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SmartStop Self Storage REIT posts Q2 2026 profit

SmartStop Self Storage REIT, Inc. reported stronger Q2 2026 results, with total revenues of $79.276 million versus $66.816 million a year earlier.

(Moderate)
(Neutral)
Form Type
10-Q

Rhea-AI Filing Summary

SmartStop Self Storage REIT, Inc. reported stronger Q2 2026 results, with total revenues of $79.276 million versus $66.816 million a year earlier. Net income attributable to common stockholders was $11.246 million, or $0.20 per diluted share, compared with a net loss of $8.362 million, or $(0.16) per share in Q2 2025.

For the first six months of 2026, revenues were $157.586 million and net income attributable to common stockholders was $20.822 million, or $0.37 per diluted share, versus a loss of $16.767 million in the prior-year period. Growth was supported by higher self storage rental revenue, larger Managed Platform revenue, and higher investment and other income, while interest expense declined to $26.476 million.

As of June 30, 2026, total assets were $2.438 billion, including $2.056 billion of real estate facilities, net, funded in part by $1.120 billion of debt. Operating cash flow for the first half of 2026 rose to $43.911 million, and common stock distributions totaled $0.80 per share for the period.

Positive

  • SmartStop generated a Q2 2026 net income attributable to common stockholders of $11.246 million, versus a $8.362 million loss in Q2 2025, and first-half operating cash flow increased to $43.911 million, indicating meaningfully stronger profitability and cash generation year over year.

Negative

  • Debt, net totaled $1,119.645 million against total assets of $2,437.872 million at June 30, 2026, and interest expense for the first half was $26.476 million, representing a substantial ongoing financing burden.

Filing Explained

The authorized common-stock ceiling rose, while 55,368,903 shares were outstanding on June 30, 2026; this is capacity, not reported current dilution.

The Form 10-Q is an unaudited quarterly report covering the period ended June 30, 2026. Its equity disclosure shows 175,000,000 common shares authorized and 55,368,903 issued and outstanding, so the structural change is expanded potential equity capacity rather than a reported change in the outstanding count.

Authorization is a ceiling: if additional shares are issued, total shares increase and an existing holder’s percentage ownership declines absent offsetting changes. The reported difference between authorized and outstanding shares should therefore be read as unissued capacity, not current dilution.

The next equity statement is the relevant follow-up line item because it can show whether outstanding common shares change from the June 30, 2026 figure.

Q2 2026 total revenues $79,276,000 Three months ended June 30, 2026
Q2 2026 net income attributable to common $11,246,000 Three months ended June 30, 2026
H1 2026 net cash from operating activities $43,911,000 Six months ended June 30, 2026
Total assets $2,437,872,000 As of June 30, 2026
Debt, net $1,119,645,000 As of June 30, 2026
Total equity $1,259,016,000 As of June 30, 2026, including noncontrolling interests
Common shares outstanding 55,368,903 shares As of June 30, 2026
Q2 2026 basic EPS $0.20 Basic net income per Common Stock share, three months ended June 30, 2026
Managed Platform revenue financial
"Managed Platform revenue was $6,747 and $13,359 for the three and six months ended June 30, 2026"
contingent earnout adjustment financial
"Contingent earnout adjustment totaled $399 in Q2 2026 and $1,043 for the first half of 2026"
Reverse Stock Split financial
"Par value adjustment due to Reverse Stock Split is reflected in common stock balances"
A reverse stock split reduces a company's number of outstanding shares while raising the price per share proportionally, so the total value of each investor's holding is unchanged; a 1-for-10 split turns 100 shares worth $1 each into 10 shares worth $10 each. Companies often do this to regain compliance with an exchange's minimum price rule or to attract investors who avoid very low-priced stocks.
Series A Convertible Preferred Stock financial
"Redemption of Series A Convertible Preferred Stock was $200,000 during 2025 financing activities"
Series A convertible preferred stock is a class of shares sold in an early funding round that gives investors a mix of protection and upside: it pays a priority claim over common shares if the company is sold or closes, but can be converted into ordinary shares to share in future growth. Think of it like a hybrid between a safer stake and a ticket to ownership; it matters to investors because it affects who controls the company, how future gains are split, and how much their investment is protected from downside.
noncontrolling interests financial
"Noncontrolling interests in our Operating Partnership totaled $102,559 at June 30, 2026"
The portion of a subsidiary’s equity and profits that belongs to outside owners rather than the parent company; when a parent reports consolidated results it includes the whole subsidiary but shows the noncontrolling slice separately. Think of a company’s subsidiary as a pie where the parent owns most slices but some are held by other investors — noncontrolling interests tell you how much of the pie and its future earnings don’t belong to the parent, which affects how much profit and net assets are truly attributable to the parent’s shareholders.
Q2 2026 total revenues $79,276,000 up from $66,816,000 in Q2 2025
Q2 2026 net income attributable to common $11,246,000 compared with a net loss of $8,362,000 in Q2 2025
H1 2026 total revenues $157,586,000 up from $132,264,000 in the six months ended June 30, 2025
H1 2026 net income attributable to common $20,822,000 compared with a net loss of $16,767,000 in the six months ended June 30, 2025

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How did SmartStop Self Storage REIT (SMA) perform financially in Q2 2026?

In Q2 2026, SmartStop Self Storage REIT reported $79.276 million in total revenues and net income attributable to common stockholders of $11.246 million. This compares with revenues of $66.816 million and a net loss of $8.362 million in Q2 2025.

What were SmartStop (SMA)'s results for the first six months of 2026?

For the six months ended June 30, 2026, SmartStop generated $157.586 million in total revenues and net income attributable to common stockholders of $20.822 million. In the same period of 2025 it recorded revenues of $132.264 million and a net loss of $16.767 million.

What is SmartStop (SMA)'s balance sheet position as of June 30, 2026?

As of June 30, 2026, SmartStop reported total assets of $2,437.872 million, including real estate facilities, net, of $2,056.392 million. Debt, net, was $1,119.645 million, and total equity, including noncontrolling interests, was $1,259.016 million.

How much cash flow did SmartStop (SMA) generate in the first half of 2026?

Net cash provided by operating activities was $43.911 million for the six months ended June 30, 2026, compared with $18.555 million a year earlier. Cash, cash equivalents, and restricted cash at period end totaled $44.193 million, slightly above the prior-year level of $43.135 million.

What distributions did SmartStop (SMA) pay to common stockholders in early 2026?

For the six months ended June 30, 2026, SmartStop recorded common stock distributions of $0.80 per share, totaling $43.932 million. In Q2 2026 alone, distributions were $0.40 per share, reflecting ongoing cash returns to common stockholders.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

 

FORM 10-Q

QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the quarterly period ended June 30, 2026

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from __________ to __________

Commission File Number: 001-42584

SmartStop Self Storage REIT, Inc.

(Exact name of Registrant as specified in its charter)

Maryland

46-1722812

(State or other jurisdiction of

incorporation or organization)

(IRS Employer

Identification No.)

10 Terrace Rd.

Ladera Ranch, California 92694

(Address of principal executive offices)

(866) 418-5144

(Registrant’s telephone number)

N/A

(Former name, former address and former fiscal year, if changed since last report)

Securities registered pursuant to Section 12(b) of the Act:

 

Title of Each Class

 

Trading Symbol(s)

 

Name of Each Exchange on Which Registered

Common Stock, $0.001 par value

 

SMA

 

New York Stock Exchange

 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports) and (2) has been subject to such filing requirements for the past 90 days. Yes ☒ No ☐

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). Yes ☒ No ☐

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act.

Large accelerated filer

 

Accelerated filer

Non-accelerated filer

 

Smaller reporting company

 

Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes ☐ No

 

As of August 5, 2026, there were 55,368,903 shares outstanding of the registrant’s common stock.

 


 

FORM 10-Q

SMARTSTOP SELF STORAGE REIT, INC.

TABLE OF CONTENTS

 

Page
No.

Cautionary Note Regarding Forward-Looking Statements

 

3

 

 

 

 

PART I.

FINANCIAL INFORMATION

 

5

 

 

 

 

Item 1.

Consolidated Financial Statements (Unaudited):

 

5

Consolidated Balance Sheets as of June 30, 2026 (unaudited) and December 31, 2025

 

6

Consolidated Statements of Operations for the Three and Six Months Ended June 30, 2026 and 2025 (unaudited)

 

7

Consolidated Statements of Comprehensive Income (Loss) for the Three and Six Months Ended June 30, 2026 and 2025 (unaudited)

 

8

 

Consolidated Statements of Equity and Temporary Equity for the Three and Six Months Ended June 30, 2026 and 2025 (unaudited)

 

9

Consolidated Statements of Cash Flows for the Six Months Ended June 30, 2026 and 2025 (unaudited)

 

13

Notes to Consolidated Financial Statements (unaudited)

 

15

Item 2.

Management’s Discussion and Analysis of Financial Condition and Results of Operations

 

71

Item 3.

Quantitative and Qualitative Disclosures About Market Risk

 

93

Item 4.

Controls and Procedures

 

95

 

 

 

 

PART II.

OTHER INFORMATION

 

96

 

 

 

 

Item 1.

Legal Proceedings

 

96

Item 1A.

Risk Factors

 

96

Item 2.

Unregistered Sales of Equity Securities and Use of Proceeds

 

96

Item 3.

Defaults Upon Senior Securities

 

96

Item 4.

Mine Safety Disclosures

 

96

Item 5.

Other Information

 

96

Item 6.

Exhibits

 

96

 

 

 

 

SIGNATURES

 

 

99

 

2


 

CAUTIONARY NOTE REGARDING FORWARD-LOOKING STATEMENTS

Certain statements contained in this Form 10-Q of SmartStop Self Storage REIT, Inc., other than historical facts, may be considered forward-looking statements within the meaning of the federal securities laws, and we intend for all such forward-looking statements to be covered by the applicable safe harbor provisions for forward-looking statements contained in such federal securities laws. Such forward-looking statements can generally be identified by our use of forward-looking terminology such as “may,” “will,” “expect,” “intend,” “anticipate,” “estimate,” “believe,” “seek,” “continue,” or other similar words, or the negative of such terms or other comparable terminology, or by discussions of strategy. We may also make additional forward-looking statements from time to time. All such subsequent forward-looking statements, whether written or oral, by us or on our behalf, are also expressly qualified by these cautionary statements.

Such statements include, but are not limited to statements concerning our plans, strategies, initiatives, prospects, objectives, goals, future events, future revenues or performance, capital expenditures, financing needs, plans or intentions relating to acquisitions and other information that is not historical information. Such statements are subject to known and unknown risks and uncertainties, which could cause actual results to differ materially from those projected or anticipated, including, without limitation:

disruptions in the economy, including debt and banking markets and foreign currency, including changes in the Canadian Dollar (“CAD”)/U.S. Dollar (“USD”) exchange rate;
significant transaction costs, including financing costs, and unknown liabilities;
whether we will be successful in the pursuit of our business plan and investment objectives;
changes in the political and economic climate, economic conditions and fiscal imbalances in the United States, and other major developments, including tariffs, wars, natural disasters, epidemics and pandemics, military actions, and terrorist attacks;
changes in tax and other laws and regulations, including tenant protection programs and other aspects of our business;
difficulties in our ability to attract and retain qualified personnel and management;
the effect of competition at our self storage properties or from other storage alternatives, which could cause rents and occupancy rates to decline;
our ability to identify and complete acquisitions on favorable terms or at all;
our ability to successfully integrate businesses and opportunities that we acquire, including but not limited to, the potential failure to fully realize expected cost savings and synergies from transactions or the risk that those expected cost savings and synergies may take longer than anticipated to be realized;
the outcome of any pending or later instituted legal or regulatory proceedings or governmental inquiries or investigations;
general competitive, economic, political and market conditions and other factors that may affect our future results;
our reliance on information technologies, which are vulnerable to, among other things, attack from computer viruses and malware, hacking, cyberattacks and other unauthorized access or misuse;
increases in interest rates; and
failure to maintain our REIT status.

All forward-looking statements, including without limitation, management’s examination of historical operating trends and estimates of future earnings, are based upon our current expectations and various assumptions. Our expectations, beliefs and projections are expressed in good faith, and we believe there is a reasonable basis for them, but there can be no assurance that management’s expectations, beliefs and projections will result or be achieved. Readers are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the date this report is filed with the U.S. Securities and Exchange Commission (the “SEC”) and are not intended to be a guarantee of our performance in future periods. We cannot guarantee the accuracy of any such forward-looking statements contained in this Form 10-Q, and we do not intend to publicly update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise.

3


 

For further information regarding risks and uncertainties associated with our business, and important factors that could cause our actual results to vary materially from those expressed or implied in such forward-looking statements, please refer to the factors listed and described under “Management’s Discussion and Analysis of Financial Condition and Results of Operations” and the “Risk Factors” sections of the documents we file from time to time with the SEC, including, but not limited to, our Annual Report on Form 10-K for the year ended December 31, 2025, as supplemented by the risk factors included in Part II, Item 1A of this Form 10-Q, copies of which may be obtained from our website at www.investors.smartstopselfstorage.com.

 

4


 

PART I. FINANCIAL INFORMATION

ITEM 1. CONSOLIDATED FINANCIAL STATEMENTS (UNAUDITED)

The information included in the accompanying unaudited consolidated balance sheets and related consolidated statements of operations, comprehensive income (loss), equity and temporary equity, and cash flows reflects all adjustments (consisting of normal and recurring adjustments) that are, in management’s opinion, necessary for a fair and consistent presentation of the aforementioned consolidated financial statements.

The accompanying consolidated financial statements should be read in conjunction with the notes to our consolidated financial statements included in this report on Form 10-Q. The accompanying consolidated financial statements should also be read in conjunction with our consolidated financial statements and notes thereto included in our Annual Report on Form 10-K for the year ended December 31, 2025. Our results of operations for the three and six months ended June 30, 2026 are not necessarily indicative of the operating results expected for the full year.

 

5


 

SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

CONSOLIDATED BALANCE SHEETS

(Amounts in thousands, except share and per share data)

 

 

 

June 30,

 

 

December 31,

 

 

 

2026

 

 

2025

 

 

 

(unaudited)

 

 

 

 

ASSETS

 

 

 

 

 

 

Real estate facilities:

 

 

 

 

 

 

Land

 

$

539,029

 

 

$

541,330

 

Buildings

 

 

1,798,700

 

 

 

1,782,894

 

Site improvements

 

 

105,987

 

 

 

103,139

 

 

 

 

2,443,716

 

 

 

2,427,363

 

Accumulated depreciation

 

 

(395,724

)

 

 

(366,447

)

 

 

 

2,047,992

 

 

 

2,060,916

 

Construction in process

 

 

8,400

 

 

 

6,443

 

Real estate facilities, net

 

 

2,056,392

 

 

 

2,067,359

 

Cash and cash equivalents

 

 

38,185

 

 

 

54,224

 

Restricted cash

 

 

6,008

 

 

 

5,144

 

Investments in unconsolidated real estate ventures (Note 6)

 

 

37,458

 

 

 

36,694

 

Investments in and advances to Managed REITs

 

 

152,283

 

 

 

130,961

 

Deferred tax assets

 

 

2,944

 

 

 

3,182

 

Other assets, net

 

 

40,795

 

 

 

27,188

 

Intangible assets, net

 

 

12,757

 

 

 

18,358

 

Trademarks, net

 

 

15,700

 

 

 

15,700

 

Goodwill

 

 

69,974

 

 

 

69,974

 

Debt issuance costs, net

 

 

5,376

 

 

 

3,388

 

Total assets

 

$

2,437,872

 

 

$

2,432,172

 

LIABILITIES AND EQUITY

 

 

 

 

 

 

Debt, net

 

$

1,119,645

 

 

$

1,098,248

 

Accounts payable and accrued liabilities

 

 

44,335

 

 

 

38,646

 

Distributions payable

 

 

8,442

 

 

 

8,796

 

Deferred tax liabilities

 

 

6,434

 

 

 

6,559

 

Total liabilities

 

 

1,178,856

 

 

 

1,152,249

 

Commitments and contingencies (Note 14)

 

 

 

 

 

 

Equity:

 

 

 

 

 

 

SmartStop Self Storage REIT, Inc.:

 

 

 

 

 

 

Common Stock, $0.001 par value; 175,000,000 and 141,250,000 shares authorized at June 30, 2026 and December 31, 2025, respectively; 55,368,903 shares and 55,359,250 shares issued and outstanding at June 30, 2026 and December 31, 2025, respectively

 

 

55

 

 

 

55

 

Additional paid-in capital

 

 

1,837,467

 

 

 

1,837,194

 

Distributions

 

 

(507,097

)

 

 

(463,165

)

Accumulated deficit

 

 

(173,585

)

 

 

(194,407

)

Accumulated other comprehensive (loss) income

 

 

(383

)

 

 

733

 

Total SmartStop Self Storage REIT, Inc. equity

 

 

1,156,457

 

 

 

1,180,410

 

Noncontrolling interests in our Operating Partnership

 

 

102,559

 

 

 

99,513

 

Total noncontrolling interests

 

 

102,559

 

 

 

99,513

 

Total equity

 

 

1,259,016

 

 

 

1,279,923

 

Total liabilities and equity

 

$

2,437,872

 

 

$

2,432,172

 

 

See notes to consolidated financial statements.

6


 

SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

CONSOLIDATED STATEMENTS OF OPERATIONS

(Unaudited)

(Amounts in thousands, except share and per share data)

 

 

Three Months Ended June 30,

 

 

Six Months Ended June 30,

 

 

 

2026

 

 

2025

 

 

2026

 

 

2025

 

Revenues:

 

 

 

 

 

 

 

 

 

 

 

 

Self storage rental revenue

 

$

62,880

 

 

$

58,156

 

 

$

124,794

 

 

$

114,741

 

Ancillary operating revenue

 

 

2,957

 

 

 

2,728

 

 

 

5,860

 

 

 

5,335

 

Managed Platform revenue

 

 

6,747

 

 

 

4,036

 

 

 

13,359

 

 

 

8,149

 

Reimbursable costs from Managed Platform

 

 

6,692

 

 

 

1,896

 

 

 

13,573

 

 

 

4,039

 

Total revenues

 

 

79,276

 

 

 

66,816

 

 

 

157,586

 

 

 

132,264

 

Operating expenses:

 

 

 

 

 

 

 

 

 

 

 

 

Property operating expenses

 

 

21,226

 

 

 

22,050

 

 

 

43,435

 

 

 

42,137

 

Managed Platform expenses

 

 

3,711

 

 

 

3,250

 

 

 

8,050

 

 

 

4,484

 

Reimbursable costs from Managed Platform

 

 

6,692

 

 

 

1,896

 

 

 

13,573

 

 

 

4,039

 

General and administrative

 

 

9,893

 

 

 

11,695

 

 

 

19,033

 

 

 

19,545

 

Depreciation

 

 

16,505

 

 

 

15,374

 

 

 

33,080

 

 

 

30,468

 

Intangible amortization expense

 

 

3,245

 

 

 

1,929

 

 

 

6,698

 

 

 

3,527

 

Acquisition expenses

 

 

219

 

 

 

359

 

 

 

298

 

 

 

561

 

Contingent earnout adjustment

 

 

399

 

 

 

 

 

 

1,043

 

 

 

 

Total operating expenses

 

 

61,890

 

 

 

56,553

 

 

 

125,210

 

 

 

104,761

 

Gain on disposition of real estate

 

 

489

 

 

 

 

 

 

1,726

 

 

 

 

Income from operations

 

 

17,875

 

 

 

10,263

 

 

 

34,102

 

 

 

27,503

 

Other income (expense):

 

 

 

 

 

 

 

 

 

 

 

 

Equity in losses from investments in unconsolidated real estate ventures

 

 

(154

)

 

 

(119

)

 

 

(290

)

 

 

(361

)

Equity in losses from investments in Managed REITs

 

 

(444

)

 

 

(157

)

 

 

(629

)

 

 

(372

)

Investment income, net

 

 

2,107

 

 

 

723

 

 

 

4,078

 

 

 

1,448

 

Other, net

 

 

6,409

 

 

 

(1,416

)

 

 

12,477

 

 

 

(964

)

Interest expense

 

 

(13,339

)

 

 

(12,030

)

 

 

(26,476

)

 

 

(34,052

)

Loss on debt extinguishment

 

 

 

 

 

(1,745

)

 

 

(262

)

 

 

(2,533

)

Income tax expense

 

 

(379

)

 

 

(318

)

 

 

(710

)

 

 

(924

)

Net income (loss)

 

 

12,075

 

 

 

(4,799

)

 

 

22,290

 

 

 

(10,255

)

Net (income) loss attributable to noncontrolling interests

 

 

(829

)

 

 

196

 

 

 

(1,468

)

 

 

699

 

Less: Distributions to preferred stockholders

 

 

 

 

 

(115

)

 

 

 

 

 

(3,567

)

Less: Accretion - preferred equity costs

 

 

 

 

 

(3,644

)

 

 

 

 

 

(3,644

)

Net income (loss) attributable to SmartStop Self Storage REIT, Inc. common stockholders

 

$

11,246

 

 

$

(8,362

)

 

$

20,822

 

 

$

(16,767

)

Net income (loss) per Common Stock, Class A & Class T share:

 

 

 

 

 

 

 

 

 

 

 

 

Basic

 

$

0.20

 

 

$

(0.16

)

 

$

0.37

 

 

$

(0.43

)

Diluted

 

$

0.20

 

 

$

(0.16

)

 

$

0.37

 

 

$

(0.43

)

Weighted average Common Stock, Class A & Class T shares outstanding:

 

 

 

 

 

 

 

 

 

 

 

 

Basic

 

 

55,255,522

 

 

 

54,419,801

 

 

 

55,246,492

 

 

 

39,303,159

 

Diluted

 

 

55,454,084

 

 

 

54,419,801

 

 

 

55,450,403

 

 

 

39,303,159

 

 

See notes to consolidated financial statements.

7


 

SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS)

(Unaudited)

(Amounts in thousands)

 

 

 

Three Months Ended June 30,

 

 

Six Months Ended June 30,

 

 

 

2026

 

 

2025

 

 

2026

 

 

2025

 

Net income (loss)

 

$

12,075

 

 

$

(4,799

)

 

$

22,290

 

 

$

(10,255

)

Other comprehensive (loss) income:

 

 

 

 

 

 

 

 

 

 

 

 

Foreign currency translation adjustment

 

 

(672

)

 

 

1,556

 

 

 

(1,194

)

 

 

1,596

 

Foreign currency hedge contract losses

 

 

 

 

 

(607

)

 

 

 

 

 

(498

)

Interest rate swap and cap contract gains

 

 

 

 

 

1,761

 

 

 

 

 

 

1,606

 

Other comprehensive (loss) income

 

 

(672

)

 

 

2,710

 

 

 

(1,194

)

 

 

2,704

 

Comprehensive income (loss)

 

 

11,403

 

 

 

(2,089

)

 

 

21,096

 

 

 

(7,551

)

Comprehensive (income) loss attributable to noncontrolling interests:

 

 

 

 

 

 

 

 

 

 

 

 

Comprehensive (income) loss attributable to noncontrolling interests

 

 

(785

)

 

 

40

 

 

 

(1,390

)

 

 

542

 

Comprehensive income (loss) attributable to SmartStop Self Storage REIT, Inc. stockholders

 

$

10,618

 

 

$

(2,049

)

 

$

19,706

 

 

$

(7,009

)

 

See notes to consolidated financial statements.

8


 

SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

CONSOLIDATED STATEMENTS OF EQUITY AND TEMPORARY EQUITY

For the Three and Six Months Ended June 30, 2026 and 2025

(Unaudited)

(Amounts in thousands, except share and per share data)

 

 

 

Common Stock

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Number
of Shares

 

 

Common
Stock
Par Value

 

 

Additional
Paid-in
Capital

 

 

Distributions

 

 

Accumulated
Deficit

 

 

Accumulated
Other
Comprehensive
Income (Loss)

 

 

Total
SmartStop Self Storage REIT,
Inc. Equity

 

 

Noncontrolling
Interests

 

 

Total
Equity

 

Balance as of March 31, 2026

 

 

55,377,467

 

 

$

55

 

 

$

1,837,442

 

 

$

(485,019

)

 

$

(184,831

)

 

$

245

 

 

$

1,167,892

 

 

$

100,784

 

 

$

1,268,676

 

Tax withholding (net settlement redemption) related to vesting of restricted stock

 

 

(9,879

)

 

 

 

 

 

(333

)

 

 

 

 

 

 

 

 

 

 

 

(333

)

 

 

 

 

 

(333

)

Issuance of restricted stock, net of forfeitures

 

 

1,315

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Distributions ($0.40 per share)

 

 

 

 

 

 

 

 

 

 

 

(22,078

)

 

 

 

 

 

 

 

 

(22,078

)

 

 

 

 

 

(22,078

)

Distributions to noncontrolling interests in our Operating Partnership

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(1,957

)

 

 

(1,957

)

Equity-based compensation expense

 

 

 

 

 

 

 

 

358

 

 

 

 

 

 

 

 

 

 

 

 

358

 

 

 

2,947

 

 

 

3,305

 

Net income attributable to SmartStop Self Storage REIT, Inc. common stockholders

 

 

 

 

 

 

 

 

 

 

 

 

 

 

11,246

 

 

 

 

 

 

11,246

 

 

 

 

 

 

11,246

 

Net income attributable to the noncontrolling interests in our Operating Partnership

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

829

 

 

 

829

 

Foreign currency translation adjustment

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(628

)

 

 

(628

)

 

 

(44

)

 

 

(672

)

Balance as of June 30, 2026

 

 

55,368,903

 

 

$

55

 

 

$

1,837,467

 

 

$

(507,097

)

 

$

(173,585

)

 

$

(383

)

 

$

1,156,457

 

 

$

102,559

 

 

$

1,259,016

 

 

See notes to consolidated financial statements.

