SIMMONS FIRST NATIONAL CORP (SFNC) CFO exercises RSUs and disposes shares for tax

Rhea-AI Filing Summary

SIMMONS FIRST NATIONAL CORP EVP & CFO Charles Daniel Hobbs reported routine equity award activity. On March 4, 2026, 3,548 Restricted Stock Units were exercised and converted into 3,548 shares of SFNC common stock, increasing his directly held common shares to 18,536.

To cover tax obligations, 1,429 SFNC common shares were disposed of at $20.21 per share, leaving 17,107 common shares held directly afterward. Following the vesting, 7,096 Restricted Stock Units remained outstanding, with 3,548 units scheduled to vest on March 4, 2027 and 3,548 units on March 4, 2028, and shares to be delivered within 30 days of each vesting date.

Insider Trade Summary

3,548 shares exercised/converted

Mixed 3 txns

Insider Hobbs Charles Daniel

Role EVP & CFO

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units	3,548	$0.00	--
Exercise	SFNC Common Stock	3,548	$0.00	--
Tax Withholding	SFNC Common Stock	1,429	$20.21	$29K

Holdings After Transaction: Restricted Stock Units — 7,096 shares (Direct); SFNC Common Stock — 18,536 shares (Direct)

Footnotes (1)

1. Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis. The Restricted Stock Units vested on March 4, 2026. 3,548 Restricted Stock Units vest on March 4, 2027; and 3,548 Restricted Stock Units vest on March 4, 2028. SFNC shares will be delivered to the reporting person within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the award agreement may result in earlier vesting.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Hobbs Charles Daniel

(Last) (First) (Middle)

C/O SIMMONS FIRST NATIONAL CORP.

501 MAIN STREET

(Street)

PINE BLUFF AR 71601

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SIMMONS FIRST NATIONAL CORP [ SFNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & CFO

3. Date of Earliest Transaction (Month/Day/Year)
03/04/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
SFNC Common Stock	03/04/2026		M		3,548	A	(1)	18,536	D
SFNC Common Stock	03/04/2026		F		1,429	D	$20.21	17,107	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	03/04/2026		M			3,548	(2)	(2)	SFNC Common Stock	3,548	$0	7,096(3)	D

Explanation of Responses:

1. Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis.

2. The Restricted Stock Units vested on March 4, 2026.

3. 3,548 Restricted Stock Units vest on March 4, 2027; and 3,548 Restricted Stock Units vest on March 4, 2028. SFNC shares will be delivered to the reporting person within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the award agreement may result in earlier vesting.

	/s/ Natalie Gassiott, attorney-in-fact for Charles Daniel Hobbs	03/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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FAQ

What insider transactions did SFNC CFO Charles Daniel Hobbs report on this Form 4?

Hobbs reported an RSU vesting and related share disposition. On March 4, 2026, 3,548 Restricted Stock Units converted into 3,548 SFNC common shares, and 1,429 common shares were disposed of at $20.21 per share to satisfy tax obligations tied to the award.

How many SFNC Restricted Stock Units vested for the CFO and when?

3,548 Restricted Stock Units vested for the CFO on March 4, 2026. These RSUs converted one-for-one into 3,548 shares of SFNC common stock, reflecting the scheduled vesting of part of his long-term equity compensation granted by SIMMONS FIRST NATIONAL CORP.

How many SFNC common shares does the CFO hold after these transactions?

After the reported transactions, the CFO holds 17,107 SFNC common shares directly. This figure reflects the 3,548 shares received from RSU conversion, offset by 1,429 shares disposed of to cover tax liabilities associated with the vesting event.

What future RSU vesting schedule does the SFNC Form 4 disclose for the CFO?

The filing discloses 7,096 RSUs scheduled to vest in two equal tranches. Specifically, 3,548 Restricted Stock Units vest on March 4, 2027, and another 3,548 vest on March 4, 2028, with SFNC shares delivered to the reporting person within 30 days of each vesting.

How do SFNC Restricted Stock Units convert into common shares for the CFO?

Each Restricted Stock Unit converts to one SFNC common share. The Form 4 notes that Restricted Stock Units convert on a one-for-one basis, so 3,548 vested RSUs produced 3,548 shares of SFNC common stock when they vested on March 4, 2026.

What does the tax-related share disposition in the SFNC Form 4 represent?

The 1,429-share disposition represents tax withholding on the award. The transaction uses code F, described as paying an exercise price or tax liability by delivering securities, indicating shares were used to satisfy taxes from the RSU vesting.