B+1.4%	$24.2B-9.3%	$26.7B-0.4%	$26.8B-0.3%	$26.9B-1.4%	$27.3B
Cash & Equivalents	$589.5M+7.5%	$548.5M-23.0%	$711.9M+10.6%	$643.6M-0.1%	$644.5M+1.6%	$634.3M-7.7%	$687.4M+13.9%	$603.4M
Goodwill	$1.3B0.0%	$1.3B0.0%	$1.3B0.0%	$1.3B0.0%	$1.3B0.0%	$1.3B0.0%	$1.3B0.0%	$1.3B
Total Liabilities	$21.3B+0.2%	$21.3B+0.6%	$21.1B+1.3%	$20.9B-9.9%	$23.1B-0.5%	$23.3B-0.4%	$23.3B-1.7%	$23.7B
Long-Term Debt	$328.3M-1.3%	$332.5M-0.7%	$335.0M-50.0%	$670.1M+73.7%	$385.7M-0.1%	$386.2M-0.1%	$386.7M-0.1%	$387.1M
Total Equity	$3.5B+1.3%	$3.4B+0.5%	$3.4B+1.9%	$3.4B-5.5%	$3.5B+0.5%	$3.5B+0.1%	$3.5B0.0%	$3.5B
Retained Earnings	$937.3M+3.9%	$901.7M+4.3%	$864.3M+5.8%	$817.0M-42.1%	$1.4B+2.0%	$1.4B+0.4%	$1.4B+1.6%	$1.4B

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities.

SFNC Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

SFNC quarterly cash flow statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Operating Cash Flow	$523.9M	$449.5M+5.5%	$425.9M-21.3%	$541.0M+67.9%	$322.2M+16.0%	$277.8M+37.1%	$202.5M-20.9%	$256.1M+12.8%	$227.0M+98.1%	$114.6M+25.7%	$91.1M+8.0%	$84.4M+626.0%	$11.6M-67.8%	$36.1M0.0%	$36.1M+22.1%	$29.6M
Capital Expenditures	$42.0M	$38.1M-16.2%	$45.5M+37.5%	$33.1M-6.2%	$35.3M-26.3%	$47.9M+260.6%	$13.3M-80.4%	$67.8M+128.1%	$29.7M-13.1%	$34.2M+81.1%	$18.9M+27.4%	$14.8M+31.3%	$11.3M+136.7%	$4.8M+110.4%	$2.3M-84.3%	$14.5M
Free Cash Flow	$482.0M	$411.4M+8.1%	$380.4M-25.1%	$507.9M+77.0%	$286.9M+24.8%	$229.9M+21.5%	$189.3M+0.5%	$188.2M-4.6%	$197.2M+145.5%	$80.3M+11.2%	$72.2M+3.9%	$69.5M+21162.1%	$327K-99.0%	$31.3M-7.4%	$33.8M+124.1%	$15.1M
Investing Cash Flow	$1.1B	$1.6B+325.5%	$369.5M+301.3%	-$183.6M+80.6%	-$946.2M+62.7%	-$2.5B-313.3%	$1.2B+96.8%	$604.5M+143.3%	-$1.4B-312.2%	-$338.5M-34.9%	-$250.9M-286.3%	$134.7M+1000.4%	$12.2M+45.8%	$8.4M-95.5%	$187.0M+84.1%	$101.6M
Financing Cash Flow	-$1.6B	-$2.0B-176.6%	-$722.1M-69.8%	-$425.4M-23.5%	-$344.5M-178.6%	$438.5M-59.5%	$1.1B+255.3%	-$697.4M-149.7%	$1.4B+161.7%	$536.3M+177.6%	$193.2M+163.8%	-$302.7M-33.2%	-$227.3M-429.9%	-$42.9M+83.2%	-$255.5M-1870.3%	-$13.0M
Dividends Paid	$123.8M	$115.0M+9.1%	$105.4M+4.4%	$101.0M+7.3%	$94.1M+19.3%	$78.8M+5.7%	$74.6M+16.7%	$63.9M+14.9%	$55.6M+58.5%	$35.1M+22.2%	$28.7M+6.4%	$27.0M+76.0%	$15.4M+12.1%	$13.7M+1.6%	$13.5M+2.6%	$13.2M
Share Buybacks	N/A	$0	$0-100.0%	$40.3M-63.7%	$111.1M-16.1%	$132.5M+16.9%	$113.3M+1018.9%	$10.1M	$0	$0	N/A	N/A	N/A	$10.8M-38.2%	$17.6M+435.1%	$3.3M

