STOCK TITAN

[8-K] SHF Holdings, Inc. Reports Material Event

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
8-K

SHF Holdings (SHFS) amended its recent financing terms. On October 14, 2025, the company and the participating investors executed amendments that replace the original warrants with amended and restated warrants, effective as of September 30, 2025.

The change shifts the initial exercisability trigger from six months and one day after the Issuance Date to six months and one day after the Applicable Date. The company states no other warrant terms were modified. Forms of the amendment and the amended warrant were filed as exhibits.

SHF Holdings (SHFS) ha modificato i termini del suo recente finanziamento. Il 14 ottobre 2025, l'azienda e gli investitori partecipanti hanno firmato degli emendamenti che sostituiscono le warrant originali con warrant riveduti e riformulati, efficaci dal 30 settembre 2025.

La modifica sposta l'attivazione iniziale dell'esercizio da sei mesi e un giorno dopo la Data di Emissione a sei mesi e un giorno dopo la Data Applicabile. L'azienda afferma che nessun altro termine delle warrant è stato modificato. I moduli della modifica e del warrant modificato sono stati depositati come allegati.

SHF Holdings (SHFS) enmendó sus términos de financiamiento recientes. El 14 de octubre de 2025, la empresa y los inversionistas participantes ejecutaron enmiendas que reemplazan las warrants originales por warrants enmendados y reformulados, con efecto a partir del 30 de septiembre de 2025.

El cambio desplaza el gatillo de ejercitabilidad inicial desde seis meses y un día después de la Fecha de Emisión a seis meses y un día después de la Fecha Aplicable. La empresa afirma que no se modificaron otros términos de las warrants. Los formularios de la enmienda y del warrant enmendado se presentaron como anexos.

SHF Holdings(SHFS)가 최근 금융 조건을 수정했습니다. 2025년 10월 14일, 회사와 참여 투자자들은 원래의 워런트를 수정·재등록된 워런트로 대체하는 수정안을 체결했으며, 이는 2025년 9월 30일부터 발효됩니다.

변경으로 초기 행사 가능 시점이 발행일로부터 6개월 1일 후에서 적용일로부터 6개월 1일 후로 바뀌었습니다. 회사는 다른 워런트 조건은 변경되지 않았다고 밝혔습니다. 수정안 및 수정된 워런트의 양식은 부록으로 제출되었습니다.

SHF Holdings (SHFS) a modifié ses conditions de financement récentes. Le 14 octobre 2025, la société et les investisseurs participants ont signé des amendements qui remplacent les warrants originaux par des warrants amendés et réformulés, en vigueur à compter du 30 septembre 2025.

Le changement déplace le déclencheur d'exercice initial de six mois et un jour après la Date d'Émission à six mois et un jour après la Date Applicable. La société indique qu'aucun autre terme des warrants n'a été modifié. Les formes de l'amendement et du warrant amendé ont été déposées en tant qu'annexes.

SHF Holdings (SHFS) hat seine jüngsten Finanzierungskonditionen geändert. Am 14. Oktober 2025 haben das Unternehmen und die beteiligten Investoren Änderungen durchgeführt, die die ursprünglichen Warrants durch geänderte und neu formulierte Warrants ersetzen, wirksam ab dem 30. September 2025.

Die Änderung verschiebt den anfänglichen Ausübungsbeginn von sechs Monaten und einem Tag nach dem Ausgabedatum auf sechs Monate und einen Tag nach dem anwendbaren Datum. Das Unternehmen erklärt, dass keine anderen Bedingungen der Warrants geändert wurden. Formulare der Änderung und des geänderten Warrants wurden als Anlagen eingereicht.

أقامت SHF Holdings (SHFS) تعديلًا على شروط التمويل الأخيرة. في 14 أكتوبر 2025، وقّعت الشركة والمستثمرون المشاركون تعديلات تستبدل الأسهم والأنواع الأصلية من الضمانات بضمانات معدلة ومعاد صياغتها، اعتبارًا من 30 سبتمبر 2025.

الاشتثناء يغيِّر نقطة تفعيل النفاذ الأول من ستة أشهر ويوم واحد بعد تاريخ الإصدار إلى ستة أشهر ويوم واحد بعد التاريخ القابل للتطبيق. تدعي الشركة أنه لم يتم تعديل أي بنود أخرى من الضمانات. وتم تقديم نماذج التعديل والضمان المعدل كمعارض.

