Simmons First (SFNC) CRO nets common shares from RSU vesting

Rhea-AI Filing Summary

Simmons First National Corp Chief Risk Officer Tina M. Groves reported equity award activity tied to Restricted Stock Units. On March 4, 2026, 2,927 RSUs were exercised and converted into the same number of SFNC common shares at $0.0000 per share, increasing her directly held common stock to 36,284 shares.

Also on March 4, 2026, 1,237 SFNC common shares were disposed of at $20.2100 per share to satisfy tax withholding obligations, leaving her with 35,047 directly owned common shares. Following these transactions, she directly held 5,856 Restricted Stock Units, which convert into SFNC common stock on a one-for-one basis. Footnotes state that 2,928 RSUs vest on March 4, 2027 and another 2,928 RSUs vest on March 4, 2028, with shares to be delivered within 30 days of each vesting, subject to specified events in the award agreement.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Groves Tina M

(Last) (First) (Middle)

C/O SIMMONS FIRST NATIONAL CORP.

501 MAIN STREET

(Street)

PINE BLUFF AR 71601

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SIMMONS FIRST NATIONAL CORP [ SFNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Risk Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/04/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
SFNC Common Stock	03/04/2026		M		2,927	A	(1)	36,284	D
SFNC Common Stock	03/04/2026		F		1,237	D	$20.21	35,047	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	03/04/2026		M			2,927	(2)	(2)	SFNC Common Stock	2,927	$0	5,856(3)	D

Explanation of Responses:

1. Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis.

2. The Restricted Stock Units vested on March 4, 2026.

3. 2,928 Restricted Stock Units vest on March 4, 2027; and 2,928 Restricted Stock Units vest on March 4, 2028. SFNC shares will be delivered to the reporting person within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the award agreement may result in earlier vesting.

	/s/ Natalie Gassiott, attorney-in-fact for Tina M. Groves	03/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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FAQ

What insider transactions did SFNC Chief Risk Officer Tina Groves report?

Tina Groves reported RSU-related transactions on March 4, 2026. She converted 2,927 Restricted Stock Units into SFNC common stock and had 1,237 shares withheld at $20.2100 per share to cover tax obligations, ending with 35,047 directly owned common shares.

How many Simmons First (SFNC) shares does Tina Groves own after this Form 4?

After the March 4, 2026 transactions, Tina Groves directly owns 35,047 SFNC common shares. She also directly holds 5,856 Restricted Stock Units, which convert into SFNC common stock on a one-for-one basis as they vest and are delivered.

Were Tina Groves’ SFNC transactions open-market buys or tax withholdings?

The filing shows no open-market purchases or sales. Instead, 2,927 RSUs were exercised into SFNC common shares, and 1,237 shares were disposed of at $20.2100 per share to satisfy tax withholding obligations related to the equity award vesting.

What is the vesting schedule for Tina Groves’ remaining SFNC Restricted Stock Units?

Footnotes state that 2,928 Restricted Stock Units vest on March 4, 2027 and another 2,928 vest on March 4, 2028. SFNC shares will be delivered within 30 days after each vesting date, subject to events outlined in the award agreement.

How do the SFNC Restricted Stock Units convert into common shares for Tina Groves?

The Restricted Stock Units convert into SFNC common stock on a one-for-one basis. When units vest, an equal number of SFNC shares are delivered to Tina Groves, generally within 30 days of vesting, according to the footnote disclosures.