SFNC (SFNC) EVP exercises Restricted Stock Units and withholds shares for tax on award

Rhea-AI Filing Summary

SIMMONS FIRST NATIONAL CORP executive reports RSU vesting and share withholding for taxes. EVP and Chief Credit Risk Officer Stewart Bradley Yaney exercised 1,275 Restricted Stock Units into 1,275 shares of SFNC common stock on March 4, 2026, at a stated price of $0.00 per share.

Following these transactions, Yaney held 2,552 Restricted Stock Units and 20,276 shares of SFNC common stock directly. A separate transaction on the same date disposed of 361 common shares at $20.21 per share to cover tax obligations related to the award.

Footnotes state that Restricted Stock Units convert into SFNC common stock on a one-for-one basis, and additional tranches of 1,276 Restricted Stock Units are scheduled to vest on March 4, 2027 and March 4, 2028, with shares to be delivered within 30 days of each vesting date, subject to certain events outlined in the award agreement.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

YANEY STEWART BRADLEY

(Last) (First) (Middle)

C/O SIMMONS FIRST NATIONAL CORP.

501 MAIN STREET

(Street)

PINE BLUFF AR 71601

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SIMMONS FIRST NATIONAL CORP [ SFNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, Chief Credit Risk Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/04/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
SFNC Common Stock	03/04/2026		M		1,275	A	(1)	20,637	D
SFNC Common Stock	03/04/2026		F		361	D	$20.21	20,276	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	03/04/2026		M			1,275	(2)	(2)	SFNC Common Stock	1,275	$0	2,552(3)	D

Explanation of Responses:

1. Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis.

2. The Restricted Stock Units vested on March 4, 2026.

3. 1,276 Restricted Stock Units vest on March 4, 2027; and 1,276 Restricted Stock Units vest on March 4, 2028. SFNC shares will be delivered to the reporting person within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the award agreement may result in earlier vesting.

	/s/ Ambar Quintanilla, attorney-in-fact for Stewart Bradley Yaney	03/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did SFNC executive Stewart Bradley Yaney report on this Form 4?

Stewart Bradley Yaney reported the exercise of 1,275 Restricted Stock Units into 1,275 shares of SFNC common stock and a separate disposition of 361 common shares to satisfy tax obligations related to the award, all occurring on March 4, 2026.

How many SIMMONS FIRST NATIONAL CORP (SFNC) shares does Stewart Bradley Yaney hold after the reported transactions?

After the reported March 4, 2026 transactions, Stewart Bradley Yaney directly holds 20,276 shares of SFNC common stock and 2,552 Restricted Stock Units, reflecting the net result of RSU conversion to stock and shares withheld to cover associated tax liabilities.

What do the Restricted Stock Units represent in the SFNC Form 4 for Stewart Bradley Yaney?

The Restricted Stock Units each represent the right to receive one share of SFNC common stock upon vesting. Footnotes clarify they convert on a one-for-one basis, with shares delivered to the reporting person within 30 days of vesting, absent earlier triggering events.

When will Stewart Bradley Yaney’s remaining Restricted Stock Units at SFNC vest?

Footnotes state that 1,276 Restricted Stock Units vest on March 4, 2027, and another 1,276 vest on March 4, 2028. Shares of SFNC common stock will be delivered within 30 days of each vesting date, subject to conditions in the award agreement.

Why were 361 shares of SFNC common stock disposed of in the Form 4?

The 361-share disposition is coded as an “F” transaction, meaning shares were surrendered to cover tax liabilities or exercise costs. Here, the shares were delivered at $20.21 per share to satisfy tax obligations related to the vesting and conversion of Restricted Stock Units.

Is the SFNC Form 4 transaction a market purchase or sale by Stewart Bradley Yaney?

The Form 4 reflects an exercise and conversion of Restricted Stock Units and a tax-withholding disposition, not an open-market buy or sell. The RSUs converted at a stated price of $0.00, and 361 shares were withheld at $20.21 per share for taxes.