Southern Missouri Bancorp Form 4 shows director sale, options

Rhea-AI Filing Summary

Southern Missouri Bancorp, Inc. (SMBC) filed a Form 4 reporting that a retired director sold common stock and detailed current holdings. On 11/20/2025, the reporting person sold 1,500 shares of SMBC common stock at a price of $53.8675 per share. After this sale, the person beneficially owns 93,552 shares through a revocable trust, 3,488 shares in an IRA, 1,400 shares directly, and 2,351 shares as custodian for a son. The filing also shows 7,500 stock options with a conversion price of $46.94 per share, which become exercisable in 20% installments over five years, with the first installment vesting on February 21, 2024 and the remaining installments vesting annually.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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X

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Young William E

(Last) (First) (Middle)

2991 OAK GROVE RD

(Street)

POPLAR BLUFF MO 63901

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SOUTHERN MISSOURI BANCORP, INC. [ SMBC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
	Officer (give title below)	X	Other (specify below)
			Retired Director

3. Date of Earliest Transaction (Month/Day/Year)
11/20/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	11/20/2025		S		1,500	D	$53.8675	93,552	I	By revocable trust
Common Stock								3,488	I	By IRA
Common Stock								1,400	D
Common Stock								2,351	I	Custodian for son

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Common Stock (Right to buy)	$46.94							(1)	02/21/2033	Common	7,500		7,500	D

Explanation of Responses:

1. The options become exercisable in 20% installments over a five year period with the first installment vesting on February 21, 2024. Each remaining installment vests annually.

	/s/ William E. Young	11/21/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did SOUTHERN MISSOURI BANCORP (SMBC) report on this Form 4?

The Form 4 reports that a retired director of Southern Missouri Bancorp, Inc. (SMBC) sold 1,500 shares of common stock on 11/20/2025 at a price of $53.8675 per share.

How many SMBC shares does the reporting person own after the 11/20/2025 sale?

After the reported sale, the reporting person beneficially owns 93,552 shares via a revocable trust, 3,488 shares in an IRA, 1,400 shares directly, and 2,351 shares as custodian for a son.

What stock options for SMBC does the reporting person hold?

The reporting person holds 7,500 stock options on SMBC common stock with a conversion or exercise price of $46.94 per share. These options provide the right to buy SMBC common stock.

When do the SMBC stock options held by the insider vest and become exercisable?

The options become exercisable in 20% installments over five years, with the first installment vesting on February 21, 2024. Each remaining installment vests annually until fully vested.

What is the relationship of the reporting person to SOUTHERN MISSOURI BANCORP (SMBC)?

The filing indicates the reporting person is classified as "Other" with the specific relationship noted as a Retired Director of Southern Missouri Bancorp, Inc.

Is this SMBC Form 4 filed by one or multiple reporting persons?

The Form 4 is filed by one reporting person, as indicated by the checked box for a single filer.