 

9


 

 

 

Common Stock

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common Stock

 

 

Class A

 

 

Class T

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Number
of Shares

 

 

Common
Stock
Par Value

 

 

Number
of Shares

 

 

Common
Stock
Par Value

 

 

Number
of Shares

 

 

Common
Stock
Par Value

 

 

Additional
Paid-in
Capital

 

 

Distributions

 

 

Accumulated
Deficit

 

 

Accumulated
Other
Comprehensive
Income (Loss)

 

 

Total
SmartStop Self Storage REIT,
Inc. Equity

 

 

Noncontrolling
Interests

 

 

Total
Equity

 

 

Preferred
Stock

 

 

Redeemable
Common
Stock

 

Balance as of March 31, 2025

 

 

 

 

$

 

 

 

22,018,249

 

 

$

22

 

 

 

2,044,148

 

 

$

2

 

 

$

895,091

 

 

$

(396,382

)

 

$

(194,054

)

 

$

(1,713

)

 

$

302,966

 

 

$

85,104

 

 

$

388,070

 

 

$

196,356

 

 

$

65,496

 

Issuance of shares in Underwritten Public Offering

 

 

31,050,000

 

 

 

31

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

931,469

 

 

 

 

 

 

 

 

 

 

 

 

931,500

 

 

 

 

 

 

931,500

 

 

 

 

 

 

 

Offering costs of Underwritten Public Offering

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(57,492

)

 

 

 

 

 

 

 

 

 

 

 

(57,492

)

 

 

 

 

 

(57,492

)

 

 

 

 

 

 

Changes to redeemable common stock

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

65,496

 

 

 

 

 

 

 

 

 

 

 

 

65,496

 

 

 

 

 

 

65,496

 

 

 

 

 

 

(65,496

)

Issuance of restricted stock, net of forfeitures

 

 

 

 

 

 

 

 

332,162

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Distributions ($0.40 per share)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(22,175

)

 

 

 

 

 

 

 

 

(22,175

)

 

 

 

 

 

(22,175

)

 

 

 

 

 

 

Distributions to noncontrolling interests in our Operating Partnership

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(1,682

)

 

 

(1,682

)

 

 

 

 

 

 

Distributions to other noncontrolling interests

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(184

)

 

 

(184

)

 

 

 

 

 

 

Repurchase of noncontrolling interest in SST VI Advisor

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(1,530

)

 

 

 

 

 

 

 

 

 

 

 

(1,530

)

 

 

(320

)

 

 

(1,850

)

 

 

 

 

 

 

Redemption of Series A Convertible Preferred Stock

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(196,356

)

 

 

 

Equity-based compensation expense

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

3,628

 

 

 

 

 

 

 

 

 

 

 

 

3,628

 

 

 

3,113

 

 

 

6,741

 

 

 

 

 

 

 

Net loss attributable to SmartStop Self Storage REIT, Inc. common stockholders

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(8,362

)

 

 

 

 

 

(8,362

)

 

 

 

 

 

(8,362

)

 

 

 

 

 

 

Net loss attributable to the noncontrolling interests in our Operating Partnership

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(320

)

 

 

(320

)

 

 

 

 

 

 

Net income attributable to other noncontrolling interests

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

123

 

 

 

123

 

 

 

 

 

 

 

Foreign currency translation adjustment

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1,466

 

 

 

1,466

 

 

 

90

 

 

 

1,556

 

 

 

 

 

 

 

Foreign currency hedge contract loss

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(572

)

 

 

(572

)

 

 

(35

)

 

 

(607

)

 

 

 

 

 

 

Interest rate hedge contract gain

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1,659

 

 

 

1,659

 

 

 

102

 

 

 

1,761

 

 

 

 

 

 

 

Balance as of June 30, 2025

 

 

31,050,000

 

 

$

31

 

 

 

22,350,411

 

 

$

22

 

 

 

2,044,148

 

 

$

2

 

 

$

1,836,662

 

 

$

(418,557

)

 

$

(202,416

)

 

$

840

 

 

$

1,216,584

 

 

$

85,991

 

 

$

1,302,575

 

 

$

 

 

$

 

 

See notes to consolidated financial statements.

 

10


 

 

 

 

Common Stock

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Number
of Shares

 

 

Common
Stock
Par Value

 

 

Additional
Paid-in
Capital

 

 

Distributions

 

 

Accumulated
Deficit

 

 

Accumulated
Other
Comprehensive
Income (Loss)

 

 

Total
SmartStop Self Storage REIT,
Inc. Equity

 

 

Noncontrolling
Interests

 

 

Total
Equity

 

Balance as of December 31, 2025

 

 

55,359,250

 

 

$

55

 

 

$

1,837,194

 

 

$

(463,165

)

 

$

(194,407

)

 

$

733

 

 

$

1,180,410

 

 

$

99,513

 

 

$

1,279,923

 

Tax withholding (net settlement redemption) related to vesting of restricted stock

 

 

(11,951

)

 

 

 

 

 

(399

)

 

 

 

 

 

 

 

 

 

 

 

(399

)

 

 

 

 

 

(399

)

Issuance of restricted stock, net of forfeitures

 

 

21,604

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Distributions ($0.80 per share)

 

 

 

 

 

 

 

 

 

 

 

(43,932

)

 

 

 

 

 

 

 

 

(43,932

)

 

 

 

 

 

(43,932

)

Distributions to noncontrolling interests in our Operating Partnership

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(3,757

)

 

 

(3,757

)

Equity-based compensation expense

 

 

 

 

 

 

 

 

672

 

 

 

 

 

 

 

 

 

 

 

 

672

 

 

 

5,413

 

 

 

6,085

 

Net income attributable to SmartStop Self Storage REIT, Inc. common stockholders

 

 

 

 

 

 

 

 

 

 

 

 

 

 

20,822

 

 

 

 

 

 

20,822

 

 

 

 

 

 

20,822

 

Net income attributable to the noncontrolling interests in our Operating Partnership

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1,468

 

 

 

1,468

 

Foreign currency translation adjustment

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(1,116

)

 

 

(1,116

)

 

 

(78

)

 

 

(1,194

)

Balance as of June 30, 2026

 

 

55,368,903

 

 

$

55

 

 

$

1,837,467

 

 

$

(507,097

)

 

$

(173,585

)

 

$

(383

)

 

$

1,156,457

 

 

$

102,559

 

 

$

1,259,016

 

 

See notes to consolidated financial statements.

 

11


 

 

 

 

Common Stock

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common Stock

 

 

Class A

 

 

Class T

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Number
of Shares

 

 

Common
Stock
Par Value

 

 

Number
of Shares

 

 

Common
Stock
Par Value

 

 

Number
of Shares

 

 

Common
Stock
Par Value

 

 

Additional
Paid-in
Capital

 

 

Distributions

 

 

Accumulated
Deficit

 

 

Accumulated
Other
Comprehensive
Income (Loss)

 

 

Total
SmartStop Self Storage REIT,
Inc. Equity

 

 

Noncontrolling
Interests

 

 

Total
Equity

 

 

Preferred
Stock

 

 

Redeemable
Common
Stock

 

Balance as of December 31, 2024

 

 

 

 

$

 

 

 

21,970,817

 

 

$

89

 

 

 

2,038,466

 

 

$

8

 

 

$

895,118

 

 

$

(382,160

)

 

$

(185,649

)

 

$

(1,708

)

 

$

325,698

 

 

$

86,850

 

 

$

412,548

 

 

$

196,356

 

 

$

62,042

 

Issuance of shares in Underwritten Public Offering

 

 

31,050,000

 

 

 

31

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

931,469

 

 

 

 

 

 

 

 

 

 

 

 

931,500

 

 

 

 

 

 

931,500

 

 

 

 

 

 

 

Offering costs of Underwritten Public Offering

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(57,492

)

 

 

 

 

 

 

 

 

 

 

 

(57,492

)

 

 

 

 

 

(57,492

)

 

 

 

 

 

 

Tax withholding (net settlement redemption) related to vesting of restricted stock

 

 

 

 

 

 

 

 

(3,362

)

 

 

 

 

 

 

 

 

 

 

 

(192

)

 

 

 

 

 

 

 

 

 

 

 

(192

)

 

 

 

 

 

(192

)

 

 

 

 

 

 

Changes to redeemable common stock

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

62,042

 

 

 

 

 

 

 

 

 

 

 

 

62,042

 

 

 

 

 

 

62,042

 

 

 

 

 

 

(62,042

)

Par value adjustment due to Reverse Stock Split

 

 

 

 

 

 

 

 

 

 

 

(67

)

 

 

 

 

 

(6

)

 

 

72

 

 

 

 

 

 

 

 

 

 

 

 

(1

)

 

 

 

 

 

(1

)

 

 

 

 

 

 

Issuance of restricted stock, net of forfeitures

 

 

 

 

 

 

 

 

332,046

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Distributions ($1.00 per share)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(36,397

)

 

 

 

 

 

 

 

 

(36,397

)

 

 

 

 

 

(36,397

)

 

 

 

 

 

 

Distributions to noncontrolling interests in our Operating Partnership

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(3,893

)

 

 

(3,893

)

 

 

 

 

 

 

Distributions to other noncontrolling interests

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(365

)

 

 

(365

)

 

 

 

 

 

 

Issuance of shares for distribution reinvestment plan

 

 

 

 

 

 

 

 

50,910

 

 

 

 

 

 

5,682

 

 

 

 

 

 

3,452

 

 

 

 

 

 

 

 

 

 

 

 

3,452

 

 

 

 

 

 

3,452

 

 

 

 

 

 

 

Equity-based compensation expense

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

3,723

 

 

 

 

 

 

 

 

 

 

 

 

3,723

 

 

 

4,261

 

 

 

7,984

 

 

 

 

 

 

 

Repurchase of noncontrolling interest in SST VI Advisor

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(1,530

)

 

 

 

 

 

 

 

 

 

 

 

(1,530

)

 

 

(320

)

 

 

(1,850

)

 

 

 

 

 

 

Redemption of Series A Convertible Preferred Stock

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(196,356

)

 

 

 

Net loss attributable to SmartStop Self Storage REIT, Inc. common stockholders

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(16,767

)

 

 

 

 

 

(16,767

)

 

 

 

 

 

(16,767

)

 

 

 

 

 

 

Net loss attributable to the noncontrolling interests in our Operating Partnership

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(1,003

)

 

 

(1,003

)

 

 

 

 

 

 

Net income attributable to other noncontrolling interests

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

305

 

 

 

305

 

 

 

 

 

 

 

Foreign currency translation adjustment

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1,501

 

 

 

1,501

 

 

 

95

 

 

 

1,596

 

 

 

 

 

 

 

Foreign currency hedge contract loss

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(476

)

 

 

(476

)

 

 

(22

)

 

 

(498

)

 

 

 

 

 

 

Interest rate hedge contract gain

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1,523

 

 

 

1,523

 

 

 

83

 

 

 

1,606

 

 

 

 

 

 

 

Balance as of June 30, 2025

 

 

31,050,000

 

 

$

31

 

 

 

22,350,411

 

 

$

22

 

 

 

2,044,148

 

 

$

2

 

 

$

1,836,662

 

 

$

(418,557

)

 

$

(202,416

)

 

$

840

 

 

$

1,216,584

 

 

$

85,991

 

 

$

1,302,575

 

 

$

 

 

$

 

 

See notes to consolidated financial statements.

 

12


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

CONSOLIDATED STATEMENTS OF CASH FLOWS

(Unaudited)

(Amounts in thousands)

 

 

 

 

Six Months Ended June 30,

 

 

 

2026

 

 

2025

 

Cash flows from operating activities:

 

 

 

 

 

 

Net income (loss)

 

$

22,290

 

 

$

(10,255

)

Adjustments to reconcile net income (loss) to net cash provided by operating activities:

 

 

 

 

 

 

Depreciation and amortization

 

 

39,778

 

 

 

33,995

 

Change in deferred tax assets and liabilities

 

 

268

 

 

 

440

 

Accretion of fair market value adjustment of secured debt

 

 

349

 

 

 

366

 

Amortization of debt issuance costs

 

 

1,824

 

 

 

1,989

 

Equity-based compensation expense

 

 

6,038

 

 

 

7,984

 

Non-cash adjustment - equity method investments in unconsolidated real estate ventures

 

 

290

 

 

 

361

 

Non-cash adjustment - equity method investments in Managed REITs

 

 

629

 

 

 

372

 

Accretion of financing fee revenues

 

 

(550

)

 

 

(129

)

Contingent earnout adjustment

 

 

1,043

 

 

 

 

Unrealized foreign currency and derivative (gains) losses

 

 

(12,089

)

 

 

(979

)

Loss on debt extinguishment

 

 

262

 

 

 

2,533

 

Non-cash adjustments

 

 

886

 

 

 

507

 

Gain on disposition of real estate

 

 

(1,726

)

 

 

 

Increase (decrease) in cash from changes in assets and liabilities:

 

 

 

 

 

 

Other assets, net

 

 

(1,083

)

 

 

2,176

 

Accounts payable and accrued liabilities

 

 

4,196

 

 

 

(5,277

)

Managed REITs receivables and other

 

 

(18,494

)

 

 

(15,175

)

Due to affiliates

 

 

 

 

 

(353

)

Net cash provided by operating activities

 

 

43,911

 

 

 

18,555

 

Cash flows from investing activities:

 

 

 

 

 

 

Purchase of real estate

 

 

(29,693

)

 

 

(203,197

)

Net proceeds from the disposition of real estate

 

 

6,951

 

 

 

 

Additions to real estate and construction in process

 

 

(7,525

)

 

 

(4,159

)

Deposits on acquisitions

 

 

 

 

 

(884

)

Insurance proceeds on insured property damage

 

 

3,068

 

 

 

3,618

 

Capital distributions from unconsolidated real estate ventures

 

 

834

 

 

 

1,042

 

Capital distributions from Managed REITs

 

 

307

 

 

 

307

 

Investments in unconsolidated real estate ventures

 

 

(2,867

)

 

 

(1,552

)

Funding of loans - SSGT III and SSGT III sponsored DSTs

 

 

(15,552

)

 

 

(41,000

)

Repayment of loans - SSGT III and SSGT III sponsored DSTs

 

 

16,033

 

 

 

9,919

 

Funding of loans- SST VI

 

 

(3,500

)

 

 

 

Purchase of SST VI Subordinated Class C Units

 

 

 

 

 

(572

)

Settlement of foreign currency hedges

 

 

 

 

 

1,065

 

Purchase of other investments

 

 

(16,338

)

 

 

(39

)

Net cash used in investing activities

 

 

(48,282

)

 

 

(235,452

)

Cash flows from financing activities:

 

 

 

 

 

 

Scheduled principal payments on non-credit facility debt

 

 

(1,949

)

 

 

(1,556

)

Proceeds from issuance of former credit facility debt

 

 

8,500

 

 

 

116,000

 

Repayment of former credit facility debt

 

 

(68,326

)

 

 

(676,556

)

Proceeds from issuance of current credit facility debt

 

 

137,923

 

 

 

 

Repayments of current credit facility debt

 

 

(34,000

)

 

 

 

Gross proceeds - Underwritten Public Offering

 

 

 

 

 

931,500

 

Offering costs

 

 

 

 

 

(56,820

)

Gross proceeds from issuance of 2028 Canadian Notes

 

 

 

 

 

368,010

 

Gross proceeds - issuance of non-credit facility debt

 

 

 

 

 

74,800

 

Repayment - non-credit facility debt

 

 

(181

)

 

 

(278,880

)

Debt issuance costs

 

 

(3,352

)

 

 

(1,945

)

Payment of payroll withholding tax on stock vesting

 

 

(399

)

 

 

(192

)

Distributions paid - common stockholders

 

 

(44,156

)

 

 

(30,422

)

Distributions paid - noncontrolling interests in our OP

 

 

(3,887

)

 

 

(3,912

)

Distributions paid - preferred stockholders

 

 

 

 

 

(6,967

)

Distributions paid - other noncontrolling interests

 

 

 

 

 

(365

)

Redemption of Series A Convertible Preferred Stock

 

 

 

 

 

(200,000

)

Repurchase of noncontrolling interest in SST VI Advisor

 

 

 

 

 

(1,850

)

Debt defeasance costs

 

 

 

 

 

(754

)

Net cash (used in) provided by financing activities

 

 

(9,827

)

 

 

230,091

 

Impact of foreign exchange rate changes on cash and restricted cash

 

 

(977

)

 

 

640

 

Change in cash, cash equivalents, and restricted cash

 

 

(15,175

)

 

 

13,834

 

Cash, cash equivalents, and restricted cash beginning of period

 

 

59,368

 

 

 

29,301

 

Cash, cash equivalents, and restricted cash end of period

 

$

44,193

 

 

$

43,135

 

 

 

13


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

CONSOLIDATED STATEMENTS OF CASH FLOWS (CONTINUED)

(Unaudited)

(Amounts in thousands)

 

Supplemental disclosure of cash flow information:

 

 

 

 

 

 

Cash paid for interest, net of capitalized interest

 

$

24,428

 

 

$

33,902

 

Cash paid for income taxes

 

$

717

 

 

$

294

 

Supplemental disclosure of noncash activities:

 

 

 

 

 

 

Acquisition of real estate through assumption of debt

 

$

 

 

$

25,106

 

Issuance of shares pursuant to distribution reinvestment plan

 

$

 

 

$

3,452

 

Distributions payable

 

$

8,442

 

 

$

8,360

 

Real estate and construction in process included in accounts payable and accrued liabilities

 

$

1,596

 

 

$

810

 

Deposit applied to the purchase of real estate

 

$

217

 

 

$

2,739

 

Earnest deposits on acquisitions assigned to the Managed REITs, amounts reclassified to Managed REITs receivables

 

$

180

 

 

$

1,098

 

 

See notes to consolidated financial statements.

14


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

Note 1. Organization

SmartStop Self Storage REIT, Inc., a Maryland corporation (the “Company”), is a self-managed and fully-integrated self storage real estate investment trust (“REIT”), formed on January 8, 2013 under the Maryland General Corporation Law. Our year-end is December 31. As used in this report, “we,” “us,” “our,” and “Company” refer to SmartStop Self Storage REIT, Inc. and each of our subsidiaries. Our Common Stock began trading on the New York Stock Exchange (the “NYSE”) under the ticker symbol “SMA” on April 2, 2025.

We acquire, own and operate self storage facilities. In addition, through our subsidiaries, we serve as the sponsor and property manager of various affiliated real estate programs and serve as the property manager for various third-party owners.

As of June 30, 2026, our wholly-owned portfolio consisted of 180 operating self storage properties diversified across 19 states (Alabama, Arizona, California, Colorado, Florida, Illinois, Indiana, Maryland, Massachusetts, Michigan, New Jersey, Nevada, North Carolina, Ohio, South Carolina, Texas, Virginia, Washington, and Wisconsin), the District of Columbia, and Canada, comprising approximately 124,000 units and 14.1 million net rentable square feet.

Additionally, as of June 30, 2026, we owned a 50% equity interest in 14 unconsolidated real estate ventures located in Canada, which consisted of 10 operating self storage properties and four properties which were being developed into self storage properties.

Through our Managed Platform (as defined below), we serve as the sponsor of Strategic Storage Trust VI, Inc., a publicly-registered non-traded REIT (“SST VI”), Strategic Storage Growth Trust III, Inc., a private REIT (“SSGT III”), and Strategic Storage Trust X, a private net asset value REIT, (“SST X” and together with SST VI and SSGT III, the “Managed REITs”). We manage the properties owned by the Managed REITs and the properties owned by the Delaware statutory trusts (“DSTs”) sponsored by one of the Managed REITs. As of June 30, 2026, we managed 52 of such operating self storage properties, consisting of approximately 43,000 units and 4.6 million rentable square feet.

On October 1, 2025, we acquired Argus Professional Storage Management, LLC (“Argus”), a third-party manager of self storage properties (the “Third Party Platform Acquisition”). See Note 4 – Third Party Platform Acquisition for additional information. As of June 30, 2026, we managed approximately 220 of such operating self storage properties, consisting of approximately 100,000 units and 15.7 million rentable square feet (the “Third Party Platform”).

The Third Party Platform, the Managed REITs and the properties owned by the DSTs sponsored by one of the Managed REITs are collectively referred to as the “Managed Platform.” In total, as of June 30, 2026, we managed approximately 270 operating self storage properties, which we did not own, consisting of approximately 143,000 units and 20.3 million rentable square feet through our Managed Platform.

SmartStop OP, L.P. (our “Operating Partnership”) owns, directly or indirectly through one or more subsidiaries, all of the self storage properties that we own. As of June 30, 2026, we owned approximately 93.4% of the common units of limited partnership interests of our Operating Partnership (“OP Units”). The remaining approximately 6.6% of the OP Units are owned by current and former employees or executives, current and former board members, the previous owners of Argus, or indirectly by Strategic Asset Management I, LLC, our former sponsor (“SAM”), its affiliates, and select other unaffiliated third parties. As the sole general partner of our Operating Partnership, we have the exclusive power to manage and conduct the business of our Operating Partnership.

On March 20, 2025, we effected a one-for-four reverse common stock split (the “Reverse Stock Split”) of each then issued and outstanding share of Class A common stock (“Class A Common Stock”), $0.001 par value per share, and Class T Common Stock (“Class T Common Stock”), $0.001 par value per share. Concurrently with the Reverse Stock Split, we also effected a corresponding one-for-four reverse unit split (together with the Reverse Stock Split, the “Reverse Equity Splits”) of units of our Operating Partnership. As a result of the Reverse Equity Splits, every four shares of our common stock and every four Operating Partnership units that were issued and outstanding as of the date of the Reverse Equity Splits were automatically changed into one issued and outstanding share of common stock or one issued and outstanding Operating Partnership unit, as applicable, rounded to the nearest 1/1000th share or Operating Partnership unit. The Reverse Equity Splits impacted all classes of common stock and common operating partnership units proportionately and resulted in no impact on any stockholder’s or limited partner’s percentage ownership of all issued and outstanding common stock or common Operating Partnership units. In connection with the Reverse Equity Splits, the number of shares of common stock and Operating Partnership units underlying the outstanding share-based awards were also proportionally reduced.

15


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

Immediately after the Reverse Stock Split, we reclassified and designated 225,000,000 authorized but unissued shares of Class A Common Stock and 340,000,000 authorized but unissued shares of Class T Common Stock as authorized but unissued shares of common stock, $0.001 par value per share (the “Reclassification”), without any designation as to class or series. As a result, the Company had 565,000,000 shares of unclassified common stock, $0.001 par value per share, authorized but unissued.

On June 12, 2025, we filed Articles of Amendment to our charter to decrease our total number of authorized shares of stock from 900,000,000 to 225,000,000. As a result of such decrease, our authorized shares of stock consisted of: (i) 175,000,000 shares of common stock, $0.001 par value per share, of which 31,250,000 shares were designated as Class A Common Stock, 2,500,000 shares were designated as Class T Common Stock, and 141,250,000 were common stock without designation as to class or series; and (ii) 50,000,000 shares of preferred stock, $0.001 par value per share.

On April 1, 2025, we executed our underwriting agreement, and on April 3, 2025, we closed our registered underwritten public offering (the “Underwritten Public Offering”) of 27,000,000 shares of common stock, $0.001 par value per share (the “Common Stock”), at an initial price of $30.00 per share, pursuant to a registration statement filed with the U.S. Securities and Exchange Commission (“SEC”) on Form S-11 (File No. 333-264449) (the “Registration Statement”) under the Securities Act of 1933, as amended (the “Securities Act”). The underwriters also exercised an overallotment option to purchase 4,050,000 additional shares of Common Stock on April 3, 2025. Certain of our directors, officers, and employees, and friends and family members of certain of our directors, officers, and employees were able to and did purchase shares through us or our underwriters at the public offering price of $30.00 per share. Under this program, officers and directors purchased 31,500 shares. All of these shares purchased in the Underwritten Public Offering are listed on the NYSE under the ticker symbol “SMA.” The gross and net proceeds received on April 3, 2025 were approximately $931.5 million and $875.6 million, respectively.

On October 1, 2025, the six-month anniversary of the listing of our Common Stock issued in our Underwritten Public Offering for trading on the NYSE, each share of Class A Common Stock and Class T Common Stock automatically converted into one share of our unclassified listed Common Stock. In preparation for this conversion, on July 30, 2025, we completed a fractional share redemption related to our Class A Common Stock and Class T Common Stock of approximately $0.3 million, such that a total of approximately 8,000 shares were redeemed at a purchase price of $35.63 per share, which was the closing price of the Company’s Common Stock as of the end of that day. Each stockholder that held any fractional shares received a cash payment for such shares, and as a result, thereafter no stockholder of the Company owned any fractional shares.

