STOCK TITAN

Southern Missouri Bancorp (SMBC) exec exercises 4,000 options, surrenders 1,830 shares

(Moderate)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Southern Missouri Bancorp EVP‑Chief Credit Officer Mark E. Hecker exercised employee stock options for 4,000 shares of common stock on July 29, 2026, including 2,000 shares at $37.31 per share and 2,000 shares at $34.35 per share.

The aggregate $143,320 exercise price was satisfied by delivering 1,830 previously owned shares to the issuer at an implied price of $78.31 per share plus $13 in cash. He also reports indirect holdings of 2052.6630 shares in a 401(k), 10,630 in an IRA and 185 in a spouse IRA, and continues to hold multiple option awards with exercise prices between $34.91 and $62.96.

Positive

  • None.

Negative

  • None.
Insider HECKER MARK E
Role EVP-CHIEF CREDIT OFFICER
Type Security Shares Price Value
Exercise Stock Option (Right to Buy) F3 2,000 $34.35 $69K
Exercise Stock Option (Right to Buy) F4 2,000 $37.31 $75K
Exercise Common Stock F1 2,000 $37.31 $75K
Exercise Common Stock F1 2,000 $34.35 $69K
Disposition Common Stock F1 1,830 $78.31 $143K
holding Stock Option (Right to Buy) F5 -- -- --
holding Stock Option (Right to Buy) F6 -- -- --
holding Stock Option (Right to Buy) F7 -- -- --
holding Stock Option (Right to Buy) F8 -- -- --
holding Stock Option (Right to Buy) F9 -- -- --
holding Stock Option (Right to Buy) F10 -- -- --
holding Stock Option (Right to Buy) F11 -- -- --
holding Common Stock F2 -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Stock Option (Right to Buy) — 14,500 shares (Direct); Common Stock — 10,065 shares (Direct); Common Stock — 2,052.663 shares (Indirect, 401(k)); Common Stock — 10,630 shares (Indirect, IRA); Common Stock — 185 shares (Indirect, Spouse IRA)
Footnotes (11)
  1. F1. On July 29, 2026, the Reporting Person exercised employee stock options to purchase an aggregate of 4,000 shares of the Issuer's common stock, consisting of options to purchase 2,000 shares at an exercise price of $37.31 per share and options to purchase 2,000 shares at an exercise price of $34.35 per share. The aggregate exercise price of $143,320 was paid through the delivery to the Issuer of 1,830 shares of common stock previously owned by the Reporting Person having an aggregate fair market value of $143,307, together with a cash payment of $13. The surrendered shares are reported in Table I as a disposition.
  2. F2. Reflects 401(k) contributions that have occurred since the date of the reporting person's last ownership report.
  3. F3. The options become exercisable in 20% installments over a five year period with the first installment vesting on 1/4/20. Each remaining installment vests annually thereafter.
  4. F4. The options become exercisable in 20% installments over a five year period with the first installment vesting on 1/16/19. Each remaining installment vests annually thereafter.
  5. F5. The options become exercisable in 20% installments over a five year period with the first installment vesting on 2/24/27. Each remaining installment vests annually thereafter.
  6. F6. The options become exercisable in 20% installments over a five year period with the first installment vesting on 2/18/26. Each remaining installment vests annually thereafter.
  7. F7. The options become exercisable in 20% installments over a five-year period with the first installment vesting on 2/8/25. Each remaining installment vests annually thereafter.
  8. F8. The options become exercisable in 20% installments over a five-year period with the first installment vesting on 2/21/24. Each remaining installment vests annually thereafter.
  9. F9. The options become exercisable in 20% installments over a five year period with the first installment vesting on 2/3/23. Each remaining installment vests annually thereafter.
  10. F10. The options become exercisable in 20% installments over a five year period with the first installment vesting on 2/10/22. Each remaining installment vests annually thereafter.
  11. F11. The options become exercisable in 20% installments over a five year period with the first installment vesting on 2/18/21. Each remaining installment vests annually thereafter.
Options exercised 4,000 shares Aggregate employee stock options exercised on July 29, 2026
Exercise prices $37.31 and $34.35 per share Per-share exercise prices for 2,000 options each
Aggregate exercise price $143,320 Total cost to exercise 4,000 options
Shares surrendered 1,830 shares Previously owned shares delivered to issuer to pay exercise price
401(k) holdings 2052.6630 shares Indirect common stock held through a 401(k) plan
IRA holdings 10,630 shares Indirect common stock held through an IRA
Spouse IRA holdings 185 shares Indirect common stock held through a spouse IRA
Largest remaining option grant 3,000 underlying shares at $34.91 Stock option expiring February 10, 2031
Stock Option (Right to Buy) financial
"Reporting of Stock Option (Right to Buy) awards and exercises."
Disposition to issuer financial
"The surrendered shares are reported in Table I as a disposition."
exercise price financial
"Options to purchase 2,000 shares at an exercise price of $37.31 per share."
The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.
401(k) financial
"Reflects 401(k) contributions since the reporting person's last ownership report."
A 401(k) is a type of retirement savings plan offered by employers that allows workers to set aside a portion of their paycheck before taxes are taken out. The money saved in a 401(k) can grow over time through investments, helping individuals build funds for their future retirement. It matters to investors because it provides a tax-advantaged way to save and invest for long-term financial security.
IRA financial
"Indirect ownership includes common stock held in an IRA and spouse IRA."
An individual retirement account (IRA) is a savings account designed to help people put aside money for their retirement, often with tax advantages that encourage long-term savings. It matters to investors because it can grow over time, providing financial security later in life, and offers benefits that can reduce current taxes or allow investments to compound more effectively.

