SFNC risk chief reports RSU vesting and tax share sale

Simmons First National Corp.'s Chief Risk Officer, Tina M. Groves, reported routine equity compensation activity.

Rhea-AI Filing Summary

Simmons First National Corp.'s Chief Risk Officer, Tina M. Groves, reported routine equity compensation activity. On January 19, 2026, 2,275 Restricted Stock Units converted into the same number of shares of SFNC common stock on a one-for-one basis when the units vested. Following this conversion, she directly owned 32,630 shares of SFNC common stock.

On the same date, 1,082 SFNC common shares were disposed of at $19.24 per share in a transaction coded "F," indicating shares withheld to cover tax obligations related to the vesting. After these transactions, Groves directly held 31,548 SFNC common shares.

Insider Trade Summary

2,275 shares exercised/converted

Exercise 3 txns

Insider Groves Tina M

Role Chief Risk Officer

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units	2,275	$0.00	$0.00
Exercise	SFNC Common Stock	2,275	$0.00	$0.00
Exercise Price or Tax Liability	SFNC Common Stock	1,082	$19.24	$21K

Holdings After Transaction: Restricted Stock Units — 0 contracts (Direct); SFNC Common Stock — 31,548 shares (Direct)

Footnotes (2)

1. F1. Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis.
2. F2. The Restricted Stock Units vested on January 19, 2026.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did SFNC Chief Risk Officer Tina M. Groves report?

Tina M. Groves reported the vesting of 2,275 Restricted Stock Units on January 19, 2026, which converted into 2,275 shares of SFNC common stock.

How many Simmons First National Corp (SFNC) shares does Tina M. Groves hold after the Form 4 transactions?

After the reported transactions, Tina M. Groves directly owns 31,548 shares of SFNC common stock.

What does the transaction code "M" mean in the SFNC Form 4 filing?

In this filing, code "M" reflects the exercise or conversion of 2,275 Restricted Stock Units into 2,275 SFNC common shares at an exercise price of $0.

Why were 1,082 SFNC shares disposed of at $19.24 in the Form 4?

The 1,082 SFNC shares disposed of at $19.24 per share were coded "F", indicating shares withheld to satisfy tax obligations related to the vesting event.

Does Tina M. Groves hold her SFNC shares directly or indirectly?

The Form 4 states the ownership form as Direct (D) for all reported SFNC common stock holdings and transactions.

How do the Restricted Stock Units reported for SFNC convert into common stock?

According to the footnotes, the Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 01/21/2026 - 04:09 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Groves Tina M

(Last) (First) (Middle)

C/O SIMMONS FIRST NATIONAL CORP.

501 MAIN STREET

(Street)

PINE BLUFF AR 71601

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SIMMONS FIRST NATIONAL CORP [ SFNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Risk Officer

3. Date of Earliest Transaction (Month/Day/Year)
01/19/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
SFNC Common Stock	01/19/2026		M		2,275	A	(1)	32,630	D
SFNC Common Stock	01/19/2026		F		1,082	D	$19.24	31,548	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	01/19/2026		M			2,275	(2)	(2)	SFNC Common Stock	2,275	$0	0	D

Explanation of Responses:

1. Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis.

2. The Restricted Stock Units vested on January 19, 2026.

	/s/ Ambar Quintanilla, attorney-in-fact for Tina M. Groves	01/21/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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