As of December 31, 2025, we had 31,250,000 authorized but unissued shares of our Class A Common Stock, $0.001 par value per share, 2,500,000 authorized but unissued shares of our Class T Common Stock, $0.001 par value per share, and 50,000,000 authorized but unissued shares of preferred stock, $0.001 par value per share. On June 25, 2026, we filed Articles Supplementary with the State Department of Assessments and Taxation of Maryland, which reclassified all 31,250,000 authorized but unissued shares of our Class A Common Stock and all 2,500,000 authorized but unissued shares of our Class T Common Stock as authorized but unissued shares of Common Stock without designation as to class or series. Following the reclassification, the total number of shares of stock which we have authority to issue is 225,000,000, consisting of 175,000,000 undesignated shares of Common Stock and 50,000,000 shares of preferred stock, $0.001 par value per share. The reclassification did not affect our total number of authorized shares of stock.

16


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

On March 19, 2026, we entered into a distribution agreement (the “ATM Agreement”) with each of J.P. Morgan Securities, LLC, BMO Capital Markets Corp., Evercore Group L.L.C., Huntington Securities, Inc., KeyBanc Capital Markets Inc., M&T Securities, Inc., Raymond James & Associates, Inc., RBC Capital Markets, LLC, Robert W. Baird & Co. Incorporated, Scotia Capital (USA) Inc., Truist Securities, Inc., and Wells Fargo Securities, LLC, as sales agents (in such capacity, “Sales Agents”), the Forward Sellers (as defined below and together with the Sales Agents, the “Agents”) and the Forward Purchasers (as defined below). Pursuant to the ATM Agreement, we may issue and sell, from time to time, shares of our Common Stock having an aggregate offering price of up to $300 million (the “Shares”). The Agents will act as our Sales Agents, or through the Forward Sellers as sales agents to the relevant Forward Purchasers, in connection with any offerings of Shares pursuant to the ATM Agreement. We may sell Shares to an Agent as principal for its own account, at a price and discount to be agreed upon at the time of sale pursuant to a separate terms agreement. In addition, we have entered into forward sale agreements under separate master forward confirmations (each, a “Forward Sale Agreement”, and collectively, the “Forward Sale Agreements”), between us and each of JPMorgan Chase Bank, National Association, Bank of Montreal, Huntington Securities, Inc., KeyBanc Capital Markets, Raymond James & Associates, Inc., Robert W. Baird & Co. Incorporated, Royal Bank of Canada, The Bank of Nova Scotia, Truist Bank, Wells Fargo Bank, National Association, or their respective affiliates (each a “Forward Purchaser,” and collectively, the “Forward Purchasers”).

The sales, if any, of the Shares under the ATM Agreement, made to or through the Agents, as our Sales Agents or as Forward Sellers on behalf of the Forward Purchasers, will be made in negotiated transactions, including block trades, or transactions that are deemed to be “at the market” offerings as defined in Rule 415 under the Securities Act, by means of ordinary brokers’ transactions at market prices prevailing at the time of sale, including sales made directly on the New York Stock Exchange, sales made to or through a market maker and sales made through other securities exchanges or electronic communications networks.

In the ATM Agreement, we made certain customary representations, warranties and covenants concerning us, our Operating Partnership and the Shelf Registration Statement (as defined below) and also agreed to indemnify the Agents and the Forward Purchasers against certain liabilities, including liabilities under the Securities Act.

The Shares sold in the offering will be issued pursuant to our automatic shelf registration statement on Form S-3 (File No. 333-292583) filed with the SEC on January 5, 2026 (the “Shelf Registration Statement”). On March 19, 2026, we filed with the SEC a prospectus supplement to the prospectus included in the Shelf Registration Statement relating to the offering contemplated by the ATM Agreement. As of June 30, 2026, we had not sold any Shares under the ATM Agreement.

 

Note 2. Summary of Significant Accounting Policies

Basis of Presentation

The accompanying consolidated financial statements have been prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) as contained within the Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) and the rules and regulations of the SEC.

The square footage, unit count, and occupancy percentage data and related disclosures included in these notes to the consolidated financial statements are outside the scope of our independent registered accounting firm’s review.

Reverse Equity Splits

As applicable and unless otherwise indicated, the consolidated financial statements and accompanying footnotes for all periods presented give effect to the retrospective effect to the Reverse Equity Splits as described above in Note 1 – Organization.

17


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

Underwritten Public Offering Costs

Prior to the consummation of the Underwritten Public Offering, deferred costs pertaining to our Underwritten Public Offering were recorded in other assets, net in our consolidated balance sheets. Such costs were offset against the Underwritten Public Offering proceeds and were all reclassified to additional paid-in capital in our consolidated balance sheets in connection with the consummation of the Underwritten Public Offering. We incurred other transaction costs related to our Underwritten Public Offering activities that were not directly attributable to our equity raise, and therefore were not capitalized; such costs were included within the general and administrative expenses line item in our consolidated statements of operations.

Principles of Consolidation

Our financial statements, and the financial statements of our Operating Partnership, including its wholly-owned subsidiaries, are consolidated in the accompanying consolidated financial statements. The portion of these entities not wholly-owned by us is presented as noncontrolling interests. All intercompany accounts and transactions have been eliminated in consolidation.

Consolidation Considerations

Current accounting guidance provides a framework for identifying a variable interest entity (“VIE”) and determining when a company should include the assets, liabilities, noncontrolling interests, and results of activities of a VIE in its consolidated financial statements. In general, a VIE is an entity or other legal structure used to conduct activities or hold assets that either (1) has an insufficient amount of equity to carry out its principal activities without additional subordinated financial support, (2) has a group of equity owners that are unable to make significant decisions about its activities, or (3) has a group of equity owners that do not have the obligation to absorb losses or the right to receive returns generated by its operations. Generally, a VIE should be consolidated if a party with an ownership, contractual, or other financial interest in the VIE (a variable interest holder) has the power to direct the VIE’s most significant activities and the obligation to absorb losses or right to receive benefits of the VIE that could be significant to the VIE. An entity is required to consolidate a VIE if it is the primary beneficiary of the VIE.

Our Operating Partnership is deemed to be a VIE and is consolidated by us as we are currently the primary beneficiary. Our sole significant asset is our investment in our Operating Partnership; as a result, substantially all of our assets and liabilities represent those assets and liabilities of our Operating Partnership and its wholly-owned subsidiaries. Additionally, we are the primary beneficiary of our joint venture programs through which we offer our tenant insurance, tenant protection plans or similar programs (the “Tenant Protection Programs”) with SST VI, SSGT III and SST X. As a result, the Tenant Protection Program joint ventures are consolidated.

Our investments in real estate joint ventures where we have significant influence but not control, and joint ventures which are VIEs for which we are not the primary beneficiary, are recorded under the equity method of accounting.

Equity Investments

Under the equity method, our investments are stated at cost and adjusted for our share of net earnings or losses and reduced by distributions and impairments, as applicable. Equity in earnings will generally be recognized based on our ownership interest in the earnings of each of the unconsolidated investments and recorded in our consolidated statements of operations.

Investments

Other than our investments in the Managed REITs, we have two preferred equity investments in third parties. Both such investments require certain related properties to be managed by us while such investments are outstanding. Income from these investments is recorded in investment income, net in our consolidated statements of operations. These investments are included in other assets in our consolidated balance sheets.

18


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

On October 31, 2025, we, through SmartStop TRS, Inc., our taxable REIT subsidiary, invested approximately $4.8 million in an unaffiliated entity to facilitate its purchase of five self storage properties and one retail property in the state of New York (the “New York Preferred Investment”). The New York Preferred Investment was structured as preferred equity, carrying a 10.0% total preferred return (increasing to 12.0% after three years) with a current required paid preferred return equal to 6.0% and, at the issuer’s option, either current paid or an accrued preferred return for the remainder. We hold certain rights and protections. On November 24, 2025, we received $1.0 million in connection with a partial redemption.

On June 26, 2026, we made a preferred equity investment in an unaffiliated entity that owns a self storage property located in Goleta, California (the “Goleta Preferred Investment”). The Goleta Preferred Investment was structured as preferred equity, carrying a 10.0% preferred return, which, after three years, increases 1.0% per year and is capped at 12.0%. Our total commitment under the Goleta Preferred Investment is equal to $22.0 million, with $16.3 million issued and funded with cash at the closing and $5.7 million held back by us as a mandatory payment reserve, which shall be considered issued as drawn when used to pay the current coupon due. The preferred equity is redeemable at the issuer’s option after two years, and is callable by us after three years, co-terminus with the senior mortgage loan on the property underlying the Goleta Preferred Investment. If the extension on the senior mortgage loan is exercised, our call option is deferred until the new maturity date of the senior mortgage loan.

Investment Income, Net

We record the interest and related financing fees on our debt investments as well as the income on our preferred investments on the accrual basis and such income is included in investment income, net in our consolidated statements of operations. Investment income, net was approximately $2.1 million and $0.7 million for the three months ended June 30, 2026 and 2025, respectively, and approximately $4.1 million and $1.4 million for the six months ended June 30, 2026 and 2025, respectively, and was composed primarily of interest and related financing fees on our debt investments.

Investments in and Advances to Managed REITs

As of June 30, 2026 and December 31, 2025, we owned equity and debt investments in the Managed REITs; such amounts are included in investments in and advances to Managed REITs in our consolidated balance sheets. We account for the common and in substance common equity investments using the equity method of accounting as we have the ability to exercise significant influence, but not control, over the Managed REITs’ operating and financial policies through our advisory and property management agreements with the respective Managed REITs.

See Note 12 – Related Party Transactions for additional information.

Noncontrolling Interests in Consolidated Entities

We have accounted for the noncontrolling interests in our Operating Partnership, our Tenant Protection Programs joint ventures with SST VI, SSGT III, and SST X and, until June 18, 2025 (i.e. the redemption date of such noncontrolling interests in the SST VI advisor), the noncontrolling interests in the SST VI advisor, in accordance with the related accounting guidance.

Due to our control through our general partnership interest in our Operating Partnership and the limited rights of the limited partners, our Operating Partnership, including its wholly-owned subsidiaries, are consolidated with the Company and the limited partner interests are reflected as noncontrolling interests in the accompanying consolidated balance sheets. We also consolidate our interests in the SST VI, SSGT III, and SST X Tenant Protection Programs, and present the minority interests as noncontrolling interests in the accompanying consolidated balance sheets. The noncontrolling interests shall be attributed their share of income and losses.

19


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

Use of Estimates

The preparation of the consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the amounts reported in the consolidated financial statements and accompanying notes. The current economic environment has increased the degree of uncertainty inherent in these estimates and assumptions. Management will adjust such estimates when facts and circumstances dictate. Actual results could materially differ from those estimates. The most significant estimates made include that of acquisition valuation and the allocation of purchase price to tangible and intangible assets acquired and liabilities assumed at relative fair value, and the evaluation of potential impairment of indefinite and long-lived assets and goodwill.

Cash and Cash Equivalents

We consider all short-term, highly liquid investments that are readily convertible to cash with a maturity of three months or less at the time of purchase to be cash equivalents.

We may maintain cash and cash equivalents in financial institutions in excess of insured limits. In an effort to mitigate this risk, we generally invest in or through major financial institutions.

Restricted Cash

Restricted cash consists primarily of impound reserve accounts for property taxes, insurance and capital improvements in connection with the requirements of certain of our loan agreements.

Purchase Price Allocation and Treatment of Acquisition Costs

We account for asset acquisitions in accordance with GAAP which requires that we allocate the purchase price of a property to the tangible and intangible assets acquired and the liabilities assumed based on their relative fair values as of the date of acquisition. This guidance requires us to make significant estimates and assumptions, including fair value estimates, which requires the use of significant unobservable inputs as of the acquisition date. We engage independent third-party valuation specialists to assist in the determination of significant estimates and market-based assumptions used in the valuation models.

The value of the tangible assets, consisting of land and buildings, is determined as if vacant. Substantially all of the leases in place at acquired properties are at market rates, as the majority of the leases are month-to-month contracts. We also consider whether in-place, market leases represent an intangible asset. During the six months ended June 30, 2026 and 2025, we recorded approximately $1.2 million and $9.4 million, respectively, in intangible assets to recognize the value of in-place leases related to our asset acquisitions. We do not expect, nor to date have we recorded, intangible assets for the value of customer relationships because we expect we will not have concentrations of significant customers and the average customer turnover will be fairly frequent.

Allocation of purchase price to acquisitions of portfolios of facilities are allocated to the individual facilities based upon an income approach or a cash flow analysis using appropriate risk adjusted capitalization rates which take into account the relative size, age, and location of the individual facility along with current and projected occupancy and rental rate levels or appraised values, if available.

Acquisitions that do not meet the definition of a business, as defined under current GAAP, are accounted for as asset acquisitions. During the six months ended June 30, 2026 and 2025, our property acquisitions did not meet the definition of a business. To date, our property acquisitions have generally not met the definition of a business because substantially all of the fair value was concentrated in a single identifiable asset or group of similar identifiable assets (i.e. land, buildings, and related intangible assets) and because the acquisitions did not include a substantive process in the form of an acquired workforce or an acquired contract that cannot be replaced without significant cost, effort or delay. As a result, once an acquisition is deemed probable, acquisition costs are capitalized rather than expensed.

During the three months ended June 30, 2026 and 2025, we expensed approximately $0.2 million and $0.4 million, respectively, of acquisition costs that did not meet our capitalization policy during the respective periods. During the six months ended June 30, 2026 and 2025, we expensed approximately $0.3 million and $0.6 million, respectively, of acquisition costs that did not meet our capitalization policy during the respective periods.

20


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

Intangible Assets Valuation

In connection with the acquisition of the Third Party Platform, we allocated a portion of the consideration to an intangible asset related to the property management contracts and the related customer relationships. We are amortizing such intangible asset on a straight-line basis over the estimated benefit period of the property management contracts and related customer relationships. We evaluate such intangible asset for impairment when an event occurs or circumstances change that indicate the carrying value may not be recoverable. In such an event, an impairment charge would be recognized and the intangible asset would be marked down to its fair value.

Evaluation of Possible Impairment of Real Property Assets

Management monitors events and changes in circumstances that could indicate that the carrying amounts of our real property assets may not be recoverable. When indicators of potential impairment are present that indicate that the carrying amounts of the assets may not be recoverable, we will assess the recoverability of the assets by determining whether the carrying value of the real property assets will be recovered through the undiscounted future operating cash flows expected from the use of the asset and its eventual disposition. In the event that such expected undiscounted future cash flows do not exceed the carrying value, we will adjust the value of the real property assets to the fair value and recognize an impairment loss. For the six months ended June 30, 2026 and 2025, no real property asset impairment losses were recognized.

Casualty Insurance Recoveries

In the event of a wind storm, flood, fire or other such event causing property damage, we estimate the carrying value of the damaged property and record a corresponding casualty loss. If we determine that an insurance recovery is probable, we record such estimated recovery as a receivable up to the amount of the casualty loss. Any amount of insurance recovery for such loss in excess of the amount of the casualty loss recorded is considered a gain contingency and is recognized when the claim is fully settled.

One of our wholly-owned properties suffered fire damage in March 2024. In March 2026, the related insurance claim was fully settled and we recorded a gain of approximately $1.2 million during the six months ended June 30, 2026, which was recorded in the line item gain on disposition of real estate in our consolidated statements of operations, related to the amount of insurance recovery originally recorded in the year ended December 31, 2024.

Goodwill Valuation

We initially recorded goodwill as a result of the Self Administration Transaction (as defined in Note 12 – Related Party Transactions), which occurred in 2019. Additionally, we recorded goodwill in connection with our Third Party Platform Acquisition (see Note 4 – Third Party Platform Acquisition for additional information). Goodwill is recorded as the difference, if any, between the aggregate consideration paid for an acquisition and the fair value of the net tangible assets and other intangible assets acquired. Goodwill is allocated to various reporting units, as applicable, and is not amortized. We perform an annual qualitative impairment assessment as of December 31 for goodwill; between annual assessments, we evaluate the recoverability of goodwill whenever events or changes in circumstances indicate that the carrying amount of goodwill may not be fully recoverable. If circumstances indicate the carrying amount may not be fully recoverable, we perform a quantitative analysis to compare the fair value of each reporting unit to its respective carrying amount. If the carrying amount of goodwill exceeds its fair value, an impairment charge will be recognized. No impairment charges to goodwill were recognized for the six months ended June 30, 2026 and 2025.

Trademarks Valuation

In connection with the Self Administration Transaction (as defined in Note 12 – Related Party Transactions), we recorded the fair value associated with the two primary trademarks acquired therein.

Trademarks are based on the value of our brands. Trademarks are valued using the relief from royalty method, which presumes that without ownership of such trademarks, we would have to make a stream of payments to a brand or franchise owner in return for the right to use their name. By virtue of this asset, we avoid any such payments and record the related intangible fair value of our ownership of the brand name.

21


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

As of June 30, 2026 and December 31, 2025, $15.7 million and $15.7 million, respectively, was recorded related to the SmartStop® Self Storage trademark, which is an indefinite lived trademark.

We qualitatively evaluate whether any triggering events or changes in circumstances have occurred in addition to our annual impairment test that would indicate an impairment condition may exist. If any change in circumstance or triggering event occurs, and results in a significant impact to our revenue and profitability projections, or any significant assumption in our valuation methods is adversely impacted, the impact could result in a material impairment charge in the future.

Revenue Recognition

Self Storage Operations

Management believes that all of our leases are operating leases. Rental income is recognized in accordance with the terms of the leases, which generally are month-to-month. Revenues from any long-term operating leases are recognized on a straight-line basis over the term of the lease. The excess of rents received over amounts contractually due pursuant to the underlying leases is included in accounts payable and accrued liabilities in our consolidated balance sheets, and contractually due but unpaid rent is included in other assets in our consolidated balance sheets.

In accordance with ASC 842 – Lease Accounting, we review the collectability of lease payments on an ongoing basis. We consider collectability indicators when analyzing accounts receivable and historical bad debt levels, including current economic trends, all of which assist in evaluating the probability of outstanding and future rental income collections.

Additionally, we earn ancillary revenue from fees we receive related to providing tenant insurance or tenant protection plans to customers at our properties through our Tenant Protection Programs, and to a lesser extent, through the sale of various moving and packing supplies such as locks and boxes. We recognize such revenue in ancillary operating revenue in our consolidated statements of operations as the services are performed and as the goods are delivered.

Managed Platform

As applicable, we earn property management and asset management revenue, pursuant to the respective property management and advisory agreement contracts, in connection with providing services to the Managed REITs and from the owners of the properties we manage on our Third Party Platform. We have determined under ASC 606 – Revenue from Contracts with Customers (“ASC 606”), that the performance obligation for the property management services and asset management services are satisfied as the services are rendered. While we are compensated for our services on a monthly basis, these services represent a series of distinct daily services in accordance with ASC 606. Such revenue is recorded in Managed Platform revenue in our consolidated statements of operations.

The Managed REITs’ advisory agreements also provide for reimbursement to us of certain costs of providing administrative and management services to the Managed REITs. These reimbursements include costs incurred in relation to organization and offering services provided to the Managed REITs and include the reimbursement of salaries, bonuses, and other expenses related to benefits paid to our employees while performing services for the Managed REITs. The Managed REITs’ and the Third Party Platform’s property management agreements also provide reimbursement to us for the property manager’s costs of managing the properties. Reimbursable costs include wages and salaries and other expenses that relate to benefits that arise in operating, managing and maintaining the related properties.

Under ASC 606, direct reimbursement of such costs does not represent a separate performance obligation from our obligation to perform property management and asset management services. The reimbursement income is considered variable consideration, and is recognized as the costs are incurred, subject to limitations on the Managed Platform’s ability to incur offering costs or limitations imposed by the advisory agreements. We have elected to separately record such revenue in reimbursable costs from Managed Platform in our consolidated statements of operations.

22


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

Additionally, we earn revenue in connection with our Tenant Protection Programs joint ventures with our Managed REITs. We also earn development and construction management revenue from certain services we provide in connection with the project design, coordination and oversight of development and certain capital improvement projects undertaken by the Managed REITs and certain properties we manage through our Third Party Platform. We recognize such revenue in Managed Platform revenue in our consolidated statements of operations, as the services are performed or delivered. See Note 12 – Related Party Transactions for additional information regarding revenue generated from our Managed Platform.

Sponsor Funding Agreement

On November 1, 2023, SmartStop REIT Advisors, LLC, a subsidiary of our Operating Partnership, entered into a sponsor funding agreement (the “Sponsor Funding Agreement”), with SST VI and Strategic Storage Operating Partnership VI, L.P. (“SST VI OP”) in connection with certain changes to the public offering of SST VI pursuant to which SmartStop received approximately 1.1 million Series C Convertible Subordinated Units (“Series C Units”) in SST VI OP. See Note 12 – Related Party Transactions for additional information.

In accordance with ASC 606, the amount by which our funding exceeded the fair value of the Series C Units received was accounted for as a payment to a customer and was therefore recorded as a reduction to the transaction price for the services we provide to such customer. Each payment was initially included in other assets, net in our consolidated balance sheets and is subsequently being recorded as a reduction of Managed Platform revenue ratably over the remaining estimated life of our management contracts with SST VI. Below is a summary of the portion of sponsorship funding payments which exceeded the fair value of the Series C Units received, and was recorded pursuant to ASC 606 as described above (in thousands):

Balance as of December 31, 2024

 

$

3,859

 

Amounts incurred

 

 

384

 

Recorded sponsor funding reduction

 

 

(1,052

)

Balance as of December 31, 2025

 

$

3,191

 

Recorded sponsor funding reduction

 

 

(536

)

Balance as of June 30, 2026

 

$

2,655

 

Allowance for Doubtful Accounts

Tenant accounts receivable is reported net of an allowance for doubtful accounts. Management records this general allowance estimate based upon a review of the current status of accounts receivable. It is reasonably possible that management’s estimate of the allowance will change in the future. As of June 30, 2026 and December 31, 2025, approximately $0.6 million and $0.7 million, respectively, was recorded to allowance for doubtful accounts, and is included within other assets in the accompanying consolidated balance sheets.

Advertising Costs

Advertising costs are expensed in the period in which the cost is incurred and are included in property operating expenses and general and administrative expenses in our consolidated statements of operations, depending on the nature of the expense.

For the three months ended June 30, 2026 and 2025, approximately $1.7 million and $1.4 million, respectively, of advertising costs were included in property operating expenses. For the three months ended June 30, 2026 and 2025, approximately $0.4 million and $0.6 million, respectively, of advertising costs were included in general and administrative expenses.

For the six months ended June 30, 2026 and 2025, approximately $3.2 million and $2.8 million, respectively, of advertising costs were included in property operating expenses. For the six months ended June 30, 2026 and 2025, approximately $0.9 million and $1.1 million, respectively, of advertising costs were included in general and administrative expenses.

23


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

Real Estate Facilities

We capitalize costs incurred to develop, construct, renovate and improve properties, including interest and property taxes incurred during the construction period. The construction period begins when expenditures for the real estate assets have been made and activities that are necessary to prepare the asset for its intended use are in progress. The construction period ends when the asset is substantially complete and ready for its intended use.

Depreciation of Real Property Assets

Our management is required to make subjective assessments as to the useful lives of our depreciable assets. We consider the period of future benefit of the asset to determine the appropriate useful lives.

Depreciation of our real property assets is charged to expense on a straight-line basis over the estimated useful lives
as follows:

Description

 

Standard Depreciable Life

Land

 

Not Depreciated

Buildings

 

30-40 years

Site Improvements

 

7-10 years

Depreciation of Personal Property Assets

Personal property assets consist primarily of furniture, fixtures and equipment and are depreciated on a straight-line basis over the estimated useful lives, generally ranging from 3 to 5 years, and are included in other assets, net in our consolidated balance sheets.

Intangible Assets

We have allocated a portion of our real estate purchase price to in-place lease intangible assets, which amortize on a straight-line basis over the estimated future benefit period. Additionally, we have other contract related intangible assets. As of June 30, 2026 and December 31, 2025, the gross amount of the intangible assets was approximately $100.9 million and $100.1 million, respectively, and accumulated amortization was approximately $95.2 million and $89.4 million, respectively. Such amounts exclude the intangible assets acquired in connection with the Third Party Platform Acquisition, as described below.

The total estimated future amortization expense for our real estate related intangible assets for the years ending December 31, 2026, 2027, 2028, 2029, and thereafter is approximately $3.6 million, $1.4 million, $0.1 million, $0.1 million, and $0.5 million, respectively. The weighted-average amortization period on our remaining real estate related intangible assets with a net book value of approximately $5.7 million was approximately 2.0 years as of June 30, 2026.