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Operating Cash Flow	$144.6M+258.6%	$40.3M-65.2%	$115.7M-48.2%	$223.4M+187.7%	$77.6M+136.7%	$32.8M-60.4%	$82.9M-58.4%	$199.4M
Capital Expenditures	$19.0M+203.6%	$6.3M-37.2%	$10.0M+49.7%	$6.7M-41.2%	$11.3M+11.7%	$10.2M-4.0%	$10.6M-9.6%	$11.7M
Free Cash Flow	$125.5M+268.8%	$34.0M-67.8%	$105.7M-51.2%	$216.7M+226.9%	$66.3M+192.8%	$22.6M-68.7%	$72.3M-61.5%	$187.7M
Investing Cash Flow	-$115.3M+64.2%	-$321.9M-2.3%	-$314.6M-117.4%	$1.8B+1937.6%	$88.7M+1084.6%	-$9.0M-102.3%	$390.9M+520.8%	$63.0M
Financing Cash Flow	$11.7M-90.1%	$118.2M-55.8%	$267.2M+113.2%	-$2.0B-1200.9%	-$156.2M-103.1%	-$76.9M+80.3%	-$389.8M-67.1%	-$233.3M
Dividends Paid	$31.1M-0.3%	$31.2M+1.4%	$30.8M0.0%	$30.8M+14.9%	$26.8M+0.1%	$26.8M+1.4%	$26.4M+0.1%	$26.4M
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A	$0	$0

SFNC Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples.

SFNC quarterly financial ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Net Margin	-30.5%-42.2pp	11.6%-2.8pp	14.5%-15.3pp	29.8%-10.7pp	40.4%+6.9pp	33.6%+3.1pp	30.4%-1.5pp	31.9%+8.3pp	23.5%-8.6pp	32.2%+7.5pp	24.7%+5.4pp	19.3%+3.1pp	16.2%-5.2pp	21.4%+1.8pp	19.7%
Return on Equity	-11.1%-15.4pp	4.3%-0.8pp	5.1%-2.7pp	7.8%-0.5pp	8.3%-0.2pp	8.6%+0.6pp	8.0%-1.6pp	9.6%+5.1pp	4.5%-3.9pp	8.4%+1.5pp	6.9%-0.3pp	7.2%+1.5pp	5.8%-1.1pp	6.8%+0.6pp	6.2%
Return on Assets	-1.6%-2.1pp	0.6%-0.1pp	0.6%-0.3pp	0.9%-0.2pp	1.1%0.0pp	1.1%0.0pp	1.1%-0.2pp	1.3%+0.7pp	0.6%-0.5pp	1.1%+0.2pp	1.0%+0.2pp	0.8%+0.2pp	0.5%-0.2pp	0.8%0.0pp	0.8%
Debt-to-Equity	0.100.0x	0.110.0x	0.110.0x	0.12-0.4x	0.530.0x	0.58+0.4x	0.150.0x	0.16+0.1x	0.10-0.2x	0.29+0.1x	0.21-0.1x	0.27-0.1x	0.34+0.1x	0.270.0x	0.30
FCF Margin	33.1%+4.1pp	29.0%-13.0pp	42.0%+8.7pp	33.3%-1.0pp	34.3%+9.4pp	24.9%+0.9pp	24.0%-5.1pp	29.1%+8.8pp	20.3%-3.7pp	24.0%+0.9pp	23.1%+22.9pp	0.2%-21.7pp	21.9%-4.3pp	26.2%+14.5pp	11.7%

