Southern Missouri Bancorp (NASDAQ: SMBC) OKs 5% stock repurchase plan

Rhea-AI Filing Summary

Southern Missouri Bancorp, Inc. is returning more capital to shareholders through a new stock repurchase authorization and a continued cash dividend. The Board approved a plan to repurchase up to an additional 550,000 shares of common stock, which is described as approximately 5% of its 11.1 million outstanding shares. Purchases may occur in the open market or through privately negotiated transactions, and any shares bought back will be held as treasury stock for general corporate purposes.

The Company also declared its 127th consecutive quarterly dividend on common stock since inception, setting a cash dividend of $0.25 per share, payable on February 27, 2026 to shareholders of record on February 13, 2026. In addition, the Company announced that it has already repurchased 408,585 shares under its existing program at an average cost of $48.28 per share and scheduled an investor conference call on January 22, 2026 to discuss preliminary second-quarter fiscal 2026 results.

Positive

• New 5% share repurchase authorization: Board approved buybacks of up to 550,000 additional common shares, described as approximately 5% of the company’s 11.1 million outstanding shares.
• Long-running and continued dividend: Declared a $0.25 per share quarterly dividend, representing the 127th consecutive quarterly dividend since the company’s inception.
• Active prior buyback execution: Completed repurchases of 408,585 shares so far under the existing 445,000-share program at an average cost of $48.28 per share, showing willingness to return capital via buybacks.

Negative

• None.

Insights

Bank equity and capital management analyst

Dividend continuity and a 5% buyback signal ongoing capital return.

Southern Missouri Bancorp, Inc. combined a long-running dividend track record with a fresh share repurchase authorization. The Board declared a quarterly dividend of $0.25 per common share, marking the company’s 127th consecutive quarterly dividend, payable on February 27, 2026 to holders of record on February 13, 2026. This points to management’s continued focus on regular cash returns to shareholders.

Alongside the dividend, the Board authorized repurchases of up to an additional 550,000 common shares, described as approximately 5% of 11.1 million outstanding shares, with flexibility to buy either in the open market or through privately negotiated deals. The company has already repurchased 408,585 shares under the prior 445,000-share program at an average cost of $48.28 per share, indicating active use of buybacks in recent years. Actual impact for shareholders will depend on how quickly and at what prices these additional repurchases are executed.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934

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Date of Report (Date of earliest event reported)	January 20, 2026

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SOUTHERN MISSOURI BANCORP, INC.

(Exact name of registrant as specified in its charter)

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Missouri	​ ​	000-23406	​ ​	43-1665523
(State or other		(Commission File No.)		(IRS Employer
jurisdiction of incorporation)				Identification Number)

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2991 Oak Grove Road, Poplar Bluff, Missouri	​ ​ ​	63901
(Address of principal executive offices)		(Zip Code)

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Registrant’s telephone number, including area code:	(573) 778-1800

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N/A

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

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Securities registered pursuant to Section 12(b) of the Act:

Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Common Stock, par value $0.01 per share	SMBC	The NASDAQ Stock Market LLC

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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

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Item 2.02Results of Operations and Financial Condition

On January 21, 2026, Southern Missouri Bancorp, Inc., the parent corporation of Southern Bank, issued a press release announcing preliminary second quarter of fiscal 2026 results, its quarterly dividend of $0.25 per common share, and the timing and other information regarding its investor conference call. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and incorporated by reference herein.

Item 8.01 Other Events

On January 20, 2026, the Board of Directors of Southern Missouri Bancorp, Inc. (the “Company”) declared its 127th consecutive quarterly dividend on common stock since the inception of the Company. The dividend of $0.25 per common share will be payable on February 27, 2026, to stockholders of record at the close of business on February 13, 2026.

On January 21, 2026, Southern Missouri Bancorp, Inc. (the “Company”), the parent corporation of Southern Bank, announced its intention to repurchase up to an additional 550,000 shares of its common stock, or approximately 5% of its 11.1 million outstanding common shares. The shares will be purchased at prevailing market prices in the open market or in privately negotiated transactions, subject to availability and general market conditions. Repurchased shares will be held as treasury shares to be used for general corporate purposes.

As of January 21, 2026, the Company has repurchased 408,585 shares of its common stock, or approximately 92% of the 445,000 shares authorized under the existing repurchase program, originally announced May 20, 2021, at an average cost of $48.28 per share.

In other matters, the Company will host a conference call to discuss the release on January 22, 2026, at 9:30 a.m., central time. The call will be available live to interested parties by calling (toll free) 1-833-470-1428 in the United States. Participants should use participant access code 915129. Telephone playback will be available beginning one hour following the conclusion of the call through January 27, 2026. The playback may be accessed by dialing 1-866-813-9403 in the United States and using the conference passcode 450286.

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Item 9.01Financial Statements and Exhibits

(d)Exhibits

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​	99.1 ​	Press release dated January 21, 2026 ​
​	104	Cover Page Interactive Data File (embedded within the Inline XBRL document). ​

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

		SOUTHERN MISSOURI BANCORP, INC.
Date:  January 21, 2026		By:	/s/ Matthew T. Funke
			Matthew T. Funke
			President and Chief Administrative Officer

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FAQ

What dividend did Southern Missouri Bancorp (SMBC) declare in this 8-K?

The Board of Southern Missouri Bancorp, Inc. declared a quarterly cash dividend of $0.25 per common share, noted as the company’s 127th consecutive quarterly dividend since inception.

When will SMBC’s latest dividend be paid and what is the record date?

The dividend of $0.25 per common share will be payable on February 27, 2026 to stockholders of record at the close of business on February 13, 2026.

How large is Southern Missouri Bancorp’s new stock repurchase authorization?

The company announced its intention to repurchase up to an additional 550,000 shares of common stock, which it describes as approximately 5% of its 11.1 million outstanding common shares.

How much stock has SMBC already repurchased under its existing program?

As of January 21, 2026, Southern Missouri Bancorp, Inc. has repurchased 408,585 shares of its common stock under the existing 445,000-share program at an average cost of $48.28 per share.

How will Southern Missouri Bancorp execute the new share repurchases?

The company stated that shares under the new authorization may be purchased at prevailing market prices in the open market or in privately negotiated transactions, with repurchased shares held as treasury stock for general corporate purposes.

When is SMBC’s investor conference call and how can investors listen?

The company will host a conference call on January 22, 2026 at 9:30 a.m. Central time. Interested parties in the U.S. can join live by calling 1-833-470-1428 and using participant access code 915129. A telephone playback will be available through January 27, 2026 at 1-866-813-9403 with conference passcode 450286.