Every 8-K that Southern Missouri Bancorp (SMBC) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow SMBC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full SMBC filings page.
Southern Missouri Bancorp, Inc. reported that investor presentation materials are being provided in connection with a Regulation FD communication. The materials, dated July 27, 2026, are attached as Exhibit 99.1 and are scheduled to be presented on Tuesday, July 28, 2026 at the Keefe, Bruyette & Woods (KBW) Summer Bank Conference.
The report also lists an Exhibit 104 cover page interactive data file embedded within Inline XBRL documents. No financial statements or earnings results are described in this summary; the focus is on making the investor presentation broadly available.
Southern Missouri Bancorp, Inc. reported preliminary fourth-quarter fiscal 2026 net income of $20.3 million, up $4.5 million or 28.5% from a year earlier, with diluted EPS of $1.83, up $0.44. For fiscal 2026, preliminary net income was $71.8 million, up 22.6%, and diluted EPS was $6.43, up 24.1%. Quarterly net interest income rose to $44.4 million, a 10.1% increase, as net interest margin expanded to 3.67%. Noninterest income grew modestly, while noninterest expense declined 1.7%, improving the efficiency ratio to 49.3% from 54.6%.
Total assets reached $5.2 billion at June 30, 2026, up 4.3% year over year, driven by net loans of $4.3 billion, up 7.1%. Deposits were $4.4 billion, up 3.0%, and the average loan-to-deposit ratio for the quarter was 99.7%. Asset quality softened: nonperforming loans were $27.7 million, or 0.63% of gross loans, and nonperforming assets were $33.5 million, or 0.64% of total assets, both above prior-year levels. The allowance for credit losses was $54.9 million, equal to 1.25% of gross loans and 199% of nonperforming loans.
Stockholders’ equity totaled $590.7 million, with an equity-to-assets ratio of 11.28%. The board declared the 129th consecutive quarterly dividend, increasing the quarterly cash dividend to $0.27 per share, up $0.02 or 8.0%, payable August 31, 2026, to holders of record on August 14, 2026. During fiscal 2026, the company repurchased 317,000 shares for $18.6 million at an average price of $58.59 per share.
Southern Missouri Bancorp, Inc. filed a current report to share investor presentation materials. The company furnished an investor presentation dated May 4, 2026, as Exhibit 99.1, which is scheduled to be presented on May 5, 2026 at the DA Davidson Financial Institutions Conference. The filing is made under a Regulation FD disclosure item and does not itself include detailed financial results, which are contained in the attached presentation.
Southern Missouri Bancorp, Inc. reported preliminary net income of $17.8 million for the third quarter of fiscal 2026, up 13.3% from a year earlier, driven by higher net interest income and noninterest income.
Preliminary diluted earnings per share were $1.60, compared with $1.39 in the prior-year quarter. Net interest margin improved to 3.67% from 3.44%, as funding costs fell faster than yields on interest-earning assets. Total assets reached $5.1 billion, with net loans of $4.27 billion and deposits of $4.34 billion.
Asset quality remained solid though nonperforming loans increased to 0.70% of gross loans, while the allowance for credit losses stood at 1.29% of gross loans and covered 185.6% of nonperforming loans. The efficiency ratio improved to 52.2%, reflecting revenue growth outpacing expenses.
The board declared a quarterly dividend of $0.25 per common share, payable May 29, 2026, marking the 128th consecutive quarterly dividend. Book value per common share was $52.31 and tangible book value per share was $45.80 as of March 31, 2026.
Southern Missouri Bancorp, Inc. filed a current report to share that it has prepared investor presentation materials for use at the Piper Sandler Midwest Depository Strategy Forum. The presentation, dated February 10, 2026, is provided as Exhibit 99.1 to give investors access to the same information shared at the event.
