What is Seacoast Banking Corp of Florida's earnings per share (EPS)?

Seacoast Banking Corp of Florida (SBCF) reported diluted earnings per share of $1.57 for fiscal year 2025. This represents a 10.6% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Seacoast Banking Corp of Florida (SBCF) Financials

SBCF

Trailing 12 months to June 30, 2026

Revenue $732.6M +31.9% YoY

Net Income $162.2M +16.8% YoY

EPS (Diluted) $1.55 -4.9% YoY

Operating Cash Flow $218.2M +8.2% YoY

Market Cap $3.2B as of Oct 22, 2026

Price / Sales 4.3x on $732.6M revenue, trailing 12 months to June 30, 2026

Price / Earnings 19.6x on $162.2M net income, trailing 12 months to June 30, 2026

Price / Book 1.2x on $2.7B equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 22, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 4, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 4, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the SBCF SEC filings page.

Seacoast Banking Corp of Florida (SBCF) reported $732.6M in revenue over the twelve months to Jun 30, 2026, up 31.9% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI SBCF FY2025 2026-10-04

The bank is expanding its balance sheet faster than profits, leaving reported returns thin despite sustained earnings.

Scale has outpaced earnings: from FY2024 to FY2025, assets grew 37.3% while net income increased 19.7% and ROA slipped from 0.8% to 0.7%. That combination indicates the additional balance-sheet capacity has not yet translated proportionally into profit.

Cash conversion remains positive, with operating cash flow of $188.1M exceeding net income of $144.9M in FY2025. However, the relationship weakened from $179.9M of operating cash flow against $121.0M of net income in FY2024, so earnings converted into less operating cash than the year before.

The reported debt-to-equity ratio was just 0.0x in FY2025, but total liabilities were about 6.6x equity, or $17.8B against $2.7B. For a bank, that contrast matters: the headline debt measure captures little of the broader liability-funded structure, while goodwill also rose to $1.0B from $732M as total assets reached $20.8B.

Financial Health Signals

Financial Health Score 46/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Seacoast Banking Corp of Florida's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

Seacoast Banking Corp of Florida earned a return on assets of 0.7% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is down from 0.8% the prior year. Earnings ranks banks on that return over three years, and Seacoast Banking Corp of Florida scores 37/100 among other banks.

Growth

Seacoast Banking Corp of Florida reported revenue of $652.6M in fiscal year 2025, against $515.4M in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and Seacoast Banking Corp of Florida scores 46/100 among other banks.

Capital

Seacoast Banking Corp of Florida funded 13.0% of its assets with shareholders' equity at the end of fiscal year 2025, holding $2.7B of equity against $20.8B of assets. Capital ranks banks on that cushion, and Seacoast Banking Corp of Florida scores 68/100 among other banks.

Efficiency

Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. Seacoast Banking Corp of Florida scores 44/100 on it among other banks.

Credit Quality

Not available for Seacoast Banking Corp of Florida, and counted as zero in the overall score.

Stability

Seacoast Banking Corp of Florida reported net income of $144.9M in fiscal year 2025, against $121.0M in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and Seacoast Banking Corp of Florida scores 82/100 among other banks.

Piotroski F-Score Partial

4/7

Seacoast Banking Corp of Florida passes 4 of 7 computable financial strength tests (2 of the nine could not be computed from available data). 3 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Cash-Backed

1.30x

For every $1 of reported earnings, Seacoast Banking Corp of Florida generates $1.30 in operating cash flow ($188.1M OCF vs $144.9M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

Export CSV

Earnings & Revenue

Revenue

$208.2M

YoY+37.5%

QoQ+27.0%

5Y CAGR+20.7%

10Y CAGR+16.9%

Seacoast Banking Corp of Florida generated $208.2M in revenue in Q2 2026. This represents an increase of 37.5% from the same quarter a year earlier. Against the prior quarter it is up 27.0%.

Net Income

$59.5M

YoY+39.5%

QoQ+86.7%

5Y CAGR+13.6%

10Y CAGR+27.3%

Seacoast Banking Corp of Florida reported $59.5M in net income in Q2 2026. This represents an increase of 39.5% from the same quarter a year earlier. Against the prior quarter it is up 86.7%.

