STOCK TITAN

Southern Missouri Bancorp (SMBC) EVP exercises 2,000 options, updates holdings

Filing Impact
(Moderate)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

SOUTHERN MISSOURI BANCORP, INC. executive vice president and chief lending officer Richard Windes reported an options exercise and updated holdings. Windes exercised stock options to acquire 2,000 shares of common stock at $34.35 per share, bringing his directly held common stock position to 7,375 shares after the transaction.

He also holds 2,178.491 shares of common stock indirectly through a 401(k), reflecting contributions since his last ownership report. In addition, Windes retains several unexercised stock option grants on common stock, including grants with exercise prices such as $34.91 and $37.40 per share that expire between 2030 and 2035, which vest in 20% annual installments over five years.

Positive

  • None.

Negative

  • None.
Insider Windes Richard
Role EVP-CHIEF LENDING OFFICER
Type Security Shares Price Value
Exercise Stock Option (Right to buy) 2,000 $34.35 $69K
Exercise Common Stock 2,000 $34.35 $69K
holding Stock Option (Right to Buy) -- -- --
holding Stock Option (Right to Buy) -- -- --
holding Stock Option (Right to Buy) -- -- --
holding Stock Option (Right to Buy) -- -- --
holding Stock Option (Right to Buy) -- -- --
holding Stock Option (Right to Buy) -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Stock Option (Right to buy) — 0 shares (Direct, null); Common Stock — 7,375 shares (Direct, null); Stock Option (Right to Buy) — 2,000 shares (Direct, null); Common Stock — 2,178.491 shares (Indirect, 401(k))
Footnotes (1)
  1. Reflects 401(k) contributions that have occurred since the date of the reporting person's last ownership report. The options become exercisable in 20% installments over a five-year period with the first installment vesting on 1/4/20. Each remaining installment vests annually thereafter. The options become exercisable in 20% installments over a five-year period with the first installment vesting on 2/18/21. Each remaining installment vests annually thereafter. The options become exercisable in 20% installments over a five-year period with the first installment vesting on 2/10/22. Each remaining installment vests annually thereafter. The options become exercisable in 20% installments over a five-year period with the first installment vesting on 2/3/23. Each remaining installment vests annually thereafter. The options become exercisable in 20% installments over a five-year period with the first installment vesting on 2/21/24. Each remaining installment vests annually thereafter. The options become exercisable in 20% installments over a five-year period with the first installment vesting on 2/8/25. Each remaining installment vests annually thereafter. The options become exercisable in 20% installments over a five-year period with the first installment vesting on 2/18/26. Each remaining installment vests annually thereafter.
Options exercised 2,000 shares Common stock acquired via option exercise at $34.35
Exercise price $34.35/share Stock Option (Right to Buy) on common stock
Direct common shares after 7,375 shares Common Stock, total shares following transaction
Indirect 401(k) shares 2,178.491 shares Common Stock held indirectly via 401(k)
Option exercise price $34.91/share Unexercised Stock Option, expires 2031-02-10
Option exercise price $37.40/share Unexercised Stock Option, expires 2030-02-18
Remaining option block 3,000 underlying shares Stock Option at $34.91, expiration 2031-02-10
Remaining option block 2,000 underlying shares Stock Option at $37.40, expiration 2030-02-18
Stock Option (Right to Buy financial
"Stock Option (Right to buy)"
derivative security financial
"Exercise or conversion of derivative security"
A derivative security is a financial contract whose value comes from the price or performance of something else, such as a stock, bond, commodity, or market index. For investors it acts like an insurance policy or a wager: it can be used to protect against losses, lock in prices, or amplify gains and losses, so it can change a portfolio’s risk and potential return without owning the underlying asset directly.
401(k) financial
"Reflects 401(k) contributions that have occurred since the date"
A 401(k) is a type of retirement savings plan offered by employers that allows workers to set aside a portion of their paycheck before taxes are taken out. The money saved in a 401(k) can grow over time through investments, helping individuals build funds for their future retirement. It matters to investors because it provides a tax-advantaged way to save and invest for long-term financial security.
vests annually financial
"Each remaining installment vests annually thereafter."
installments over a five-year period financial
"exercisable in 20% installments over a five-year period"
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Windes Richard

(Last)(First)(Middle)
2991 OAK GROVE RD.