Southern Missouri Bancorp, Inc. is returning more capital to shareholders through a new stock repurchase authorization and a continued cash dividend. The Board approved a plan to repurchase up to an additional 550,000 shares of common stock, which is described as approximately 5% of its 11.1 million outstanding shares. Purchases may occur in the open market or through privately negotiated transactions, and any shares bought back will be held as treasury stock for general corporate purposes.
The Company also declared its 127th consecutive quarterly dividend on common stock since inception, setting a cash dividend of $0.25 per share, payable on February 27, 2026 to shareholders of record on February 13, 2026. In addition, the Company announced that it has already repurchased 408,585 shares under its existing program at an average cost of $48.28 per share and scheduled an investor conference call on January 22, 2026 to discuss preliminary second-quarter fiscal 2026 results.
Southern Missouri Bancorp, Inc. reported that its Board of Directors approved and adopted Amended and Restated Bylaws, effective immediately on November 25, 2025. The changes update the company’s corporate governance framework in several ways, including revising the address of the home office and moving the annual meeting of stockholders to the fourth Monday in October. The amendments also clarify that special meetings of the Board may be held inside or outside Missouri and remove a prior prohibition on compensating directors for telephonic attendance at board meetings.
The revised Bylaws further state that the President is the Chief Executive Officer unless the Board designates the Chairman as CEO, and they explicitly allow the Board, President, or CEO to appoint additional officers as needed. An additional article addressing corporate records and reports from officers, experts, or committees has been added. The full text of the Amended and Restated Bylaws is available as an exhibit to the report for those seeking detailed language.
Southern Missouri Bancorp, Inc. furnished investor presentation materials under Item 7.01 (Regulation FD). The deck (Exhibit 99.1) is slated for presentation on Tuesday, November 11, 2025, at the Piper Sandler Financial Services Conference. The filing is administrative and also includes the Cover Page Interactive Data File (Exhibit 104).
Southern Missouri Bancorp, Inc. (SMBC) reported the results of its 2025 Annual Meeting held on October 20, 2025. Shareholders representing 8,993,251 shares, or 79.65% of common shares outstanding as of the August 29, 2025 record date, were present or represented by proxy.
Shareholders elected four directors: Mr. Love to a two-year term expiring in 2027, and Messrs. McCoy, Bower, and Jones to three-year terms expiring in 2028. The advisory vote on executive compensation was approved with 7,379,508 votes for, 392,516 against, and 312,453 abstentions. Shareholders also ratified the appointment of FORVIS MAZARS, LLP as independent auditors for the fiscal year ending June 30, 2026, with 8,635,106 votes for, 94,596 against, and 263,549 abstentions.
Southern Missouri Bancorp, Inc. (SMBC) reported that it issued a press release with preliminary first quarter fiscal 2026 results, declared a quarterly dividend, and set details for its investor call.
The Board declared its 126th consecutive quarterly dividend of $0.25 per common share, payable on November 28, 2025 to stockholders of record as of November 14, 2025.
The company will host a conference call on October 23, 2025 at 9:30 a.m. CT. U.S. participants can dial 1-833-470-1428 with access code 205221. A telephone replay will be available through October 28, 2025 at 1-866-813-9403 using passcode 138492. A press release dated October 22, 2025 is attached as Exhibit 99.1.
Southern Missouri Bancorp, Inc. reported that its subsidiary Southern Bank will move its 401(k) Retirement Plan from American Funds to Fidelity Investments effective September 16, 2025. To complete this transition, the plan will have a blackout period starting September 8, 2025 at 4:00 p.m. Eastern Time, expected to end during the week of October 12, 2025, during which participants generally cannot change investments or make certain transactions.
The company states that, as required by Section 306 of the Sarbanes-Oxley Act and Regulation BTR, Southern Bank notified all plan participants about the blackout affecting company common stock held in the plan. It also provided blackout trading restriction notices under Regulation BTR to all directors and Section 16 officers on August 14, 2025, and filed that notice as Exhibit 99.1 by reference.