EPS (Diluted)

$0.55

YoY+10.0%

QoQ+89.7%

5Y CAGR-0.4%

10Y CAGR+14.7%

Seacoast Banking Corp of Florida earned $0.55 per diluted share (EPS) in Q2 2026. This represents an increase of 10.0% from the same quarter a year earlier. Against the prior quarter it is up 89.7%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Cash & Debt

$429.9M

YoY+29.3%

QoQ-46.8%

5Y CAGR-21.6%

10Y CAGR+13.0%

Seacoast Banking Corp of Florida held $429.9M in cash against $112.9M in long-term debt as of Q2 2026.

Dividends Per Share

$0.19

YoY+5.6%

QoQ0.0%

5Y CAGR+7.9%

Seacoast Banking Corp of Florida paid $0.19 per share in dividends in Q2 2026. This represents an increase of 5.6% from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

97M

YoY+10.2%

QoQ-0.4%

5Y CAGR+11.8%

10Y CAGR+9.8%

Seacoast Banking Corp of Florida had 97M shares outstanding in Q2 2026. This represents an increase of 10.2% from the same quarter a year earlier. Against the prior quarter it is down 0.4%.

Free Cash Flow

Not reported for Q2 2026.

Margins & Returns

Net Margin

28.6%

YoY+0.4pp

QoQ+9.1pp

5Y change-10.1pp

10Y change+16.4pp

Seacoast Banking Corp of Florida's net profit margin was 28.6% in Q2 2026, showing the share of revenue converted to profit. This is up 0.4 percentage points from the same quarter a year earlier. Against the prior quarter it is up 9.1 percentage points.

Return on Equity

2.2%

YoY+0.3pp

QoQ+1.0pp

5Y change-0.5pp

10Y change+0.9pp

Seacoast Banking Corp of Florida's ROE was 2.2% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 0.3 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.0 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

$23.3M

QoQ+133.3%

Seacoast Banking Corp of Florida spent $23.3M on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. Against the prior quarter it is up 133.3%.

R&D Spending

Not reported for Q2 2026.

Capital Expenditures

Not reported for Q2 2026.

