STOCK TITAN

Southern Missouri Bancorp (SMBC) EVP sells 2,000 shares, retains 5,375

Filing Impact
(Moderate)
Filing Sentiment
(Negative)
Form Type
4

Rhea-AI Filing Summary

Southern Missouri Bancorp EVP and Chief Lending Officer Richard Windes reported an open-market sale of 2,000 shares of Common Stock at $68.4725 per share. After this transaction on May 21, 2026, he held 5,375 Common shares directly.

Windes also reported indirect ownership of 2,178.491 Common shares through a 401(k) plan, plus multiple stock option awards on Southern Missouri Bancorp common stock with exercise prices ranging from $34.91 to $60.42 per share and expiration dates from February 2030 through February 2035, vesting in 20% installments over five years.

Positive

  • None.

Negative

  • None.
Insider Windes Richard
Role EVP-CHIEF LENDING OFFICER
Sold 2,000 shs ($137K)
Type Security Shares Price Value
Sale Common Stock 2,000 $68.4725 $137K
holding Stock Option (Right to Buy) -- -- --
holding Stock Option (Right to Buy) -- -- --
holding Stock Option (Right to Buy) -- -- --
holding Stock Option (Right to Buy) -- -- --
holding Stock Option (Right to Buy) -- -- --
holding Stock Option (Right to Buy) -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 5,375 shares (Direct, null); Stock Option (Right to Buy) — 1,500 shares (Direct, null); Common Stock — 2,178.491 shares (Indirect, 401(k))
Footnotes (1)
  1. The options become exercisable in 20% installments over a five-year period with the first installment vesting on 2/18/26. Each remaining installment vests annually thereafter. The options become exercisable in 20% installments over a five-year period with the first installment vesting on 2/8/25. Each remaining installment vests annually thereafter. The options become exercisable in 20% installments over a five-year period with the first installment vesting on 2/21/24. Each remaining installment vests annually thereafter. The options become exercisable in 20% installments over a five-year period with the first installment vesting on 2/3/23. Each remaining installment vests annually thereafter. The options become exercisable in 20% installments over a five-year period with the first installment vesting on 2/10/22. Each remaining installment vests annually thereafter. The options become exercisable in 20% installments over a five-year period with the first installment vesting on 2/18/21. Each remaining installment vests annually thereafter.
Shares sold 2,000 shares Common Stock sale on May 21, 2026
Sale price per share $68.4725 per share Open-market sale of Common Stock
Direct holdings after sale 5,375 shares Common Stock held directly following transaction
401(k) indirect holdings 2,178.491 shares Common Stock held indirectly via 401(k)
Option grant 1 2,000 underlying shares at $37.4000 Stock Option, expires February 18, 2030
Option grant 2 3,000 underlying shares at $34.9100 Stock Option, expires February 10, 2031
Option grant 3 2,500 underlying shares at $46.9400 Stock Option, expires February 21, 2033
Option grant 4 1,500 underlying shares at $60.4200 Stock Option, expires February 18, 2035
Stock Option (Right to Buy) financial
"security_title: "Stock Option (Right to Buy)""
open-market sale financial
"transaction_action: "open-market sale""
An open-market sale is when a shareholder sells existing shares directly on a public exchange to any willing buyer, rather than through a private deal. Think of it like putting goods on a busy market stall where price is set by supply and demand; for investors it matters because such sales increase available supply, can put short-term downward pressure on the stock price, and signal changes in liquidity or investor confidence.
401(k) financial
"nature_of_ownership: "401(k)""
A 401(k) is a type of retirement savings plan offered by employers that allows workers to set aside a portion of their paycheck before taxes are taken out. The money saved in a 401(k) can grow over time through investments, helping individuals build funds for their future retirement. It matters to investors because it provides a tax-advantaged way to save and invest for long-term financial security.
exercisable in 20% installments financial
"The options become exercisable in 20% installments over a five-year period"
vesting financial
"first installment vesting on 2/18/26. Each remaining installment vests annually thereafter"
Vesting is the process by which you earn full ownership of something, like company stock or a retirement benefit, over time. It’s like earning the right to keep a gift piece by piece the longer you stay with a company, making sure employees stay committed before they receive all the benefits.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Windes Richard

(Last)(First)(Middle)
2991 OAK GROVE RD.

(Street)
POPLAR BLUFF MISSOURI 63901

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
SOUTHERN MISSOURI BANCORP, INC. [ SMBC ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
EVP-CHIEF LENDING OFFICER
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/21/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock05/21/2026S2,000D$68.47255,375D
Common Stock2,178.491I401(k)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Stock Option (Right to Buy)$60.42 (1)02/18/2035Common Stock1,5001,500D
Stock Option (Right to Buy)$40.82 (2)02/08/2034Common Stock2,5002,500D
Stock Option (Right to Buy)$46.94 (3)02/21/2033Common Stock2,5002,500D
Stock Option (Right to Buy)$53.82 (4)02/03/2032Common Stock1,5001,500D
Stock Option (Right to Buy)$34.91 (5)02/10/2031Common Stock3,0003,000D
Stock Option (Right to Buy)$37.4 (6)02/18/2030Common Stock2,0002,000D
Explanation of Responses:
1. The options become exercisable in 20% installments over a five-year period with the first installment vesting on 2/18/26. Each remaining installment vests annually thereafter.
2. The options become exercisable in 20% installments over a five-year period with the first installment vesting on 2/8/25. Each remaining installment vests annually thereafter.
3. The options become exercisable in 20% installments over a five-year period with the first installment vesting on 2/21/24. Each remaining installment vests annually thereafter.
4. The options become exercisable in 20% installments over a five-year period with the first installment vesting on 2/3/23. Each remaining installment vests annually thereafter.
5. The options become exercisable in 20% installments over a five-year period with the first installment vesting on 2/10/22. Each remaining installment vests annually thereafter.
6. The options become exercisable in 20% installments over a five-year period with the first installment vesting on 2/18/21. Each remaining installment vests annually thereafter.
/s/ Richard Windes05/22/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did SMBC executive Richard Windes report?

Richard Windes reported selling 2,000 shares of Southern Missouri Bancorp common stock. The Form 4 shows an open-market sale at $68.4725 per share on May 21, 2026, by the EVP and Chief Lending Officer, reducing but not eliminating his direct share position.

How many SMBC shares does Richard Windes hold after this Form 4 filing?

After the reported sale, Richard Windes holds 5,375 SMBC common shares directly. The filing also lists 2,178.491 shares held indirectly through a 401(k) plan, giving investors a clearer view of his remaining equity exposure to Southern Missouri Bancorp.

At what price did Richard Windes sell Southern Missouri Bancorp (SMBC) shares?

The Form 4 reports a sale price of $68.4725 per SMBC share. This open-market sale covered 2,000 common shares on May 21, 2026, and is categorized as a non-derivative transaction, separate from his existing stock option holdings.

What stock options on SMBC shares does Richard Windes hold?

Windes holds several stock options to buy Southern Missouri Bancorp common stock. These include options with exercise prices such as $37.40, $34.91, $53.82, $46.94, $40.82 and $60.42 per share, expiring between February 2030 and February 2035.

How do Richard Windes’ SMBC stock options vest over time?

The stock options vest in 20% installments over a five-year period. Each grant’s first 20% installment vests on a specified February date, with the remaining installments vesting annually thereafter, creating a staggered schedule that ties Windes’ option benefits to continued service.