BlackRock reports 6.0% stake in SMARTFINANCIAL

BlackRock, Inc. files a Schedule 13G/A reporting beneficial ownership of 1,029,869 shares of SMARTFINANCIAL INC. common stock, representing 6.0% of the class as shown on the cover date 03/31/2026.

Rhea-AI Filing Summary

BlackRock, Inc. files a Schedule 13G/A reporting beneficial ownership of 1,029,869 shares of SMARTFINANCIAL INC. common stock, representing 6.0% of the class as shown on the cover date 03/31/2026.

The filing states sole voting power of 1,013,564 shares and sole dispositive power of 1,029,869 shares held by certain Reporting Business Units of BlackRock. The cover lists BlackRock’s business address as 50 Hudson Yards, New York, NY. Item 6 notes various persons have rights to dividends or sale proceeds; no single outside person holds more than 5%.

Insights

Institutional Ownership Analyst

BlackRock reports a passive >5% stake in SMARTFINANCIAL.

The Schedule 13G/A lists 1,029,869 shares (6.0%) beneficially owned as of 03/31/2026, with sole voting power on 1,013,564 shares. This signals a reported sizable passive holding by a large asset manager rather than an activist position.

Future filings could show changes in percent or filing classification; subsequent Schedule 13D/A or Form 13F updates would provide more detail on intent or position shifts.

Securities Compliance Specialist

Filing follows standard Schedule 13G/A disclosure and includes required subsidiary/exhibit references.

The cover references Reporting Business Units and attaches Exhibit 99 for Item 7; Exhibit 24 (POA) is listed. Item 6 contains the customary disclosure that various persons may receive dividends or sale proceeds, with no third party over 5%.

Signatory is a authorized officer with signature dated 04/27/2026. Filing appears procedural and compliant with Schedule 13G rules.

Key Figures

Beneficial ownership: 1,029,869 shares Percent of class: 6.0% Sole voting power: 1,013,564 shares +3 more

6 metrics

Beneficial ownership 1,029,869 shares Amount beneficially owned reported in Item 4

Percent of class 6.0% Percent of class reported in Item 4

Sole voting power 1,013,564 shares Sole power to vote reported in Item 4(c)(i)

Sole dispositive power 1,029,869 shares Sole power to dispose reported in Item 4(c)(iii)

Cover date 03/31/2026 Date shown on cover page

Signature date 04/27/2026 Filing signed by Spencer Fleming

Key Terms

Beneficially owned, Sole dispositive power, Reporting Business Units, Schedule 13G/A

4 terms

Beneficially owned regulatory

"reflects the securities beneficially owned, or deemed to be beneficially owned"

Beneficially owned describes securities or assets where a person has the economic rights and control—such as the right to receive dividends and to direct voting—even if legal title is held in another name. Think of it like having the keys and using a car that’s registered to someone else: you get the benefits and make decisions. Investors care because beneficial ownership reveals who truly controls value and voting power, affecting corporate decisions and takeover dynamics.

Sole dispositive power regulatory

"Sole power to dispose or to direct the disposition of: 1029869"

Sole dispositive power is the exclusive legal authority to decide what happens to a security — for example, whether to sell, transfer, or retain shares — without needing anyone else’s permission. Investors care because it signals who truly controls the economic outcome of an investment: like holding the only key to a safe, the holder can realize gains or losses and may trigger regulatory reporting, insider rules, or influence over corporate ownership.

Reporting Business Units regulatory

"beneficially owned by certain business units (collectively, the "Reporting Business Units")"

Schedule 13G/A regulatory

"Item 1. (a) Name of issuer: SMARTFINANCIAL INC."

A Schedule 13G/A is an amended public filing with the U.S. securities regulator that updates a previous Schedule 13G, disclosing when an individual or group holds a substantial (typically over 5%) stake in a company and is claiming a passive, non‑controlling intent. Investors monitor these updates because rising or falling holdings can signal changing confidence, potential future moves, or shifts in voting power — like watching a public ledger where large shareholders quietly adjust their positions.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What stake does BlackRock report in SMARTFINANCIAL (SMBK)?

BlackRock reports beneficial ownership of 1,029,869 shares, equal to 6.0% of the class. The filing shows sole voting power for 1,013,564 shares and sole dispositive power for 1,029,869 shares as reported on the cover date 03/31/2026.

Does the Schedule 13G/A indicate BlackRock plans to take control of SMBK?

