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Southern Missouri Bancorp, Inc. filings document formal disclosures for a Missouri bank holding company whose common stock trades on the NASDAQ Stock Market under SMBC. Recent Form 8-K reports record preliminary operating results and financial condition updates for Southern Bank, quarterly dividend declarations, investor presentation materials furnished under Regulation FD, and other events affecting the holding company.
The filing record also includes governance disclosures such as amended and restated bylaws, annual meeting voting results, director elections, advisory executive-compensation votes, auditor ratification, securities information for common stock, and exhibit filings with Inline XBRL cover data.
Southern Missouri Bancorp EVP and Chief Lending Officer Richard Windes exercised stock options to acquire 2,000 shares of common stock at an exercise price of $37.40 per share. Following the exercise, he directly holds 7,375 common shares and also has 2,178.491 shares held indirectly through a 401(k) plan.
After this transaction, he continues to hold several additional stock option awards for common stock with exercise prices ranging from $34.91 to $60.42 per share and expirations between February 2023 and February 2035, indicating a remaining long-term equity incentive position.
Southern Missouri Bancorp EVP and Chief Lending Officer Richard Windes reported an open-market sale of 2,000 shares of Common Stock at $68.4725 per share. After this transaction on May 21, 2026, he held 5,375 Common shares directly.
Windes also reported indirect ownership of 2,178.491 Common shares through a 401(k) plan, plus multiple stock option awards on Southern Missouri Bancorp common stock with exercise prices ranging from $34.91 to $60.42 per share and expiration dates from February 2030 through February 2035, vesting in 20% installments over five years.
SOUTHERN MISSOURI BANCORP, INC. director Rebecca J. Brooks reported changes in how some of her common stock holdings are structured, tied to an estate distribution. The filing shows one indirect holding of 20,000 shares held by a family trust going to zero and a new indirect holding of 10,000 shares held by the Rebecca Brooks GST Non Exempt Trust. A separate entry indicates she directly holds 31,800 common shares following these updates. According to the footnote, 10,000 shares were distributed to her and 10,000 shares to an unaffiliated beneficiary as part of the estate, and the transactions are stated to be exempt from Section 16(b), indicating they are estate-related restructurings rather than open-market trading.
Southern Missouri Bancorp EVP Mark E. Hecker reported an update to his holdings, mainly reflecting an inheritance and existing benefit-plan positions, rather than market trading. He directly received 1,220.684 shares of common stock at $0.00 per share through an estate or will transfer described as a distribution of the Estate of Patsy Hecker, which is noted as exempt from Section 16(b).
The filing also lists indirect common stock held in a spouse IRA, an IRA, and a 401(k), with the 401(k) position reflecting contributions since his last ownership report. In addition, Hecker holds multiple stock options (rights to buy common stock) with exercise prices between the mid-$30s and low-$60s and expiration dates from 2028 through 2036, many of which vest in 20% annual installments over five years.
Southern Missouri Bancorp, Inc. reported higher profitability for the quarter and nine months ended March 31, 2026. Quarterly net income rose to $17.8 million from $15.7 million, and nine‑month net income increased to $51.6 million from $42.8 million, as net interest income improved and funding costs eased.
Total assets reached $5.14 billion, with net loans of $4.27 billion and deposits of $4.34 billion. The allowance for credit losses increased to $55.9 million, reflecting higher provisioning, while basic earnings per share were $1.60 for the quarter and dividends paid were $0.25 per share.
Southern Missouri Bancorp, Inc. director Douglas Bagby reported an open-market sale of common stock. On May 6, 2026, he sold 580 shares of Southern Missouri Bancorp common stock at an average price of $68.9041 per share. Following this transaction, he directly owns 21,220 common shares, indicating the sale represented a small portion of his overall holdings.
SOUTHERN MISSOURI BANCORP, INC. executive vice president and chief lending officer Richard Windes reported an options exercise and updated holdings. Windes exercised stock options to acquire 2,000 shares of common stock at $34.35 per share, bringing his directly held common stock position to 7,375 shares after the transaction.
He also holds 2,178.491 shares of common stock indirectly through a 401(k), reflecting contributions since his last ownership report. In addition, Windes retains several unexercised stock option grants on common stock, including grants with exercise prices such as $34.91 and $37.40 per share that expire between 2030 and 2035, which vest in 20% annual installments over five years.
Southern Missouri Bancorp, Inc. filed a current report to share investor presentation materials. The company furnished an investor presentation dated May 4, 2026, as Exhibit 99.1, which is scheduled to be presented on May 5, 2026 at the DA Davidson Financial Institutions Conference. The filing is made under a Regulation FD disclosure item and does not itself include detailed financial results, which are contained in the attached presentation.
Southern Missouri Bancorp, Inc. reported preliminary net income of $17.8 million for the third quarter of fiscal 2026, up 13.3% from a year earlier, driven by higher net interest income and noninterest income.
Preliminary diluted earnings per share were $1.60, compared with $1.39 in the prior-year quarter. Net interest margin improved to 3.67% from 3.44%, as funding costs fell faster than yields on interest-earning assets. Total assets reached $5.1 billion, with net loans of $4.27 billion and deposits of $4.34 billion.
Asset quality remained solid though nonperforming loans increased to 0.70% of gross loans, while the allowance for credit losses stood at 1.29% of gross loans and covered 185.6% of nonperforming loans. The efficiency ratio improved to 52.2%, reflecting revenue growth outpacing expenses.
The board declared a quarterly dividend of $0.25 per common share, payable May 29, 2026, marking the 128th consecutive quarterly dividend. Book value per common share was $52.31 and tangible book value per share was $45.80 as of March 31, 2026.