(Street)
POPLAR BLUFF MISSOURI 63901

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
SOUTHERN MISSOURI BANCORP, INC. [ SMBC ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
EVP-CHIEF LENDING OFFICER
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/01/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock05/01/2026M2,000A$34.357,375D
Common Stock2,178.491(1)I401(k)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Stock Option (Right to buy)$34.3505/01/2026M2,000 (2)01/04/2029Common Stock2,000$34.350D
Stock Option (Right to Buy)$37.4 (3)02/18/2030Common Stock2,0002,000D
Stock Option (Right to Buy)$34.91 (4)02/10/2031Common Stock3,0003,000D
Stock Option (Right to Buy)$53.82 (5)02/03/2032Common Stock1,5001,500D
Stock Option (Right to Buy)$46.94 (6)02/21/2033Common Stock2,5002,500D
Stock Option (Right to Buy)$40.82 (7)02/08/2034Common Stock2,5002,500D
Stock Option (Right to Buy)$60.42 (8)02/18/2035Common Stock1,5001,500D
Explanation of Responses:
1. Reflects 401(k) contributions that have occurred since the date of the reporting person's last ownership report.
2. The options become exercisable in 20% installments over a five-year period with the first installment vesting on 1/4/20. Each remaining installment vests annually thereafter.
3. The options become exercisable in 20% installments over a five-year period with the first installment vesting on 2/18/21. Each remaining installment vests annually thereafter.
4. The options become exercisable in 20% installments over a five-year period with the first installment vesting on 2/10/22. Each remaining installment vests annually thereafter.
5. The options become exercisable in 20% installments over a five-year period with the first installment vesting on 2/3/23. Each remaining installment vests annually thereafter.
6. The options become exercisable in 20% installments over a five-year period with the first installment vesting on 2/21/24. Each remaining installment vests annually thereafter.
7. The options become exercisable in 20% installments over a five-year period with the first installment vesting on 2/8/25. Each remaining installment vests annually thereafter.
8. The options become exercisable in 20% installments over a five-year period with the first installment vesting on 2/18/26. Each remaining installment vests annually thereafter.
/s/ Richard Windes05/05/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did SMBC executive Richard Windes report in this Form 4 filing?

Richard Windes, EVP and chief lending officer of Southern Missouri Bancorp (SMBC), reported exercising stock options for 2,000 common shares at $34.35 per share and updated his direct, indirect, and option holdings in the company’s stock.

How many SMBC common shares does Richard Windes hold after the option exercise?

After exercising options, Richard Windes holds 7,375 shares of SMBC common stock directly. He also owns 2,178.491 shares indirectly through a 401(k) account, giving investors a clearer picture of his reported equity stake following this transaction.

What stock options did Richard Windes exercise in Southern Missouri Bancorp?

Richard Windes exercised a Stock Option (Right to Buy) covering 2,000 shares of SMBC common stock at an exercise price of $34.35 per share. The related option position now shows 0 remaining shares under that specific grant after this exercise.

What unexercised SMBC stock options does Richard Windes still hold?

Windes retains several Stock Option (Right to Buy) grants on SMBC common stock, including 3,000 underlying shares at $34.91 and 2,000 underlying shares at $37.40, with expiration dates between 2030 and 2035 and 20% annual vesting over five years.

How are 401(k) holdings treated in Richard Windes’ SMBC ownership report?

The filing shows 2,178.491 SMBC shares held indirectly through a 401(k). A footnote explains this reflects 401(k) contributions since Windes’ last ownership report, providing transparency into retirement-plan based ownership in addition to his directly held shares.

How many stock option exercises are summarized in this SMBC Form 4?

The transaction summary indicates one option exercise for 2,000 underlying shares. This exercise converted a derivative position into SMBC common stock, increasing Richard Windes’ directly held share count while leaving several other option grants outstanding for future potential exercises.