Simmons First (SFNC) grants 10,179 restricted stock units to CRO Groves

Rhea-AI Filing Summary

Simmons First National Corp. reported that Chief Risk Officer Tina M. Groves received a grant of 10,179 Restricted Stock Units (RSUs) on January 15, 2026. Each RSU represents the right to receive one share of the company’s common stock at no cash cost.

The RSUs vest in three equal installments of 3,393 units on January 15, 2027, January 15, 2028, and January 15, 2029. SFNC shares will be delivered within 30 days after each vesting date, and certain events such as retirement, death, disability, or other specified events in the agreement may result in earlier vesting. Following this award, Groves directly holds 10,179 derivative securities in the form of RSUs.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Groves Tina M

Role Chief Risk Officer

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Units	10,179	$0.00	--

Holdings After Transaction: Restricted Stock Units — 10,179 shares (Direct)

Footnotes (1)

1. Each Restricted Stock Unit represents a contingent right to receive one share of Simmons First National Corporation common stock. 3,393 Restricted Stock Units vest on January 15, 2027; 3,393 Restricted Stock Units vest on January 15, 2028; and 3,393 Restricted Stock Units vest on January 15, 2029. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability and other specified events in the agreement may result in earlier vesting.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Groves Tina M

(Last) (First) (Middle)

C/O SIMMONS FIRST NATIONAL CORP.

501 MAIN STREET

(Street)

PINE BLUFF AR 71601

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SIMMONS FIRST NATIONAL CORP [ SFNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Risk Officer

3. Date of Earliest Transaction (Month/Day/Year)
01/15/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	01/15/2026		A		10,179		(2)	(2)	SFNC Common Stock	10,179	$0	10,179	D

Explanation of Responses:

1. Each Restricted Stock Unit represents a contingent right to receive one share of Simmons First National Corporation common stock.

2. 3,393 Restricted Stock Units vest on January 15, 2027; 3,393 Restricted Stock Units vest on January 15, 2028; and 3,393 Restricted Stock Units vest on January 15, 2029. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability and other specified events in the agreement may result in earlier vesting.

	/s/ Ambar Quintanilla, attorney-in-fact for Tina M. Groves	02/04/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did SFNC report for Chief Risk Officer Tina Groves?

SFNC reported that Chief Risk Officer Tina M. Groves received 10,179 Restricted Stock Units on January 15, 2026. These RSUs give her a contingent right to receive an equal number of Simmons First National Corp. common shares as they vest over time.

How many Simmons First National Corp. RSUs were granted to Tina Groves?

Tina M. Groves was granted 10,179 Restricted Stock Units. Each unit represents a right to receive one share of Simmons First National Corp. common stock, subject to vesting conditions and timing set out in her award agreement.

What is the vesting schedule for Tina Groves’ 10,179 SFNC Restricted Stock Units?

Her 10,179 RSUs vest in three equal tranches of 3,393 units. Vesting dates are January 15, 2027, January 15, 2028, and January 15, 2029, with SFNC shares delivered within 30 days after each vesting date.

At what price were Tina Groves’ SFNC Restricted Stock Units granted?

The 10,179 Restricted Stock Units were granted at a price per unit of $0.00. This means she does not pay cash to exercise them; instead, she receives Simmons First National Corp. shares as the units vest according to the schedule.

How many SFNC derivative securities does Tina Groves own after this RSU grant?

After this award, Tina M. Groves beneficially owns 10,179 derivative securities. These derivative securities are all Restricted Stock Units that, upon vesting, entitle her to receive an equal number of Simmons First National Corp. common shares.

Can Tina Groves’ SFNC Restricted Stock Units vest earlier than scheduled?

Yes. The filing states that events such as retirement, death, disability, and other specified events in the agreement can cause earlier vesting. These conditions are defined in the RSU agreement governing her Simmons First National Corp. award.