In connection with the acquisition of the Third Party Platform, we allocated a portion of the consideration to an intangible asset related to the property management contracts and the related customer relationships. We are amortizing such intangible asset on a straight-line basis over the estimated benefit period of the property management contracts and related customer relationships. As of June 30, 2026 and December 31, 2025, the gross amount of such intangible asset was approximately $8.0 million and $8.0 million, respectively, and the accumulated amortization was approximately $0.9 million and $0.3 million, respectively.

The total estimated future amortization expense for our intangible asset acquired in the Third Party Platform Acquisition for the years ending December 31, 2026, 2027, 2028, 2029, and thereafter is approximately $0.7 million, $1.2 million, $1.2 million, $1.2 million and $2.8 million, respectively. The amortization period on our remaining intangible asset associated with the Third Party Platform Acquisition with a net book value of approximately $7.1 million was approximately 5.8 years as of June 30, 2026.

24


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

We perform an annual qualitative impairment assessment as of December 31 for our intangible assets; between annual assessments we evaluate whether any triggering events or changes in circumstances have occurred that would indicate an impairment condition may exist. If any change in circumstance or triggering event occurs, and results in a significant impact to our revenue and profitability projections, or any significant assumption in our valuations methods is adversely impacted, the impact could result in an impairment charge in the future.

Debt Issuance Costs

The net carrying value of costs incurred in connection with obtaining non-revolving debt are presented in our consolidated balance sheets as a deduction from debt; amounts incurred related to obtaining revolving debt are included in debt issuance costs, net of accumulated amortization in our consolidated balance sheets. See Note 7 – Debt for additional information. Debt issuance costs are amortized using the effective interest method, as applicable.

As of June 30, 2026 and December 31, 2025, the gross amount of debt issuance costs related to our revolving credit facility totaled approximately $5.9 million and $8.3 million, respectively, and accumulated amortization of debt issuance costs related to our revolving credit facility totaled approximately $0.5 million and $4.9 million, respectively.

As of June 30, 2026 and December 31, 2025, the gross amount of debt issuance costs related to our non-revolving debt totaled approximately $7.6 million and $7.7 million, respectively, and accumulated amortization of debt issuance costs related to non-revolving debt totaled approximately $4.0 million and $3.3 million, respectively.

Foreign Currency Translation

For non-U.S. functional currency operations, assets and liabilities are translated to U.S. dollars at current exchange rates, as of the reporting date. Revenues and expenses are translated at the average rates for the period. All adjustments related to amounts classified as long term net investments are recorded in accumulated other comprehensive income (loss) as a separate component of equity. Transactions denominated in a currency other than the functional currency of the related operation are recorded at rates of exchange in effect at the date of the transaction.

Changes in our net investments not classified as long term are recorded in other, net in our consolidated statements of operations, along with transactions denominated in a currency other than the functional currency of such entity (excluding our foreign currency hedges, as applicable), and represented a gain of approximately $6.7 million and $3.6 million for the three months ended June 30, 2026 and 2025, respectively, and a gain of approximately $12.1 million and $3.6 million for the six months ended June 30, 2026 and 2025, respectively.

The primary driver of the net amounts above is the foreign currency gain or loss associated with our Canadian Dollar denominated senior unsecured notes issued by our Operating Partnership. As of June 30, 2026, our Operating Partnership had issued $700.0 million CAD, or approximately $492.3 million USD, of Canadian Dollar denominated senior unsecured notes, which resulted in a gain recognized during the three and six months ended June 30, 2026 of approximately $10.1 million and $18.3 million, respectively, which was included in other, net in our consolidated statements of operations. As of June 30, 2025, our Operating Partnership had issued $500.0 million CAD, or approximately $366.2 million USD, of Canadian Dollar denominated senior unsecured notes, which resulted in a gain recognized during the three and six months ended June 30, 2025 of $2.1 million and $2.1 million, respectively, which was included in other, net in our consolidated statements of operations.

Redeemable Common Stock

From our inception until April 29, 2025, we maintained a share redemption program (“SRP”) that enabled stockholders to sell their shares to us in limited circumstances. Upon the termination of our SRP on April 29, 2025, the maximum amount payable related to the SRP was reclassified from redeemable common stock (temporary equity) on our consolidated balance sheet to additional paid-in capital (permanent equity) in our consolidated statements of equity and temporary equity.

25


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

We evaluated the terms of our SRP, and we previously classified amounts that were potentially redeemable under the SRP as redeemable common stock in the accompanying consolidated balance sheets while the SRP was in effect. The maximum amount of redeemable shares under our SRP was limited to the net proceeds from the distribution reinvestment plan. However, accounting guidance required that determinable amounts that could become redeemable should be presented as redeemable when such amount is known. Therefore, the net proceeds from the distribution reinvestment plan were considered to be temporary equity and were previously presented as redeemable common stock in the accompanying consolidated balance sheets while the SRP was in effect.

In addition, the accounting guidance required, among other things, that financial instruments that represented a mandatory obligation of us to repurchase shares be classified as liabilities and reported at settlement value. When we determined that we had a mandatory obligation to repurchase shares under the SRP, we reclassified such obligations from temporary equity to a liability based upon their respective settlement values.

Accounting for Equity Awards

We have historically issued equity-based awards in two forms: (1) restricted stock awards consisting of shares of our common stock and (2) long-term incentive plan units of our Operating Partnership (“LTIP Units”), both of which may be issued subject to either time-based vesting criteria or performance-based vesting criteria. Performance-based vesting is based on either operational performance criteria or a market-based criteria. For time-based awards granted which contain a graded vesting schedule, compensation cost is recognized as an expense on a straight-line basis over the requisite service period as if the award was, in substance, a single award. For performance-based awards, which were issued prior to our Underwritten Public Offering, compensation cost is recognized over the requisite service period if and when we determine the performance condition is probable of being achieved. For performance-based awards with market-based criteria, which were issued subsequent to our Underwritten Public Offering, compensation is recognized as an expense on a straight-line basis over the requisite service period. We record the cost of such equity-based awards based on the grant date fair value and have elected to record forfeitures as they occur.

Employee Benefit Plan

We maintain a retirement savings plan under Section 401(k) of the Internal Revenue Code, as amended, under which eligible employees can contribute up to 100% of their eligible compensation (subject to annual limits set by law). We match 100% of these employee contributions up to the first 4% of the employee’s eligible compensation. On October 1, 2025, we acquired Argus, which had its own existing retirement savings plan under Section 401(k). Argus’ plan allowed eligible employees to contribute up to 100% of their eligible compensation (subject to annual limits set by law), with a company match of 100% of these employee contributions up to the first 3% of the employee’s eligible compensation.

Fair Value Measurements

Under GAAP, we are required to measure certain financial instruments at fair value on a recurring basis. In addition, we are required to measure other financial instruments and balances at fair value on a non-recurring basis. Fair value is defined by the accounting standard for fair value measurements and disclosures as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. It also establishes a fair value hierarchy that prioritizes observable and unobservable inputs used to measure fair value into three levels. The following summarizes the three levels of inputs and hierarchy of fair value we use when measuring fair value:

Level 1 inputs utilize quoted prices (unadjusted) in active markets for identical assets or liabilities that we have the ability to access;
Level 2 inputs may include quoted prices for similar assets and liabilities in active markets, as well as interest rates and yield curves that are observable at commonly quoted intervals; and
Level 3 inputs are unobservable inputs for the assets or liabilities that are typically based on an entity’s own assumptions as there is little, if any, related market activity.

26


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

In instances where the determination of the fair value measurement is based on inputs from different levels of the fair value hierarchy, the fair value measurement will fall within the lowest level that is significant to the fair value measurement in its entirety.

The accounting guidance for fair value measurements and disclosures provides a framework for measuring fair value and establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. In determining fair value, we will utilize valuation techniques that maximize the use of observable inputs and minimize the use of unobservable inputs to the extent possible as well as consider counterparty credit risk in our assessment of fair value. Considerable judgment will be necessary to interpret Level 2 and 3 inputs in determining fair value of our financial and non-financial assets and liabilities. Accordingly, there can be no assurance that the fair values we will present will be indicative of amounts that may ultimately be realized upon sale or other disposition of these assets.

Financial and non-financial assets and liabilities measured at fair value on a non-recurring basis in our consolidated financial statements consist of real estate and related liabilities assumed related to our acquisitions along with the assets and liabilities described in Note 3 – Real Estate Facilities. The fair values of these assets and liabilities were determined as of the acquisition dates using widely accepted valuation techniques, including (i) discounted cash flow analysis, which considers, among other things, leasing assumptions, growth rates, discount rates and terminal capitalization rates, (ii) income capitalization approach, which considers prevailing market capitalization rates, and (iii) market approach, which considers comparable sales activity. Additionally, certain such assets and liabilities are required to be fair valued periodically or valued pursuant to ongoing fair value requirements and impairment analyses and have been valued subsequently utilizing the same techniques noted above. In general, we consider multiple valuation techniques when measuring fair values. However, in certain circumstances, a single valuation technique may be appropriate. All of the fair values of the assets and liabilities as of the acquisition dates were derived using Level 3 inputs.

The Series C Units (categorized within Level 3 of the fair value hierarchy) acquired in connection with the Sponsor Funding Agreement were measured at fair value at the time of acquisition, and are accounted for using the equity method of accounting as described in Note 12 – Related Party Transactions. The fair value of these units was determined upon purchase using a valuation model which considered the following key assumptions: the projected distribution rate of SST VI, implied share price volatility, risk free interest rate, current estimated net asset value, and the estimated effective life of the Series C Units.

The carrying amounts of cash and cash equivalents, restricted cash, receivables, other assets, accounts payable and accrued liabilities, distributions payable and amounts due to affiliates approximate fair value (categorized within Level 1 of the fair value hierarchy).

The estimated fair value of financial instruments is subjective in nature and is dependent on a number of important assumptions, including discount rates and relevant comparable market information associated with each financial instrument. The fair value of our fixed and variable rate debt was estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities (categorized within Level 2 of the fair value hierarchy). The use of different market assumptions and estimation methodologies may have a material effect on the reported estimated fair value amounts. As of June 30, 2026 and December 31, 2025, we believe the fair value of our variable rate debt was reasonably estimated at its notional amount as there have been minimal changes to the fixed spread portion of interest rates for similar loans observed in the market, and as the variable portion of our interest rates fluctuate with the associated market indices. The table below summarizes the carrying amounts and fair values of our fixed rate debt which are not carried at fair value as of the periods presented (in thousands):

 

 

June 30, 2026

 

 

December 31, 2025

 

 

 

Fair Value

 

 

Carrying Value

 

 

Fair Value

 

 

Carrying Value

 

Fixed Rate Debt

 

$

1,009,700

 

 

$

1,019,297

 

 

$

1,035,900

 

 

$

1,042,796

 

 

27


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

During the six months ended June 30, 2025, we held interest rate cash flow hedges and foreign currency net investment and cash flow hedges to hedge our interest rate and foreign currency exposure (see Note 7 – Debt and Note 9 – Derivative Instruments). The fair value analyses of these instruments reflect the contractual terms of the derivatives, including the period to maturity, and used observable market-based inputs, including interest rate curves, foreign exchange rates, and implied volatilities, as applicable. The fair value of interest rate swap and cap agreements are determined using widely accepted valuation techniques, including discounted cash flow analyses on the expected cash flows of the instruments. Our fair values of our net investment hedges are based primarily on the change in the spot rate at the end of the period as compared with the strike price at inception.

To comply with GAAP, we incorporate credit valuation adjustments to appropriately reflect both our own nonperformance risk and the respective counterparty’s nonperformance risk in the fair value measurements. In adjusting the fair value of derivative contracts for the effect of non-performance risk, we consider the impact of netting and any applicable credit enhancements, such as collateral postings, thresholds, mutual puts, and guarantees.

Although we had determined that the majority of the inputs used to value our derivatives were within Level 2 of the fair value hierarchy, the credit valuation adjustments associated with our derivatives utilized Level 3 inputs, such as estimates of current credit spreads, to evaluate the likelihood of default by us and our counterparties. However, through the termination date of our derivatives, we had assessed the significance of the impact of the credit valuation adjustments on the overall valuation of our derivative positions and determined that the credit valuation adjustments were not significant to the overall valuation of our derivatives. As a result, we determined that our derivative valuations in their entirety were classified in Level 2 of the fair value hierarchy.

As of June 30, 2026 and December 31, 2025, we held no derivative instruments.

Derivative Instruments and Hedging Activities

We record all derivatives on our balance sheet at fair value. The accounting for changes in the fair value of derivatives depends on the intended use of the derivative, whether we have elected to designate a derivative in a hedging relationship and apply hedge accounting and whether the hedging relationship has satisfied the criteria necessary to apply hedge accounting. Derivatives designated and qualifying as a hedge of the exposure to changes in the fair value of an asset, liability, or firm commitment attributable to a particular risk, such as interest rate risk, are considered fair value hedges. Derivatives designated and qualifying as a hedge of the exposure to variability in expected future cash flows, or other types of forecasted transactions, are considered cash flow hedges. Derivatives may also be designated as hedges of the foreign currency exposure of a net investment in a foreign operation. We may enter into derivative contracts that are intended to economically hedge certain of our risks, even though hedge accounting does not apply or we elect not to apply hedge accounting.

For any derivatives designated as net investment hedges, the effective portion of changes in the fair value of the derivatives are reported in accumulated other comprehensive income (loss). The ineffective portion of the change in fair value of the derivatives is recognized in other, net in our consolidated statements of operations. Amounts are reclassified out of other comprehensive income (loss) (“OCI”) into earnings (loss) when the hedged net investment is either sold or substantially liquidated.

Income Taxes

We made an election to be taxed as a Real Estate Investment Trust (“REIT”), under Sections 856 through 860 of the Internal Revenue Code of 1986, as amended, commencing with our taxable year ended December 31, 2014. To qualify as a REIT, we must continue to meet certain organizational and operational requirements, including a requirement to distribute at least 90% of the REIT’s taxable income to stockholders (which is computed without regard to the dividends paid deduction or net capital gains and which does not equal net income as calculated in accordance with GAAP).

For income tax purposes, distributions to common stockholders are characterized as ordinary dividends, capital gain dividends, or as nontaxable distributions. To the extent that we make a distribution in excess of our current or accumulated earnings and profits, the distribution will be a non-taxable return of capital, reducing the tax basis in each U.S. stockholder’s shares, and the amount of each distribution in excess of a U.S. stockholder’s tax basis in its shares will be taxable as gain realized from the sale of its shares.

28


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

As a REIT, we generally will not be subject to U.S. federal income tax on taxable income that we distribute to our stockholders. If we fail to qualify as a REIT in any taxable year, we will then be subject to U.S. federal income taxes on our taxable income at regular corporate rates and will not be permitted to qualify for treatment as a REIT for U.S. federal income tax purposes for four years following the year during which qualification is lost unless the IRS grants us relief under certain statutory provisions. Such an event could materially adversely affect our net income and net cash available for distribution to stockholders. However, we believe that we are organized and operate in such a manner as to qualify for treatment as a REIT and intend to operate in the foreseeable future in such a manner that we will remain qualified as a REIT for U.S. federal income tax purposes.

Even if we continue to qualify for taxation as a REIT, we may be subject to certain state, local, and foreign taxes on our income and property, and federal income and excise taxes on our undistributed income.

We filed an election to treat our primary taxable REIT subsidiary (“TRS”) as a taxable REIT subsidiary effective January 1, 2014. In general, our TRS performs additional services for our customers and provides the advisory and property management services related to our Managed Platform and otherwise generally engages in non-real estate related business. The TRS is subject to corporate federal and state income tax.

We account for deferred income taxes using the asset and liability method and recognize deferred tax assets and liabilities for the expected future tax consequences of events that have been included in our financial statements or tax returns. Deferred tax assets and liabilities are determined based on differences between financial reporting and tax bases of assets and liabilities using enacted tax rates in effect for the year in which the differences are expected to reverse.

Any increase or decrease in the deferred tax liability that results from a change in circumstances, and that causes a change in our judgment about expected future tax consequences of events, is included in the tax provision when such changes occur. Deferred income taxes also reflect the impact of operating loss and tax credit carryforwards. A valuation allowance is provided if we believe it is more likely than not that all or some portion of the deferred tax asset will not be realized. Any increase or decrease in the valuation allowance that results from a change in circumstances, and that causes a change in our judgment about the realizability of the related deferred tax asset, is included in the tax provision when such changes occur.

Uncertain tax positions may arise where tax laws may allow for alternative interpretations or where the timing of recognition of income is subject to judgment. Under ASC 740 – Simplifying the Accounting for Income Taxes, tax positions are evaluated for recognition using a more–likely–than–not threshold, and those tax positions requiring recognition are measured at the largest amount of tax benefit that is greater than 50% likely of being realized upon ultimate settlement with a taxing authority that has full knowledge of all relevant information. Interest and penalties relating to uncertain tax positions will be recognized in income tax expense when incurred. As of June 30, 2026 and December 31, 2025, the Company had no uncertain tax positions. Income taxes payable are classified within accounts payable and accrued liabilities in the consolidated balance sheets.

Concentration

No single self storage customer represents a significant concentration of our revenues. For the six months ended June 30, 2026, approximately 20.1%, 19.8%, 9.4%, and 8.7% of our rental income was concentrated in California, Florida, Texas, and the Greater Toronto Area of Canada, respectively. Our properties within the aforementioned geographic areas are dispersed therein, operating in multiple different regions and sub-markets.

Segment Reporting

Our business is composed of two reportable segments: (i) self storage operations and (ii) the Managed Platform business. See Note 11 – Segment Disclosures for additional detail.

29


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

Convertible Preferred Stock

We classified our Series A Convertible Preferred Stock (as defined in Note 8 – Preferred Equity) on our consolidated balance sheets using the guidance in ASC 480-10-S99. Per the original terms of our Series A Convertible Preferred Stock, it could be redeemed by us on or after the fifth anniversary of its issuance (October 29, 2024), or if certain events occur, such as the listing of our common stock on a national securities exchange, a change in control, or if a redemption would be required to maintain our REIT status. Additionally, if we did not maintain our REIT status the holder could require redemption. As the shares were contingently redeemable, and under certain circumstances not solely within our control, we had classified our Series A Convertible Preferred Stock as temporary equity prior to its redemption.

We analyzed whether the conversion features in our Series A Convertible Preferred Stock should be bifurcated under the guidance in ASC 815-10 and determined that bifurcation was not necessary.

Our Series A Convertible Preferred Stock was redeemed on April 4, 2025, with proceeds from our Underwritten Public Offering.

Per Share Data

Basic earnings per share attributable to our common stockholders for all periods presented are computed by dividing net income (loss) attributable to our common stockholders for basic computations of earnings per share by the weighted average number of common shares outstanding during the period, excluding unvested restricted stock.

Diluted earnings per share is computed by including the dilutive effect (calculated using the two-class, treasury stock or if-converted method), as applicable, of the conversion of all potential common stock equivalents (which potentially includes unvested restricted stock, Series A Convertible Preferred Stock, OP Units, unvested LTIP Units and Contingent Earnout Units (as defined in Note 4 – Third Party Platform Acquisition)) and accordingly, as applicable, adjusting net income to add back any changes in earnings that reduce earnings per common share in the period associated with the potential common stock equivalents.

The computation of earnings per common share is as follows for the periods presented (amounts presented in thousands, except share and per share data):

 

 

Three Months Ended June 30,

 

 

Six Months Ended June 30,

 

 

 

2026

 

 

2025

 

 

2026

 

 

2025

 

Net income (loss)

 

$

12,075

 

 

$

(4,799

)

 

$

22,290

 

 

$

(10,255

)

Net (income) loss attributable to noncontrolling interests

 

 

(829

)

 

 

196

 

 

 

(1,468

)

 

 

699

 

Net income (loss) attributable to SmartStop Self Storage REIT, Inc.

 

 

11,246

 

 

 

(4,603

)

 

 

20,822

 

 

 

(9,556

)

Less: Distributions to preferred stockholders

 

 

 

 

 

(115

)

 

 

 

 

 

(3,567

)

Less: Accretion - preferred equity costs

 

 

 

 

 

(3,644

)

 

 

 

 

 

(3,644

)

Less: Distributions to participating securities

 

 

(177

)

 

 

(170

)

 

 

(385

)

 

 

(287

)

Net income (loss) attributable to common stockholders for basic computations:

 

 

11,069

 

 

 

(8,532

)

 

$

20,437

 

 

$

(17,054

)

Net income (loss) attributable to common stockholders for diluted computations:

 

$

11,069

 

 

$

(8,532

)

 

$

20,437

 

 

$

(17,054

)

 

 

 

 

 

 

 

 

 

 

 

 

 

Weighted average Common Stock, Class A & Class T shares outstanding - basic

 

 

55,255,522

 

 

 

54,419,801

 

 

 

55,246,492

 

 

 

39,303,159

 

Unvested LTIP Units

 

 

179,704

 

 

 

 

 

 

176,069

 

 

 

 

Unvested restricted stock awards

 

 

18,858

 

 

 

 

 

 

27,842

 

 

 

 

Weighted average Common Stock, Class A & Class T shares outstanding - diluted

 

 

55,454,084

 

 

 

54,419,801

 

 

 

55,450,403

 

 

 

39,303,159

 

Net income (loss) per Common Stock, Class A & Class T share:

 

 

 

 

 

 

 

 

 

 

 

 

Basic

 

$

0.20

 

 

$

(0.16

)

 

$

0.37

 

 

$

(0.43

)

Diluted

 

$

0.20

 

 

$

(0.16

)

 

$

0.37

 

 

$

(0.43

)

 

30


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

The following table presents the weighted average Series A Convertible Preferred Stock, OP Units, unvested LTIP Units, unvested restricted stock awards and Contingent Earnout Units, that were excluded from the computation of diluted earnings per share above as their effect would have been antidilutive for the respective periods, and was calculated using the two-class, treasury stock or if-converted method, as applicable:

 

 

Three Months Ended June 30,

 

 

Six Months Ended June 30,

 

 

 

2026

 

 

2025

 

 

2026

 

 

2025

 

 

 

Equivalent Shares (if converted)

 

 

Equivalent Shares (if converted)

 

OP Units

 

 

3,927,937

 

 

 

3,391,542

 

 

 

3,871,242

 

 

 

3,383,481

 

Unvested LTIP Units

 

 

 

 

 

106,680

 

 

 

 

 

 

87,514

 

Unvested restricted stock awards

 

 

 

 

 

151,250

 

 

 

 

 

 

78,474

 

Contingent Earnout Units

 

 

56,373

 

 

 

 

 

 

59,840

 

 

 

 

Series A Convertible Preferred Stock

 

 

 

 

 

154,630

 

 

 

 

 

 

2,410,001

 

 

 

 

3,984,310

 

 

 

3,804,102

 

 

 

3,931,082

 

 

 

5,959,470

 

Recently Adopted Accounting Guidance

In December 2023, the FASB issued ASU 2023-09, “Income Taxes (Topic 740).” The guidance in ASU 2023-09 was issued to provide investors with information to better assess how an entity’s operations and related tax risks, tax planning and operational opportunities affect its tax rate and prospects for future cash flows. The amendment became effective for fiscal years beginning after December 15, 2024. Accordingly, we adopted this amendment during the year ended December 31, 2025 with no material impact on our consolidated financial statements. Such disclosures have been presented prospectively, in accordance with ASU 2023-09.

Recently Issued Accounting Guidance

In November 2024, the FASB issued ASU 2024-03, “Disaggregation of Income Statement Expenses (Topic 220).” The guidance in ASU 2024-03 was issued to provide investors with more disaggregated information about an entity’s expenses. In January 2025, the FASB issued ASU 2025-01 for the sole purpose of clarifying the effective date of ASU 2024-03. The amendment becomes effective for annual reporting periods beginning after December 15, 2026, and interim periods within annual reporting periods beginning after December 15, 2027. We are currently evaluating the impact upon adoption of the new standard on our consolidated financial statements or related disclosures.

 

Note 3. Real Estate Facilities

The following summarizes the activity in real estate facilities during the six months ended June 30, 2026 (in thousands):

Real estate facilities, cost

 

 

 

Balance at December 31, 2025

 

$

2,427,363

 

Improvements and additions

 

 

6,244

 

Acquisitions

 

 

28,509

 

Disposition

 

 

(7,963

)

Impact of foreign exchange rate changes and other

 

 

(10,437

)

Balance at June 30, 2026

 

$

2,443,716

 

Accumulated depreciation

 

 

 

Balance at December 31, 2025

 

$

(366,447

)

Depreciation expense

 

 

(32,430

)

Disposition

 

 

1,501

 

Impact of foreign exchange rate changes and other

 

 

1,652

 

Balance at June 30, 2026

 

$

(395,724

)

 

31


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

Self Storage Facility Acquisitions

The following table summarizes the purchase price allocations for the real estate related assets acquired during the six months ended June 30, 2026 (in thousands):

 

 

Acquisition

 

Occupancy Upon

 

Real Estate

 

 

 

 

 

 

 

 

2026

 

Acquisition

 

Date

 

Acquisition (1)

 

Assets

 

 

Intangibles

 

 

Total (2)

 

 

Revenue (3)

 

Boiling Springs (4)

 

6/16/2026

 

93%

 

$

7,362

 

 

$

307

 

 

$

7,669

 

 

$

32

 

John B. White (4)

 

6/16/2026

 

96%

 

 

13,270

 

 

 

533

 

 

 

13,803

 

 

 

54

 

Main St. (4)

 

6/16/2026

 

96%

 

 

7,877

 

 

 

344

 

 

 

8,221

 

 

 

37

 

 

 

 

 

 

 

$

28,509

 

 

$

1,184

 

 

$

29,693

 

 

$

123

 

 

(1)
Represents the approximate occupancy percentage of the property at the time of acquisition.
(2)
The allocation noted above is based on a determination of the relative fair value of the total consideration provided and represents the amount paid including capitalized acquisition costs, as applicable.
(3)
The operating results of the self storage properties acquired have been included in our consolidated statements of operations since their acquisition dates.
(4)
These three self storage facilities are located in the greater area of Spartanburg, South Carolina (collectively the “Spartanburg Three Properties”) and were purchased from our affiliate, SSGT III. This transaction was approved by the nominating and corporate governance committees of both our board of directors and SSGT III’s board of directors. In connection with the sale of the Spartanburg Three Properties to us, SSGT III repaid the BD IV DST Mortgage Loans (as defined and disclosed in Note 12 – Related Party Transactions) in full, including the accrued interest.

