[8-K] SLM Corporation Reports Material Event

Rhea-AI Filing Summary

SLM Corporation made two presentations available on its investor website: "SLM Corporation Investor Presentation Period Ended June 30, 2025" and "Smart Option Student Loan Historical Performance Data — Period Ended June 30, 2025". These materials are furnished as Exhibits 99.1 and 99.2 and provide an investor slide presentation plus historical performance data for the Smart Option student loan product covering the stated period.

The filing notes that the furnished exhibits, including the Cover Page Inline XBRL (Exhibit 104), shall not be deemed "filed" for purposes of Section 18 of the Exchange Act and are not incorporated by reference into other SEC filings except by specific reference. No earnings, transactions, or additional financial statements are presented in this Item 7.01 disclosure.

Positive

• Two presentations furnished: "SLM Corporation Investor Presentation Period Ended June 30, 2025" and "Smart Option Student Loan Historical Performance Data — Period Ended June 30, 2025" (Exhibits 99.1 and 99.2).
• Historical loan performance provided: Smart Option student loan historical performance data was made available for the period ended June 30, 2025.
• Inline XBRL cover page included: Exhibit 104 Cover Page Interactive Data File (Inline XBRL) was furnished with the report.

Negative

• None.

Insights

Financial Communications Analyst

TL;DR: Routine Regulation FD disclosure providing investor materials; informational update with limited immediate market impact.

The company furnished two investor-facing presentations that update investors with an investor slide deck and historical performance data for the Smart Option student loan product for the period ended June 30, 2025. The materials are explicitly furnished (Exhibits 99.1 and 99.2) rather than filed, limiting Section 18 filing liabilities. Because the disclosure supplies informational materials without new financial results, guidance, or transactions, it is a standard investor-relations update rather than a material event likely to move markets.

Securities Compliance Specialist

TL;DR: Filing follows Regulation FD practice; furnishing exhibits preserves limited liability and avoids automatic incorporation by reference.

The Item 7.01 disclosure and accompanying Item 9.01 exhibits follow common practice of furnishing investor presentations and data while stating those exhibits are not "filed" for Section 18 purposes and are not incorporated by reference unless specifically referenced. Exhibit 104 (Cover Page Inline XBRL) is included. This approach is procedural and protective from a disclosure-liability standpoint; it does not by itself convey new financial information or a material corporate action.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (date of earliest event reported): August 11, 2025

SLM CORPORATION

(Exact name of registrant as specified in its charter)

Delaware

001-13251

52-2013874

(State or other jurisdiction of incorporation or organization)

(Commission File Number)

(I.R.S. Employer Identification No.)

300 Continental Drive

Newark,

Delaware

19713

(Address of principal executive offices)

(Zip Code)

Registrant's telephone number, including area code: (302) 451-0200

(Former name or former address, if changed since last report)

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol(s)			Name of each exchange on which registered
Common stock, par value $.20 per share			SLM			The NASDAQ Global Select Market
Floating Rate Non-Cumulative Preferred Stock, Series B, par value $.20 per share			SLMBP			The NASDAQ Global Select Market

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

ITEM 7.01    REGULATION FD DISCLOSURE.

SLM Corporation (the “Company”) frequently provides relevant information to its investors via posting to its corporate website. On or about August 11, 2025, two presentations were made available on the Company's website at https://www.salliemae.com/investors/webcasts-and-presentations/. The first is a presentation entitled “SLM Corporation Investor Presentation Period Ended June 30, 2025”, which is being furnished herewith as Exhibit 99.1. The second is a presentation entitled “Smart Option Student Loan Historical Performance Data — Period Ended June 30, 2025”, which is being furnished herewith as Exhibit 99.2.

The information in this Item 7.01, including Exhibit 99.1 and Exhibit 99.2 attached hereto and incorporated by reference herein, are being furnished and shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that Section. Furthermore, such information, including such Exhibits, shall not be deemed incorporated by reference into any of the Company’s registration statements, reports, or other filings with the Securities and Exchange Commission, except as expressly set forth by specific reference in such registration statement, report, or other filing.

ITEM 9.01    FINANCIAL STATEMENTS AND EXHIBITS.

(d) Exhibits

Exhibit Number						Description
99.1*						SLM Corporation Investor Presentation Period Ended June 30, 2025
99.2*						Smart Option Student Loan Historical Performance Data — Period Ended June 30, 2025
104						Cover Page Interactive Data File (formatted as Inline XBRL)

* Furnished herewith.

SIGNATURES

    Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

                        

						SLM CORPORATION
Date: August 11, 2025			By:			/s/ PETER M. GRAHAM
						Peter M. Graham
						Executive Vice President, Chief Financial Officer and Treasurer

FAQ

What did SLM (SLM) disclose in this 8-K filing?

SLM furnished two presentations: an investor presentation and Smart Option student loan historical performance data for the period ended June 30, 2025 (Exhibits 99.1 and 99.2), plus Exhibit 104 (Inline XBRL cover page).

What period do the disclosed presentations cover?

The period ended June 30, 2025.

Where can I find the presentations posted by SLM?

The presentations are available at https://www.salliemae.com/investors/webcasts-and-presentations/.

Are the furnished exhibits considered filed with the SEC?

No. The filing states the exhibits are furnished and shall not be deemed "filed" for purposes of Section 18 of the Exchange Act and are not incorporated by reference into other filings except by specific reference.

Who executed the report on behalf of SLM?

PETER M. GRAHAM, Executive Vice President, Chief Financial Officer and Treasurer, signed the report on behalf of the registrant.