What is Seacoast Bkg Corp Fla's earnings per share (EPS)?

Seacoast Bkg Corp Fla (SBCF) reported diluted earnings per share of $1.57 for fiscal year 2025. This represents a 10.6% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Seacoast Bkg Corp Fla (SBCF) Financials

SBCF

Trailing 12 months to June 30, 2026

Revenue $965.0M +29.1% YoY

Net Income $162.2M +16.8% YoY

EPS (Diluted) $1.55 -4.9% YoY

Operating Cash Flow $218.2M +8.2% YoY

Market Cap $3.3B as of Sep 2, 2026

Price / Sales 3.4x on $965.0M revenue, trailing 12 months to June 30, 2026

Price / Earnings 20.4x on $162.2M net income, trailing 12 months to June 30, 2026

Price / Book 1.2x on $2.7B equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Sep 2, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 4, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 4, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the SBCF SEC filings page.

Seacoast Bkg Corp Fla (SBCF) reported $965.0M in revenue over the twelve months to Jun 30, 2026, up 29.1% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI SBCF FY2025 2026-08-29

Balance-sheet expansion is outpacing cash generation, while dilution limits how much earnings growth reaches each share.

In FY2025, assets expanded 37.3% while revenue rose 15.3%, indicating that balance-sheet growth—not just operating throughput—drove the company's larger scale. Operating cash flow increased only 4.5% to $188M, while liabilities remained 85.3% of assets, showing that expansion required substantial funding rather than converting proportionally into cash.

Profitability improved modestly: net margin moved from 16.7% in FY2024 to 17.3% in FY2025, while net income rose 19.7%. The combination suggests some earnings benefit from the larger revenue base, but not a dramatic change in operating economics.

Shares outstanding increased 14.4% in FY2025, versus 10.6% EPS growth, so per-share progress lagged aggregate earnings. Goodwill rose 41.3% while equity grew 24.3%, making intangible expansion a notable part of the balance-sheet build.

Financial Health Signals

Financial Health Score 51/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Seacoast Bkg Corp Fla's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

Seacoast Bkg Corp Fla earned a return on assets of 0.7% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is down from 0.8% the prior year. Earnings ranks banks on that return over three years, and Seacoast Bkg Corp Fla scores 37/100 among other banks.

Growth

Seacoast Bkg Corp Fla reported revenue of $836.4M in fiscal year 2025, against $725.6M in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and Seacoast Bkg Corp Fla scores 55/100 among other banks.

Capital

Seacoast Bkg Corp Fla funded 13.0% of its assets with shareholders' equity at the end of fiscal year 2025, holding $2.7B of equity against $20.8B of assets. Capital ranks banks on that cushion, and Seacoast Bkg Corp Fla scores 68/100 among other banks.

Efficiency

Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. Seacoast Bkg Corp Fla scores 63/100 on it among other banks.

Credit Quality

Not available for Seacoast Bkg Corp Fla, and counted as zero in the overall score.

Stability

Seacoast Bkg Corp Fla reported net income of $144.9M in fiscal year 2025, against $121.0M in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and Seacoast Bkg Corp Fla scores 81/100 among other banks.

Piotroski F-Score Partial

4/7

Seacoast Bkg Corp Fla passes 4 of 7 computable financial strength tests (2 of the nine could not be computed from available data). 3 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Cash-Backed

1.30x

For every $1 of reported earnings, Seacoast Bkg Corp Fla generates $1.30 in operating cash flow ($188.1M OCF vs $144.9M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$255.6M

YoY+32.2%

QoQ+1.9%

5Y CAGR+30.4%

10Y CAGR+21.5%

Seacoast Bkg Corp Fla generated $255.6M in revenue in Q2 2026. This represents an increase of 32.2% from the same quarter a year earlier. Against the prior quarter it is up 1.9%.

Net Income

$59.5M

YoY+39.5%

QoQ+86.7%

5Y CAGR+13.6%

10Y CAGR+27.3%

Seacoast Bkg Corp Fla reported $59.5M in net income in Q2 2026. This represents an increase of 39.5% from the same quarter a year earlier. Against the prior quarter it is up 86.7%.

