Southern Missouri Bancorp, Inc. filings document formal disclosures for a Missouri bank holding company whose common stock trades on the NASDAQ Stock Market under SMBC. Recent Form 8-K reports record preliminary operating results and financial condition updates for Southern Bank, quarterly dividend declarations, investor presentation materials furnished under Regulation FD, and other events affecting the holding company.
The filing record also includes governance disclosures such as amended and restated bylaws, annual meeting voting results, director elections, advisory executive-compensation votes, auditor ratification, securities information for common stock, and exhibit filings with Inline XBRL cover data.
William E. Young, a director of Southern Missouri Bancorp (SMBC), reported several changes to his beneficial ownership on Form 4. On 09/18/2025 he recorded the distribution/dissolution of the Sarah Ann Young Revocable Trust, which resulted in a disposition of 130 shares by the trust and an acquisition of 65 shares attributed to Mr. Young in connection with the trust's dissolution and inheritance. The filing shows Mr. Young indirectly beneficially owns 95,052 common shares (held via revocable trust), plus additional indirect holdings: 3,488 shares in an IRA and 2,351 shares as custodian for his son; there was also a disposition of 1,400 shares.
Separately, Mr. Young holds 7,500 stock options exercisable at a $46.94 strike price, expiring 02/21/2033; the options vest in 20% installments over five years with the first installment vesting 02/21/2024. The Form is signed 09/24/2025.
Southern Missouri Bancorp discloses executive compensation practices, community lending and sustainability initiatives. The company plans fiscal 2025 bonuses tied to business-plan goals and will grant incentive stock options and performance-based restricted stock to executives to align pay with long-term shareholder returns. The filing highlights environmental efficiency efforts including LED lighting, HVAC upgrades and $23.5 million committed to renewable energy projects over the three fiscal years ended June 30, 2025.
Community and workforce priorities include broad access to credit, support for affordable housing with $97.6 million committed to LIHTC properties over three years and $49.7 million in outstanding/available construction or development loans at June 30, 2025, internal promotion of leaders (54.1%), training programs, retirement and health benefits, and diversity and inclusion policies.
Southern Missouri Bancorp (SMBC) describes its fiscal 2025 condition, risks, and key balances. The company completed seven acquisitions since June 2017 and expects net interest income to rise after acquisitions while also anticipating higher general and administrative expenses. The investment portfolio at June 30, 2025 included municipal bonds ($24.3M), corporate obligations ($30.6M), asset-backed securities ($42.5M) and other securities ($4.0M), with a weighted average life of 50 months. Available-for-sale securities with unrealized losses were noted, but management does not intend to sell and has not recorded an allowance. Core deposit intangibles total $39.1M (with $21.1M accumulated amortization). The company reports loan concentrations, ACL methodology (DCF with PD/LGD), and that no goodwill impairment was indicated as of June 30, 2025.
Southern Missouri Bancorp, Inc. reported that its subsidiary Southern Bank will move its 401(k) Retirement Plan from American Funds to Fidelity Investments effective September 16, 2025. To complete this transition, the plan will have a blackout period starting September 8, 2025 at 4:00 p.m. Eastern Time, expected to end during the week of October 12, 2025, during which participants generally cannot change investments or make certain transactions.
The company states that, as required by Section 306 of the Sarbanes-Oxley Act and Regulation BTR, Southern Bank notified all plan participants about the blackout affecting company common stock held in the plan. It also provided blackout trading restriction notices under Regulation BTR to all directors and Section 16 officers on August 14, 2025, and filed that notice as Exhibit 99.1 by reference.
On 07/29/2025, Brett Dorton, EVP-Chief Strategies Officer of Southern Missouri Bancorp (SMBC), reported a small open-market sale of 130 common shares at an average price of $56.3023 per share. Following the sale, Dorton holds 1,060 shares directly and 4,702.2346 shares indirectly through the company 401(k) plan.
No derivative transactions occurred; the filing only restates existing option grants that total 11,500 options with exercise prices between $34.35 – $53.82 and expiration dates from 2029 to 2034. Vesting schedules are 20% annually over five years for each grant.
The cash value of the reported sale is roughly $7.3 k, indicating an immaterial change in ownership and no signal of broader strategic intent.
William E. Young, Director of Southern Missouri Bancorp (SMBC), reported significant changes in beneficial ownership on June 9, 2025. The transactions involved the dissolution of Young Partners and redistribution of shares:
- Disposition of 160,000 shares from Young Partners
- Acquisition of 62,388 shares into a revocable trust
Following these transactions, Young's total beneficial ownership includes:
- 104,987 shares in revocable trust
- 3,488 shares in IRA
- 1,400 shares held directly
- 2,351 shares as custodian for son
- 130 shares as trustee for Sarah Ann Young Revocable Trust
- 7,500 stock options exercisable at $46.94, vesting in 20% annual installments through February 21, 2033
These changes were executed pursuant to an inheritance and estate plan distribution, not open market transactions.