[Form 4] Simmons First National Corp Insider Trading Activity

Rhea-AI Filing Summary

Form 4 filed for Simmons First National Corp. (SFNC) details a purchase by Executive Vice President & Chief Financial Officer Charles Daniel Hobbs. On 07/23/2025, Hobbs acquired 5,400 shares of SFNC common stock via the company’s directed share program tied to its underwritten public offering. The purchase price was $18.50 per share, equating to an outlay of approximately $99,900. Following this transaction, Hobbs’ direct beneficial ownership stands at 10,213 shares. No sales or derivative security transactions were reported.

Positive

• CFO insider purchase: 5,400 shares bought for roughly $99.9k increases direct holdings to 10,213 shares.

Negative

• None.

Insights

Financial Analyst

TL;DR: CFO bought 5,400 SFNC shares at $18.50, boosting stake to 10,213; insider buying generally viewed positively but size is modest.

The filing shows direct cash investment of about $100k by the company’s top financial officer during an equity raise. While the purchase indicates personal exposure to the stock, the amount represents a relatively small position and does not, by itself, materially change ownership structure. No derivative trades or disposals were disclosed, so the transaction is straightforward and does not signal complex hedging. Impact on valuation should be minor, yet the disclosure is typically interpreted as incremental positive sentiment from management.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

Hobbs Charles Daniel

(Last) (First) (Middle)

C/O SIMMONS FIRST NATIONAL CORP.

501 MAIN STREET

(Street)

PINE BLUFF AR 71601

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SIMMONS FIRST NATIONAL CORP [ SFNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & CFO

3. Date of Earliest Transaction (Month/Day/Year)
07/23/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
SFNC Common Stock	07/23/2025		P		5,400	A	$18.5(1)	10,213	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares purchased through a directed share program in connection with the underwritten public offering of SFNC common stock. These shares were purchased at the public offering price of $18.50 per share.

	/s/ Natalie Gassiott, attorney-in-fact for Charles Daniel Hobbs	07/24/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

How many SFNC shares did the CFO purchase?

Charles Daniel Hobbs bought 5,400 SFNC common shares.

At what price were the shares acquired?

The shares were purchased at $18.50 per share through a directed share program.

What is the CFO's total SFNC ownership after the transaction?

Hobbs now directly owns 10,213 shares.

Were any derivative securities involved in this Form 4?

No. The filing reports no derivative security transactions.

Was this an open-market purchase?

No. The shares were acquired via the directed share program linked to SFNC’s public offering.

Does the filing report any sales of SFNC shares?

No sales were disclosed; the transaction code "P" indicates a purchase only.