EPS (Diluted)

$0.55

YoY+10.0%

QoQ+89.7%

5Y CAGR-0.4%

10Y CAGR+14.7%

Seacoast Bkg Corp Fla earned $0.55 per diluted share (EPS) in Q2 2026. This represents an increase of 10.0% from the same quarter a year earlier. Against the prior quarter it is up 89.7%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Cash & Debt

$429.9M

YoY+29.3%

QoQ-46.8%

5Y CAGR-21.6%

10Y CAGR+13.0%

Seacoast Bkg Corp Fla held $429.9M in cash against $112.9M in long-term debt as of Q2 2026.

Dividends Per Share

$0.19

YoY+5.6%

QoQ0.0%

5Y CAGR+7.9%

Seacoast Bkg Corp Fla paid $0.19 per share in dividends in Q2 2026. This represents an increase of 5.6% from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

97M

YoY+10.2%

QoQ-0.4%

5Y CAGR+11.8%

10Y CAGR+9.8%

Seacoast Bkg Corp Fla had 97M shares outstanding in Q2 2026. This represents an increase of 10.2% from the same quarter a year earlier. Against the prior quarter it is down 0.4%.

Free Cash Flow

Not reported for Q2 2026.

Margins & Returns

Net Margin

23.3%

YoY+1.2pp

QoQ+10.6pp

5Y CAGR-23.1pp

10Y CAGR+8.7pp

Seacoast Bkg Corp Fla's net profit margin was 23.3% in Q2 2026, showing the share of revenue converted to profit. This is up 1.2 percentage points from the same quarter a year earlier. Against the prior quarter it is up 10.6 percentage points.

Return on Equity

2.2%

YoY+0.3pp

QoQ+1.0pp

5Y CAGR-0.5pp

10Y CAGR+0.9pp

Seacoast Bkg Corp Fla's ROE was 2.2% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 0.3 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.0 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

$23.3M

QoQ+133.3%

Seacoast Bkg Corp Fla spent $23.3M on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. Against the prior quarter it is up 133.3%.

R&D Spending

Not reported for Q2 2026.

Capital Expenditures

Not reported for Q2 2026.