SBCF Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

SBCF quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$732.6M	$652.6M+26.6%	$515.4M-9.2%	$567.4M+31.3%	$432.3M+24.7%	$346.8M+6.9%	$324.3M+8.0%	$300.4M+14.8%	$261.5M+11.4%	$234.8M+32.3%	$177.4M+24.8%	$142.1M+41.9%	$100.1M+11.3%	$89.9M-2.9%	$92.6M+7.2%	$86.4M
SG&A Expenses	$437.0M	$414.9M+20.8%	$343.3M-13.2%	$395.6M+47.7%	$267.9M+35.7%	$197.4M+6.4%	$185.6M+15.4%	$160.7M-0.9%	$162.3M+8.2%	$149.9M+14.5%	$130.9M+26.1%	$103.8M+11.1%	$93.4M+24.2%	$75.2M-9.0%	$82.5M+6.2%	$77.8M
Interest Expense	$300.1M	$282.9M-3.6%	$293.6M+46.3%	$200.7M+1300.6%	$14.3M+74.4%	$8.2M-66.2%	$24.3M-47.4%	$46.2M+54.6%	$29.9M+95.3%	$15.3M+80.7%	$8.5M+22.2%	$6.9M+29.4%	$5.4M-3.6%	$5.6M-34.5%	$8.5M-39.2%	$14.0M
Income Tax	$45.2M	$41.6M+19.4%	$34.9M+15.3%	$30.2M-4.5%	$31.6M-7.9%	$34.3M+50.5%	$22.8M-23.6%	$29.9M+47.5%	$20.3M-44.2%	$36.3M+144.0%	$14.9M+10.1%	$13.5M+197.7%	$4.5M+111.3%	-$40.4M	$0	$0
Net Income	$162.2M	$144.9M+19.7%	$121.0M+16.3%	$104.0M-2.3%	$106.5M-14.4%	$124.4M+60.0%	$77.8M-21.2%	$98.7M+46.8%	$67.3M+56.9%	$42.9M+46.8%	$29.2M+31.9%	$22.1M+288.7%	$5.7M-89.0%	$52.0M+7422.4%	-$710K-110.6%	$6.7M
EPS (Basic)	N/A	$1.59+11.2%	$1.43+15.3%	$1.24-25.7%	$1.67-24.1%	$2.20+51.7%	$1.45-24.5%	$1.92+37.1%	$1.40+38.6%	$1.01+27.8%	$0.79+19.7%	$0.66+214.3%	$0.21-91.5%	$2.46+1125.0%	-$0.24-250.0%	$0.16
EPS (Diluted)	$1.55	$1.57+10.6%	$1.42+15.4%	$1.23-25.9%	$1.66-23.9%	$2.18+51.4%	$1.44-24.2%	$1.90+37.7%	$1.38+39.4%	$0.99+26.9%	$0.78+18.2%	$0.66+214.3%	$0.21-91.4%	$2.44	-$0.24	$0.16
Diluted Shares (Avg)	N/A	89M+4.8%	85M+0.8%	84M+31.2%	64M+12.6%	57M+5.9%	54M+3.7%	52M+6.7%	49M+12.5%	43M+15.6%	38M+11.2%	34M+21.7%	28M+41.1%	20M	19M	19M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$208.2M+37.5%	$163.9M+16.5%	$203.3M+53.0%	$157.3M+20.7%	$151.4M+19.6%	$140.7M+12.0%	$132.9M+3.7%	$130.3M-4.9%
SG&A Expenses	$63.1M+20.1%	$62.6M+22.6%	$209.2M+144.5%	$102.0M+20.2%	$52.5M-36.3%	$51.1M-43.4%	$85.6M-0.9%	$84.8M-9.7%
Interest Expense	$75.2M+13.0%	$74.2M+12.9%	$81.4M+16.1%	$69.2M-10.6%	$66.5M-11.8%	$65.7M-6.9%	$70.1M+6.2%	$77.5M+27.9%
Income Tax	$16.5M+31.3%	$9.0M-3.8%	$9.2M-3.4%	$10.5M+21.6%	$12.6M+41.3%	$9.4M+19.9%	$9.5M+15.2%	$8.6M-5.2%
Net Income	$59.5M+39.5%	$31.9M+1.4%	$34.3M+0.5%	$36.5M+19.0%	$42.7M+41.1%	$31.5M+21.0%	$34.1M+15.4%	$30.7M-2.4%
EPS (Basic)	$0.55+10.0%	$0.30-18.9%	$0.29-27.5%	$0.42+16.7%	$0.50+38.9%	$0.37+19.4%	$0.40+14.3%	$0.36-2.7%
EPS (Diluted)	$0.55+10.0%	$0.29-21.6%	$0.29-27.5%	$0.42+16.7%	$0.50+38.9%	$0.37+19.4%	$0.40+17.6%	$0.36-2.7%
Diluted Shares (Avg)	97M+13.8%	98M+14.6%	N/A	87M+2.8%	85M+0.8%	85M+0.1%	N/A	85M-0.7%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

