Southern Missouri Bancorp, Inc. filings document formal disclosures for a Missouri bank holding company whose common stock trades on the NASDAQ Stock Market under SMBC. Recent Form 8-K reports record preliminary operating results and financial condition updates for Southern Bank, quarterly dividend declarations, investor presentation materials furnished under Regulation FD, and other events affecting the holding company.
The filing record also includes governance disclosures such as amended and restated bylaws, annual meeting voting results, director elections, advisory executive-compensation votes, auditor ratification, securities information for common stock, and exhibit filings with Inline XBRL cover data.
Southern Missouri Bancorp, Inc. (SMBC) reported that Executive Vice President and Chief Financial Officer Stefan Chkautovich will resign effective November 7, 2026, to pursue another professional opportunity. Upon the resignation’s effectiveness, President and Chief Administrative Officer Matthew T. Funke will serve as the company’s principal financial officer. Funke served as CFO and principal financial and accounting officer from 2006 until 2022. He and the company did not enter into, and do not anticipate entering into, compensatory arrangements for the appointment.
At the October 26, 2026 annual meeting, shareholders representing 8,671,057 shares, or 78.73% of common shares outstanding as of September 4, 2026, were present or represented by proxy. Shareholders elected Mses. Brooks and Judy, along with Mr. McClain, to three-year terms expiring in 2029, approved the advisory say-on-pay proposal, and ratified FORVIS MAZARS, LLP as independent auditor for the fiscal year ending June 30, 2027.
Southern Missouri Bancorp, Inc. (SMBC) reported preliminary net income of $19.1 million for the first quarter of fiscal 2027, up 22.0% from the prior-year quarter; diluted earnings were $1.73 per share, up 25.4% from $1.38. Net interest income increased 8.3% to $45.9 million, and net interest margin was 3.70%, compared with 3.57% a year earlier. The provision for credit losses was $3.0 million, versus $4.5 million.
At September 30, 2026, total assets were $5.3 billion, net loans were $4.4 billion, and deposits were $4.5 billion; assets were up 1.4% from June 30, 2026. Nonperforming loans were $26.7 million, or 0.60% of gross loans, compared with $27.7 million and 0.63% at June 30. The board declared a $0.27 per-share quarterly cash dividend, payable November 30, 2026, to holders of record at the close of business November 13; it was the company’s 130th consecutive quarterly dividend. Noninterest expense rose 6.1% year over year to $26.6 million.
Southern Missouri Bancorp, Inc. (SMBC) is asking shareholders to vote at its October 26, 2026 annual meeting on three items: (1) the election of three directors for three-year terms, (2) an advisory, non-binding "Say on Pay" vote on executive compensation, and (3) ratification of Forvis Mazars, LLP as independent auditors for the fiscal year ending June 30, 2027. The record date is September 4, 2026, with 11,013,279 common shares entitled to one vote each, subject to a 10% ownership voting limitation in the articles.
The proxy details board structure, committee composition, and independence, noting a majority of directors qualify as independent under Nasdaq rules. It outlines a pay program combining base salary, cash bonuses and equity awards under the 2017 and 2024 Omnibus Incentive Plans, plus change-in-control protections and retirement arrangements for certain executives and directors. For fiscal 2026, Chairman and CEO Greg A. Steffens received total compensation of $756,303, while all directors and executive officers as a group beneficially owned 1,621,767 shares, or 14.58% of outstanding common stock.
Southern Missouri Bancorp, Inc. (SMBC) is a Missouri-based bank holding company for Southern Bank with total assets of $5.2 billion, deposits of $4.4 billion, and stockholders’ equity of $590.7 million at June 30, 2026. Operations are concentrated in community banking across Missouri, Arkansas, Illinois, and Kansas.
Lending is heavily real-estate focused: net loans were $4.34 billion, with mortgage loans (residential, commercial, multifamily, construction, agriculture real estate) comprising 82.0% of the portfolio and commercial and agriculture-related credits most of the remainder. Fixed-rate loans represented about two-thirds of loans, with the balance adjustable-rate.
Asset quality remains relatively strong but has weakened: nonperforming assets increased to $33.5 million, or 0.64% of total assets, driven by several commercial and agricultural relationships and higher other real estate owned. The allowance for credit losses was $54.9 million (1.25% of total loans and about 199% of nonaccrual loans). Deposits are diversified by product, time deposits total $1.74 billion, and outstanding FHLB advances were $130.4 million. Commitments to extend credit were $948.5 million, and the bank also maintains a sizable portfolio of mortgage-backed and other securities for liquidity and interest-rate risk management.
SOUTHERN MISSOURI BANCORP, INC. (SMBC) director Todd E. Hensley reported open‑market sales of a total of 15,600 shares of common stock. On September 8, 2026 he sold 4,749 shares at a weighted average price of $73.48 per share, and on September 9, 2026 he sold 10,422 shares at a weighted average price of $72.63 and 429 shares at a weighted average price of $73.29. The company indicates these prices are weighted averages over the specified intraday ranges, and no Rule 10b5-1 trading plan is reported.
Southern Missouri Bancorp, Inc. (SMBC) director Todd E. Hensley has filed a Form 144 indicating an intention to sell 15,600 shares of common stock through Goldman Sachs & Co. LLC. The shares are listed for potential sale on the NASD with an approximate sale date of September 8, 2026.
The notice shows these shares were acquired primarily as restricted stock units granted as compensation between 2015 and 2024, plus 10,000 shares acquired upon option exercise on February 14, 2024. The filing also reports that there were 11,011,109 shares outstanding of SMBC common stock at the time referenced.
Southern Missouri Bancorp, Inc. (SMBC) executive Mark E. Hecker, EVP-Chief Credit Officer, reported open-market sales of a total of 2,685 shares of common stock on 2026-08-18 from IRA-related indirect holdings at prices around $75.49–$75.61. These sales included 1,600 shares at $75.49, 900 shares at $75.61, and 185 shares at $75.51 from a Spouse IRA, after which that Spouse IRA position was reduced to 0 shares. Hecker continues to hold 10,065 shares directly and 2,052.402 shares indirectly through a 401(k), along with multiple outstanding stock option grants over various expiration dates and exercise prices, including options over 1,500 underlying shares at an exercise price of $62.96 expiring on 2036-02-24.
SOUTHERN MISSOURI BANCORP, INC. (SMBC) officer Mark E. Hecker has filed a Rule 144 notice for a proposed sale of 185 shares of the company’s common stock. The shares are to be sold through Fidelity Investments on NASDAQ, with an indicated aggregate market value of $14,061.00. The filing notes that these shares were originally acquired on 08/28/2017, and the proposed sale date referenced is 08/18/2026. The notice is signed by National Financial Services LLC as attorney-in-fact for Mark E. Hecker.