No explicit control intent is stated in this filing; it reports a passive holding of 6.0%. The filing is a 13G/A disclosure by Reporting Business Units and does not include language indicating activist or control intentions.

Who signed the Schedule 13G/A for BlackRock and when?

The filing is signed by Spencer Fleming, Managing Director, with signature date 04/27/2026. The cover lists the reporting address as 50 Hudson Yards, New York, NY for BlackRock, Inc.

What does Item 6 disclose about other persons' interests in SMBK?

Item 6 states that various persons may have rights to dividends or sale proceeds but that no single person's interest exceeds 5%. It also notes that shareholder lists for registered investment companies need not be provided.

Are the shares reported by BlackRock held directly or through subsidiaries?

The filing explains shares are held by certain Reporting Business Units of BlackRock and its affiliates. Item 7 references an exhibit for subsidiary identification; specific subsidiary allocation is in Exhibit 99 per the cover.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 04/27/2026 - 04:12 PM EDT Learn about SEC filing dates

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

(Amendment No. 5)

SMARTFINANCIAL INC.

(Name of Issuer)

Common Stock

(Title of Class of Securities)

83190L208

(CUSIP Number)

03/31/2026

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

schemaVersion:

SCHEDULE 13G

CUSIP Number(s): 83190L208

1

Names of Reporting Persons

BlackRock, Inc.

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 1,013,564.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 1,029,869.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

1,029,869.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

6.0 %

12

Type of Reporting Person (See Instructions)

HC

SCHEDULE 13G

Item 1.
(a)	Name of issuer: SMARTFINANCIAL INC.
(b)	Address of issuer's principal executive offices: 5401 KINGSTON PIKE SUITE 600 KNOXVILLE TN 37919
Item 2.
(a)	Name of person filing: BlackRock, Inc. In accordance with SEC Release No. 34-39538 (January 12, 1998), this Schedule 13G reflects the securities beneficially owned, or deemed to be beneficially owned, by certain business units (collectively, the "Reporting Business Units") of BlackRock, Inc. and its subsidiaries and affiliates. It does not include securities, if any, beneficially owned by other business units whose beneficial ownership of securities are disaggregated from that of the Reporting Business Units in accordance with such release.
(b)	Address or principal business office or, if none, residence: BlackRock, Inc., 50 Hudson Yards New York, NY 10001
(c)	Citizenship: See Item 4 of Cover Page
(d)	Title of class of securities: Common Stock
(e)	CUSIP No.: 83190L208
Item 4.	Ownership
(a)	Amount beneficially owned: 1029869
(b)	Percent of class: 6.0 %
(c)	Number of shares as to which the person has:
	(i) Sole power to vote or to direct the vote: 1013564
	(ii) Shared power to vote or to direct the vote: 0
	(iii) Sole power to dispose or to direct the disposition of: 1029869
	(iv) Shared power to dispose or to direct the disposition of: 0
Item 5.	Ownership of 5 Percent or Less of a Class.
	Not Applicable
Item 6.	Ownership of more than 5 Percent on Behalf of Another Person.
	If any other person is known to have the right to receive or the power to direct the receipt of dividends from, or the proceeds from the sale of, such securities, a statement to that effect should be included in response to this item and, if such interest relates to more than 5 percent of the class, such person should be identified. A listing of the shareholders of an investment company registered under the Investment Company Act of 1940 or the beneficiaries of employee benefit plan, pension fund or endowment fund is not required. Various persons have the right to receive or the power to direct the receipt of dividends from, or the proceeds from the sale of the common stock of SMARTFINANCIAL INC.. No one person's interest in the common stock of SMARTFINANCIAL INC. is more than five percent of the total outstanding common shares.
Item 7.	Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
	If a parent holding company has filed this schedule, pursuant to Rule 13d-1(b)(ii)(G), so indicate under Item 3(g) and attach an exhibit stating the identity and the Item 3 classification of the relevant subsidiary. If a parent holding company has filed this schedule pursuant to Rule 13d-1(c) or Rule 13d-1(d), attach an exhibit stating the identification of the relevant subsidiary. See Exhibit 99
Item 8.	Identification and Classification of Members of the Group.
	Not Applicable
Item 9.	Notice of Dissolution of Group.
	Not Applicable

Item 10.

Certifications:

By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under ?? 240.14a-11.

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

BlackRock, Inc.

Signature:	Spencer Fleming
Name/Title:	Managing Director
Date:	04/27/2026

Exhibit Information

Exhibit 24: Power of Attorney Exhibit 99: Item 7