SBCF Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

SBCF quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$965.0M	$836.4M+15.3%	$725.6M+5.3%	$689.0M+81.1%	$380.5M+33.9%	$284.2M-1.0%	$287.0M-1.0%	$289.8M+20.1%	$241.4M+26.0%	$191.6M+29.4%	$148.1M+27.2%	$116.4M+45.0%	$80.3M+13.4%	$70.8M-3.4%	$73.3M-9.3%	$80.8M
SG&A Expenses	$437.0M	$414.9M+20.8%	$343.3M-13.2%	$395.6M+47.7%	$267.9M+35.7%	$197.4M+6.4%	$185.6M+15.4%	$160.7M-0.9%	$162.3M+8.2%	$149.9M+14.5%	$130.9M+26.1%	$103.8M+11.1%	$93.4M+24.2%	$75.2M-9.0%	$82.5M+6.2%	$77.8M
Interest Expense	$300.1M	$282.9M-3.6%	$293.6M+46.3%	$200.7M+1300.6%	$14.3M+74.4%	$8.2M-66.2%	$24.3M-47.4%	$46.2M+54.6%	$29.9M+95.3%	$15.3M+80.7%	$8.5M+22.2%	$6.9M+29.4%	$5.4M-3.6%	$5.6M-34.5%	$8.5M-39.2%	$14.0M
Income Tax	$45.2M	$41.6M+19.4%	$34.9M+15.3%	$30.2M-4.5%	$31.6M-7.9%	$34.3M+50.5%	$22.8M-23.6%	$29.9M+47.5%	$20.3M-44.2%	$36.3M+144.0%	$14.9M+10.1%	$13.5M+197.7%	$4.5M+111.3%	-$40.4M	$0	$0
Net Income	$162.2M	$144.9M+19.7%	$121.0M+16.3%	$104.0M-2.3%	$106.5M-14.4%	$124.4M+60.0%	$77.8M-21.2%	$98.7M+46.8%	$67.3M+56.9%	$42.9M+46.8%	$29.2M+31.9%	$22.1M+288.7%	$5.7M-89.0%	$52.0M+7422.4%	-$710K-110.6%	$6.7M
EPS (Basic)	N/A	$1.59+11.2%	$1.43+15.3%	$1.24-25.7%	$1.67-24.1%	$2.20+51.7%	$1.45-24.5%	$1.92+37.1%	$1.40+38.6%	$1.01+27.8%	$0.79+19.7%	$0.66+214.3%	$0.21-91.5%	$2.46+1125.0%	-$0.24-250.0%	$0.16
EPS (Diluted)	$1.55	$1.57+10.6%	$1.42+15.4%	$1.23-25.9%	$1.66-23.9%	$2.18+51.4%	$1.44-24.2%	$1.90+37.7%	$1.38+39.4%	$0.99+26.9%	$0.78+18.2%	$0.66+214.3%	$0.21-91.4%	$2.44	-$0.24	$0.16
Diluted Shares (Avg)	N/A	89M+4.8%	85M+0.8%	84M+31.2%	64M+12.6%	57M+5.9%	54M+3.7%	52M+6.7%	49M+12.5%	43M+15.6%	38M+11.2%	34M+21.7%	28M+41.1%	20M	19M	19M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$255.6M+32.2%	$250.7M+36.1%	$256.1M+37.7%	$202.7M+10.1%	$193.3M+7.5%	$184.3M+4.9%	$185.9M+5.1%	$184.1M+2.4%
SG&A Expenses	$63.1M+20.1%	$62.6M+22.6%	$209.2M+144.5%	$102.0M+20.2%	$52.5M-36.3%	$51.1M-43.4%	$85.6M-0.9%	$84.8M-9.7%
Interest Expense	$75.2M+13.0%	$74.2M+12.9%	$81.4M+16.1%	$69.2M-10.6%	$66.5M-11.8%	$65.7M-6.9%	$70.1M+6.2%	$77.5M+27.9%
Income Tax	$16.5M+31.3%	$9.0M-3.8%	$9.2M-3.4%	$10.5M+21.6%	$12.6M+41.3%	$9.4M+19.9%	$9.5M+15.2%	$8.6M-5.2%
Net Income	$59.5M+39.5%	$31.9M+1.4%	$34.3M+0.5%	$36.5M+19.0%	$42.7M+41.1%	$31.5M+21.0%	$34.1M+15.4%	$30.7M-2.4%
EPS (Basic)	$0.55+10.0%	$0.30-18.9%	$0.29-27.5%	$0.42+16.7%	$0.50+38.9%	$0.37+19.4%	$0.40+14.3%	$0.36-2.7%
EPS (Diluted)	$0.55+10.0%	$0.29-21.6%	$0.29-27.5%	$0.42+16.7%	$0.50+38.9%	$0.37+19.4%	$0.40+17.6%	$0.36-2.7%
Diluted Shares (Avg)	97M+13.8%	98M+14.6%	N/A	87M+2.8%	85M+0.8%	85M+0.1%	N/A	85M-0.7%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