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Net Margin	21.7%-1.0pp	22.7%-8.5pp	31.2%	-179.6%	17.4%+6.9pp	10.5%-4.3pp	14.8%+7.4pp	7.4%
Return on Equity	1.9%-0.1pp	2.0%-0.8pp	2.8%+19.6pp	-16.8%-18.3pp	1.5%+0.6pp	0.9%-0.5pp	1.4%+0.7pp	0.7%
Return on Assets	0.3%0.0pp	0.3%-0.1pp	0.4%+2.7pp	-2.3%-2.5pp	0.2%+0.1pp	0.1%-0.1pp	0.2%+0.1pp	0.1%
Debt-to-Equity	0.090.0x	0.100.0x	0.10-0.1x	0.20+0.1x	0.110.0x	0.110.0x	0.110.0x	0.11
FCF Margin	40.8%+29.5pp	11.3%-23.1pp	34.4%-34.8pp	69.2%+48.1pp	21.1%+13.7pp	7.4%-14.8pp	22.2%-34.0pp	56.1%

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: Net Margin.

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Where Simmons 1St Natl Corp Ranks

Frequently Asked Questions

What is Simmons 1St Natl Corp's annual revenue?

Simmons 1St Natl Corp (SFNC) reported $1.2B in total revenue for fiscal year 2025. This represents a -5.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Simmons 1St Natl Corp's revenue growing?

Simmons 1St Natl Corp (SFNC) revenue declined by 5.2% year-over-year, from $1.3B to $1.2B in fiscal year 2025.

Is Simmons 1St Natl Corp profitable?

No, Simmons 1St Natl Corp (SFNC) reported a net income of -$379.6M in fiscal year 2025, with a net profit margin of -30.5%.

How much debt does Simmons 1St Natl Corp have?

As of fiscal year 2025, Simmons 1St Natl Corp (SFNC) had $711.9M in cash and equivalents against $335.0M in long-term debt.

What is Simmons 1St Natl Corp's net profit margin?

Simmons 1St Natl Corp (SFNC) had a net profit margin of -30.5% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Simmons 1St Natl Corp pay dividends?

Yes, Simmons 1St Natl Corp (SFNC) paid $0.85 per share in dividends during fiscal year 2025.

What is Simmons 1St Natl Corp's return on equity (ROE)?

Simmons 1St Natl Corp (SFNC) has a return on equity of -11.1% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Simmons 1St Natl Corp's free cash flow?

Simmons 1St Natl Corp (SFNC) generated $411.4M in free cash flow during fiscal year 2025. This represents a 8.1% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Simmons 1St Natl Corp's operating cash flow?

Simmons 1St Natl Corp (SFNC) generated $449.5M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Simmons 1St Natl Corp's total assets?

Simmons 1St Natl Corp (SFNC) had $24.5B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Simmons 1St Natl Corp's capital expenditures?

Simmons 1St Natl Corp (SFNC) invested $38.1M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How many shares does Simmons 1St Natl Corp have outstanding?

Simmons 1St Natl Corp (SFNC) had 145M shares outstanding as of fiscal year 2025.

What is Simmons 1St Natl Corp's debt-to-equity ratio?

Simmons 1St Natl Corp (SFNC) had a debt-to-equity ratio of 0.10 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Simmons 1St Natl Corp's return on assets (ROA)?

Simmons 1St Natl Corp (SFNC) had a return on assets of -1.6% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Simmons 1St Natl Corp's Piotroski F-Score?

Simmons 1St Natl Corp (SFNC) has a Piotroski F-Score of 4 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Simmons 1St Natl Corp's earnings high quality?

Simmons 1St Natl Corp (SFNC) reported a net loss of $379.6M while generating $449.5M in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Simmons 1St Natl Corp?

Simmons 1St Natl Corp (SFNC) scores 21 out of 100 on our Financial Health Score, indicating weak standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.