SHF Holdings (SHFS) 修改了其最近的融资条款。 2025年10月14日,公司及参与投资者签署了将原始认股权证替换为经修订和重新表述的认股权证的 amendments,该等修订自2025年9月30日起生效。

此次变更将初始可行使触发点从发行日后六个月零一日,改为在适用日期后六个月零一日。公司表示未对其他认股权证条款进行修改。修订案及修订后的认股权证的表格作为附件提交。

Positive
  • None.
Negative
  • None.

Insights

Neutral tweak to warrant timing; core terms unchanged.

SHF Holdings and investors amended and restated warrants so that initial exercisability is measured from the Applicable Date rather than the original Issuance Date, while keeping all other terms intact. This is a mechanical adjustment to timing rather than economics.

The filing does not alter strike, maturity, or quantity, and therefore does not change dilution mechanics beyond timing. Actual market impact depends on when the Applicable Date falls relative to prior expectations.

Exhibits include the form of amendment and the form of amended and restated warrant, which list the operative language; subsequent filings may clarify any referenced defined dates.

SHF Holdings (SHFS) ha modificato i termini del suo recente finanziamento. Il 14 ottobre 2025, l'azienda e gli investitori partecipanti hanno firmato degli emendamenti che sostituiscono le warrant originali con warrant riveduti e riformulati, efficaci dal 30 settembre 2025.

La modifica sposta l'attivazione iniziale dell'esercizio da sei mesi e un giorno dopo la Data di Emissione a sei mesi e un giorno dopo la Data Applicabile. L'azienda afferma che nessun altro termine delle warrant è stato modificato. I moduli della modifica e del warrant modificato sono stati depositati come allegati.

SHF Holdings (SHFS) enmendó sus términos de financiamiento recientes. El 14 de octubre de 2025, la empresa y los inversionistas participantes ejecutaron enmiendas que reemplazan las warrants originales por warrants enmendados y reformulados, con efecto a partir del 30 de septiembre de 2025.

El cambio desplaza el gatillo de ejercitabilidad inicial desde seis meses y un día después de la Fecha de Emisión a seis meses y un día después de la Fecha Aplicable. La empresa afirma que no se modificaron otros términos de las warrants. Los formularios de la enmienda y del warrant enmendado se presentaron como anexos.

SHF Holdings(SHFS)가 최근 금융 조건을 수정했습니다. 2025년 10월 14일, 회사와 참여 투자자들은 원래의 워런트를 수정·재등록된 워런트로 대체하는 수정안을 체결했으며, 이는 2025년 9월 30일부터 발효됩니다.

변경으로 초기 행사 가능 시점이 발행일로부터 6개월 1일 후에서 적용일로부터 6개월 1일 후로 바뀌었습니다. 회사는 다른 워런트 조건은 변경되지 않았다고 밝혔습니다. 수정안 및 수정된 워런트의 양식은 부록으로 제출되었습니다.

SHF Holdings (SHFS) a modifié ses conditions de financement récentes. Le 14 octobre 2025, la société et les investisseurs participants ont signé des amendements qui remplacent les warrants originaux par des warrants amendés et réformulés, en vigueur à compter du 30 septembre 2025.

Le changement déplace le déclencheur d'exercice initial de six mois et un jour après la Date d'Émission à six mois et un jour après la Date Applicable. La société indique qu'aucun autre terme des warrants n'a été modifié. Les formes de l'amendement et du warrant amendé ont été déposées en tant qu'annexes.

SHF Holdings (SHFS) hat seine jüngsten Finanzierungskonditionen geändert. Am 14. Oktober 2025 haben das Unternehmen und die beteiligten Investoren Änderungen durchgeführt, die die ursprünglichen Warrants durch geänderte und neu formulierte Warrants ersetzen, wirksam ab dem 30. September 2025.

