Welcome to our dedicated page for Southern Missouri Bancorp SEC filings (Ticker: SMBC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Southern Missouri Bancorp, Inc. (NASDAQ: SMBC) files a range of documents with the U.S. Securities and Exchange Commission that provide detailed information about its financial condition, operations, governance, and shareholder matters. As a Missouri-incorporated bank holding company for Southern Bank, SMBC uses its SEC filings to report on topics such as earnings, capital, credit quality, and corporate actions. This page brings those filings together and pairs them with AI-powered tools that help explain the content in accessible language.
Investors can review Southern Missouri Bancorp’s periodic reports, including annual reports on Form 10-K and quarterly reports on Form 10-Q, which contain audited or reviewed financial statements, management’s discussion and analysis, segment information, loan and deposit composition, and disclosures on nonperforming loans, nonperforming assets, and the allowance for credit losses under ASC 326-20. These filings also describe concentrations in non-owner occupied commercial real estate, collateral types within that portfolio, and the company’s approach to estimating expected credit losses.
Current reports on Form 8-K provide timely updates on material events. For SMBC, recent 8-K filings have covered preliminary earnings announcements, quarterly dividend declarations, investor conference presentations, amendments to bylaws, change-in-control severance arrangements for executives, temporary suspensions of trading under employee benefit plans, and the results of annual shareholder meetings. Definitive proxy statements on Schedule 14A detail matters submitted to shareholders, including director elections, advisory votes on executive compensation, and ratification of independent auditors, as well as information on governance practices.
On this SEC filings page, you can access these documents as they are posted to EDGAR, while AI-generated summaries highlight key points such as changes in loan and deposit balances, capital and funding structure, executive compensation arrangements, and shareholder voting outcomes. The platform also makes it easier to locate disclosures relevant to insider and executive arrangements, corporate governance changes, and other regulatory topics that may affect Southern Missouri Bancorp’s risk profile and shareholder interests.
Southern Missouri Bancorp, Inc. (SMBC) filed a Form 3 showing an initial statement of beneficial ownership by one reporting person. The filer is identified as a Director, and the filing states no securities are beneficially owned. The event date is 10/20/2025, and the form is a single-person filing, signed by Kenneth J. Bower.
Southern Missouri Bancorp (SMBC) reported an insider ownership update. A director filed a Form 3, the initial statement of beneficial ownership, dated 10/20/2025. The filing discloses 2,000 shares of common stock held with direct (D) ownership. The form indicates it was filed by one reporting person and lists no derivative securities.
Southern Missouri Bancorp, Inc. (SMBC) reported the results of its 2025 Annual Meeting held on October 20, 2025. Shareholders representing 8,993,251 shares, or 79.65% of common shares outstanding as of the August 29, 2025 record date, were present or represented by proxy.
Shareholders elected four directors: Mr. Love to a two-year term expiring in 2027, and Messrs. McCoy, Bower, and Jones to three-year terms expiring in 2028. The advisory vote on executive compensation was approved with 7,379,508 votes for, 392,516 against, and 312,453 abstentions. Shareholders also ratified the appointment of FORVIS MAZARS, LLP as independent auditors for the fiscal year ending June 30, 2026, with 8,635,106 votes for, 94,596 against, and 263,549 abstentions.
Southern Missouri Bancorp, Inc. (SMBC) reported that it issued a press release with preliminary first quarter fiscal 2026 results, declared a quarterly dividend, and set details for its investor call.
The Board declared its 126th consecutive quarterly dividend of $0.25 per common share, payable on November 28, 2025 to stockholders of record as of November 14, 2025.
The company will host a conference call on October 23, 2025 at 9:30 a.m. CT. U.S. participants can dial 1-833-470-1428 with access code 205221. A telephone replay will be available through October 28, 2025 at 1-866-813-9403 using passcode 138492. A press release dated October 22, 2025 is attached as Exhibit 99.1.
William E. Young, a director of Southern Missouri Bancorp (SMBC), reported several changes to his beneficial ownership on Form 4. On 09/18/2025 he recorded the distribution/dissolution of the Sarah Ann Young Revocable Trust, which resulted in a disposition of 130 shares by the trust and an acquisition of 65 shares attributed to Mr. Young in connection with the trust's dissolution and inheritance. The filing shows Mr. Young indirectly beneficially owns 95,052 common shares (held via revocable trust), plus additional indirect holdings: 3,488 shares in an IRA and 2,351 shares as custodian for his son; there was also a disposition of 1,400 shares.
Separately, Mr. Young holds 7,500 stock options exercisable at a $46.94 strike price, expiring 02/21/2033; the options vest in 20% installments over five years with the first installment vesting 02/21/2024. The Form is signed 09/24/2025.
Southern Missouri Bancorp discloses executive compensation practices, community lending and sustainability initiatives. The company plans fiscal 2025 bonuses tied to business-plan goals and will grant incentive stock options and performance-based restricted stock to executives to align pay with long-term shareholder returns. The filing highlights environmental efficiency efforts including LED lighting, HVAC upgrades and $23.5 million committed to renewable energy projects over the three fiscal years ended June 30, 2025.
Community and workforce priorities include broad access to credit, support for affordable housing with $97.6 million committed to LIHTC properties over three years and $49.7 million in outstanding/available construction or development loans at June 30, 2025, internal promotion of leaders (54.1%), training programs, retirement and health benefits, and diversity and inclusion policies.
Southern Missouri Bancorp (SMBC) describes its fiscal 2025 condition, risks, and key balances. The company completed seven acquisitions since June 2017 and expects net interest income to rise after acquisitions while also anticipating higher general and administrative expenses. The investment portfolio at June 30, 2025 included municipal bonds ($24.3M), corporate obligations ($30.6M), asset-backed securities ($42.5M) and other securities ($4.0M), with a weighted average life of 50 months. Available-for-sale securities with unrealized losses were noted, but management does not intend to sell and has not recorded an allowance. Core deposit intangibles total $39.1M (with $21.1M accumulated amortization). The company reports loan concentrations, ACL methodology (DCF with PD/LGD), and that no goodwill impairment was indicated as of June 30, 2025.
Southern Missouri Bancorp, Inc. reported that its subsidiary Southern Bank will move its 401(k) Retirement Plan from American Funds to Fidelity Investments effective September 16, 2025. To complete this transition, the plan will have a blackout period starting September 8, 2025 at 4:00 p.m. Eastern Time, expected to end during the week of October 12, 2025, during which participants generally cannot change investments or make certain transactions.
The company states that, as required by Section 306 of the Sarbanes-Oxley Act and Regulation BTR, Southern Bank notified all plan participants about the blackout affecting company common stock held in the plan. It also provided blackout trading restriction notices under Regulation BTR to all directors and Section 16 officers on August 14, 2025, and filed that notice as Exhibit 99.1 by reference.
On 07/29/2025, Brett Dorton, EVP-Chief Strategies Officer of Southern Missouri Bancorp (SMBC), reported a small open-market sale of 130 common shares at an average price of $56.3023 per share. Following the sale, Dorton holds 1,060 shares directly and 4,702.2346 shares indirectly through the company 401(k) plan.
No derivative transactions occurred; the filing only restates existing option grants that total 11,500 options with exercise prices between $34.35 – $53.82 and expiration dates from 2029 to 2034. Vesting schedules are 20% annually over five years for each grant.
The cash value of the reported sale is roughly $7.3 k, indicating an immaterial change in ownership and no signal of broader strategic intent.