Potential Acquisition

As of August 7, 2026, we, through a wholly-owned subsidiary, were party to one purchase and sale agreement with an unaffiliated third party for the acquisition of a development site located in Canada. The purchase price for this parcel of land is approximately $4.6 million, plus closing costs.

We may assign this purchase and sale agreement to one of our Managed REITs or contribute such property to a joint venture.

Eminent Domain Proceedings

In May 2025, we learned that two of our self storage properties in Asheville, North Carolina, the Asheville III and Asheville IV properties, will be impacted by the current plan for an extensive highway expansion project.

On April 27, 2026, the North Carolina Department of Transportation (the “NC DOT”) took the majority of our Asheville III property and paid us approximately $7.0 million, based on their estimated valuation. In connection with this taking of a portion of our property, we recognized a gain on disposition for the portion of the property that was taken of approximately $0.5 million. Immediately after this taking, we had approximately $1.7 million of net book value remaining of real estate and related assets attributable to this self storage facility representing approximately 13,000 rentable square feet and 125 units. This taking of land under eminent domain was not material to our results of operations and we evaluated this property for impairment, concluding that, as of June 30, 2026, there was no impairment.

Subsequent to June 30, 2026, on July 27, 2026, the NC DOT took approximately 20% of the Asheville IV property. We expect to receive approximately $1.7 million in relation to such taking. This taking of land under eminent domain is not material to our results of operations and we evaluated this property for impairment, concluding that, as of June 30, 2026 there was no impairment.

32


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

Note 4. Third Party Platform Acquisition

Overview

On October 1, 2025, pursuant to a contribution agreement (the “Contribution Agreement”), our Operating Partnership acquired Argus, a third-party property management company that managed more than 220 operating properties across 27 states consisting of more than approximately 100,000 units and approximately 16.6 million rentable square feet as of October 1, 2025. Immediately after the acquisition closed, Argus was contributed in a non-taxable transaction to our TRS subsidiary, which is 100% owned by our Operating Partnership, where such non-real estate activities are conducted. The total consideration was approximately $23.4 million, composed primarily of (i) $8.7 million in cash, funded in part by a $5.0 million deposit made and outstanding as of September 30, 2025, and the issuance of 328,343 OP Units valued at approximately $11.9 million and (ii) a contingent earnout payment initially valued at approximately $2.8 million. The potential earnout payment of up to an additional $11.0 million is based on Third Party Platform revenues generated during fiscal year 2028, with 75% payable in cash and 25% being payable in OP Units (the “Contingent Earnout Units”), the number of which OP Units to be issued will be determined in accordance with the terms of the Contribution Agreement based on the volume weighted average trading price of our common stock immediately prior to the time such units are to be issued.

Through the Contribution Agreement we assumed various amounts of current assets and liabilities, which were subject to working capital adjustments to the consideration otherwise provided and described above. The principal assets acquired were property management contracts and the related customer relationships, covering the management of approximately 220 properties, approximately 400 employees, an operating lease for the corporate headquarters in Tucson, Arizona, rights to other intellectual property and personal property. The Contribution Agreement contained customary representations, warranties, covenants, agreements, and indemnification obligations with respect to the sellers of Argus and us.

Fair Value of Consideration Transferred

We accounted for the Contribution Agreement discussed above as a business combination under the acquisition method of accounting.

The estimated fair value of the consideration transferred on the date of the acquisition totaled approximately $23.4 million and consisted of the following (in thousands):

Estimated Fair Value of Consideration Transferred:

 

 

 

Cash (1)

 

$

8,722

 

OP Units

 

 

11,858

 

Contingent earnout (2)

 

 

2,802

 

Working capital adjustment payable

 

 

8

 

Total Consideration Transferred

 

$

23,390

 

 

(1)
The Contribution Agreement required a purchase price adjustment related to the assumption of working capital, covering certain operating assets and liabilities. We assumed a net asset of approximately $0.2 million and such amount was included above as cash consideration. Such amount had been paid to the seller of Argus during the year ended December 31, 2025.
(2)
The maximum amount that may be paid is $8.25 million of earnout consideration to be paid in cash and the remainder of approximately $2.75 million to be paid in the form of OP Units, based on revenues generated in 2028. The terms of the earnout require a certain minimum amount of 2028 revenues to be earned and thereafter the earnout is earned pro-rata up to a certain maximum 2028 revenue, such that the maximum potential earnout is $11.0 million. The amount of this liability as of June 30, 2026 and December 31, 2025 was approximately $4.1 million and $3.0 million, respectively, and was included in accounts payable and accrued liabilities in our consolidated balance sheets.

The estimated fair value of the OP Units issued was determined using the Company’s closing stock price on the date of the transaction and further adjusted for an illiquidity discount of 6%, given certain illiquid features of our OP Units, based on their terms, in comparison to our common stock.

33


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

The estimated fair value of the contingent earnout was estimated based on a risk-adjusted forecast and a closed form Black Scholes call option model under a risk neutral framework that incorporates the payoff based on achievement of the requisite revenue thresholds. The portion of the earnout to be issued in OP Units was further adjusted for an illiquidity discount, as discussed immediately above.

These fair value measurements are based on significant inputs not observable in the market and thus represent a Level 3 measurement as discussed in Note 2 – Summary of Significant Accounting Policies. The key assumptions used in estimating the fair value of the contingent earnout consideration included (i) forecasted annual revenue during 2028, (ii) selection of risk-adjusted discount rates and (iii) a volatility assumption.

Allocation of Consideration

The consideration transferred pursuant to the Contribution Agreement was allocated to the assets acquired and liabilities assumed, based upon their estimated fair values as of the acquisition date. The following table summarizes the estimated fair values of the assets acquired and liabilities assumed as of the acquisition date (in thousands):

Identifiable Assets Acquired at Fair Value:

 

 

 

Cash and cash equivalents

 

$

443

 

Equipment, furniture and fixtures

 

 

122

 

Accounts receivable and advances

 

 

1,004

 

Other assets

 

 

91

 

Indemnification assets (1)

 

 

1,078

 

Intangible asset - customer contracts and related relationships

 

 

8,000

 

Total identifiable assets acquired

 

$

10,738

 

 

 

 

 

Identifiable Liabilities Assumed at Fair Value:

 

 

 

Accounts payable and accrued expenses

 

$

2,386

 

Other liabilities

 

 

111

 

Deferred tax liabilities, net

 

 

1,181

 

Total liabilities assumed

 

$

3,678

 

 

 

 

 

Net identifiable assets acquired

 

$

7,060

 

Goodwill (2)

 

 

16,330

 

Net assets acquired

 

$

23,390

 

 

(1)
Included in this line item were two amounts, (i) an indemnification asset related to an accrued legal settlement of approximately $0.3 million and (ii) an indemnification asset of approximately $0.8 million related to accrued compensation due to Argus employees for prior services, which in accordance with the Contribution Agreement, was to be reimbursed by the seller of Argus. The corresponding liabilities related to the above were both included in accounts payable and accrued expenses in the table above. In January of 2026, the seller paid and fully satisfied the legal settlement. In October of 2025, the seller reimbursed us for the $0.8 million and we paid such compensation to the employees of Argus.
(2)
Tax deductible goodwill as of the acquisition date was approximately $5.5 million.

The intangible assets acquired primarily consisted of an intangible asset related to the management contracts and customer relationships related to the approximately 220 properties that Argus managed as of October 1, 2025. The value of such was determined based on a discounted cash flow valuation of the projected cash flows of the acquired contracts. The deferred tax liability is the result of differences between the GAAP carrying value of certain amortizing assets and the carrying value for tax purposes.

The goodwill recognized is supported by several factors, including that Argus brings an established management platform and workforce of the more than 400 self storage professionals which provides for numerous benefits and opportunities, including continued organic growth, growth from new income streams and the ability to offer new services.

The results of the acquisition have been included in our consolidated statements of operations since the closing date of the transaction. See Note 11 – Segment Disclosures for more information about the results of operations attributable to the Third Party Platform Acquisition since closing.

34


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

 

Note 5. Pro Forma Financial Information

We acquired our Third Party Platform effective October 1, 2025, which was accounted for as a business combination. The following pro forma information for the three and six months ended June 30, 2026 and 2025 has been prepared to give effect to the acquisition as if the acquisition occurred on January 1, 2024. Net income was excluded as it was impracticable to report expenses due to the lack of historical accrual basis accounting. This pro forma information does not purport to represent what our actual consolidated revenues would have been had the acquisitions occurred on this date, nor does it purport to predict the revenues for future periods (in thousands):

 

 

Three Months Ended June 30,

 

 

Six Months Ended June 30,

 

 

 

2026

 

 

2025

 

 

2026

 

 

2025

 

Pro forma total revenues

 

$

79,276

 

 

$

73,343

 

 

$

157,586

 

 

$

145,389

 

 

 

Note 6. Investments in Unconsolidated Real Estate Ventures

Nantucket Joint Venture

On July 18, 2024, we entered into a joint venture arrangement with an unaffiliated third party to develop a self storage property in Nantucket, Massachusetts (the Nantucket Joint Venture”). On such date we agreed to purchase an indirect minority ownership in the property. This property became operational in late December 2025 and we serve as the property manager of this self storage property. This investment is accounted for pursuant to the equity method of accounting as we have the ability to exercise influence, but not control.

As of June 30, 2026 and December 31, 2025, the carrying value of this investment was approximately $6.4 million and $7.0 million, respectively, which represented an indirect investment of approximately 42% minority ownership of the property.

For the three months ended June 30, 2026 and 2025, we recorded a net aggregate loss of approximately $0.4 million and none, respectively, from our equity in earnings/losses related to our unconsolidated Nantucket Joint Venture. For the six months ended June 30, 2026 and 2025, we recorded a net aggregate loss of approximately $0.6 million and none, respectively, from our equity in earnings/losses related to our unconsolidated Nantucket Joint Venture.

SmartCentres Joint Ventures

We are party to joint venture agreements with a subsidiary of SmartCentres Real Estate Investment Trust (“SmartCentres”), an unaffiliated third party, to acquire, develop, and operate self storage facilities. In connection with such agreements, as 50% owner and SmartCentres as the other 50% owner of a joint venture subsidiary, we own 14 joint venture properties (the “Canadian JV Properties”), 10 of which were operational and four of which were being developed into self storage properties as of June 30, 2026.

For the three months ended June 30, 2026 and 2025, we recorded net aggregate income of approximately $0.2 million and a net aggregate loss of approximately $0.1 million, respectively, from our equity in earnings/losses related to our unconsolidated Canadian JV Properties. For the six months ended June 30, 2026 and 2025, we recorded net aggregate income of approximately $0.3 million and a net aggregate loss of approximately $0.4 million, respectively, from our equity in earnings/losses related to our unconsolidated Canadian JV Properties.

35


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

The following table summarizes our 50% ownership interests in the Canadian JV Properties (in thousands):

 

 

Date Real Estate

 

Carrying Value of Investment as of

 

 

 

Venture Became

 

June 30,

 

 

December 31,

 

Canadian JV Property

 

Operational

 

2026

 

 

2025

 

Dupont (1)

 

October 2019

 

$

447

 

 

$

583

 

East York (1)

 

June 2020

 

 

5,212

 

 

 

5,209

 

Brampton (1)

 

November 2020

 

 

1,520

 

 

 

1,597

 

Vaughan (1)

 

January 2021

 

 

1,983

 

 

 

2,064

 

Oshawa (1)

 

August 2021

 

 

263

 

 

 

285

 

Scarborough (1)

 

November 2021

 

 

2,160

 

 

 

2,099

 

Aurora (1)

 

December 2022

 

 

186

 

 

 

256

 

Kingspoint (1)

 

March 2023

 

 

2,267

 

 

 

2,448

 

Whitby (1)

 

January 2024

 

 

3,556

 

 

 

3,830

 

Markham (1)

 

May 2024

 

 

2,557

 

 

 

3,155

 

Regent (2)

 

Under Development

 

 

5,611

 

 

 

3,839

 

Allard (2)

 

Under Development

 

 

1,354

 

 

 

1,270

 

Finch (2)

 

Under Development

 

 

3,176

 

 

 

3,033

 

127 Ave. (3)

 

Under Development

 

 

753

 

 

 

 

 

 

 

 

$

31,045

 

 

$

29,668

 

 

(1)
As of June 30, 2026 and December 31, 2025, these operating properties were encumbered by first mortgages pursuant to the RBC JV Term Loan III (defined below).
(2)
The property is currently under development to become a self storage facility.
(3)
On January 6, 2026, we acquired this joint venture parcel of land in Edmonton, Alberta, Canada, with SmartCentres, and the property is currently under development to become a self storage facility.

As of June 30, 2026, we had ownership interests in the Canadian JV Properties and the Nantucket Joint Venture (collectively, the “JV Properties”).

RBC JV Term Loan III

On October 31, 2025, 10 of our joint ventures with SmartCentres closed on a $160.0 million CAD term loan (the “RBC JV Term Loan III”) with RBC pursuant to which 10 of our joint venture subsidiaries that each own 50% of a Joint Venture property serve as borrowers (the “RBC Borrowers III”). The RBC JV Term Loan III is secured by first mortgages on the 10 operating Canadian JV Properties, most of which were previously encumbered by either the RBC JV Term Loan, the RBC JV Term Loan II or the SmartCentres Financings (all defined below). The RBC JV Term Loan III matures on November 1, 2030, which may be extended by one additional year, subject to certain terms. Interest on the RBC JV Term Loan III is fixed at an annual rate of 3.87%, and monthly payments include interest and principal, amortized on a 30-year basis until maturity. Proceeds from the RBC JV Term Loan III were used by the Joint Ventures to fully pay off the outstanding principal and accrued interest on the RBC JV Term Loan, the RBC JV Term Loan II, and the SmartCentres Financing. We and SmartCentres each serve as a recourse guarantor with respect to approximately $79.2 million CAD, or approximately $55.7 million USD, of the obligations outstanding as of June 30, 2026 under the RBC JV Term Loan III. The RBC JV Term Loan III contains certain customary representations and warranties, affirmative, negative and financial covenants, and events of default.

As of June 30, 2026 and December 31, 2025, there was approximately $158.3 million CAD and $159.8 million CAD, respectively, or approximately $111.3 million USD and $116.5 million USD, respectively, outstanding on the RBC JV Term Loan III.

36


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

RBC JV Term Loan II

On July 17, 2024, three of our joint ventures with SmartCentres closed on a $46.0 million CAD term loan (the “RBC JV Term Loan II”) with Royal Bank Canada (“RBC”) pursuant to which three of our joint venture subsidiaries that each own 50% of a Canadian JV Property serve as borrowers (the “RBC Borrowers II”). The RBC JV Term Loan II was secured by first mortgages on three of the Canadian JV Properties which were previously encumbered by the SmartCentres Financings. The maturity date of the RBC JV Term Loan II was November 3, 2025. Interest on the RBC JV Term Loan was a fixed annual rate of 4.97%, and payments were interest only during the term of the loan.

As discussed above, the RBC JV Term Loan II was refinanced on October 31, 2025. As such, as of June 30, 2026 and December 31, 2025, there was no balance outstanding on the RBC JV Term Loan II.

RBC JV Term Loan

On November 3, 2023, five of our joint ventures with SmartCentres closed on a $70 million CAD term loan (the “RBC JV Term Loan”) with RBC pursuant to which five of our joint venture subsidiaries that each own 50% of a Joint Venture property serve as borrowers (the “RBC Borrowers”). The RBC JV Term Loan was secured by first mortgages on five of the Canadian JV Properties which were previously encumbered by the SmartCentres Financings (as defined below). The maturity date of the RBC JV Term Loan was November 2, 2025. Interest on the RBC JV Term Loan was a fixed annual rate of 6.21%, and payments were interest only during the term of the loan.

As discussed above, the RBC JV Term Loan was refinanced on October 31, 2025. As such, as of June 30, 2026 and December 31, 2025, there was no balance outstanding on the RBC JV Term Loan.

SmartCentres Financings

Through a series of prior transactions, we, through joint venture partnerships with SmartCentres, became party to two master mortgage commitment agreements (the “SmartCentres Financings”) with SmartCentres Storage Finance LP (the “SmartCentres Lender”). The SmartCentres Lender is an affiliate of SmartCentres.

As a result of the RBC JV Term Loan and RBC JV Term Loan II refinancings, and the RBC JV Term Loan III financing transaction during the year ended December 31, 2025 discussed above, only one borrower remained on the SmartCentres Financings, the Markham property. Interest on the SmartCentres Financings was incurred at a variable annual rate equal to the aggregate of: (i) the CORRA (as defined in Note 7 – Debt) rate, (ii) an adjustment of approximately 0.295%, (iii) a margin of 1.45%, and (iv) a spread of 1.25%.

On October 31, 2025, the SmartCentres Financings (the then outstanding balance on the Markham property of approximately $18.9 million CAD) were fully paid down. As such, as of June 30, 2026 and December 31, 2025, there was no balance outstanding on the SmartCentres Financings.

 

 

37


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

 

Note 7. Debt

Our debt is summarized as follows (dollars in thousands):

 

 

June 30,

 

 

December 31,

 

 

Interest

 

Maturity

Loan

 

2026

 

 

2025

 

 

Rate (1)

 

Date (1)

KeyBank CMBS Loan (2)

 

$

86,379

 

 

$

87,355

 

 

3.89%

 

08/01/2026

Ladera Office Loan

 

 

3,583

 

 

 

3,635

 

 

4.29%

 

11/01/2026

2027 Ladera Ranch Loan

 

 

42,000

 

 

 

42,000

 

 

5.00%

 

12/05/2027

2028 Canadian Notes (3)

 

 

351,650

 

 

 

364,700

 

 

3.91%

 

06/16/2028

Kelowna Canadian Property Loan (3)

 

 

16,498

 

 

 

17,524

 

 

3.45%

 

09/30/2028

2028 Canadian Term Loan (3) (4)

 

 

76,812

 

 

 

80,234

 

 

6.41%

 

12/01/2028

CMBS Loan (5)

 

 

104,000

 

 

 

104,000

 

 

5.00%

 

02/01/2029

SST IV CMBS Loan (6)

 

 

40,500

 

 

 

40,500

 

 

3.56%

 

02/01/2030

Credit Facility

 

 

103,923

 

 

 

 

 

4.73%

 

02/18/2030

2030 Canadian Notes (3)

 

 

140,660

 

 

 

145,880

 

 

3.89%

 

09/24/2030

2032 Private Placement Notes

 

 

150,000

 

 

 

150,000

 

 

4.53%

 

04/19/2032

Houston Property Loan

 

 

8,592

 

 

 

8,714

 

 

5.15%

 

05/01/2034

2024 Credit Facility

 

 

 

 

 

59,826

 

 

 

 

 

Total debt principal outstanding

 

$

1,124,597

 

 

$

1,104,368

 

 

 

 

 

Discount on secured debt, net

 

 

(1,377

)

 

 

(1,747

)

 

 

 

 

Debt issuance costs, net

 

 

(3,575

)

 

 

(4,373

)

 

 

 

 

Total debt, net

 

$

1,119,645

 

 

$

1,098,248

 

 

 

 

 

 

(1)
Reflects the interest rate or maturity date in effect as of June 30, 2026, as applicable.
(2)
This fixed rate loan encumbered 29 properties (Whittier, La Verne, Santa Ana, Upland, La Habra, Monterey Park, Huntington Beach, Chico, Lancaster I, Riverside, Fairfield, Lompoc, Santa Rosa, Federal Heights, Aurora, Littleton, Bloomingdale, Crestwood, Forestville, Warren I, Sterling Heights, Troy, Warren II, Beverly, Everett, Foley, Tampa, Boynton Beach, and Lancaster II) with monthly interest only payments until September 2021, at which time both interest and principal payments became due monthly. The separate assets of these encumbered properties were not available to pay our other debts, and we served as a non-recourse guarantor under this loan. Subsequent to June 30, 2026, on July 30, 2026, we fully repaid this loan with proceeds from our Credit Facility (as defined below).
(3)
The amounts shown above are in USD based on the foreign exchange rate in effect as of the date presented.
(4)
This fixed rate loan is secured by eight Canadian properties. This loan carries a fixed interest rate of 6.41%, with monthly interest only payments until February 2026, at which time both interest and principal amortizing payments based on a 25-year amortization schedule became due monthly. After December 1, 2026, any prepayment of the loan would be subject to an exit fee equal to a percentage of the then outstanding principal amount as follows: (i) 100 bps if the prepayment occurs between December 1, 2026 and December 1, 2027; and (ii) 75 bps if the prepayment occurs after December 1, 2027.
(5)
This fixed rate, interest only loan encumbers 10 properties (Myrtle Beach I, Myrtle Beach II, Port St. Lucie, Plantation, Sonoma, Las Vegas I, Las Vegas II, Las Vegas III, Ft. Pierce, and Nantucket Island). The separate assets of these encumbered properties are not available to pay our other debts, and we serve as a non-recourse guarantor under this loan.
(6)
This fixed rate loan encumbers seven properties owned by us (Jensen Beach, Texas City, Riverside, Las Vegas IV, Puyallup, Las Vegas V, and Plant City). The separate assets of these encumbered properties are not available to pay our other debts, and we serve as a non-recourse guarantor under this loan. Monthly payments due under the loan agreement are interest only, with the full principal amount becoming due and payable on the maturity date.

The weighted average interest rate on our consolidated debt, excluding the impact of our interest rate hedging activities, as applicable, as of June 30, 2026 and December 31, 2025 was approximately 4.4% and 4.4%, respectively. We are subject to certain restrictive covenants relating to the outstanding debt, and as of June 30, 2026, we were in compliance with all such covenants.

38


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

The following is a schedule of maturities, including required principal amortization payments, for debt outstanding as of June 30, 2026 (in thousands):

2026 (1)

 

$

90,976

 

2027

 

 

44,124

 

2028

 

 

442,483

 

2029

 

 

104,289

 

2030 (1)

 

 

285,387

 

Thereafter

 

 

157,338

 

Total

 

$

1,124,597

 

 

(1)
Subsequent to June 30, 2026, on July 30, 2026, we fully repaid the KeyBank CMBS Loan with proceeds from our Credit Facility. As a result, $86.4 million of the 2026 scheduled maturity above is now due in 2030.

Credit Facility

On February 18, 2026, we, through our Operating Partnership (the “Borrower”), entered into a second amended and restated credit agreement with KeyBank, National Association, as administrative agent, certain others listed as joint book runners, joint lead arrangers, syndication agents and documentation agents, and certain other lenders party thereto (the “Credit Agreement”).

The Credit Agreement provides for a senior unsecured revolving credit facility (the “Credit Facility”) in an aggregate principal amount of $500 million. The Borrower has the right to increase the amount available under the Credit Facility by an additional $1.1 billion, for a total potential maximum aggregate amount of $1.6 billion, subject to certain conditions. The Credit Facility also includes sublimits of (a) up to $25 million for letters of credit, and (b) up to $50 million for swingline loans; each of these sublimits is part of, and not in addition to, the amounts available under the Credit Facility. Borrowings under the Credit Facility may be in either U.S. dollars or Canadian dollars. The Borrower’s outstanding balance under the previously existing 2024 Credit Facility (as defined below) of approximately $68.3 million remained unchanged at the closing of the Credit Facility.

In connection with entering into the Credit Agreement, certain lenders under the 2024 Credit Facility exited the arrangement. We recognized approximately $0.3 million of expense, which was included in loss on debt extinguishment in our consolidated statements of operations, and represented a proportional amount of the unamortized debt issuance costs attributable to these lenders under the 2024 Credit Facility.

The maturity date of the Credit Facility is February 18, 2030, subject to a one-year extension option, subject to the payment of an extension fee of 0.125% on the aggregate amount of the then-outstanding revolving commitments for such extension, and it may be prepaid or terminated at any time without penalty; provided, however, that the lenders shall be indemnified for certain breakage costs.