Die Änderung verschiebt den anfänglichen Ausübungsbeginn von sechs Monaten und einem Tag nach dem Ausgabedatum auf sechs Monate und einen Tag nach dem anwendbaren Datum. Das Unternehmen erklärt, dass keine anderen Bedingungen der Warrants geändert wurden. Formulare der Änderung und des geänderten Warrants wurden als Anlagen eingereicht.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

FORM 8-K

 

CURRENT REPORT

 

Pursuant to Section 13 or 15(d) of

the Securities Exchange Act of 1934

 

Date of Report (Date of earliest event reported): October 14, 2025

 

SHF Holdings, Inc.

(Exact name of registrant as specified in its charter)

 

Delaware

(State or other jurisdiction of incorporation)

 

001-40524   86-2409612
(Commission File Number)   (IRS Employer Identification No.)

 

1526 Cole Blvd., Suite 250

Golden, Colorado 80401

(Address of principal executive offices) (Zip Code)

 

Registrant’s telephone number, including area code (303) 431-3435

 

 

(Former name or former address, if changed since last report)

 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

 

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
   
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
   
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
   
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

 

Securities registered pursuant to Section 12(b) of the Act:

 

Title of Each Class   Trading Symbol(s)   Name of Each Exchange on Which Registered
Class A Common Stock, $0.0001 par value per share   SHFS   The Nasdaq Stock Market LLC
Redeemable Warrants, each whole warrant exercisable for one share of Class A Common Stock at an exercise price of $11.50 per share   SHFSW   The Nasdaq Stock Market LLC

 

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

 

Emerging growth company

 

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.

 

 

 

 

 

 

Item 1.01. Entry into Material Definitive Agreement.

 

As previously disclosed, SHF Holdings, Inc. (the “Company”) entered that certain Securities Purchase Agreement, dated September 30, 2025 (the “Agreement”), by and among the Company and the investors listed on the Schedule of Buyers attached thereto (each, a “Buyer”). The Agreement was previously filed as Exhibit 10.1 to the Company’s Current Report on Form 8-K filed on October 3, 2025.

 

On October 14, 2025, the Company and each Buyer entered into an Amendment No. 1 to Securities Purchase Agreement (each, an “Amendment”), pursuant to which, among other things, each Buyer agreed to amend and restate its Warrant (as defined in the Agreement), effective as of September 30, 2025. In accordance with each Amendment, each Buyer was issued an amended and restated Warrant (each, an “A&R Warrant”), amending the initial exercisability date of such Warrant from six months and one day after the Issuance Date (as defined in the Warrant) to six months and one day after the Applicable Date (as defined in the Warrant). No other terms of the Warrants were modified.

 

The foregoing description of the Amendments and the A&R Warrants does not purport to be complete and is qualified in its entirety by reference to the full text of the form of Amendment, a copy of which is filed as Exhibit 10.1 to this Current Report on Form 8-K and is incorporated herein by reference, and the full text of the form of A&R Warrant, a copy of which is filed as Exhibit 10.2 to this Current Report on Form 8-K and is incorporated herein by reference.

 

 

 

 

Item 9.01. Financial Statements and Exhibits.

 

(d) Exhibits

 

Exhibit No.   Description
10.1   Form of Amendment to Securities Purchase Agreement, dated October 14, 2025, by and between SHF Holdings, Inc. and the investor identified therein.
10.2   Form of Amended and Restated Warrant.
104   Cover Page Interactive Data File (embedded within the Inline XBRL document)

 

 

 

 

SIGNATURES

 

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

  SHF HOLDINGS, INC.
     
Date: October 17, 2025 By: /s/ Terrance E. Mendez
    Terrance E. Mendez
    Chief Executive Officer

 

 

 

FAQ

What did SHFS change in this 8-K?

SHFS amended and restated certain investor warrants to change the initial exercisability trigger from the Issuance Date to the Applicable Date, with all other terms unchanged.

When are the amended SHFS warrants effective?

The amended and restated warrants are effective as of September 30, 2025.

When was the SHFS amendment executed?

The company and each investor executed the amendments on October 14, 2025.

Did SHFS change any other warrant terms like price or quantity?

No. The company states no other warrant terms were modified.

Where can investors find the detailed SHFS warrant changes?

The form of Amendment (Exhibit 10.1) and the form of Amended and Restated Warrant (Exhibit 10.2) are included as exhibits.

Does this 8-K indicate cash proceeds to SHFS?

The disclosure addresses warrant timing; it does not describe cash proceeds.
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