Southern Missouri Bancorp, Inc. filings document formal disclosures for a Missouri bank holding company whose common stock trades on the NASDAQ Stock Market under SMBC. Recent Form 8-K reports record preliminary operating results and financial condition updates for Southern Bank, quarterly dividend declarations, investor presentation materials furnished under Regulation FD, and other events affecting the holding company.
The filing record also includes governance disclosures such as amended and restated bylaws, annual meeting voting results, director elections, advisory executive-compensation votes, auditor ratification, securities information for common stock, and exhibit filings with Inline XBRL cover data.
Southern Missouri Bancorp, Inc. reported that its Board of Directors approved and adopted Amended and Restated Bylaws, effective immediately on November 25, 2025. The changes update the company’s corporate governance framework in several ways, including revising the address of the home office and moving the annual meeting of stockholders to the fourth Monday in October. The amendments also clarify that special meetings of the Board may be held inside or outside Missouri and remove a prior prohibition on compensating directors for telephonic attendance at board meetings.
The revised Bylaws further state that the President is the Chief Executive Officer unless the Board designates the Chairman as CEO, and they explicitly allow the Board, President, or CEO to appoint additional officers as needed. An additional article addressing corporate records and reports from officers, experts, or committees has been added. The full text of the Amended and Restated Bylaws is available as an exhibit to the report for those seeking detailed language.
Southern Missouri Bancorp, Inc. (SMBC) filed a Form 4 reporting that a retired director sold common stock and detailed current holdings. On 11/20/2025, the reporting person sold 1,500 shares of SMBC common stock at a price of $53.8675 per share. After this sale, the person beneficially owns 93,552 shares through a revocable trust, 3,488 shares in an IRA, 1,400 shares directly, and 2,351 shares as custodian for a son. The filing also shows 7,500 stock options with a conversion price of $46.94 per share, which become exercisable in 20% installments over five years, with the first installment vesting on February 21, 2024 and the remaining installments vesting annually.
Southern Missouri Bancorp, Inc. furnished investor presentation materials under Item 7.01 (Regulation FD). The deck (Exhibit 99.1) is slated for presentation on Tuesday, November 11, 2025, at the Piper Sandler Financial Services Conference. The filing is administrative and also includes the Cover Page Interactive Data File (Exhibit 104).
Southern Missouri Bancorp (SMBC) reported stronger quarterly results. For the three months ended September 30, 2025, net income was $15.7 million versus $12.5 million a year ago, and diluted EPS was $1.38 versus $1.10. Net interest income rose to $42.4 million from $36.7 million as average earning assets expanded, while the provision for credit losses increased to $4.5 million from $2.2 million.
Total assets were $5.04 billion and loans receivable, net, reached $4.14 billion at September 30, 2025. Deposits were $4.28 billion. Stockholders’ equity improved to $560.2 million, aided by a smaller accumulated other comprehensive loss of $8.4 million compared with $11.4 million at June 30, 2025. The company paid a quarterly dividend of $0.25 per share and repurchased $446 thousand of treasury stock.
Operating cash flow was $16.3 million; investing used $83.9 million, driven by net loan growth; and financing used $1.1 million. Common shares outstanding were 11,202,189 as of November 6, 2025.
Southern Missouri Bancorp (SMBC) director Daniel Patrick McCoy reported an option grant. On 10/20/2025, he acquired an option to buy 5,000 shares of common stock with an exercise price of $50.05 per share. The derivative security was reported at a price of $0, indicating a grant rather than a purchase.
The option expires on 10/20/2035 and vests in 20% annual installments over five years, with the first tranche vesting on 10/20/2026. Following the transaction, 5,000 derivative securities were beneficially owned directly.
Southern Missouri Bancorp (SMBC) reported an insider equity award. A director filed a Form 4 showing a grant of options to buy 5,000 shares of common stock at an exercise price of $50.05 on October 20, 2025.
The options vest in 20% annual installments over five years, beginning October 20, 2026, and expire on October 20, 2035. Following the transaction, the filing lists 5,000 derivative securities beneficially owned, held directly.
Southern Missouri Bancorp, Inc. (SMBC) filed a Form 3 showing an initial statement of beneficial ownership by one reporting person. The filer is identified as a Director, and the filing states no securities are beneficially owned. The event date is 10/20/2025, and the form is a single-person filing, signed by Kenneth J. Bower.
Southern Missouri Bancorp (SMBC) reported an insider ownership update. A director filed a Form 3, the initial statement of beneficial ownership, dated 10/20/2025. The filing discloses 2,000 shares of common stock held with direct (D) ownership. The form indicates it was filed by one reporting person and lists no derivative securities.
Southern Missouri Bancorp, Inc. (SMBC) reported the results of its 2025 Annual Meeting held on October 20, 2025. Shareholders representing 8,993,251 shares, or 79.65% of common shares outstanding as of the August 29, 2025 record date, were present or represented by proxy.
Shareholders elected four directors: Mr. Love to a two-year term expiring in 2027, and Messrs. McCoy, Bower, and Jones to three-year terms expiring in 2028. The advisory vote on executive compensation was approved with 7,379,508 votes for, 392,516 against, and 312,453 abstentions. Shareholders also ratified the appointment of FORVIS MAZARS, LLP as independent auditors for the fiscal year ending June 30, 2026, with 8,635,106 votes for, 94,596 against, and 263,549 abstentions.
Southern Missouri Bancorp, Inc. (SMBC) reported that it issued a press release with preliminary first quarter fiscal 2026 results, declared a quarterly dividend, and set details for its investor call.
The Board declared its 126th consecutive quarterly dividend of $0.25 per common share, payable on November 28, 2025 to stockholders of record as of November 14, 2025.
The company will host a conference call on October 23, 2025 at 9:30 a.m. CT. U.S. participants can dial 1-833-470-1428 with access code 205221. A telephone replay will be available through October 28, 2025 at 1-866-813-9403 using passcode 138492. A press release dated October 22, 2025 is attached as Exhibit 99.1.