39


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

Amounts borrowed under the Credit Facility bear interest based on the type of borrowing (either Base Rate Loans, secured overnight financing rate (“SOFR”) Loans, or Canadian Overnight Repo Rate Average (“CORRA”) Loans, each as defined in the Credit Agreement) and vary based upon our consolidated leverage ratio or credit rating. Base Rate Loans bear interest at the lesser of (x) the Base Rate (as defined in the Credit Agreement) plus the applicable rate, or (y) the maximum rate. SOFR Loans that are Daily Simple SOFR Loans bear interest at the lesser of (x) Daily Simple SOFR (as defined in the Credit Agreement) plus the applicable rate, or (y) the maximum rate. SOFR Loans that are Term SOFR Loans bear interest at the lesser of (x) Term SOFR (as defined in the Credit Agreement) for the interest period in effect plus the applicable rate, or (y) the maximum rate. CORRA Loans bear interest at the lesser of (x) Daily Simple CORRA (as defined in the Credit Agreement) plus the applicable rate, or (y) the maximum rate. Until we achieve an investment grade credit rating, the corresponding applicable rate varies between 100 basis points to 145 basis points for SOFR Loans and CORRA Loans and between 0 basis points and 45 basis points for Base Rate Loans, in each case depending on our consolidated leverage ratio. After we achieve an investment grade credit rating, the corresponding applicable rate varies between 70 basis points to 140 basis points for SOFR Loans and CORRA Loans and between 0 basis points and 40 basis points for Base Rate Loans, in each case depending on our credit rating. Initial advances under the Credit Facility are Daily Simple SOFR Loans that bear interest at 105 basis points over Daily Simple SOFR. The Credit Facility is also subject to a facility fee based on the amount of outstanding revolving commitments, which varies from 15 bps to 30 bps, depending on our consolidated leverage ratio. After we achieve an investment grade credit rating, the facility fee varies from 10 bps to 30 bps depending on our credit rating. As of June 30, 2026, borrowings under the Credit Facility were only denominated in USD and bore interest based on Daily Simple SOFR plus the applicable spread of 1.05%.

The Credit Facility is fully recourse, jointly and severally, to us, the Borrower, and certain of our subsidiaries (the “Subsidiary Guarantors”). In connection with the Credit Facility, each of us, the Borrower and the Subsidiary Guarantors executed guarantees in favor of the lenders. It is an event of default under the Credit Facility if (a) there is a payment default by us, the Borrower or any Subsidiary Guarantor under any recourse debt for borrowed money of at least $50 million, or (b) there is a payment default by us or any of our subsidiaries under any non-recourse debt of at least $100 million.

The Credit Facility is unsecured. The outstanding 2032 Private Placement Notes (as defined below), the outstanding 2028 Canadian Notes (as defined below) and the outstanding 2030 Canadian Notes (as defined below), previously issued by us, remain pari passu with the Credit Facility.

The Credit Facility contains certain customary representations and warranties, affirmative, negative and financial covenants, borrowing conditions, and events of default. In particular, the financial covenants imposed on us include: a maximum leverage ratio, a minimum fixed charge coverage ratio, a minimum tangible net worth, certain limits on both secured debt and secured recourse debt, a ratio of secured recourse debt to total asset value, an unencumbered pool leverage ratio, and an unsecured interest coverage ratio. If an event of default occurs and continues, we are subject to certain actions by the administrative agent, including, without limitation, the acceleration of repayment of all amounts outstanding under the Credit Facility.

As of June 30, 2026, based on the aforementioned information and borrowing base calculations, we had the ability to draw up to an additional approximately $359.5 million on the current capacity of the Credit Facility revolver.

2030 Canadian Notes

On September 24, 2025, we, as guarantor, and our Operating Partnership, as issuer, sold on a private placement basis in Canada, an aggregate principal amount of $200 million CAD senior unsecured notes which become due on September 24, 2030 (the “2030 Canadian Notes”).

The 2030 Canadian Notes were offered pursuant to an agency agreement entered into among us, our Operating Partnership, the Subsidiary Guarantors, BMO Nesbitt Burns Inc., National Bank Financial Inc., Scotia Capital Inc. and RBC Dominion Securities Inc. The sale and purchase of the 2030 Canadian Notes occurred on September 24, 2025.

The 2030 Canadian Notes were issued pursuant to the Base Indenture, as amended and supplemented by a second supplemental indenture to the Base Indenture among us, our Operating Partnership and the Subsidiary Guarantors (the “Second Supplemental Indenture” and together with the Base Indenture, the “Second Indenture”).

The 2030 Canadian Notes bear interest at a rate of approximately 3.89% per annum, payable semiannually on September 24 and March 24 in each year, beginning on March 24, 2026, until maturity.

40


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

Our Operating Partnership will be permitted to redeem at any time all, or from time to time any part of, the 2030 Canadian Notes then outstanding at a redemption price equal to the greater of (i) 100% of the principal amount so prepaid and (ii) the Canada Yield Price, together in each case, with accrued and unpaid interest, if any, to the date fixed for redemption. The “Canada Yield Price” means a price equal to the price of a note calculated to provide a yield to the maturity date, compounded semi-annually and calculated in accordance with generally accepted financial practice, equal to the government of Canada yield plus 0.28%, on the business day prior to the date on which our Operating Partnership gives notice of redemption. In addition, upon a change of control triggering event, our Operating Partnership is required to offer to prepay the 2030 Canadian Notes at a repurchase price in cash equal to 101% of the principal amount of the 2030 Canadian Notes plus accrued and unpaid interest thereon. For clarity, holders who accept an offer to repurchase their notes upon a change of control triggering event shall not be entitled to the Canada Yield Price or any other amount in excess of the repurchase price.

The Second Indenture contains certain customary representations and warranties, affirmative, negative and financial covenants, and events of default. In addition, if an event of default occurs and is continuing, the trustee may, in its discretion, and will, upon receiving instruction from the holders of 25% in aggregate principal amount of the outstanding 2030 Canadian Notes, accelerate the maturity of the 2030 Canadian Notes, including any accrued and unpaid interest, provided that holders of more than 50% of the principal amount of the 2030 Canadian Notes will have the right to waive certain of the events of default and/or annul the declaration made by the Trustee to accelerate the maturity of the 2030 Canadian Notes.

The 2030 Canadian Notes were issued on a pari passu basis with our 2024 Credit Facility (as defined below), our 2028 Canadian Notes and the 2032 Private Placement Notes (as defined below), and as such, we and the Subsidiary Guarantors under such loans have fully and unconditionally guaranteed our Operating Partnership’s obligations under the 2030 Canadian Notes. The Second Indenture requires any of our subsidiaries that incurs or guarantees indebtedness under the other pari passu loans in the future to also provide a note guarantee in favor of the holders of the 2030 Canadian Notes.

2028 Canadian Notes

On June 11, 2025, we, as guarantor, and our Operating Partnership, as issuer, sold on a private placement basis in Canada, an aggregate principal amount of $500 million CAD senior unsecured notes, which incur interest only at a fixed rate of 3.91%, and becomes due on June 16, 2028 (the “2028 Canadian Notes”).

The 2028 Canadian Notes were offered pursuant to an agency agreement entered into among us, our Operating Partnership, the Subsidiary Guarantors (defined below), BMO Nesbitt Burns Inc., National Bank Financial Inc., Scotia Capital Inc. and RBC Dominion Securities Inc. The sale and purchase of the 2028 Canadian Notes occurred on June 16, 2025.

The 2028 Canadian Notes were issued pursuant to an indenture (the “Base Indenture”) among us, our Operating Partnership and Computershare Trust Company of Canada (the “Trustee”), as amended and supplemented by a first supplemental indenture to the Base Indenture among us, our Operating Partnership and the Subsidiary Guarantors (the “First Supplemental Indenture” and together with the Base Indenture, the “First Indenture”).

The 2028 Canadian Notes bear interest at a rate of approximately 3.91% per annum, payable semiannually on June 16 and December 16 in each year, beginning on December 16, 2025, until maturity.

Our Operating Partnership will be permitted to redeem at any time all, or from time to time any part of, the 2028 Canadian Notes then outstanding at a redemption price equal to the greater of (i) 100% of the principal amount so prepaid and (ii) the Canada Yield Price, together in each case, with accrued and unpaid interest, if any, to the date fixed for redemption. The “Canada Yield Price” means a price equal to the price of a note calculated to provide a yield to the maturity date, compounded semi-annually and calculated in accordance with generally accepted financial practice, equal to the government of Canada yield plus 0.28%, on the business day prior to the date on which our Operating Partnership gives notice of redemption. In addition, upon a change of control triggering event, our Operating Partnership is required to offer to prepay the 2028 Canadian Notes at a repurchase price in cash equal to 101% of the principal amount of the 2028 Canadian Notes plus accrued and unpaid interest thereon. For clarity, holders who accept an offer to repurchase their notes upon a change of control triggering event shall not be entitled to the Canada Yield Price or any other amount in excess of the repurchase price.

41


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

The First Indenture contains certain customary representations and warranties, affirmative, negative and financial covenants, and events of default. In addition, if an event of default occurs and is continuing, the trustee may, in its discretion, and will, upon receiving instruction from the holders of 25% in aggregate principal amount of the outstanding 2028 Canadian Notes, accelerate the maturity of the 2028 Canadian Notes, including any accrued and unpaid interest, provided that holders of more than 50% of the principal amount of the 2028 Canadian Notes will have the right to waive certain of the events of default and/or annul the declaration made by the Trustee to accelerate the maturity of the 2028 Canadian Notes.

The 2028 Canadian Notes were issued on a pari passu basis with our 2024 Credit Facility (as defined below) with KeyBank, our 2030 Canadian Notes, the 2032 Private Placement Notes (as defined below), and as such, we and each of our subsidiaries that have incurred or guaranteed indebtedness (the “Subsidiary Guarantors”) under such loans have fully and unconditionally guaranteed our Operating Partnership’s obligations under the 2028 Canadian Notes. The First Indenture requires any of our subsidiaries that incurs or guarantees indebtedness under the other pari passu loans in the future to also provide a note guarantee in favor of the holders of the 2028 Canadian Notes.

Kelowna Property Loan

In connection with the acquisition of the Kelowna Property on April 15, 2025, we assumed a loan from the seller in the amount of approximately $24.5 million CAD, or approximately $17.7 million USD as of April 15, 2025, (the “Kelowna Canadian Property Loan”). The Kelowna Canadian Property Loan incurs interest at a fixed rate of 3.45% with amortizing principal payments based on a 25-year amortization schedule, with a maturity of September 30, 2028. We provided a full recourse guaranty to National Bank of Canada, the lender, in connection with this loan. The loan contains certain customary representations and warranties, affirmative, negative and financial covenants, and events of default, which were initially determined prior to our assumption of this loan. On May 5, 2026, in order to cure a shortfall related to a debt service coverage ratio, we made a one-time principal payment of approximately $0.2 million. On May 27, 2026, the Kelowna Canadian Property Loan was amended to clarify and adjust certain financial covenants and cure provisions related to the covenants.

2027 Ladera Ranch Loan

On December 20, 2024, in connection with our acquisition of our property located in Ladera Ranch, CA (the “Ladera Ranch Property”) from Extra Space Storage LP, we, through a wholly owned subsidiary, entered into a loan with Extra Space Storage LP, as lender, with a loan amount of $42.0 million (the “2027 Ladera Ranch Loan”). The loan is interest-only with a fixed rate of 5.0% per annum, has a maturity date of December 5, 2027, and is secured by the Ladera Ranch Property. We also provided a non-recourse guaranty to Extra Space Storage LP in connection with this loan. The loan contains certain customary representations and warranties, affirmative, negative and financial covenants, and events of default.

See Note 8 – Preferred Equity for additional information regarding our other pre-existing relationship we had with this seller/lender.

Houston Property Loan

In connection with the acquisition of the Holzwarth, Houston Property on June 17, 2025, we assumed a loan from the seller in the amount of approximately $8.8 million, (the “Houston Property Loan”). The Houston Property Loan incurs interest at a fixed rate of 5.15% and principal payments are required on a 25-year amortization schedule. The loan is due in full on May 1, 2034. We provided a full recourse guaranty to National Western Life Insurance Company, the lender, in connection with this loan, until certain physical occupancy and rental revenue thresholds are met for three consecutive months, after which time the guaranty will become a limited-recourse guaranty. The loan contains certain customary representations and warranties, affirmative, negative and financial covenants, and events of default.

42


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

2032 Private Placement Notes

On April 19, 2022, we as guarantor, and our Operating Partnership as issuer, entered into a note purchase agreement (the “Note Purchase Agreement”), which provides for the private placement of $150 million of 4.53% Senior Notes due April 19, 2032 (the “2032 Private Placement Notes”). The sale and purchase of the 2032 Private Placement Notes occurred in two closings, with the first of such closings having occurred on April 19, 2022, with $75 million aggregate principal amount of the 2032 Private Placement Notes having been issued on such date (the “First Closing”), and the second of such closings having occurred on May 25, 2022, with $75 million aggregate principal amount of the 2032 Private Placement Notes having been issued on such date (the “Second Closing”). Interest on each series of the 2032 Private Placement Notes is payable semiannually on the nineteenth day of April and October in each year.

Interest payable on the 2032 Private Placement Notes were originally subject to a prospective 75 basis points increase, if, as of March 31, 2023, the ratio of total indebtedness to earnings before interest, taxes, depreciation, and amortization (the “Total Leverage Ratio”) of the Company and its subsidiaries, on a consolidated basis, was greater than 7.00 to 1.00 (a “Total Leverage Ratio Event”).

As of March 31, 2023, such Total Leverage Ratio Event occurred, and our 2032 Private Placement Notes began accruing interest at a rate of 5.28%. The interest accruing on the 2032 Private Placement Notes continued to accrue at 5.28% until such time as the Total Leverage Ratio is less than or equal to 7.00 to 1.00 for two consecutive fiscal quarters, upon such achievement, the applicable fixed interest rate reverted to 4.53% and will remain at that interest rate through maturity, regardless of our future Total Leverage Ratio. As of September 30, 2025, our Total Leverage Ratio was less than 7.00 to 1.00. In accordance with the terms of the 2032 Private Placement Notes, as we have maintained this ratio for a second consecutive fiscal quarter through September 30, 2025, the fixed interest rate reverted back to 4.53% effective October 1, 2025.

We are permitted to prepay at any time all, or from time to time, any part of the 2032 Private Placement Notes in amounts not less than 5% of the 2032 Private Placement Notes then outstanding at (i) 100% of the principal amount so prepaid, and (ii) the make-whole amount (as defined in the Note Purchase Agreement). The “Make-Whole Amount” is equal to the excess, if any, of the discounted value of the remaining scheduled payments with respect to the 2032 Private Placement Notes being prepaid over the amount of such 2032 Private Placement Notes. In addition, in connection with a change of control (as defined in the Note Purchase Agreement), our Operating Partnership is required to offer to prepay the 2032 Private Placement Notes at 100% of the principal amount plus accrued and unpaid interest thereon, but without the Make-Whole Amount or any other prepayment premium or penalty of any kind. The Company must also maintain a debt rating of the 2032 Private Placement Notes by a rating agency.

The Note Purchase Agreement contains certain customary representations and warranties, affirmative, negative and financial covenants, and events of default that were substantially similar to the 2024 Credit Facility (as defined below). The 2032 Private Placement Notes were issued on a pari passu basis with the previously existing Credit Facility, and are pari passu with the Credit Facility. As described above, as a result of the Security Interest Termination Event, on April 17, 2025, KeyBank released the pledges of the Subsidiary Guarantors pursuant to the Debt Agreements, and each of the Credit Facility and the 2032 Private Placement Notes, respectively, became unsecured. Prior to such event, the Company and Subsidiary Guarantors fully and unconditionally guaranteed our Operating Partnership’s obligations under the 2032 Private Placement Notes.

On April 26, 2024, we amended the Note Purchase Agreement dated April 19, 2022 (the “NPA Amendment”). The primary purpose of the NPA Amendment was to make certain conforming changes between the Note Purchase Agreement and our then recently amended and restated revolving credit facility, the 2024 Credit Facility (as defined below). In particular, the NPA Amendment conformed certain of the definitions related to the financial tests that we are required to maintain, as well as certain of the property pool covenants we are required to satisfy, in the Note Purchase Agreement during the term thereof to those in the 2024 Credit Facility (as defined below).

Former Credit Facility

On February 22, 2024, we, through the Borrower, entered into an amended and restated revolving credit facility with KeyBank, National Association, as administrative agent and collateral agent, certain others listed as joint book runners, joint lead arrangers, syndication agents and documentation agents, and certain other lenders party thereto, (the “2024 Credit Facility”). The 2024 Credit Facility had a maturity date of February 22, 2027.

43


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

The aggregate commitment of the 2024 Credit Facility was originally $650 million. On February 4, 2025, we exercised the accordion rights under the 2024 Credit Facility to increase commitments by $50 million to a total of $700 million. Borrowings under the 2024 Credit Facility could be in either U.S. dollars or Canadian dollars. Upon the closing of the 2024 Credit Facility, we immediately drew down an aggregate amount of $576 million, which was used primarily to pay off the amounts outstanding under a previous credit facility.

The maturity date of the 2024 Credit Facility was February 22, 2027, subject to a one-year extension option, subject to the payment of an extension fee of 0.20% on the aggregate amount of the then-outstanding revolving commitments for such extension, and it could be prepaid or terminated at any time without penalty; provided, however, that the lenders shall be indemnified for certain breakage costs.

As of December 31, 2025, borrowings under the 2024 Credit Facility only bore interest based on Daily Simple SOFR. The rate spread above Daily Simple SOFR at which the 2024 Credit Facility incurred interest was subject to increase based on the consolidated leverage ratio. There were six leverage tiers under the 2024 Credit Facility in effect, with the highest tier in effect when leverage is above 60% and a maximum spread of 225 basis points on the 2024 Credit Facility. This loan incurred interest at Daily Simple SOFR plus a spread of 1.40% and the SOFR Index Adjustment of 0.10% through February 18, 2026, the date on which the 2024 Credit Facility was recast (as discussed above).

The 2024 Credit Facility contained certain customary representations and warranties, affirmative, negative and financial covenants, borrowing conditions, and events of default.

On April 11, 2025, we reduced the total commitment available to us under the 2024 Credit Facility from $700 million to $600 million. In connection with the reduction of the borrowing capacity, we recognized approximately $0.9 million of expense during the year ended December 31, 2025, which was included in loss on debt extinguishment in our consolidated statements of operations, and represents a proportional amount of the unamortized debt issuance costs attributable to the 2024 Credit Facility calculated based on the proportion of the reduced commitments available under the 2024 Credit Facility.

On February 18, 2026, the 2024 Credit Facility was recast (as discussed above). The Borrower’s outstanding balance under the 2024 Credit Facility of approximately $68.3 million remained unchanged at the closing of the Credit Facility.

 

Note 8. Preferred Equity

Series A Convertible Preferred Stock

On October 29, 2019 (the “Commitment Date”), we entered into a preferred stock purchase agreement (the “Purchase Agreement”) with Extra Space Storage LP (the “Investor”), a subsidiary of Extra Space Storage Inc. (NYSE: EXR), pursuant to which the Investor committed to purchase up to $200 million in preferred shares (the aggregate shares to be purchased, the “Preferred Shares”) of our new Series A Convertible Preferred Stock (the “Series A Convertible Preferred Stock”), in one or more closings (each, a “Closing,” and collectively, the “Closings”). The initial closing (the “Initial Closing”) in the amount of $150 million occurred on the Commitment Date, and the second and final closing in the amount of $50 million occurred on October 26, 2020. We incurred approximately $3.6 million in issuance costs related to the Series A Convertible Preferred Stock, which were recorded as a reduction to Series A Convertible Preferred stock on our consolidated balance sheets.

The shares of Series A Convertible Preferred Stock ranked senior to all other shares of our capital stock, including our common stock, with respect to rights to receive dividends and to participate in distributions or payments upon any voluntary or involuntary liquidation, dissolution or winding up of the Company. Dividends payable on each share of Series A Convertible Preferred Stock were initially equal to a rate of 6.25% per annum. The dividend rate increased by an additional 0.75% per annum to an aggregate of 7.0% per annum on October 29, 2024. The dividends were payable in arrears for the prior calendar quarter on or before the 15th day of March, June, September and December of each year.

We had certain redemption rights with respect to the Series A Convertible Preferred Stock, including upon the listing of our common stock on a national securities exchange. In the event of such a listing, we had the right to redeem any or all outstanding Series A Convertible Preferred Stock at an amount equal to the greater of (i) the amount that would have been payable had such Preferred Shares been converted into common stock pursuant to the terms of the Purchase Agreement immediately prior to the Listing, and then all of such Preferred Shares were sold in the Listing, or (ii) the aggregate purchase price of all outstanding Preferred Shares, plus any accrued and unpaid dividends (the “Liquidation Amount”).

44


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

In connection with the Underwritten Public Offering, discussed in Note 1 – Organization, all issued and outstanding shares of our Series A Convertible Preferred Stock were redeemed on April 4, 2025, using net proceeds from our Underwritten Public Offering which closed on April 3, 2025. We paid the Liquidation Amount of approximately $203.6 million, which included approximately $3.6 million of accumulated and unpaid distributions. Additionally, in accordance with GAAP, upon redemption, we accreted the approximately $3.6 million of issuance costs, which had previously been recorded as a reduction to the carrying value, such amount was included in the accretion - preferred equity costs line item in our consolidated statements of operations for the year ended December 31, 2025.

 

Note 9. Derivative Instruments

Interest Rate Derivatives

Our objectives in using interest rate derivatives are to add stability to our net income (loss) and to manage our exposure to interest rate movements. To accomplish this objective, we have used interest rate swaps and caps as part of our interest rate risk management strategy.

For interest rate derivatives designated and qualified as a hedge for GAAP purposes, the change in the fair value of the effective portion of the derivative is recorded in accumulated other comprehensive income (loss) (“AOCI”) and is subsequently reclassified into earnings in the period that the hedged forecasted transaction affects earnings. Amounts reported in AOCI related to such derivatives will be reclassified to interest expense as interest payments are made on our variable rate debt. In addition, we classify cash flows from qualifying cash flow hedging relationships in the same category as the cash flows from the hedged items in our consolidated statements of cash flows. We do not use interest rate derivatives for trading or speculative purposes.

Interest rate derivatives not designated as hedges for GAAP are not speculative and are used to manage our exposure to interest rate movements and other identified risks, but we have elected not to apply hedge accounting. Changes in the fair value of interest rate derivatives not designated in hedging relationships are recorded in other income (expense) in our consolidated statements of operations.

In connection with the 2027 NBC loan borrowing, on March 12, 2024, we entered into a CORRA Swap with National Bank of Canada with an initial notional amount of CAD $75,000,000 at a rate of 3.926% for the initial duration of the 2027 NBC loan, maturing on March 7, 2027. The amortization of this swap corresponded with the amortizing principal payments on the related loan. This CORRA Swap was terminated on June 16, 2025 in connection with the full repayment of the 2027 NBC loan on June 16, 2025. In connection with the termination of the CORRA Swap, we paid National Bank of Canada approximately $1.7 million CAD.

On May 1, 2024, to hedge our exposure to potentially rising interest rates, we entered into three SOFR interest rate caps for a total of approximately $8.2 million, which hedged approximately $400 million of notional exposure. We initially deferred payment for these SOFR interest rate caps, and recorded these interest rate caps net of the remaining amount of such deferred payment liability on our balance sheet. On April 8, 2025, in connection with our principal paydown on the Credit Facility, we terminated two of these three SOFR interest rate caps, and paid approximately $3.5 million. On May 1, 2025, the third of these three SOFR interest rate caps matured, whereby we owed and paid approximately $3.7 million, representing $3.9 million of deferred payment, less $0.2 million related to the prior month’s settlement.

On December 30, 2024, in relation to the outstanding balance on a loan with KeyBank (the “2025 KeyBank Acquisition Facility”), we entered into a SOFR interest rate cap, which capped SOFR at 1.25% until maturity on July 1, 2025 for a notional amount of $100.2 million. The total cost for this interest rate cap was approximately $1.5 million, which was due and paid on January 2, 2025. In connection with our full repayment of the 2025 KeyBank Acquisition Facility, we terminated this cap on April 7, 2025, receiving a termination payment of approximately $0.7 million.

On March 4, 2025, in relation to the outstanding balance on our 2025 KeyBank Acquisition Facility, we entered into a SOFR interest rate cap, which capped SOFR at 1.25% until maturity on September 1, 2025 for a notional amount of $74.8 million. The total cost for this interest rate cap was approximately $1.2 million, which was due and paid on March 6, 2025. In connection with our full repayment of the 2025 KeyBank Acquisition Facility, we terminated this cap on April 7, 2025, receiving a termination payment of approximately $0.9 million.

45


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

On June 16, 2025, we terminated a $100 million SOFR interest rate cap with no remuneration; such cap was set to mature on December 1, 2025.

In connection with our 2028 Canadian Notes issuance, on May 29, 2025 we entered into a government of Canada treasury rate forward with a notional amount of $400 million CAD, with a rate locked at 2.6730%, and an expiration date of June 18, 2025. On June 11, 2025, we terminated this forward early and received approximately $0.5 million USD in connection with such transaction.