SBCF Balance Sheet

SBCF quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$20.8B+37.3%	$15.2B+4.1%	$14.6B+20.0%	$12.1B+25.5%	$9.7B+16.1%	$8.3B+17.4%	$7.1B+5.3%	$6.7B+16.1%	$5.8B+24.1%	$4.7B+32.4%	$3.5B+14.3%	$3.1B+36.3%	$2.3B+4.4%	$2.2B+1.7%	$2.1B
Cash & Equivalents	$388.5M-18.5%	$476.6M+6.6%	$447.2M+121.4%	$201.9M-72.6%	$737.7M+82.6%	$404.1M+224.5%	$124.5M+7.4%	$116.0M+5.9%	$109.5M-0.1%	$109.6M-19.4%	$136.1M+35.3%	$100.5M-47.5%	$191.6M+9.5%	$175.0M+4.7%	$167.1M
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$1.0B+41.3%	$732.4M0.0%	$732.4M+52.5%	$480.3M+90.5%	$252.2M+14.0%	$221.2M+7.7%	$205.3M+0.3%	$204.8M+38.7%	$147.6M+128.3%	$64.6M+156.4%	$25.2M-0.4%	$25.3M	$0	N/A	N/A
Total Liabilities	$17.8B+36.9%	$13.0B+4.2%	$12.5B+18.4%	$10.5B+25.9%	$8.4B+16.1%	$7.2B+17.8%	$6.1B+4.1%	$5.9B+14.9%	$5.1B+20.6%	$4.2B+33.5%	$3.2B+14.4%	$2.8B+34.3%	$2.1B+3.1%	$2.0B+2.1%	$2.0B
Long-Term Debt	$112.8M+5.4%	$107.0M+0.6%	$106.3M+25.8%	$84.5M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$2.7B+24.2%	$2.2B+3.6%	$2.1B+31.1%	$1.6B+22.7%	$1.3B+16.0%	$1.1B+14.7%	$985.6M+14.0%	$864.3M+25.3%	$689.7M+58.4%	$435.4M+23.2%	$353.5M+13.1%	$312.7M+57.4%	$198.6M+20.0%	$165.5M-2.7%	$170.1M
Retained Earnings	$603.8M+14.6%	$526.6M+12.7%	$467.3M+10.2%	$423.9M+18.2%	$358.6M+39.7%	$256.7M+31.1%	$195.8M+101.7%	$97.1M+224.5%	$29.9M+319.0%	-$13.7M+68.1%	-$42.9M+34.1%	-$65.0M+8.1%	-$70.7M+40.4%	-$118.6M-3.9%	-$114.2M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$21.4B+34.0%	$21.1B+34.4%	$20.8B+37.3%	$16.7B+9.9%	$15.9B+6.6%	$15.7B+6.1%	$15.2B+4.1%	$15.2B+2.3%
Cash & Equivalents	$429.9M+29.3%	$808.4M+61.5%	$388.5M-18.5%	$306.0M-52.0%	$332.4M-55.6%	$500.6M-26.7%	$476.6M+6.6%	$637.1M-8.5%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$1.0B+41.3%	$1.0B+41.3%	$1.0B+41.3%	$754.6M+3.0%	$732.4M0.0%	$732.4M0.0%	$732.4M0.0%	$732.4M+0.1%
Total Liabilities	$18.3B+33.7%	$18.1B+33.9%	$17.8B+36.9%	$14.3B+10.2%	$13.7B+6.6%	$13.5B+6.2%	$13.0B+4.2%	$13.0B+1.6%
Long-Term Debt	$112.9M+5.2%	$112.8M+5.3%	$112.8M+5.4%	$107.5M+0.6%	$107.3M+0.6%	$107.1M+0.6%	$107.0M+0.6%	$106.8M
Total Equity	$2.7B+20.2%	$2.7B+21.9%	$2.7B+24.2%	$2.4B+8.4%	$2.3B+6.6%	$2.2B+5.3%	$2.2B+3.6%	$2.2B+7.1%
Retained Earnings	$653.6M+14.7%	$614.9M+13.3%	$603.8M+14.6%	$590.4M+16.2%	$569.8M+15.6%	$542.7M+13.5%	$526.6M+12.7%	$508.0M+12.1%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities.

