Simmons First National (SFNC) awards 12,531 RSUs to EVP Makris

Rhea-AI Filing Summary

Simmons First National Corporation executive George A. Makris III, EVP, General Counsel and Corporate Secretary, received 12,531 Restricted Stock Units on January 27, 2026. Each unit represents the right to receive one share of SFNC common stock at no purchase price.

The award vests in three equal installments of 4,177 RSUs on January 27, 2027, January 27, 2028, and January 27, 2029, with shares delivered within 30 days after each vesting date. Certain events described in the agreement, including retirement, death or disability, may result in earlier vesting. Following this grant, Makris beneficially owns 12,531 derivative securities directly.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

MAKRIS GEORGE A III

(Last) (First) (Middle)

C/O SIMMONS FIRST NATIONAL CORP.

501 MAIN STREET

(Street)

PINE BLUFF AR 71601

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SIMMONS FIRST NATIONAL CORP [ SFNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, Gen. Counsel & Corp. Sec

3. Date of Earliest Transaction (Month/Day/Year)
01/27/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	01/27/2026		A		12,531		(2)	(2)	SFNC Common Stock	12,531	$0	12,531	D

Explanation of Responses:

1. Each Restricted Stock Unit represents a contingent right to receive one share of Simmons First National Corporation common stock.

2. 4,177 Restricted Stock Units vest on January 27, 2027; 4,177 Restricted Stock Units vest on January 27, 2028; and 4,177 Restricted Stock Units vest on January 27, 2029. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability and other specified events in the agreement may result in earlier vesting.

	/s/ Ambar Quintanilla, attorney-in-fact for George A. Makris III	01/29/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did SFNC report for George A. Makris III?

Simmons First National Corporation reported a grant of 12,531 Restricted Stock Units to EVP, General Counsel and Corporate Secretary George A. Makris III. The award was dated January 27, 2026 and is shown as directly owned derivative securities at a price of $0 per unit.

How many RSUs did SFNC award to its EVP and at what price?

The EVP, General Counsel and Corporate Secretary received 12,531 Restricted Stock Units at a stated price of $0 per unit. Each unit represents a contingent right to receive one share of Simmons First National Corporation common stock according to the terms described in the award documentation.

What is the vesting schedule for the 12,531 SFNC Restricted Stock Units?

The 12,531 Restricted Stock Units vest in three equal tranches of 4,177 units each. Vesting dates are January 27, 2027, January 27, 2028, and January 27, 2029, with SFNC shares delivered within 30 days following each respective vesting date.

Can the SFNC RSU grant to George A. Makris III vest earlier than scheduled?

The filing states that certain events specified in the agreement may cause earlier vesting. These include retirement, death, disability, and other specified events, which can accelerate vesting of the Restricted Stock Units relative to the original three-year vesting schedule.

How many SFNC derivative securities does George A. Makris III own after this Form 4?

After the reported transaction, George A. Makris III beneficially owns 12,531 derivative securities, all classified as Restricted Stock Units. The ownership is reported as direct, and the number matches the full amount granted on January 27, 2026 in this award.

What does each SFNC Restricted Stock Unit represent for this insider award?

Each Restricted Stock Unit represents a contingent right to receive one share of Simmons First National Corporation common stock. Actual SFNC shares will be issued within 30 days after each vesting date, subject to the award’s terms and any earlier vesting events described in the agreement.