SFNC (SFNC) EVP vests 986 RSUs and disposes of 331 shares

Rhea-AI Filing Summary

Simmons First National Corp. executive Stewart Bradley Yaney, EVP and Chief Credit Risk Officer, reported routine equity compensation activity. On January 19, 2026, 986 Restricted Stock Units, which convert into SFNC common stock on a one-for-one basis, vested and were settled into 986 shares of SFNC common stock at an exercise price of $0. To cover tax obligations, 331 shares of SFNC common stock were withheld or disposed of at a price of $19.24 per share. After these transactions, Yaney directly held 18,434 shares of SFNC common stock, including 72 shares acquired through the company’s Employee Stock Purchase Plan.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

YANEY STEWART BRADLEY

(Last) (First) (Middle)

C/O SIMMONS FIRST NATIONAL CORP.

501 MAIN STREET

(Street)

PINE BLUFF AR 71601

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SIMMONS FIRST NATIONAL CORP [ SFNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, Chief Credit Risk Officer

3. Date of Earliest Transaction (Month/Day/Year)
01/19/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
SFNC Common Stock	01/19/2026		M		986	A	(1)	18,765(2)	D
SFNC Common Stock	01/19/2026		F		331	D	$19.24	18,434	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	01/19/2026		M			986	(3)	(3)	SFNC Common Stock	986	$0	0	D

Explanation of Responses:

1. Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis.

2. Includes 72 shares acquired by the Reporting Person pursuant to the Issuer's Employee Stock Purchase Plan.

3. The Restricted Stock Units vested on January 19, 2026.

	/s/ Natalie Gassiott, attorney-in-fact for Stewart Bradley Yaney	01/21/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What insider transaction did SFNC executive Stewart Bradley Yaney report?

Stewart Bradley Yaney, EVP and Chief Credit Risk Officer of Simmons First National Corp. (SFNC), reported the vesting of 986 Restricted Stock Units that converted into 986 shares of SFNC common stock, along with a share disposition to cover taxes.

How many SFNC Restricted Stock Units vested for the executive on January 19, 2026?

On January 19, 2026, 986 Restricted Stock Units vested for the reporting person, converting into 986 shares of SFNC common stock on a one-for-one basis.

How many SFNC shares were used to cover taxes in this Form 4 filing?

The filing shows that 331 shares of SFNC common stock (transaction code F) were disposed of at $19.24 per share, typically reflecting shares withheld or sold to cover tax obligations on the vested award.

How many SFNC shares does the executive own after these transactions?

Following the reported transactions, the executive directly owns 18,434 shares of SFNC common stock.

What does the Form 4 say about SFNC Employee Stock Purchase Plan shares?

The filing notes that the total direct holdings include 72 shares acquired by the reporting person under Simmons First National Corp.’s Employee Stock Purchase Plan.

Were the reported SFNC securities held directly or indirectly by the executive?

The Form 4 indicates that all reported SFNC common stock and Restricted Stock Units are held with direct (D) ownership by the reporting person.