SBCF Cash Flow Statement

SBCF quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$218.2M	$188.1M+4.5%	$179.9M+19.4%	$150.6M-23.1%	$195.9M+26.7%	$154.6M+154.9%	$60.7M-48.5%	$117.7M-9.2%	$129.6M+165.0%	$48.9M-21.1%	$62.0M+110.1%	$29.5M+34.5%	$21.9M-56.0%	$49.9M+2517.7%	-$2.1M-108.7%	$23.7M
Depreciation & Amortization	N/A	$36.6M+12.5%	$32.5M-12.1%	$37.0M+143.0%	$15.2M+44.7%	$10.5M-11.5%	$11.9M-3.0%	$12.2M+15.0%	$10.7M+18.7%	$9.0M+18.7%	$7.6M+45.5%	$5.2M+20.8%	$4.3M+20.8%	$3.6M-1.5%	$3.6M-1.7%	$3.7M
Stock-Based Compensation	N/A	$15.7M+14.5%	$13.7M+2.3%	$13.4M+20.5%	$11.2M+28.4%	$8.7M+18.9%	$7.3M+0.8%	$7.2M-7.4%	$7.8M+48.5%	$5.3M+26.8%	$4.2M+45.3%	$2.9M+120.1%	$1.3M+428.0%	$246K-69.1%	$796K+35.4%	$588K
Investing Cash Flow	-$348.0M	-$706.8M-16.5%	-$606.9M-215.1%	$527.4M+244.6%	-$364.9M+11.5%	-$412.5M-20.4%	-$342.5M-6.6%	-$321.3M-84.0%	-$174.6M+28.9%	-$245.6M+52.0%	-$511.8M-199.5%	-$170.9M	N/A	-$89.2M-213.7%	-$28.4M+84.3%	-$180.9M
Financing Cash Flow	$227.3M	$430.6M-5.6%	$456.4M+205.5%	-$432.8M-18.0%	-$366.8M-162.0%	$591.6M+5.4%	$561.4M+164.6%	$212.2M+312.5%	$51.4M-73.8%	$196.5M-53.6%	$423.4M+139.3%	$176.9M	N/A	$55.9M+45.7%	$38.4M-66.0%	$112.8M
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$0	N/A	N/A
Share Buybacks	$33.3M	$0-100.0%	$880K-91.9%	$10.9M	$0	$0	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$61.7M-14.6%	$71.8M+131.5%	$54.5M+21.2%	$30.2M-43.4%	$72.3M+27.2%	$31.0M+25.7%	$45.0M+50.6%	$53.4M-14.8%
Depreciation & Amortization	$12.8M+73.9%	$13.0M+72.9%	$13.4M+71.4%	$8.3M+2.1%	$7.4M-9.9%	$7.5M-10.6%	$7.8M-13.6%	$8.1M-14.3%
Stock-Based Compensation	N/A	$4.5M+47.5%	N/A	N/A	N/A	$3.0M+37.0%	N/A	N/A
Investing Cash Flow	-$603.6M-58.4%	$68.0M+113.2%	$141.1M+167.0%	$46.4M+115.9%	-$381.0M-386.8%	-$513.3M-1896.2%	-$210.7M-633.5%	-$292.2M-283.4%
Financing Cash Flow	$163.4M+16.3%	$280.1M-44.7%	-$113.1M-2261.5%	-$103.1M-181.6%	$140.5M+59.3%	$506.3M+114.0%	$5.2M+101.6%	$126.4M+149.8%
Share Buybacks	$23.3M	$10.0M	$0	$0	$0	$0	$0-100.0%	$0

Not reported in any period shown, so not listed: Capital Expenditures, Free Cash Flow, Dividends Paid.

SBCF Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

SBCF quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	17.3%+0.6pp	16.7%+1.6pp	15.1%-12.9pp	28.0%-15.8pp	43.8%+16.7pp	27.1%-7.0pp	34.1%+6.2pp	27.9%+5.5pp	22.4%+2.7pp	19.7%+0.7pp	19.0%+11.9pp	7.1%-66.4pp	73.5%+74.4pp	-1.0%-9.2pp	8.3%
Return on Equity	5.3%-0.2pp	5.5%+0.6pp	4.9%-1.7pp	6.6%-2.9pp	9.5%+2.6pp	6.9%-3.1pp	10.0%+2.2pp	7.8%+1.6pp	6.2%-0.5pp	6.7%+0.5pp	6.3%+4.4pp	1.8%-24.4pp	26.2%+26.6pp	-0.4%-4.3pp	3.9%
Return on Assets	0.7%-0.1pp	0.8%+0.1pp	0.7%-0.2pp	0.9%-0.4pp	1.3%+0.4pp	0.9%-0.5pp	1.4%+0.4pp	1.0%+0.3pp	0.7%+0.1pp	0.6%0.0pp	0.6%+0.5pp	0.2%-2.1pp	2.3%+2.3pp	0.0%-0.3pp	0.3%
Debt-to-Equity	0.040.0x	0.050.0x	0.050.0x	0.05-6.3x	6.390.0x	6.38+0.2x	6.21-0.6x	6.81-0.6x	7.42-2.3x	9.75+0.8x	9.00+0.1x	8.89-1.5x	10.42-1.7x	12.13+0.6x	11.57
Asset Turnover	0.040.0x	0.050.0x	0.050.0x	0.030.0x	0.030.0x	0.030.0x	0.040.0x	0.040.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.04