As of June 30, 2026 and December 31, 2025, we held no interest rate derivatives.

Foreign Currency Hedges

Our objectives in using foreign currency derivatives are to add stability to potential fluctuations in exchange rates between foreign currencies and the U.S. dollar and to manage our exposure to exchange rate movements. To accomplish this objective, we have used foreign currency forwards and foreign currency options as part of our exchange rate risk management strategy. A foreign currency forward contract is a commitment to deliver a certain amount of currency at a certain price on a specific date in the future. By entering into the forward contract and holding it to maturity, we are locked into a future currency exchange rate in an amount equal to and for the term of the forward contract. A foreign currency option contract is a commitment by the seller of the option to deliver, solely at the option of the buyer, a certain amount of currency at a certain price on a specific date.

For derivatives designated as net investment hedges for GAAP purposes, the changes in the fair value of the derivatives are reported in AOCI. Amounts are reclassified out of AOCI into earnings when the hedged net investment is either sold or substantially liquidated. The change in the value of the designated portion of our settled and unsettled foreign currency hedges is recorded net in foreign currency hedge contract gain (loss) in our consolidated statements of comprehensive income (loss) in the related period.

On December 30, 2024, in an effort to hedge the cash generated at our Canadian properties, we entered into four new foreign currency forwards: (i) one such hedge had a notional amount of $2.8 million CAD at a strike rate of 1.4412, and matured on February 27, 2025; (ii) the second hedge had a notional amount of $3.3 million CAD at a strike rate of 1.4363, and matured on May 27, 2025; (iii) the third hedge had a notional amount of $3.5 million CAD at a strike rate of 1.4312, and matured on August 27, 2025, whereby we paid approximately $0.1 million CAD; and (iv) the fourth hedge has a notional amount of $3.3 million CAD at a strike rate of 1.4261, maturing on November 28, 2025. We early terminated this fourth hedge on November 5, 2025, and received $8,000 CAD in such settlement.

On February 28, 2025, we entered into a similar hedge with a notional amount of $3.2 million CAD at a strike rate of 1.4217, maturing on February 27, 2026. We early terminated this hedge on November 5, 2025, with no remuneration.

On May 29, 2025, we entered into a similar hedge with a notional amount of $3.3 million CAD at a strike rate of 1.3600, maturing on May 27, 2026. We early terminated this hedge on November 5, 2025, with no remuneration.

On April 11, 2025, we settled a net investment hedge FX Forward, receiving approximately $2.6 million USD, and simultaneously entered into a new net investment hedge FX Forward for the same notional amount of approximately $136.5 million CAD, maturing on July 11, 2025. On June 23, 2025, we entered into a net investment hedge FX Forward to directly offset the pre-existing $136.5 million CAD FX Forward. This hedge negated the impact of the previously existing hedge. On June 29, 2025, we were able to terminate both hedges, and we paid approximately $1.8 million on July 1, 2025 in connection with settling both of these derivatives.

As of June 30, 2026 and December 31, 2025, we held no foreign currency hedges.

The change in the value of the portion of our settled and unsettled foreign currency forwards that are not designated for hedge accounting for GAAP was recorded in other income (expense) in our consolidated statements of operations and represented a loss of approximately $4.2 million and $3.8 million for the three and six months ended June 30, 2025.

46


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

The following table presents the effect of our derivative financial instruments designated as a hedge for GAAP purposes on our consolidated statements of operations for the periods presented (in thousands):

 

 

Gain (loss) recognized in OCI for the three months ended June 30,

 

 

Location of amounts
reclassified from OCI

 

Loss reclassified from OCI for the three months ended June 30,

 

 

Location of gain/(loss) associated with missed forecast

 

Amount of loss recognized in income on derivative (reclassifications of missed forecasted transactions) for the three months ended June 30,

 

Type

 

2026

 

 

2025

 

 

into income

 

2026

 

 

2025

 

 

transaction

 

2026

 

 

2025

 

Interest Rate Swaps

 

$

 

 

$

209

 

 

Interest expense

 

$

 

 

$

(126

)

 

Other, net

 

$

 

 

$

(1,234

)

Interest Rate Caps

 

 

 

 

 

(7

)

 

Interest expense

 

 

 

 

 

(86

)

 

Other, net

 

 

 

 

 

(191

)

Foreign Currency Forwards

 

 

 

 

 

(607

)

 

N/A

 

 

 

 

 

 

 

N/A

 

 

 

 

 

 

 

 

$

 

 

$

(405

)

 

 

 

$

 

 

$

(212

)

 

 

 

$

 

 

$

(1,425

)

 

 

 

Loss recognized in OCI for the six months ended June 30,

 

 

Location of amounts
reclassified from OCI

 

Loss reclassified from OCI for the six months ended June 30,

 

 

Location of gain/(loss) associated with missed forecast transaction

 

Amount of loss recognized in income on derivative (reclassifications of missed forecasted transactions) for the six months ended June 30,

 

Type

 

2026

 

 

2025

 

 

into income

 

2026

 

 

2025

 

 

 

 

2026

 

 

2025

 

Interest Rate Swaps

 

$

 

 

$

(147

)

 

Interest expense

 

$

 

 

$

(237

)

 

Other, net

 

$

 

 

$

(1,234

)

Interest Rate Caps

 

 

 

 

 

(30

)

 

Interest expense

 

 

 

 

 

(190

)

 

Other, net

 

 

 

 

 

(191

)

Foreign Currency Forwards

 

 

 

 

 

(498

)

 

N/A

 

 

 

 

 

 

 

N/A

 

 

 

 

 

 

 

 

$

 

 

$

(675

)

 

 

 

$

 

 

$

(427

)

 

 

 

$

 

 

$

(1,425

)

 

 

Note 10. Income Taxes

As a REIT, we generally will not be subject to U.S. federal income tax on taxable income that we distribute to our stockholders. However, certain of our consolidated subsidiaries are taxable REIT subsidiaries, which are subject to federal, state and foreign income taxes. We have filed an election to treat our primary TRS as a taxable REIT subsidiary effective January 1, 2014. In general, our TRS performs additional services for our customers and provides advisory and property management services to the Managed REITs and otherwise generally engages in non-real estate related business. The TRS is subject to corporate U.S. federal and state income tax. Additionally, we own and operate a number of self storage properties located throughout Canada, the income of which is generally subject to income taxes under the laws of Canada.

47


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

The following is a summary of our income tax expense (benefit) for the periods presented (in thousands):

 

 

Three Months Ended June 30, 2026

 

 

 

Federal

 

 

State

 

 

Canadian

 

 

Total

 

Current

 

$

 

 

$

26

 

 

$

194

 

 

$

220

 

Deferred

 

 

75

 

 

 

 

 

 

84

 

 

 

159

 

Total

 

$

75

 

 

$

26

 

 

$

278

 

 

$

379

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Three Months Ended June 30, 2025

 

 

 

Federal

 

 

State

 

 

Canadian

 

 

Total

 

Current

 

$

 

 

$

(13

)

 

$

155

 

 

$

142

 

Deferred

 

 

71

 

 

 

(1

)

 

 

106

 

 

 

176

 

Total

 

$

71

 

 

$

(14

)

 

$

261

 

 

$

318

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Six Months Ended June 30, 2026

 

 

 

Federal

 

 

State

 

 

Canadian

 

 

Total

 

Current

 

$

 

 

$

52

 

 

$

391

 

 

$

443

 

Deferred

 

 

68

 

 

 

 

 

 

199

 

 

 

267

 

Total

 

$

68

 

 

$

52

 

 

$

590

 

 

$

710

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Six Months Ended June 30, 2025

 

 

 

Federal

 

 

State

 

 

Canadian

 

 

Total

 

Current

 

$

 

 

$

3

 

 

$

481

 

 

$

484

 

Deferred

 

 

140

 

 

 

 

 

 

300

 

 

 

440

 

Total

 

$

140

 

 

$

3

 

 

$

781

 

 

$

924

 

The major sources of temporary differences that give rise to the deferred tax effects are shown below (in thousands):

 

 

June 30,

 

 

December 31,

 

 

 

2026

 

 

2025

 

Deferred tax liabilities:

 

 

 

 

 

 

Canadian real estate

 

$

(9,542

)

 

$

(9,538

)

Intangible contract assets

 

 

(974

)

 

 

(1,181

)

Total deferred tax liability

 

 

(10,516

)

 

 

(10,719

)

 

 

 

 

 

 

Deferred tax assets:

 

 

 

 

 

 

Canadian real estate and non-capital losses (1)

 

 

9,039

 

 

 

8,580

 

Other

 

 

1,679

 

 

 

1,951

 

Total deferred tax assets

 

 

10,718

 

 

 

10,531

 

 

 

 

 

 

 

Valuation allowance

 

 

(3,692

)

 

 

(3,189

)

 

 

 

 

 

 

Net deferred tax liabilities

 

$

(3,490

)

 

$

(3,377

)

 

(1)
Such amount includes deferred tax assets from Canadian real estate basis differences, Canadian non-capital loss carryforwards, and Canadian non-deductible interest expense carry-forwards, which represented approximately $1.5 million, $5.3 million, and $2.2 million as of June 30, 2026, respectively, and approximately $1.4 million, $5.2 million, and $2.0 million as of December 31, 2025, respectively.

48


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

The Canadian non-capital losses expire between 2032 and 2045, and the non-deductible interest expense carry-forwards have no expiration. As of June 30, 2026 and December 31, 2025, we had Canadian non-capital loss carry forwards of approximately $19.6 million and $19.7 million, respectively. As of June 30, 2026 and December 31, 2025, we had a valuation allowance of approximately $3.7 million and $3.2 million, respectively, related to non-capital loss carry-forwards, non-deductible interest expense carry-forwards, and basis differences at certain of our Canadian properties.

As of June 30, 2026 and December 31, 2025, we had no interest or penalties related to uncertain tax positions. In the United States, the tax years 2021-2024 remain open to examination, and in Canada, the tax years 2022-2025 remain open to examination, with possible extensions under certain conditions that would allow the years 2019-2025 to be open to examination.

 

Note 11. Segment Disclosures

We operate in two reportable business segments: (i) self storage operations and (ii) our Managed Platform business. Our self storage operations consist of our wholly-owned self storage facilities, primarily consisting of month-to-month rental revenue and related ancillary revenue that these self storage facilities produce. Our Managed Platform business consists of the various management services we perform for the Managed REITs and the services we perform through our Third Party Platform, including the services performed related to property management, asset management, and construction and development management. The reportable segments offer different products and services to different customers and are therefore managed separately.

The chief operating decision maker (“CODM”) is our Chief Executive Officer. Our CODM and other management regularly evaluate performance based upon segment operating income (“SOI”). For our self storage operations, SOI is defined as leasing and related revenues, less property level operating expenses. SOI for the Company’s Managed Platform business represents Managed Platform revenues less Managed Platform expenses. Our CODM uses SOI when making decisions about allocating capital and personnel to the various segments. Property operating expenses represent a significant segment expense for purposes of evaluating performance of our self storage operations. Managed Platform expense represents a significant segment expense for purposes of evaluating performance of the Company's Managed Platform. Such income statement amounts are reflected below in the calculation of SOI. On a quarterly basis, our CODM considers budget-to-actual and period-to-period variances when evaluating company and segment performance in addition to other interim reviews.

49


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

The following tables summarize information for the reportable segments for the periods presented (in thousands):

 

 

Three Months Ended June 30, 2026

 

 

 

 

 

 

Managed

 

 

Corporate

 

 

 

 

 

 

Self Storage

 

 

Platform

 

 

and Other

 

 

Total

 

Revenues:

 

 

 

 

 

 

 

 

 

 

 

 

Self storage rental revenue

 

$

62,880

 

 

$

 

 

$

 

 

$

62,880

 

Ancillary operating revenue

 

 

2,957

 

 

 

 

 

 

 

 

 

2,957

 

Managed Platform revenue (1)

 

 

 

 

 

6,747

 

 

 

 

 

 

6,747

 

Reimbursable costs from Managed Platform (2)

 

 

 

 

 

6,692

 

 

 

 

 

 

6,692

 

Total revenues

 

 

65,837

 

 

 

13,439

 

 

 

 

 

 

79,276

 

Operating expenses:

 

 

 

 

 

 

 

 

 

 

 

 

Property operating expenses

 

 

 

 

 

 

 

 

 

 

 

 

Property taxes

 

 

7,282

 

 

 

 

 

 

 

 

 

7,282

 

Payroll

 

 

5,029

 

 

 

 

 

 

 

 

 

5,029

 

Advertising and other

 

 

1,836

 

 

 

 

 

 

 

 

 

1,836

 

Repairs & maintenance

 

 

1,485

 

 

 

 

 

 

 

 

 

1,485

 

Utilities

 

 

1,266

 

 

 

 

 

 

 

 

 

1,266

 

Property insurance

 

 

1,246

 

 

 

 

 

 

 

 

 

1,246

 

Administrative and professional

 

 

3,082

 

 

 

 

 

 

 

 

 

3,082

 

Total property operating expenses

 

 

21,226

 

 

 

 

 

 

 

 

 

21,226

 

Managed Platform expenses (3)

 

 

 

 

 

3,711

 

 

 

 

 

 

3,711

 

Reimbursable costs from Managed Platform (2)

 

 

 

 

 

6,692

 

 

 

 

 

 

6,692

 

Segment operating income (4)

 

 

44,611

 

 

 

3,036

 

 

 

 

 

 

47,647

 

Other operating expenses:

 

 

 

 

 

 

 

 

 

 

 

 

General and administrative (5)

 

 

 

 

 

 

 

 

9,893

 

 

 

9,893

 

Depreciation

 

 

16,278

 

 

 

 

 

 

227

 

 

 

16,505

 

Intangible amortization expense

 

 

2,937

 

 

 

308

 

 

 

 

 

 

3,245

 

Acquisition expenses

 

 

219

 

 

 

 

 

 

 

 

 

219

 

Contingent earnout adjustment

 

 

 

 

 

399

 

 

 

 

 

 

399

 

Total other operating expenses

 

 

19,434

 

 

 

707

 

 

 

10,120

 

 

 

30,261

 

Gain on disposition of real estate

 

 

489

 

 

 

 

 

 

 

 

 

489

 

Income (loss) from operations

 

 

25,666

 

 

 

2,329

 

 

 

(10,120

)

 

 

17,875

 

Other income (expense):

 

 

 

 

 

 

 

 

 

 

 

 

Equity in losses from investments in unconsolidated real estate ventures

 

 

 

 

 

 

 

 

(154

)

 

 

(154

)

Equity in losses from investments in Managed REITs

 

 

 

 

 

(444

)

 

 

 

 

 

(444

)

Investment income, net

 

 

108

 

 

 

1,999

 

 

 

 

 

 

2,107

 

Other, net

 

 

6,508

 

 

 

 

 

 

(99

)

 

 

6,409

 

Interest expense

 

 

(12,496

)

 

 

(805

)

 

 

(38

)

 

 

(13,339

)

Income tax (expense) benefit

 

 

(359

)

 

 

(44

)

 

 

24

 

 

 

(379

)

Net income (loss)

 

$

19,427

 

 

$

3,035

 

 

$

(10,387

)

 

$

12,075

 

 

(1)
Included within Managed Platform revenue was approximately $2.8 million of revenue related to our Third Party Platform acquired on October 1, 2025.
(2)
Included within Reimbursable costs from Managed Platform was approximately $3.6 million related to our Third Party Platform acquired on October 1, 2025.
(3)
Included within Managed Platform expenses was approximately $2.6 million of expense related to our Third Party Platform acquired on October 1, 2025.
(4)
Included within Managed Platform segment operating income was approximately $0.2 million of income related to our Third Party Platform acquired on October 1, 2025.
(5)
Included within General and administrative was approximately $0.7 million of stock and related compensation expense related to our IPO Grant (as defined in Note 13 – Equity-Based Compensation).

 

 

50


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

 

 

Three Months Ended June 30, 2025

 

 

 

 

 

 

Managed

 

 

Corporate

 

 

 

 

 

 

Self Storage

 

 

Platform

 

 

and Other

 

 

Total

 

Revenues:

 

 

 

 

 

 

 

 

 

 

 

 

Self storage rental revenue

 

$

58,156

 

 

$

 

 

$

 

 

$

58,156

 

Ancillary operating revenue

 

 

2,728

 

 

 

 

 

 

 

 

 

2,728

 

Managed Platform revenue

 

 

 

 

 

4,036

 

 

 

 

 

 

4,036

 

Reimbursable costs from Managed Platform

 

 

 

 

 

1,896

 

 

 

 

 

 

1,896

 

Total revenues

 

 

60,884

 

 

 

5,932

 

 

 

 

 

 

66,816

 

Operating expenses:

 

 

 

 

 

 

 

 

 

 

 

 

Property operating expenses

 

 

 

 

 

 

 

 

 

 

 

 

Property taxes

 

 

6,638

 

 

 

 

 

 

 

 

 

6,638

 

Payroll (1)

 

 

6,493

 

 

 

 

 

 

 

 

 

6,493

 

Advertising and other

 

 

1,569

 

 

 

 

 

 

 

 

 

1,569

 

Repairs & maintenance

 

 

1,572

 

 

 

 

 

 

 

 

 

1,572

 

Utilities

 

 

1,261

 

 

 

 

 

 

 

 

 

1,261

 

Property insurance

 

 

1,549

 

 

 

 

 

 

 

 

 

1,549

 

Administrative and professional

 

 

2,968

 

 

 

 

 

 

 

 

 

2,968

 

Total property operating expenses

 

 

22,050

 

 

 

 

 

 

 

 

 

22,050

 

Managed Platform expenses (1)

 

 

 

 

 

3,250

 

 

 

 

 

 

3,250

 

Reimbursable costs from Managed Platform

 

 

 

 

 

1,896

 

 

 

 

 

 

1,896

 

Segment operating income

 

 

38,834

 

 

 

786

 

 

 

 

 

 

39,620

 

Other operating expenses:

 

 

 

 

 

 

 

 

 

 

 

 

General and administrative (1)

 

 

 

 

 

 

 

 

11,695

 

 

 

11,695

 

Depreciation

 

 

15,080

 

 

 

 

 

 

294

 

 

 

15,374

 

Intangible amortization expense

 

 

1,929

 

 

 

 

 

 

 

 

 

1,929

 

Acquisition expenses

 

 

359

 

 

 

 

 

 

 

 

 

359

 

Total other operating expenses

 

 

17,368

 

 

 

 

 

 

11,989

 

 

 

29,357

 

Income (loss) from operations

 

 

21,466

 

 

 

786

 

 

 

(11,989

)

 

 

10,263

 

Other income (expense):

 

 

 

 

 

 

 

 

 

 

 

 

Equity in losses from investments in unconsolidated real estate ventures

 

 

 

 

 

 

 

 

(119

)

 

 

(119

)

Equity in losses from investments in Managed REITs

 

 

 

 

 

(157

)

 

 

 

 

 

(157

)

Other, net

 

 

(1,452

)

 

 

 

 

 

36

 

 

 

(1,416

)

Investment income, net

 

 

136

 

 

 

587

 

 

 

 

 

 

723

 

Interest expense

 

 

(11,990

)

 

 

 

 

 

(40

)

 

 

(12,030

)

Loss on debt extinguishment

 

 

(1,745

)

 

 

 

 

 

 

 

 

(1,745

)

Income tax (expense) benefit

 

 

(388

)

 

 

(71

)

 

 

141

 

 

 

(318

)

Net income (loss)

 

$

6,027

 

 

$

1,145

 

 

$

(11,971

)

 

$

(4,799

)

 

(1)
Included within Payroll, Managed Platform expenses, and General and administrative expenses was approximately $1.7 million, $1.0 million, and $1.6 million, respectively, of stock compensation expense related to our IPO Grant (as defined in Note 13 – Equity-Based Compensation).

51


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

 

 

Six Months Ended June 30, 2026

 

 

 

 

 

 

Managed

 

 

Corporate

 

 

 

 

 

 

Self Storage

 

 

Platform

 

 

and Other

 

 

Total

 

Revenues:

 

 

 

 

 

 

 

 

 

 

 

 

Self storage rental revenue

 

$

124,794

 

 

$

 

 

$

 

 

$

124,794

 

Ancillary operating revenue

 

 

5,860

 

 

 

 

 

 

 

 

 

5,860

 

Managed Platform revenue (1)

 

 

 

 

 

13,359

 

 

 

 

 

 

13,359

 

Reimbursable costs from Managed Platform (2)

 

 

 

 

 

13,573

 

 

 

 

 

 

13,573

 

Total revenues

 

 

130,654

 

 

 

26,932

 

 

 

 

 

 

157,586

 

Operating expenses:

 

 

 

 

 

 

 

 

 

 

 

 

Property operating expenses

 

 

 

 

 

 

 

 

 

 

 

 

Property taxes

 

 

14,527

 

 

 

 

 

 

 

 

 

14,527

 

Payroll

 

 

10,312

 

 

 

 

 

 

 

 

 

10,312

 

Advertising and other

 

 

3,471

 

 

 

 

 

 

 

 

 

3,471

 

Repairs & maintenance

 

 

3,042

 

 

 

 

 

 

 

 

 

3,042

 

Utilities

 

 

3,001

 

 

 

 

 

 

 

 

 

3,001

 

Property insurance

 

 

2,778

 

 

 

 

 

 

 

 

 

2,778

 

Administrative and professional

 

 

6,304

 

 

 

 

 

 

 

 

 

6,304

 

Total property operating expenses

 

 

43,435

 

 

 

 

 

 

 

 

 

43,435

 

Managed Platform expenses (3)

 

 

 

 

 

8,050

 

 

 

 

 

 

8,050

 

Reimbursable costs from Managed Platform (2)

 

 

 

 

 

13,573

 

 

 

 

 

 

13,573

 

Segment operating income (4)

 

 

87,219

 

 

 

5,309

 

 

 

 

 

 

92,528

 

Other operating expenses:

 

 

 

 

 

 

 

 

 

 

 

 

General and administrative (5)

 

 

 

 

 

 

 

 

19,033

 

 

 

19,033

 

Depreciation

 

 

32,624

 

 

 

 

 

 

456

 

 

 

33,080

 

Intangible amortization expense

 

 

6,100

 

 

 

598

 

 

 

 

 

 

6,698

 

Acquisition expenses

 

 

298

 

 

 

 

 

 

 

 

 

298

 

Contingent earnout adjustment

 

 

 

 

 

1,043

 

 

 

 

 

 

1,043

 

Total other operating expenses

 

 

39,022

 

 

 

1,641

 

 

 

19,489

 

 

 

60,152

 

Gain on disposition of real estate

 

 

1,726

 

 

 

 

 

 

 

 

 

1,726

 

Income (loss) from operations

 

 

49,923

 

 

 

3,668

 

 

 

(19,489

)

 

 

34,102

 

Other income (expense):

 

 

 

 

 

 

 

 

 

 

 

 

Equity in losses from investments in unconsolidated real estate ventures

 

 

 

 

 

 

 

 

(290

)

 

 

(290

)

Equity in losses from investments in Managed REITs

 

 

 

 

 

(629

)

 

 

 

 

 

(629

)

Investment income, net

 

 

234

 

 

 

3,844

 

 

 

 

 

 

4,078

 

Other, net

 

 

11,787

 

 

 

 

 

 

690

 

 

 

12,477

 

Interest expense

 

 

(24,719

)

 

 

(1,679

)

 

 

(78

)

 

 

(26,476

)

Loss on debt extinguishment

 

 

(262

)

 

 

 

 

 

 

 

 

(262

)

Income tax (expense) benefit

 

 

(721

)

 

 

(7

)

 

 

18

 

 

 

(710

)

Net income (loss)

 

$

36,242

 

 

$

5,197

 

 

$

(19,149

)

 

$

22,290

 

 

(1)
Included within Managed Platform revenue was approximately $5.6 million of revenue related to our Third Party Platform acquired on October 1, 2025.
(2)
Included within Reimbursable costs from Managed Platform was approximately $7.1 million related to our Third Party Platform acquired on October 1, 2025.
(3)
Included within Managed Platform expenses was approximately $5.9 million of expense related to our Third Party Platform acquired on October 1, 2025.
(4)
Included within Managed Platform segment operating income was approximately $0.3 million of loss related to our Third Party Platform acquired on October 1, 2025.
(5)
Included within General and administrative was approximately $1.3 million of stock and related compensation expense related to our IPO Grant (as defined in Note 13 – Equity-Based Compensation).