SBCF Balance Sheet

SBCF quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$20.8B+37.3%	$15.2B+4.1%	$14.6B+20.0%	$12.1B+25.5%	$9.7B+16.1%	$8.3B+17.4%	$7.1B+5.3%	$6.7B+16.1%	$5.8B+24.1%	$4.7B+32.4%	$3.5B+14.3%	$3.1B+36.3%	$2.3B+4.4%	$2.2B+1.7%	$2.1B
Cash & Equivalents	$388.5M-18.5%	$476.6M+6.6%	$447.2M+121.4%	$201.9M-72.6%	$737.7M+82.6%	$404.1M+224.5%	$124.5M+7.4%	$116.0M+5.9%	$109.5M-0.1%	$109.6M-19.4%	$136.1M+35.3%	$100.5M-47.5%	$191.6M+9.5%	$175.0M+4.7%	$167.1M
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$1.0B+41.3%	$732.4M0.0%	$732.4M+52.5%	$480.3M+90.5%	$252.2M+14.0%	$221.2M+7.7%	$205.3M+0.3%	$204.8M+38.7%	$147.6M+128.3%	$64.6M+156.4%	$25.2M-0.4%	$25.3M	$0	N/A	N/A
Total Liabilities	$17.8B+36.9%	$13.0B+4.2%	$12.5B+18.4%	$10.5B+25.9%	$8.4B+16.1%	$7.2B+17.8%	$6.1B+4.1%	$5.9B+14.9%	$5.1B+20.6%	$4.2B+33.5%	$3.2B+14.4%	$2.8B+34.3%	$2.1B+3.1%	$2.0B+2.1%	$2.0B
Long-Term Debt	$112.8M+5.4%	$107.0M+0.6%	$106.3M+25.8%	$84.5M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$2.7B+24.2%	$2.2B+3.6%	$2.1B+31.1%	$1.6B+22.7%	$1.3B+16.0%	$1.1B+14.7%	$985.6M+14.0%	$864.3M+25.3%	$689.7M+58.4%	$435.4M+23.2%	$353.5M+13.1%	$312.7M+57.4%	$198.6M+20.0%	$165.5M-2.7%	$170.1M
Retained Earnings	$603.8M+14.6%	$526.6M+12.7%	$467.3M+10.2%	$423.9M+18.2%	$358.6M+39.7%	$256.7M+31.1%	$195.8M+101.7%	$97.1M+224.5%	$29.9M+319.0%	-$13.7M+68.1%	-$42.9M+34.1%	-$65.0M+8.1%	-$70.7M+40.4%	-$118.6M-3.9%	-$114.2M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$21.4B+34.0%	$21.1B+34.4%	$20.8B+37.3%	$16.7B+9.9%	$15.9B+6.6%	$15.7B+6.1%	$15.2B+4.1%	$15.2B+2.3%
Cash & Equivalents	$429.9M+29.3%	$808.4M+61.5%	$388.5M-18.5%	$306.0M-52.0%	$332.4M-55.6%	$500.6M-26.7%	$476.6M+6.6%	$637.1M-8.5%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$1.0B+41.3%	$1.0B+41.3%	$1.0B+41.3%	$754.6M+3.0%	$732.4M0.0%	$732.4M0.0%	$732.4M0.0%	$732.4M+0.1%
Total Liabilities	$18.3B+33.7%	$18.1B+33.9%	$17.8B+36.9%	$14.3B+10.2%	$13.7B+6.6%	$13.5B+6.2%	$13.0B+4.2%	$13.0B+1.6%
Long-Term Debt	$112.9M+5.2%	$112.8M+5.3%	$112.8M+5.4%	$107.5M+0.6%	$107.3M+0.6%	$107.1M+0.6%	$107.0M+0.6%	$106.8M
Total Equity	$2.7B+20.2%	$2.7B+21.9%	$2.7B+24.2%	$2.4B+8.4%	$2.3B+6.6%	$2.2B+5.3%	$2.2B+3.6%	$2.2B+7.1%
Retained Earnings	$653.6M+14.7%	$614.9M+13.3%	$603.8M+14.6%	$590.4M+16.2%	$569.8M+15.6%	$542.7M+13.5%	$526.6M+12.7%	$508.0M+12.1%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities.