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	23.3%+1.2pp	12.7%-4.4pp	13.4%-4.9pp	18.0%+1.3pp	22.1%+5.3pp	17.1%+2.3pp	18.3%+1.6pp	16.7%-0.8pp
Return on Equity	2.2%+0.3pp	1.2%-0.2pp	1.3%-0.3pp	1.5%+0.1pp	1.9%+0.5pp	1.4%+0.2pp	1.6%+0.2pp	1.4%-0.1pp
Return on Assets	0.3%0.0pp	0.1%-0.1pp	0.2%-0.1pp	0.2%0.0pp	0.3%+0.1pp	0.2%0.0pp	0.2%0.0pp	0.2%0.0pp
Debt-to-Equity	0.040.0x	0.040.0x	0.040.0x	0.050.0x	0.050.0x	0.050.0x	0.050.0x	0.05-6.2x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, FCF Margin.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Seacoast Bkg Corp Fla SBCF	FY2025	$836.4M	$144.9M	17.3%	$3.3B	51/100
Park National PRK	FY2025	$664.4M	$180.1M	27.1%	$3.5B	71/100
Bank of Hi Corp BOH	FY2025	$716.6M	$205.9M	28.7%	$3.0B	40/100
Banc Of California Inc BANC	FY2025	$1.8B	$229.0M	12.6%	$3.0B	20/100
First Financial Bancorp FFBC	FY2025	$1.0B	$256K	0.0%	$3.4B	51/100

Where Seacoast Bkg Corp Fla Ranks

Frequently Asked Questions

What is Seacoast Bkg Corp Fla's annual revenue?

Seacoast Bkg Corp Fla (SBCF) reported $836.4M in total revenue for fiscal year 2025. This represents a 15.3% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Seacoast Bkg Corp Fla's revenue growing?

Seacoast Bkg Corp Fla (SBCF) revenue grew by 15.3% year-over-year, from $725.6M to $836.4M in fiscal year 2025.

Is Seacoast Bkg Corp Fla profitable?

Yes, Seacoast Bkg Corp Fla (SBCF) reported a net income of $144.9M in fiscal year 2025, with a net profit margin of 17.3%.

How much debt does Seacoast Bkg Corp Fla have?

As of fiscal year 2025, Seacoast Bkg Corp Fla (SBCF) had $388.5M in cash and equivalents against $112.8M in long-term debt.

What is Seacoast Bkg Corp Fla's net profit margin?

Seacoast Bkg Corp Fla (SBCF) had a net profit margin of 17.3% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Seacoast Bkg Corp Fla pay dividends?

Yes, Seacoast Bkg Corp Fla (SBCF) paid $0.73 per share in dividends during fiscal year 2025.

What is Seacoast Bkg Corp Fla's return on equity (ROE)?

Seacoast Bkg Corp Fla (SBCF) has a return on equity of 5.3% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Seacoast Bkg Corp Fla's operating cash flow?

Seacoast Bkg Corp Fla (SBCF) generated $188.1M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Seacoast Bkg Corp Fla's total assets?

Seacoast Bkg Corp Fla (SBCF) had $20.8B in total assets as of fiscal year 2025, including both current and long-term assets.

How many shares does Seacoast Bkg Corp Fla have outstanding?

Seacoast Bkg Corp Fla (SBCF) had 98M shares outstanding as of fiscal year 2025.

What is Seacoast Bkg Corp Fla's debt-to-equity ratio?

Seacoast Bkg Corp Fla (SBCF) had a debt-to-equity ratio of 0.04 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Seacoast Bkg Corp Fla's return on assets (ROA)?

Seacoast Bkg Corp Fla (SBCF) had a return on assets of 0.7% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Seacoast Bkg Corp Fla's P/E ratio?

Seacoast Bkg Corp Fla (SBCF) trades at 20.4x earnings, its market capitalization divided by net income of $162.2M net income, trailing 12 months to June 30, 2026. The market capitalization is $3.3B as of Sep 2, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Seacoast Bkg Corp Fla's price-to-sales ratio?

Seacoast Bkg Corp Fla (SBCF) trades at 3.4x sales, its market capitalization divided by revenue of $965.0M revenue, trailing 12 months to June 30, 2026. The market capitalization is $3.3B as of Sep 2, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Seacoast Bkg Corp Fla's Piotroski F-Score?

Seacoast Bkg Corp Fla (SBCF) has a Piotroski F-Score of 4 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Seacoast Bkg Corp Fla's earnings high quality?

Seacoast Bkg Corp Fla (SBCF) has an earnings quality ratio of 1.30x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Seacoast Bkg Corp Fla?

Seacoast Bkg Corp Fla (SBCF) scores 51 out of 100 on our Financial Health Score, indicating moderate standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.