AI-generated analysis. How Rhea-AI works. Not financial advice.

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google
Add on Google
Learn about SEC filing dates

FAQ

What insider transaction did SMBC executive Mark E. Hecker report?

Mark E. Hecker, EVP‑Chief Credit Officer of Southern Missouri Bancorp, exercised employee stock options for 4,000 shares of common stock on July 29, 2026, then delivered 1,830 previously owned shares, valued at about $78.31 each, plus $13 cash to cover the $143,320 exercise price.

How were the SMBC stock options exercised by Mark E. Hecker priced?

The exercise involved options to purchase 2,000 shares at an exercise price of $37.31 per share and another 2,000 shares at $34.35 per share, for a combined exercise cost of $143,320, which was largely funded with 1,830 surrendered shares.

How did Mark E. Hecker fund the $143,320 option exercise reported for SMBC?

Hecker funded the $143,320 exercise price primarily by delivering 1,830 previously owned Southern Missouri Bancorp shares to the issuer, with those shares having an aggregate fair market value of about $143,307, and by making an additional small cash payment of $13.

What indirect Southern Missouri Bancorp (SMBC) holdings does Mark E. Hecker report?

Hecker reports indirect ownership of 2052.6630 SMBC shares through a 401(k), 10,630 shares held in an IRA, and 185 shares in a spouse IRA, in addition to directly held shares and stock option awards, indicating exposure across multiple retirement-related accounts.

Does Mark E. Hecker’s SMBC Form 4 indicate use of a Rule 10b5‑1 trading plan?

No. The Rule 10b5‑1 checkbox is not marked, so the reported transactions are not affirmed as occurring under a Rule 10b5‑1 trading plan; instead, the filing describes a single option exercise funded by delivery of previously owned shares and a small cash payment.

What stock option awards remain outstanding for Mark E. Hecker at SMBC?

Hecker continues to hold several "Stock Option (Right to Buy)" awards on SMBC common stock, each covering 1,500–3,000 underlying shares, with exercise prices ranging from $34.91 to $62.96 per share and expiration dates between 2030 and 2036, subject to stated vesting schedules.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
HECKER MARK E

(Last)(First)(Middle)
2991 OAK GROVE RD.

(Street)
POPLAR BLUFF MISSOURI 63901

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
SOUTHERN MISSOURI BANCORP, INC. [ SMBC ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
EVP-CHIEF CREDIT OFFICER
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/29/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock(1)07/29/2026M2,000A$37.319,895D
Common Stock(1)07/29/2026M2,000A$34.3511,895D
Common Stock(1)07/29/2026D1,830D$78.3110,065D
Common Stock2,052.663(2)I401(k)
Common Stock10,630IIRA
Common Stock185ISpouse IRA
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Stock Option (Right to Buy)$34.3507/29/2026M2,000 (3)01/04/2029Common Stock2,000$34.350D
Stock Option (Right to Buy)$37.3107/29/2026M2,000 (4)01/16/2028Common Stock2,000$37.310D
Stock Option (Right to Buy)$62.96 (5)02/24/2036Common Stock1,5001,500D
Stock Option (Right to Buy)$60.42 (6)02/18/2035Common Stock1,5001,500D
Stock Option (Right to Buy)$40.82 (7)02/08/2034Common Stock2,5002,500D
Stock Option (Right to Buy)$46.94 (8)02/21/2033Common Stock2,5002,500D
Stock Option (Right to Buy)$53.82 (9)02/03/2032Common Stock1,5001,500D
Stock Option (Right to Buy)$34.91 (10)02/10/2031Common Stock3,0003,000D
Stock Option (Right to Buy)$37.4 (11)02/18/2030Common Stock2,0002,000D
Explanation of Responses:
1. On July 29, 2026, the Reporting Person exercised employee stock options to purchase an aggregate of 4,000 shares of the Issuer's common stock, consisting of options to purchase 2,000 shares at an exercise price of $37.31 per share and options to purchase 2,000 shares at an exercise price of $34.35 per share. The aggregate exercise price of $143,320 was paid through the delivery to the Issuer of 1,830 shares of common stock previously owned by the Reporting Person having an aggregate fair market value of $143,307, together with a cash payment of $13. The surrendered shares are reported in Table I as a disposition.
2. Reflects 401(k) contributions that have occurred since the date of the reporting person's last ownership report.
3. The options become exercisable in 20% installments over a five year period with the first installment vesting on 1/4/20. Each remaining installment vests annually thereafter.
4. The options become exercisable in 20% installments over a five year period with the first installment vesting on 1/16/19. Each remaining installment vests annually thereafter.
5. The options become exercisable in 20% installments over a five year period with the first installment vesting on 2/24/27. Each remaining installment vests annually thereafter.
6. The options become exercisable in 20% installments over a five year period with the first installment vesting on 2/18/26. Each remaining installment vests annually thereafter.
7. The options become exercisable in 20% installments over a five-year period with the first installment vesting on 2/8/25. Each remaining installment vests annually thereafter.
8. The options become exercisable in 20% installments over a five-year period with the first installment vesting on 2/21/24. Each remaining installment vests annually thereafter.
9. The options become exercisable in 20% installments over a five year period with the first installment vesting on 2/3/23. Each remaining installment vests annually thereafter.
10. The options become exercisable in 20% installments over a five year period with the first installment vesting on 2/10/22. Each remaining installment vests annually thereafter.
11. The options become exercisable in 20% installments over a five year period with the first installment vesting on 2/18/21. Each remaining installment vests annually thereafter.
/s/ Mark E Hecker07/31/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)