Simmons First director gains shares via RSUs

Simmons First National Corp director Russell William Teubner reported compensation-related equity activity, with no open-market buying or selling.

Rhea-AI Filing Summary

Simmons First National Corp director Russell William Teubner reported compensation-related equity activity, with no open-market buying or selling. On May 15, 2026, he exercised 975 Restricted Stock Units into SFNC common stock at $0.00 per share, bringing his directly held common shares to 23,524. He also received a new grant of 3,901 Restricted Stock Units, each representing the right to receive one SFNC common share on a one-for-one basis. Separately, he continues to hold 43,976 SFNC common shares indirectly through a SEP-IRA.

Insider Trade Summary

975 shares exercised/converted

Exercise 4 txns

Insider TEUBNER RUSSELL WILLIAM

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Units	3,901	$0.00	$0.00
Exercise	Restricted Stock Units	975	$0.00	$0.00
Exercise	SFNC Common Stock	975	$0.00	$0.00
holding	SFNC Common Stock	--	--	--

Holdings After Transaction: Restricted Stock Units — 2,926 contracts (Direct); SFNC Common Stock — 23,524 shares (Direct); SFNC Common Stock — 43,976 shares (Indirect, By SEP-IRA)

Footnotes (5)

1. F1. Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis.
2. F2. Each Restricted Stock Unit represents a contingent right to receive one share of SFNC common stock.
3. F3. 975 Restricted Stock Units vest on May 15, 2026; 975 Restricted Stock Units vest on July 1, 2026; 975 Restricted Stock Units vest on October 1, 2026; and 976 Restricted Stock Units vest on January 4, 2027. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the award agreement may result in earlier vesting.
4. F4. The Restricted Stock Units vested on May 15, 2026.
5. F5. 975 Restricted Stock Units vest on July 1, 2026; 975 Restricted Stock Units vest on October 1, 2026; and 976 Restricted Stock Units vest on January 4, 2027. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the award agreement may result in earlier vesting.

Key Figures

RSUs exercised: 975 units New RSU grant: 3,901 units Direct common shares: 23,524 shares +2 more

5 metrics

RSUs exercised 975 units Converted into SFNC common stock on May 15, 2026

New RSU grant 3,901 units Grant of Restricted Stock Units on May 15, 2026

Direct common shares 23,524 shares Direct SFNC common stock held after transactions

Indirect common shares 43,976 shares Held indirectly through SEP-IRA after transactions

Future vesting RSUs 975, 975, 976 units Scheduled to vest on Jul 1, 2026; Oct 1, 2026; Jan 4, 2027

Key Terms

Restricted Stock Units, contingent right, SEP-IRA, vest, +1 more

5 terms

Restricted Stock Units financial

"Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

contingent right financial

"Each Restricted Stock Unit represents a contingent right to receive one share of SFNC common stock."

SEP-IRA financial

"total_shares_following_transaction ... direct_or_indirect "I", nature_of_ownership "By SEP-IRA""

vest financial

"975 Restricted Stock Units vest on May 15, 2026; 975 Restricted Stock Units vest on July 1, 2026..."

A vest is the process by which an employee earns the right to receive certain benefits or ownership interests, such as stock or retirement funds, over time. It’s similar to earning a reward gradually, ensuring that the benefit becomes fully yours only after a set period or meeting specific conditions. This makes it important for investors because it determines when they can actually claim or use those benefits.

award agreement financial

"Events such as retirement, death, disability, and other specified events in the award agreement may result in earlier vesting."

An award agreement is a legal contract that spells out the terms of a pay or equity grant—such as stock options, restricted shares, or cash bonuses—given to an employee, director or consultant. It describes what is being granted, any conditions for keeping it (for example, earning it over time or meeting performance targets), and what happens if the person leaves or breaks rules. Investors care because these agreements affect company costs, potential share dilution and how executives are motivated and rewarded.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transactions did SFNC director Russell Teubner report on May 15, 2026?

Russell Teubner reported exercising 975 Restricted Stock Units into SFNC common stock and receiving a new grant of 3,901 Restricted Stock Units. These are compensation-related equity awards, not open-market purchases or sales, and increase his potential future share ownership.

How many Simmons First (SFNC) shares does Russell Teubner hold after these transactions?

After the reported transactions, Russell Teubner directly holds 23,524 shares of SFNC common stock. He also has 43,976 shares held indirectly through a SEP-IRA account, in addition to 3,901 Restricted Stock Units that can convert into common shares in the future.

What are the key details of Russell Teubner’s new 3,901 SFNC Restricted Stock Units?

Teubner received 3,901 Restricted Stock Units, each representing a contingent right to one SFNC common share. Vesting is scheduled in tranches on July 1, 2026, October 1, 2026, and January 4, 2027, with shares delivered within 30 days after vesting, subject to award agreement conditions.

When do Russell Teubner’s SFNC Restricted Stock Units vest and deliver shares?

Footnotes state 975 units vest on July 1, 2026, 975 on October 1, 2026, and 976 on January 4, 2027. SFNC shares are delivered within 30 days of each vesting date, and certain events like retirement, death, or disability may trigger earlier vesting under the award agreement.

Did Russell Teubner sell any Simmons First (SFNC) shares in this Form 4 filing?

No sales are reported in this Form 4. The filing shows an exercise of 975 Restricted Stock Units into SFNC common stock and a grant of 3,901 new units. Both are compensation-related equity events rather than open-market selling or buying transactions.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 05/19/2026 - 10:34 AM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

TEUBNER RUSSELL WILLIAM

(Last) (First) (Middle)

C/O SIMMONS FIRST NATIONAL CORP.

501 MAIN STREET

(Street)

PINE BLUFF ARKANSAS 71601

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
SIMMONS FIRST NATIONAL CORP [ SFNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/15/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
SFNC Common Stock	05/15/2026		M		975	A	(1)	23,524	D
SFNC Common Stock								43,976	I	By SEP-IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(2)	05/15/2026		A		3,901		(3)	(3)	SFNC Common Stock	3,901	$0	3,901	D
Restricted Stock Units	(1)	05/15/2026		M			975	(4)	(4)	SFNC Common Stock	975	$0	2,926(5)	D

Explanation of Responses:

1. Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis.

2. Each Restricted Stock Unit represents a contingent right to receive one share of SFNC common stock.

3. 975 Restricted Stock Units vest on May 15, 2026; 975 Restricted Stock Units vest on July 1, 2026; 975 Restricted Stock Units vest on October 1, 2026; and 976 Restricted Stock Units vest on January 4, 2027. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the award agreement may result in earlier vesting.

4. The Restricted Stock Units vested on May 15, 2026.

5. 975 Restricted Stock Units vest on July 1, 2026; 975 Restricted Stock Units vest on October 1, 2026; and 976 Restricted Stock Units vest on January 4, 2027. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the award agreement may result in earlier vesting.

	/s/ Ambar Quintanilla, attorney-in-fact for Russell William Teubner	05/19/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)