Welcome to our dedicated page for SMARTFINANCIAL SEC filings (Ticker: SMBK), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
SmartFinancial, Inc. filings document the public-company disclosures of a Tennessee bank holding company whose common stock trades on the New York Stock Exchange under SMBK. The company’s Form 8-K reports cover quarterly operating results, Regulation FD investor materials, dividend declarations, share repurchase authorization, and capital-structure matters tied to subordinated notes.
Proxy materials provide governance and shareholder-meeting disclosures, including board matters, executive compensation, equity awards, and voting items. The filing record also documents registered securities, financial-condition updates, credit-related metrics, and other material events relevant to SmartBank’s full-service commercial banking operations.
SmartFinancial, Inc. reported stronger quarterly results, with net income of $13.7M for the three months ended March 31, 2026, up from $11.3M a year earlier. Basic and diluted earnings per share were $0.81, compared with $0.67 in 2025.
Total assets reached $5.91B, slightly above $5.86B at December 31, 2025, as loans and leases grew to $4.52B from $4.36B. Deposits were $5.20B, up from $5.15B, while cash and cash equivalents declined to $346.1M from $464.4M as the bank deployed liquidity.
Net interest income increased to $45.9M from $38.2M, but the provision for credit losses rose to $4.1M from $1.0M, reflecting updated credit loss modeling. The allowance for credit losses increased to $44.0M, or 0.97% of total loans and leases, versus 0.94% at year-end. Comprehensive income was $10.6M, down from $15.3M, driven by unrealized losses in the securities portfolio.
SMARTFINANCIAL INC. director Kelli D. Shomaker made an open-market purchase of the company’s Common Stock. On May 4, 2026, she bought 290 shares at a price of $41.30 per share. Following this transaction, she directly owns 2,120 Common shares.
SmartFinancial, Inc. registers $100,000,000 of securities on a shelf to be offered from time to time, including common stock, preferred stock, senior and subordinated debt, depositary shares, purchase contracts, units, warrants and rights. The shelf prospectus provides a general description; specific terms, issuance amounts, pricing and distribution methods will be set forth in subsequent prospectus supplements for each offering. The company discloses consolidated balance-sheet anchors: total assets of $5.9 billion, total loans of $4.5 billion, total deposits of $5.2 billion and shareholders’ equity of $562.2 million as of March 31, 2026.
SmartFinancial, Inc. declared a regular quarterly cash dividend of $0.09 per share of common stock. The dividend is payable on June 1, 2026 to shareholders of record at the close of business on May 15, 2026.
The $0.09 quarterly dividend represents a 12.5% increase from the prior quarterly dividend of $0.08 per share declared in January 2026, signaling a higher ongoing cash return to shareholders.
BlackRock, Inc. files a Schedule 13G/A reporting beneficial ownership of 1,029,869 shares of SMARTFINANCIAL INC. common stock, representing 6.0% of the class as shown on the cover date 03/31/2026.
The filing states sole voting power of 1,013,564 shares and sole dispositive power of 1,029,869 shares held by certain Reporting Business Units of BlackRock. The cover lists BlackRock’s business address as 50 Hudson Yards, New York, NY. Item 6 notes various persons have rights to dividends or sale proceeds; no single outside person holds more than 5%.
SMARTFINANCIAL INC. executive Jordan Rhett D., EVP & Chief Credit Officer, completed an open-market sale of 500 shares of Common Stock at $41.85 per share. After this transaction, he directly holds 12,202 shares of SmartFinancial common stock, indicating a relatively small reduction in his position.
SmartFinancial, Inc. reported first quarter 2026 net income of $13.7 million, or $0.81 per diluted share, up from $11.3 million, or $0.67, a year earlier and flat with the prior quarter. Loan balances rose by about $155 million, while core deposits increased $95 million, helping drive growth.
Tax-equivalent net interest margin improved to 3.48% from 3.38% in the prior quarter as deposit costs declined, even though loan yields softened slightly. The allowance for credit losses increased to 0.97% of loans following a model change, and nonperforming assets remained low at 0.25% of total assets.
Total assets reached $5.91 billion, deposits totaled $5.20 billion, and shareholders’ equity was $562.2 million. Return on average assets was 0.96% and return on average shareholders’ equity was 9.90%, indicating steady profitability alongside modest balance sheet growth.
SmartFinancial, Inc. is asking shareholders to vote at its May 21, 2026 annual meeting on three items: electing 10 directors, ratifying Elliott Davis, PLLC as auditor for 2026, and approving executive pay on an advisory basis. The Board recommends voting FOR all proposals.
The record date is March 24, 2026, when 17,098,473 common shares were outstanding, including 274,420 unvested restricted shares with voting rights. The Board is mostly independent and uses committees for audit, governance, nominations, compensation and strategic oversight. A 2025 advisory vote on executive pay received about 99% support.