SBCF Cash Flow Statement

SBCF quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$218.2M	$188.1M+4.5%	$179.9M+19.4%	$150.6M-23.1%	$195.9M+26.7%	$154.6M+154.9%	$60.7M-48.5%	$117.7M-9.2%	$129.6M+165.0%	$48.9M-21.1%	$62.0M+110.1%	$29.5M+34.5%	$21.9M-56.0%	$49.9M+2517.7%	-$2.1M-108.7%	$23.7M
Depreciation & Amortization	N/A	$36.6M+12.5%	$32.5M-12.1%	$37.0M+143.0%	$15.2M+44.7%	$10.5M-11.5%	$11.9M-3.0%	$12.2M+15.0%	$10.7M+18.7%	$9.0M+18.7%	$7.6M+45.5%	$5.2M+20.8%	$4.3M+20.8%	$3.6M-1.5%	$3.6M-1.7%	$3.7M
Stock-Based Compensation	N/A	$15.7M+14.5%	$13.7M+2.3%	$13.4M+20.5%	$11.2M+28.4%	$8.7M+18.9%	$7.3M+0.8%	$7.2M-7.4%	$7.8M+48.5%	$5.3M+26.8%	$4.2M+45.3%	$2.9M+120.1%	$1.3M+428.0%	$246K-69.1%	$796K+35.4%	$588K
Investing Cash Flow	-$348.0M	-$706.8M-16.5%	-$606.9M-215.1%	$527.4M+244.6%	-$364.9M+11.5%	-$412.5M-20.4%	-$342.5M-6.6%	-$321.3M-84.0%	-$174.6M+28.9%	-$245.6M+52.0%	-$511.8M-199.5%	-$170.9M	N/A	-$89.2M-213.7%	-$28.4M+84.3%	-$180.9M
Financing Cash Flow	$227.3M	$430.6M-5.6%	$456.4M+205.5%	-$432.8M-18.0%	-$366.8M-162.0%	$591.6M+5.4%	$561.4M+164.6%	$212.2M+312.5%	$51.4M-73.8%	$196.5M-53.6%	$423.4M+139.3%	$176.9M	N/A	$55.9M+45.7%	$38.4M-66.0%	$112.8M
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$0	N/A	N/A
Share Buybacks	$33.3M	$0-100.0%	$880K-91.9%	$10.9M	$0	$0	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$61.7M-14.6%	$71.8M+131.5%	$54.5M+21.2%	$30.2M-43.4%	$72.3M+27.2%	$31.0M+25.7%	$45.0M+50.6%	$53.4M-14.8%
Depreciation & Amortization	$12.8M+73.9%	$13.0M+72.9%	$13.4M+71.4%	$8.3M+2.1%	$7.4M-9.9%	$7.5M-10.6%	$7.8M-13.6%	$8.1M-14.3%
Stock-Based Compensation	N/A	$4.5M+47.5%	N/A	N/A	N/A	$3.0M+37.0%	N/A	N/A
Investing Cash Flow	-$603.6M-58.4%	$68.0M+113.2%	$141.1M+167.0%	$46.4M+115.9%	-$381.0M-386.8%	-$513.3M-1896.2%	-$210.7M-633.5%	-$292.2M-283.4%
Financing Cash Flow	$163.4M+16.3%	$280.1M-44.7%	-$113.1M-2261.5%	-$103.1M-181.6%	$140.5M+59.3%	$506.3M+114.0%	$5.2M+101.6%	$126.4M+149.8%
Share Buybacks	$23.3M	$10.0M	$0	$0	$0	$0	$0-100.0%	$0

Not reported in any period shown, so not listed: Capital Expenditures, Free Cash Flow, Dividends Paid.

SBCF Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

SBCF quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	22.2%-1.3pp	23.5%+5.2pp	18.3%-6.3pp	24.6%-11.2pp	35.9%+11.9pp	24.0%-8.9pp	32.9%+7.2pp	25.7%+7.5pp	18.3%+1.8pp	16.5%+0.9pp	15.6%+9.9pp	5.7%-52.1pp	57.8%+58.6pp	-0.8%-8.5pp	7.7%
Return on Equity	5.3%-0.2pp	5.5%+0.6pp	4.9%-1.7pp	6.6%-2.9pp	9.5%+2.6pp	6.9%-3.1pp	10.0%+2.2pp	7.8%+1.6pp	6.2%-0.5pp	6.7%+0.5pp	6.3%+4.4pp	1.8%-24.4pp	26.2%+26.6pp	-0.4%-4.3pp	3.9%
Return on Assets	0.7%-0.1pp	0.8%+0.1pp	0.7%-0.2pp	0.9%-0.4pp	1.3%+0.4pp	0.9%-0.5pp	1.4%+0.4pp	1.0%+0.3pp	0.7%+0.1pp	0.6%0.0pp	0.6%+0.5pp	0.2%-2.1pp	2.3%+2.3pp	0.0%-0.3pp	0.3%
Debt-to-Equity	0.040.0x	0.050.0x	0.050.0x	0.05-6.3x	6.390.0x	6.38+0.2x	6.21-0.6x	6.81-0.6x	7.42-2.3x	9.75+0.8x	9.00+0.1x	8.89-1.5x	10.42-1.7x	12.13+0.6x	11.57
Asset Turnover	0.030.0x	0.030.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.030.0x	0.040.0x	0.040.0x	0.04