52


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

 

 

Six Months Ended June 30, 2025

 

 

 

 

 

 

Managed

 

 

Corporate

 

 

 

 

 

 

Self Storage

 

 

Platform

 

 

and Other

 

 

Total

 

Revenues:

 

 

 

 

 

 

 

 

 

 

 

 

Self storage rental revenue

 

$

114,741

 

 

$

 

 

$

 

 

$

114,741

 

Ancillary operating revenue

 

 

5,335

 

 

 

 

 

 

 

 

 

5,335

 

Managed Platform revenue

 

 

 

 

 

8,149

 

 

 

 

 

 

8,149

 

Reimbursable costs from Managed Platform

 

 

 

 

 

4,039

 

 

 

 

 

 

4,039

 

Total revenues

 

 

120,076

 

 

 

12,188

 

 

 

 

 

 

132,264

 

Operating expenses:

 

 

 

 

 

 

 

 

 

 

 

 

Property operating expenses

 

 

 

 

 

 

 

 

 

 

 

 

Property taxes

 

 

13,107

 

 

 

 

 

 

 

 

 

13,107

 

Payroll (1)

 

 

11,201

 

 

 

 

 

 

 

 

 

11,201

 

Advertising and other

 

 

3,046

 

 

 

 

 

 

 

 

 

3,046

 

Repairs & maintenance

 

 

3,045

 

 

 

 

 

 

 

 

 

3,045

 

Utilities

 

 

2,767

 

 

 

 

 

 

 

 

 

2,767

 

Property insurance

 

 

3,182

 

 

 

 

 

 

 

 

 

3,182

 

Administrative and professional

 

 

5,789

 

 

 

 

 

 

 

 

 

5,789

 

Total property operating expenses

 

 

42,137

 

 

 

 

 

 

 

 

 

42,137

 

Managed Platform expenses (1)

 

 

 

 

 

4,484

 

 

 

 

 

 

4,484

 

Reimbursable costs from Managed Platform

 

 

 

 

 

4,039

 

 

 

 

 

 

4,039

 

Segment operating income

 

 

77,939

 

 

 

3,665

 

 

 

 

 

 

81,604

 

Other operating expenses:

 

 

 

 

 

 

 

 

 

 

 

 

General and administrative (1)

 

 

 

 

 

 

 

 

19,545

 

 

 

19,545

 

Depreciation

 

 

29,911

 

 

 

 

 

 

557

 

 

 

30,468

 

Intangible amortization expense

 

 

3,527

 

 

 

 

 

 

 

 

 

3,527

 

Acquisition expenses

 

 

561

 

 

 

 

 

 

 

 

 

561

 

Total other operating expenses

 

 

33,999

 

 

 

 

 

 

20,102

 

 

 

54,101

 

Income (loss) from operations

 

 

43,940

 

 

 

3,665

 

 

 

(20,102

)

 

 

27,503

 

Other income (expense):

 

 

 

 

 

 

 

 

 

 

 

 

Equity in losses from investments in unconsolidated real estate ventures

 

 

 

 

 

 

 

 

(361

)

 

 

(361

)

Equity in losses from investments in Managed REITs

 

 

 

 

 

(372

)

 

 

 

 

 

(372

)

Other, net

 

 

(1,285

)

 

 

 

 

 

321

 

 

 

(964

)

Investment income, net

 

 

251

 

 

 

1,197

 

 

 

 

 

 

1,448

 

Interest expense

 

 

(33,972

)

 

 

 

 

 

(80

)

 

 

(34,052

)

Loss on debt extinguishment

 

 

(2,533

)

 

 

 

 

 

 

 

 

(2,533

)

Income tax expense

 

 

(704

)

 

 

(139

)

 

 

(81

)

 

 

(924

)

Net (loss) income

 

$

5,697

 

 

$

4,351

 

 

$

(20,303

)

 

$

(10,255

)

 

(1)
Included within Payroll, Managed Platform expenses, and General and administrative expense was approximately $1.7 million, $1.0 million, and $1.6 million, respectively, of stock compensation expense related to our IPO Grant (as defined in Note 13 – Equity-Based Compensation).

 

53


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

The following table summarizes our total assets by segment (in thousands):

Segments

 

June 30, 2026

 

 

December 31, 2025

 

Self Storage (1)

 

$

2,175,447

 

 

$

2,204,897

 

Managed Platform (2)

 

 

187,675

 

 

 

164,508

 

Corporate and Other

 

 

74,750

 

 

 

62,767

 

Total assets (3)

 

$

2,437,872

 

 

$

2,432,172

 

 

(1)
Included in the assets of the Self Storage segment as of June 30, 2026 and December 31, 2025, was approximately $52.2 million and $52.2 million, respectively, of goodwill. Additionally, as of June 30, 2026 and December 31, 2025, there were no accumulated impairment charges to goodwill within the Self Storage segment.
(2)
Included in the assets of the Managed Platform segment as of June 30, 2026 and December 31, 2025, was approximately $1.4 million and $1.4 million, respectively, of goodwill related to our Self Administration Transaction (as defined in Note 12 – Related Party Transactions). Such goodwill is net of accumulated impairment charges in the Managed Platform segment of approximately $24.7 million and $24.7 million, respectively, as of June 30, 2026 and December 31, 2025, which relates to the impairment charge recorded during the year ended December 31, 2020. Additionally, as of June 30, 2026 and December 31, 2025, there was approximately $16.3 million and $16.3 million, respectively, of goodwill related to the Third Party Platform Acquisition, bringing the total amount of goodwill therein to approximately $17.7 million. Also included in the assets of the Managed Platform segment as of June 30, 2026 and December 31, 2025, was approximately $7.1 million and $7.7 million, respectively, of net intangible asset related to the acquisition of our Third Party Platform. See Note 4 – Third Party Platform Acquisition for further information.
(3)
Other than our investments in and advances to Managed REITs, investments in unconsolidated real estate ventures and investment in the Third Party Platform, substantially all of our investments in real estate facilities and intangible assets, as well as our capital expenditures, as of June 30, 2026 and December 31, 2025 and for the three and six months ended June 30, 2026 and 2025, were associated with our self storage platform. See Note 3 – Real Estate Facilities for additional detail.

As of June 30, 2026 and December 31, 2025, approximately $257.1 million and $255.4 million, respectively, of our assets in the self storage segment related to our operations in Canada. For the three months ended June 30, 2026 and 2025, approximately $7.5 million and $6.1 million, respectively of our revenues in the self storage segment related to our operations in Canada. For the six months ended June 30, 2026 and 2025, approximately $14.9 million and $11.5 million, respectively, of our revenues in the self storage segment related to our operations in Canada. Substantially all of our operations related to the management fees we generate through our management contracts with the Managed REITs and all of the fees from our Third Party Platform are performed in the U.S.; accordingly, substantially all of our assets and revenues related to our Managed Platform segment are based in the U.S. as well.

As of June 30, 2026 and December 31, 2025, approximately $31.0 million and $29.7 million, respectively, of our assets in the Corporate and Other segment table above relate to our Canadian JV Properties, which operate in Canada.

For the three months ended June 30, 2026 and 2025, we recorded net aggregate income of approximately $0.2 million and a net aggregate loss of approximately $0.1 million, respectively, from our equity in earnings/losses related to our unconsolidated Canadian JV Properties, which operate in Canada. For the six months ended June 30, 2026 and 2025, we recorded net aggregate income of approximately $0.3 million and a net aggregate loss of approximately $0.4 million, respectively, from our equity in earnings/losses related to our unconsolidated Canadian JV Properties, which operate in Canada.

54


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

Note 12. Related Party Transactions

Self Administration Transaction

On June 28, 2019, we, our Operating Partnership and our TRS entered into a series of transactions, agreements, and amendments to our existing agreements and arrangements with our then-sponsor, SAM, and SmartStop OP Holdings, LLC (“SS OP Holdings”), a subsidiary of SAM, pursuant to which, effective June 28, 2019, we acquired the self storage advisory, asset management and property management businesses and certain joint venture interests of SAM, along with certain other assets of SAM (collectively, the “Self Administration Transaction”).

As a result of the Self Administration Transaction, we became self-managed and succeeded to the advisory, asset management and property management businesses and certain joint ventures previously in place for us, and we acquired the internal capability to originate, structure and manage additional future self storage investment products which would be sponsored by SmartStop REIT Advisors, LLC (“SRA”), our indirect subsidiary.

Our Chief Executive Officer, who is also the Chairman of our board of directors, holds ownership interests in and is an officer of SAM, and other affiliated entities. Previously, certain of our executive officers held ownership interests in and/or were officers of SAM, and other affiliated entities. Accordingly, any agreements or transactions we have entered into with such entities may present a conflict of interest. None of SAM and its affiliates or our directors or executive officers receive any compensation, fees or reimbursements from our Managed REITs, other than with respect to fees and reimbursements in accordance with the Administrative Services Agreement (defined below) and the now-terminated transfer agent agreement, which agreement was terminated effective April 20, 2024, or as otherwise described in this section.

Advisory Agreement Fees

Our Managed REIT advisor subsidiaries are or were entitled to receive various fees and expense reimbursements under the terms of the SST VI, SST X, and SSGT III advisory agreements, each of which are described below.

SST VI Advisory Agreement

The SST VI advisor provides acquisition and advisory services to SST VI pursuant to an advisory agreement, as amended (the “SST VI Advisory Agreement”).

Pursuant to the SST VI Advisory Agreement, the SST VI advisor receives acquisition fees equal to 1.00% of the contract purchase price of each property SST VI acquires plus reimbursement of any acquisition expenses that SST VI advisor incurs. The SST VI advisor also receives a monthly asset management fee equal to 0.0625%, which is one-twelfth of 0.75%, of SST VI’s aggregate asset value, as defined. The SST VI advisor is also potentially entitled to receive a disposition fee if a substantial amount of services are performed by the SST VI advisor, as determined by a majority of SST VI’s independent directors, equal to the lesser of 1% of the contract sales price for any properties sold or 50% of the competitive real estate commission; however, in no event shall the total real estate commissions paid exceed 6% of the contract sales price.

A subsidiary of our Operating Partnership may also be potentially entitled to a subordinated distribution through its ownership of a special limited partnership in SST VI OP if SST VI (1) lists its shares of common stock on a national exchange, (2) terminates the SST VI Advisory Agreement, (3) liquidates its portfolio, or (4) merges with another entity or enters into an Extraordinary Transaction, as defined in SST VI OP’s limited partnership agreement.

The SST VI Advisory Agreement provides for reimbursement of the SST VI advisor’s direct and indirect costs of providing administrative and management services to SST VI. Beginning four fiscal quarters after commencement of SST VI's public offering, which was declared effective March 17, 2022, the SST VI advisor is required to pay or reimburse SST VI the amount by which SST VI’s aggregate annual operating expenses, as defined, exceed the greater of 2% of SST VI’s average invested assets or 25% of SST VI’s net income, as defined, unless a majority of SST VI’s independent directors determine that such excess expenses were justified based on unusual and non-recurring factors.

55


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

On June 18, 2025, we and various affiliated entities, entered into a Separation and Settlement Agreement (the “Separation Agreement”) with Pacific Oak Holding Group, LLC (“POHG”) and its subsidiary Pacific Oak Capital Markets, LLC, the former dealer manager for SST VI, SSGT III and other affiliated programs (the “Former Dealer Manager”), resulting in (1) the repurchase of the 17.5% non-voting membership interest in the SST VI advisor previously held by POHG, and (2) the termination of a contract whereby services were provided to our programs on our behalf, including the distribution relationship for SST VI, SSGT III and other affiliated programs. In connection with the Separation Agreement, we made a payment to POHG of $3,000,000, which represented full settlement and termination of the various agreements and relationships. Such amount included (i) $650,000 for the termination of the distribution support agreement between SRA and POHG, (ii) $1,850,000 for the repurchase of any and all interests that POHG had in the SST VI advisor, and (iii) $500,000 for severance payments to be made to employees of the Former Dealer Manager. Accordingly, since June 18, 2025, we own 100% of the SST VI advisor.

The $1,850,000 paid for the repurchase of membership interests in the SST VI advisor was determined based on a pre-existing formula based on distributions over the prior year. This payment was treated as a repurchase of equity and no gain or loss was recognized. The difference between the $1,850,000 paid and the carrying value of the previously existing non-controlling interest was recorded as additional paid-in capital. The separate contract termination costs related to the distribution support agreement and the severance payments were immediately recorded in full to Managed Platform expenses during the year ended December 31, 2025. Excluding the amounts we paid for severance payments, the amounts otherwise paid were based on pre-existing terms included in the underlying agreements.

Subsequent to and as a result of the POHG termination, on June 12, 2025, we, through a subsidiary of our TRS, entered into a new retail distribution agreement with Orchard Securities, LLC (“Orchard”). Through this relationship, Orchard will distribute certain of our Managed REIT investment programs, including DST offerings and other Managed REIT offerings. We pay Orchard certain fees and expenses as part of the engagement. On September 30, 2025, SST VI commenced a private offering of up to $75.0 million in shares of its Series E Redeemable 8% Preferred Stock, (the “SST VI Preferred Offering”). Pursuant to a managing dealer agreement, Orchard serves as the managing dealer for the SST VI Preferred Offering and, as part of its compensation under the managing dealer agreement, it is entitled to receive certain fees and expenses in connection with the SST VI Preferred Offering, some of which may be paid by one of our affiliates.

SSGT III Advisory Agreement

The SSGT III advisor provides acquisition and advisory services to SSGT III pursuant to an advisory agreement, as amended (the “SSGT III Advisory Agreement”).

Pursuant to the SSGT III Advisory Agreement, the SSGT III advisor will receive acquisition fees equal to 1.00% of the contract purchase price of each property SSGT III acquires plus reimbursement of acquisition expenses that SSGT III advisor incurs, provided, however, that no reimbursement shall be made for costs of personnel to the extent that such personnel perform services in transactions for which the advisor receives the Acquisition Fee. The SSGT III advisor also receives a monthly asset management fee equal to 0.0625%, which is one-twelfth of 0.75%, of SSGT III’s aggregate asset value, as set forth in the underlying agreements. The SSGT III advisor is also entitled to receive a disposition fee equal to 1.5% of the contract sale price for any properties sold inclusive of any real estate commissions paid to third party real estate brokers.

A subsidiary of SSGT III is the sponsor of DSTs and a wholly owned SSGT III entity also operates the related properties pursuant to a master lease with the respective DST. For certain of such DSTs, upon the successful syndication of the DST offering we will receive an additional 0.60% of the acquisition price related to our assistance with the successful launch of the syndicated investment product. The DST interests are initially owned by SSGT III but are sold to the third parties through the DST offering sponsored by SSGT III. Given required tax structuring, the control of the DST resides with a signatory trustee, which is affiliated with SSGT III.

Pursuant to the Separation Agreement, POHG is no longer entitled to receive 17.5% of the acquisition fees, asset management fees, and disposition fees that the SSGT III advisor earns pursuant to the SSGT III Advisory Agreement.

A subsidiary of our Operating Partnership may also be potentially entitled to various subordinated distributions through its ownership of a special limited partnership in SSGT III’s operating partnership agreement if SSGT III (1) lists its shares of common stock on a national exchange, (2) terminates the SSGT III Advisory Agreement, (3) liquidates its portfolio, or (4) merges with another entity or enters into an Extraordinary Transaction, as defined in the SSGT III operating partnership agreement.

56


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

SST X Advisory Agreement

The SST X advisor provides acquisition and advisory services to SST X pursuant to an advisory agreement initially dated January 31, 2025 (as amended to date, the “SST X Advisory Agreement”). In connection with the SST X private placement offering, which initially commenced on January 31, 2025, the SST X advisor has and will continue to pay for certain organization and offering expenses (other than selling commissions and shareholder servicing fees) and the SST X advisor may pay for certain other operating expenses incurred by SST X through June 30, 2027. SST X is not required to begin to repay such costs until July 1, 2027, at which point SST X must reimburse these costs over 60 months.

Pursuant to the SST X Advisory Agreement, the SST X advisor will not receive acquisition fees, but is entitled to reimbursement of acquisition expenses that the SST X advisor incurs. The SST X advisor is not entitled to receive any disposition fees. The SST X advisor is entitled to a management fee equal to (i) 0.75% of net asset value (“NAV”) for the Class F-T Common Shares, Class F-D Common Shares, and Class F-I Common Shares, and (ii) 1.25% of NAV for the Class T Common Shares, Class D Common Shares, and Class I Common Shares, in each case, per annum and payable monthly, before giving effect to any accruals by SST X for the management fee, any applicable servicing fees, the performance participation allocation, or any distributions. SST X is currently only offering the Class F-T Common Shares, Class F-D Common Shares and Class F-I Common Shares. Until the first determination of NAV by the SST X advisor, the management fee shall be equal to 0.75% of the per share purchase price of $20.00 for the Class F-T Common Shares, Class F-D Common Shares and Class F-I Common Shares. The SST X Operating Partnership will also pay the SST X advisor a management fee equal to (i) 0.75% of net asset value of the SST X Operating Partnership for the Class F-T OP Units, Class F-D OP Units, and Class F-I OP Units then outstanding held by unitholders other than SST X, and (ii) 1.25% of net asset value of the SST X Operating Partnership for the Class T OP Units, Class D OP Units, and Class I OP units then outstanding held by unitholders other than SST X, in each case, per annum and payable monthly, before giving effect to any accruals for such management fees, any applicable servicing fees, the performance participation allocation, or any distributions by the SST X Operating Partnership. The management fee may be paid, at the SST X advisor’s election, in cash or cash equivalent aggregate NAV amounts of Class E Common Shares or Class E OP Units in Strategic Storage Operating Partnership X, L.P. (the “SST X Operating Partnership” or “SST X OP”). Pursuant to the Separation Agreement, POHG is no longer entitled to receive 17.5% of the asset management fees that SST X advisor earns pursuant to the SST X Advisory Agreement.

In addition, a subsidiary of our Operating Partnership holds a special performance participation interest in the SST X Operating Partnership that entitles it to receive an allocation from the SST X Operating Partnership equal to 10.0% of the Total Return with respect to Class F-T Common Units, Class F-D Units and Class F-I Common Units (12.5% with respect to Class T Units, Class D Units and Class I Units), subject to a 5% “Hurdle Amount” and a “High Water Mark” with respect to such class of units, with a “Catch-Up” (each term as defined in the limited partnership agreement of the SST X Operating Partnership). Such allocation and the related distribution are made annually.

As of June 30, 2026 and December 31, 2025, SST X had sold approximately $2.0 million and $2.0 million, respectively, of its Class F-I Common Shares.

On January 23, 2026, SST X relaunched a private offering of up to $600.0 million in shares of its beneficial interests. Pursuant to a managing dealer agreement, Orchard now serves as the managing dealer for the SST X private placement offering and, as part of its compensation under the managing dealer agreement, it is entitled to receive certain fees and expenses in connection with the SST X offering, some of which may be paid by us or one of our affiliates, and certain commissions may be paid by Orchard to certain of our employees, who are FINRA licensed professionals with licenses held through Orchard.

Managed REIT Property Management Agreements

Our indirect subsidiaries, SS Growth Property Management III, LLC, Strategic Storage Property Management VI, LLC, and Strategic Storage Property Management X, LLC, (collectively the “Managed REITs’ Property Managers”), are entitled to receive fees for their services in managing the properties wholly or partially owned by the Managed REITs pursuant to property management agreements entered into between the owner of the property and the applicable Managed REIT’s Property Manager.

57


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

The Managed REITs’ Property Managers receive a property management fee equal to 6% of the gross revenues from the properties, generally subject to a monthly minimum of $3,000 per property, plus reimbursement of the costs of managing the properties, and a one-time fee of $3,750 for each property acquired that would be managed by the Managed REITs’ Property Managers. Reimbursable costs and expenses include wages and salaries and other expenses of employees engaged in operating, managing and maintaining such properties. Pursuant to the property management agreements, we, through our Operating Partnership, employ the on-site staff for the Managed REITs’ properties.

The Managed REITs’ Property Managers are entitled to a construction management fee equal to 5% of the cost of a related construction or capital improvement work project in excess of $10,000.

Summary of Fees and Revenue Related to the Managed REITs

Pursuant to the terms of the various agreements described above for the Managed REITs, the following summarizes the related party fees for the periods presented (in thousands):

 

 

Three Months Ended June 30,

 

 

Six Months Ended June 30,

 

Managed Platform Revenues

 

2026

 

 

2025

 

 

2026

 

 

2025

 

Asset Management Fees:

 

 

 

 

 

 

 

 

 

 

 

 

SST VI

 

$

1,147

 

 

$

1,117

 

 

$

2,294

 

 

$

2,153

 

SSGT III

 

 

558

 

 

 

445

 

 

 

1,112

 

 

 

852

 

SST X

 

 

4

 

 

 

 

 

 

8

 

 

 

 

Total Asset Management Fees

 

 

1,709

 

 

 

1,562

 

 

 

3,414

 

 

 

3,005

 

Property Management Fees:

 

 

 

 

 

 

 

 

 

 

 

 

SST VI

 

 

540

 

 

 

500

 

 

 

1,053

 

 

 

952

 

SSGT III

 

 

425

 

 

 

335

 

 

 

846

 

 

 

601

 

SST X

 

 

10

 

 

 

 

 

 

20

 

 

 

 

JV Properties

 

 

316

 

 

 

274

 

 

 

613

 

 

 

519

 

Third Party Platform (1)

 

 

1,954

 

 

 

 

 

 

3,952

 

 

 

 

Total Property Management Fees

 

 

3,245

 

 

 

1,109

 

 

 

6,484

 

 

 

2,072

 

Tenant Protection Program Fees:

 

 

 

 

 

 

 

 

 

 

 

 

SST VI

 

 

399

 

 

 

349

 

 

 

772

 

 

 

669

 

SSGT III

 

 

364

 

 

 

293

 

 

 

733

 

 

 

479

 

SST X

 

 

14

 

 

 

 

 

 

37

 

 

 

 

JV Properties

 

 

123

 

 

 

109

 

 

 

231

 

 

 

210

 

Third Party Platform (1)

 

 

843

 

 

 

 

 

 

1,672

 

 

 

 

Total Tenant Protection Program Fees

 

 

1,743

 

 

 

751

 

 

 

3,445

 

 

 

1,358

 

Acquisition Fees:

 

 

 

 

 

 

 

 

 

 

 

 

SSGT III

 

 

 

 

 

577

 

 

 

 

 

 

1,763

 

Total Acquisition Fees

 

 

 

 

 

577

 

 

 

 

 

 

1,763

 

Other Managed REIT Fees (2)

 

 

313

 

 

 

299

 

 

 

546

 

 

 

458

 

Other Third Party Platform Fees (1) (4)

 

 

6

 

 

 

 

 

 

6

 

 

 

 

Managed Platform Fees

 

 

7,016

 

 

 

4,298

 

 

 

13,895

 

 

 

8,656

 

Sponsor funding reduction (3)

 

 

(269

)

 

 

(262

)

 

 

(536

)

 

 

(507

)

Total Managed Platform Revenues

 

$

6,747

 

 

$

4,036

 

 

$

13,359

 

 

$

8,149

 

(1)
Our Third Party Platform revenues are not derived from a related party; however, it is a part of our Managed Platform, and we have included it above accordingly.
(2)
Such revenue primarily includes other property management related fees, construction management fees, development fees, and other miscellaneous revenues.
(3)
Pursuant to the Sponsor Funding Agreement, we funded certain costs of SST VI’s share sales, and in return received Series C Units in SST VI OP. As of June 30, 2025, SST VI had closed its offering to new subscriptions. As such, we no longer have any funding obligation pursuant to the Sponsor Funding Agreement. The excess of the funding over the

58


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

June 30, 2026

(Unaudited)

 

value of the Series C Units received is accounted for as a reduction of Managed Platform revenue from SST VI over the remaining estimated term of the management contracts with SST VI.
(4)
Such amounts primarily include property management startup fee revenue.

We offer tenant insurance or tenant protection programs to customers at our Managed REITs’ properties pursuant to which we, as the property manager and majority owner of the Tenant Protection Program joint ventures, are entitled to substantially all of the net revenue attributable to the sale of such tenant programs.

In order to protect our interest in receiving these revenues in light of the fact that the Managed REITs control the properties, we and the Managed REITs transferred our respective rights in such arrangements to a joint venture entity owned 99.9% by us through a TRS subsidiary and 0.1% by the Managed REIT. Under the terms of the operating agreements of the joint venture entities, we receive 99.9% of the net revenues generated from such Tenant Protection Programs and the Managed REIT receives the other 0.1% of such net revenues.

Reimbursable costs from Managed REITs includes reimbursement of the advisors of SST VI, SST X and SSGT III for certain direct and indirect costs of providing administrative and management services to the Managed REITs. Additionally, reimbursable costs includes reimbursement pursuant to the property management agreements for reimbursement of certain costs of managing the Managed REITs’ properties, including wages and salaries and other expenses of employees engaged in operating, managing and maintaining such properties.

As of June 30, 2026 and December 31, 2025, we had receivables and advances due from the Managed REITs totaling approximately $42.2 million and $23.4 million, respectively. Such amounts included unpaid amounts relative to the above table, in addition to other direct routine reimbursable expenditures of the Managed REITs that we directly funded, and are included in investments in and advances to Managed REITs in our consolidated balance sheets.

Investments in and advances to SST VI OP

Equity Investments

On March 10, 2021, SmartStop OP made an investment of $5.0 million in SST VI OP, in exchange for common units of limited partnership interest in SST VI OP. Additionally, a subsidiary of SmartStop OP owns a special limited partnership interest (the “SST VI SLP”) in SST VI OP.

For the three months ended June 30, 2026 and 2025, we recorded a net loss from our equity in earnings related to our common equity interests, excluding our preferred investment discussed below, in SST VI OP of approximately