Southern Missouri director granted 400 restricted shares

McCoy Daniel Patrick reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

McCoy Daniel Patrick reported acquisition or exercise transactions in this Form 4 filing.

Southern Missouri Bancorp director Daniel Patrick McCoy reported an award of 400 shares of common stock as a grant of restricted stock. After this award, he directly holds 2,400 common shares. The restricted shares are scheduled to vest over five years beginning on February 9, 2027, with 20% vesting on that date and on each of the next four anniversaries.

He also directly holds options covering 5,000 shares of common stock. These options become exercisable in 20% installments over a five-year period, with the first installment vesting on October 20, 2026 and the remaining installments vesting annually thereafter.

Insider Trade Summary

Grant/Award: 400 shares

Grant/Award 2 txns

Insider McCoy Daniel Patrick

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	400	$0.00	$0.00
holding	Common Stock Option (right to buy)	--	--	--

Holdings After Transaction: Common Stock — 2,400 shares (Direct); Common Stock Option (right to buy) — 5,000 contracts (Direct)

Footnotes (2)

1. F1. Grant of restricted stock. The shares are scheduled to vest over a five-year period beginning February 9, 2027, with 20% of the shares vesting on that date and on each of the next four anniversaries of that date.
2. F2. The options become exercisable in 20% installments over a five year period with the first installment vesting on October 20, 2026. Each remaining installment vests annually thereafter.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did SMBC director Daniel Patrick McCoy report?

Director Daniel Patrick McCoy reported an acquisition of 400 shares of Southern Missouri Bancorp common stock as a grant of restricted stock. This grant increases his directly held common shares to 2,400, according to the Form 4 insider filing details.

How do Daniel Patrick McCoy’s restricted SMBC shares vest over time?

The 400 restricted shares granted to Daniel Patrick McCoy vest over five years starting February 9, 2027. Twenty percent of the shares vest on that date and on each of the next four anniversaries, creating a gradual, time-based vesting schedule.

How many SMBC common shares does Daniel Patrick McCoy own after this filing?

After the reported restricted stock grant, Daniel Patrick McCoy directly owns 2,400 shares of Southern Missouri Bancorp common stock. This total reflects his holdings following the 400-share award disclosed in the Form 4 insider transaction report.

What stock options in SMBC does Daniel Patrick McCoy hold and how do they vest?

Daniel Patrick McCoy holds options on 5,000 Southern Missouri Bancorp common shares. These options become exercisable in 20% installments over five years, with the first installment vesting October 20, 2026 and each remaining installment vesting annually thereafter.

Was the SMBC restricted stock grant to Daniel Patrick McCoy a cash purchase?

No, the 400-share restricted stock grant to Daniel Patrick McCoy was reported at a price per share of $0.0000. This indicates a compensatory grant or award rather than a cash purchase of Southern Missouri Bancorp common stock on the open market.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 02/26/2026 - 01:50 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

McCoy Daniel Patrick

(Last) (First) (Middle)

2991 OAK GROVE RD

(Street)

POPLAR BLUFF MO 63901

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SOUTHERN MISSOURI BANCORP, INC. [ SMBC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/24/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/24/2026		A(1)		400	A	$0	2,400	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Common Stock Option (right to buy)	$50.05							(2)	10/20/2035	Common Stock	5,000		5,000	D

Explanation of Responses:

1. Grant of restricted stock. The shares are scheduled to vest over a five-year period beginning February 9, 2027, with 20% of the shares vesting on that date and on each of the next four anniversaries of that date.

2. The options become exercisable in 20% installments over a five year period with the first installment vesting on October 20, 2026. Each remaining installment vests annually thereafter.

	/s/ Daniel Patrick McCoy	02/26/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.