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	28.6%+0.4pp	19.5%-2.9pp	16.9%-8.8pp	23.2%-0.3pp	28.2%+4.3pp	22.4%+1.6pp	25.7%+2.6pp	23.5%+0.6pp
Return on Equity	2.2%+0.3pp	1.2%-0.2pp	1.3%-0.3pp	1.5%+0.1pp	1.9%+0.5pp	1.4%+0.2pp	1.6%+0.2pp	1.4%-0.1pp
Return on Assets	0.3%0.0pp	0.1%-0.1pp	0.2%-0.1pp	0.2%0.0pp	0.3%+0.1pp	0.2%0.0pp	0.2%0.0pp	0.2%0.0pp
Debt-to-Equity	0.040.0x	0.040.0x	0.040.0x	0.050.0x	0.050.0x	0.050.0x	0.050.0x	0.05-6.2x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, FCF Margin.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Seacoast Banking Corp of Florida SBCF	FY2025	$652.6M	$144.9M	22.2%	$3.2B	46/100
Park National Corporation PRK	FY2025	$664.4M	$180.1M	27.1%	$3.3B	76/100
Bank of Hawaii Corp. BOH	FY2025	$716.6M	$205.9M	28.7%	$2.7B	44/100
Banc of California, Inc. BANC	FY2025	$1.8B	$229.0M	12.6%	$2.8B	25/100
First Financial Bancorp FFBC	FY2025	$899.5M	$256K	0.0%	$3.3B	51/100

Where Seacoast Banking Corp of Florida Ranks

Frequently Asked Questions

What is Seacoast Banking Corp of Florida's annual revenue?

Seacoast Banking Corp of Florida (SBCF) reported $652.6M in total revenue for fiscal year 2025. This represents a 26.6% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Seacoast Banking Corp of Florida's revenue growing?

Seacoast Banking Corp of Florida (SBCF) revenue grew by 26.6% year-over-year, from $515.4M to $652.6M in fiscal year 2025.

Is Seacoast Banking Corp of Florida profitable?

Yes, Seacoast Banking Corp of Florida (SBCF) reported a net income of $144.9M in fiscal year 2025, with a net profit margin of 22.2%.

How much debt does Seacoast Banking Corp of Florida have?

As of fiscal year 2025, Seacoast Banking Corp of Florida (SBCF) had $388.5M in cash and equivalents against $112.8M in long-term debt.

What is Seacoast Banking Corp of Florida's net profit margin?

Seacoast Banking Corp of Florida (SBCF) had a net profit margin of 22.2% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Seacoast Banking Corp of Florida pay dividends?

Yes, Seacoast Banking Corp of Florida (SBCF) paid $0.73 per share in dividends during fiscal year 2025.

What is Seacoast Banking Corp of Florida's return on equity (ROE)?

Seacoast Banking Corp of Florida (SBCF) has a return on equity of 5.3% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Seacoast Banking Corp of Florida's operating cash flow?

Seacoast Banking Corp of Florida (SBCF) generated $188.1M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Seacoast Banking Corp of Florida's total assets?

Seacoast Banking Corp of Florida (SBCF) had $20.8B in total assets as of fiscal year 2025, including both current and long-term assets.

How many shares does Seacoast Banking Corp of Florida have outstanding?

Seacoast Banking Corp of Florida (SBCF) had 98M shares outstanding as of fiscal year 2025.

What is Seacoast Banking Corp of Florida's debt-to-equity ratio?

Seacoast Banking Corp of Florida (SBCF) had a debt-to-equity ratio of 0.04 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Seacoast Banking Corp of Florida's return on assets (ROA)?

Seacoast Banking Corp of Florida (SBCF) had a return on assets of 0.7% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Seacoast Banking Corp of Florida's P/E ratio?

Seacoast Banking Corp of Florida (SBCF) trades at 19.6x earnings, its market capitalization divided by net income of $162.2M net income, trailing 12 months to June 30, 2026. The market capitalization is $3.2B as of Oct 22, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Seacoast Banking Corp of Florida's price-to-sales ratio?

Seacoast Banking Corp of Florida (SBCF) trades at 4.3x sales, its market capitalization divided by revenue of $732.6M revenue, trailing 12 months to June 30, 2026. The market capitalization is $3.2B as of Oct 22, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Seacoast Banking Corp of Florida's Piotroski F-Score?

Seacoast Banking Corp of Florida (SBCF) has a Piotroski F-Score of 4 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Seacoast Banking Corp of Florida's earnings high quality?

Seacoast Banking Corp of Florida (SBCF) has an earnings quality ratio of 1.30x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Seacoast Banking Corp of Florida?

Seacoast Banking Corp of Florida (SBCF) scores 46 out of 100 on our Financial Health Score, indicating moderate standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.