Every 10-Q that Shore Bancshares Inc (SHBI) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow SHBI and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full SHBI filings page.
Shore Bancshares, Inc. reported higher profitability for Q2 2026. Net income for the quarter was $18.9 million, up from $15.5 million a year earlier, with basic EPS of $0.56 versus $0.46. For the first six months of 2026, net income was $36.0 million and basic EPS was $1.08, compared with $29.3 million and $0.88 in the prior‑year period. Net interest income rose to $52.9 million in Q2, aided by lower interest expense and a smaller provision for credit losses.
Total assets were $6.15 billion at June 30, 2026, with loans held for investment of $4.88 billion and deposits of $5.40 billion. The allowance for credit losses was $58.7 million while nonaccrual loans increased to $64.8 million from $40.0 million at year‑end 2025, with modest net charge‑offs of $1.5 million year‑to‑date. The bank subsidiary remained well‑capitalized, with a CET1 ratio of 12.31% and a Tier 1 leverage ratio of 10.00%. The company increased its quarterly dividend to $0.14 per share and initiated a $30 million share repurchase program, buying 40,093 shares for $0.9 million in Q2.
Shore Bancshares, Inc. reported stronger Q1 2026 results, with net income rising to $17.1 million from $13.8 million a year earlier. Basic and diluted EPS were $0.51, up from $0.41.
Net interest income increased to $52.6 million from $45.9 million as interest income on loans grew and deposit funding costs eased, with total interest expense falling to $25.8 million from $30.0 million. The provision for credit losses was modest at $0.1 million, down from $1.0 million.
Total assets were $6.21 billion and loans held for investment were $4.85 billion, both slightly lower than at year-end 2025, while deposits declined to $5.46 billion. Credit quality showed some pressure as nonaccrual loans increased to $65.0 million from $40.0 million, and net charge-offs for the quarter were $1.3 million.
The Company remained well capitalized. At the bank level, the Common Equity Tier 1 capital ratio was 12.18% and the Tier 1 leverage ratio was 9.58%, both comfortably above regulatory minimums and well‑capitalized thresholds.
Shore Bancshares, Inc. reported Q3 2025 results with net income of $14,348 and diluted EPS of $0.43. Net interest income rose to $48,655 as loan interest and deposit interest on other banks increased, while total interest expense declined versus last year. The provision for credit losses was $2,992, reflecting portfolio growth and credit costs.
Noninterest income was $7,701 led by mortgage banking revenue of $1,278 and interchange credits of $1,858. Noninterest expense totaled $34,379, with higher software and data processing offset by lower FDIC premiums and fraud losses. The quarterly dividend paid per common share was $0.12.
On the balance sheet, loans held for investment were $4,882,969 with an allowance for credit losses of $59,554 and nonaccrual loans of $24,378. Total deposits were $5,528,165 and stockholders’ equity was $577,207. Year‑to‑date, net income reached $43,619 and operating cash flows provided $53,913, while investing used $(83,940) and financing used $(13,311).