Every 10-Q that Southern Missouri Bancorp (SMBC) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow SMBC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full SMBC filings page.
Southern Missouri Bancorp, Inc. reported higher profitability for the quarter and nine months ended March 31, 2026. Quarterly net income rose to $17.8 million from $15.7 million, and nine‑month net income increased to $51.6 million from $42.8 million, as net interest income improved and funding costs eased.
Total assets reached $5.14 billion, with net loans of $4.27 billion and deposits of $4.34 billion. The allowance for credit losses increased to $55.9 million, reflecting higher provisioning, while basic earnings per share were $1.60 for the quarter and dividends paid were $0.25 per share.
Southern Missouri Bancorp, Inc. reported solid growth for the quarter and six months ended December 31, 2025. Quarterly net income rose to $18.2 million from $14.7 million a year earlier, with basic and diluted earnings per share increasing to $1.62 from $1.30. Six-month net income reached $33.8 million versus $27.1 million and earnings per share improved to $3.00 from $2.40.
Total assets were $5.09 billion as of December 31, 2025, up from $5.02 billion in June, driven mainly by net loans of $4.17 billion. Deposits increased slightly to $4.31 billion. Net interest income for the six months climbed to $85.3 million, while provision for credit losses also increased to $6.2 million, reflecting ongoing credit risk management. Operating cash flow was $37.6 million, with significant loan growth contributing to $112.2 million of net cash used in investing activities.
Southern Missouri Bancorp (SMBC) reported stronger quarterly results. For the three months ended September 30, 2025, net income was $15.7 million versus $12.5 million a year ago, and diluted EPS was $1.38 versus $1.10. Net interest income rose to $42.4 million from $36.7 million as average earning assets expanded, while the provision for credit losses increased to $4.5 million from $2.2 million.
Total assets were $5.04 billion and loans receivable, net, reached $4.14 billion at September 30, 2025. Deposits were $4.28 billion. Stockholders’ equity improved to $560.2 million, aided by a smaller accumulated other comprehensive loss of $8.4 million compared with $11.4 million at June 30, 2025. The company paid a quarterly dividend of $0.25 per share and repurchased $446 thousand of treasury stock.
Operating cash flow was $16.3 million; investing used $83.9 million, driven by net loan growth; and financing used $1.1 million. Common shares outstanding were 11,202,189 as of November 6, 2025.