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SmartFinancial, Inc. filings document the public-company disclosures of a Tennessee bank holding company whose common stock trades on the New York Stock Exchange under SMBK. The company’s Form 8-K reports cover quarterly operating results, Regulation FD investor materials, dividend declarations, share repurchase authorization, and capital-structure matters tied to subordinated notes.
Proxy materials provide governance and shareholder-meeting disclosures, including board matters, executive compensation, equity awards, and voting items. The filing record also documents registered securities, financial-condition updates, credit-related metrics, and other material events relevant to SmartBank’s full-service commercial banking operations.
SmartFinancial, Inc. reported higher profitability for the quarter and six months ended June 30, 2026. Quarterly net income was $16.3 million, up from $11.7 million a year earlier, and six‑month net income was $30.0 million versus $23.0 million. Net interest income rose to $48.1 million for the quarter and $93.9 million year‑to‑date, reflecting growth in loans and leases to $4.68 billion from $4.36 billion and total assets to $6.12 billion from $5.86 billion at year‑end 2025.
Asset quality coverage strengthened as the allowance for credit losses increased to $45.3 million, or 0.97% of loans and leases, compared with $40.9 million and 0.94%. This was driven by higher provisions for credit losses of $5.6 million for the first half of 2026 versus $3.4 million in the prior‑year period and the adoption of a new discounted cash flow‑based CECL modeling platform for non‑consumer segments. Deposits grew to $5.39 billion, while accumulated other comprehensive loss widened to $12.9 million as higher rates pressured the securities portfolio.
SMARTFINANCIAL INC. executive Jordan Rhett D., EVP & Chief Credit Officer, reported a sale of 430 shares of common stock on 2026-08-04 at $52.7500 per share. After this open-market or private transaction, he directly holds 11,372 shares of SmartFinancial common stock.
SmartFinancial, Inc. reported higher earnings for the second quarter of 2026, with net income of $16.3 million and diluted EPS of $0.96, up from $0.69 a year earlier and $0.81 in the prior quarter. Management highlighted approximately 15% annualized loan growth and a tax-equivalent net interest margin of 3.52% as average earning assets reached $5.52 billion.
Asset quality metrics showed low nonperforming levels, with nonperforming assets at 0.23% of total assets and an allowance for credit losses equal to 0.97% of loans and leases. Total assets were $6.12 billion and deposits $5.39 billion at June 30, 2026. The board declared a quarterly cash dividend of $0.09 per share, payable August 17, 2026, to shareholders of record on July 31, 2026.
SMARTFINANCIAL INC. executive Jordan Rhett D., EVP & Chief Credit Officer, reported an open-market sale of 400 shares of Common Stock at $45.00 per share. Following this Form 4 transaction, he directly holds 11,802 shares of SmartFinancial common stock.
SMARTFINANCIAL INC. director Barrett Victor Lynn purchased additional shares of the company’s common stock. On June 10, 2026, he made an open-market purchase of 3,000 shares at a price of $43.78 per share. Following this trade, his direct ownership increased to 151,724 common shares, while a further 9,126 shares are held indirectly in a trust for the benefit of his spouse.
SMARTFINANCIAL INC. director Cathy G. Ackermann reported an open-market purchase of 3,000 shares of common stock at $42.12 per share. Following this transaction, she owns 19,831 shares directly, plus 2,100 shares held by her spouse and 10,500 shares held by a marital trust.
SmartFinancial, Inc. reported results of its 2026 annual shareholder meeting held on May 21, 2026. Shareholder turnout was strong, with 13,783,833 of 17,098,473 common shares represented, equal to 80.61% of shares outstanding as of the record date.
Shareholders elected ten directors to serve until the 2027 annual meeting, including William (“Billy”) Y. Carroll Jr. and William (“Bill”) Y. Carroll Sr. They also ratified Elliott Davis, PLLC as independent registered public accounting firm for the fiscal year ending December 31, 2026. In addition, shareholders approved, on a non-binding advisory basis, the compensation paid to SmartFinancial’s named executive officers as described in the April 7, 2026 proxy statement.
SMARTFINANCIAL INC. director Geoffrey Alan Wolpert reported two bona fide gift transfers of Common Stock. On May 19, 2026, entities associated with him made gifts totaling 62,236 shares, split into two transactions of 31,118 shares each, at a price of $0.00 per share.
One gift involved shares held indirectly through a Grantor Retained Annuity Trust of Sylvia Patricia Wolpert, and the other involved shares held indirectly by his spouse. After these transactions, Wolpert continued to hold 100,577 shares directly, with additional remaining indirect holdings reported for the trust and spouse accounts. These are non-market, no‑consideration transfers rather than open-market sales.
SMARTFINANCIAL INC. director Geoffrey Alan Wolpert reported an indirect gift of 24,849 shares of Common Stock on May 18, 2026. The shares were held by the Grantor Retained Annuity Trust of Sylvia Patricia Wolpert and transferred as a bona fide gift.
A footnote explains that, in connection with the trust’s maturity, 8,283 shares were transferred to each of the reporting person’s three independent children. After the gift, the trust holds 65,178 shares indirectly, while Wolpert also reports 100,577 shares held directly and 24,238 shares held indirectly by his spouse.
SMARTFINANCIAL INC. director Geoffrey Alan Wolpert reported non-market transfers of common stock. On May 1, 2026, entities associated with him made two bona fide gifts totaling 47,442 shares of common stock, one from a grantor retained annuity trust and one from his spouse.
After these gifts, Wolpert continues to hold 100,577 shares directly, 90,027 shares indirectly through a grantor retained annuity trust of Sylvia Patricia Wolpert, and 24,238 shares indirectly through his spouse. The filing notes that his direct holdings include shares acquired through the SMBK Dividend Reinvestment Plan.