Welcome to our dedicated page for Smartfinancial SEC filings (Ticker: SMBK), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The SmartFinancial, Inc. (NYSE: SMBK) SEC filings page brings together the company’s regulatory disclosures, including current reports on Form 8-K and registration-related documents referenced in its public announcements. SmartFinancial is a Tennessee-incorporated bank holding company based in Knoxville, Tennessee, and its filings provide detailed insight into the operations and capital structure supporting SmartBank, a full-service commercial bank founded in 2007 with branches across Tennessee, Alabama, and Florida.
Recent Form 8-K filings for SmartFinancial cover a range of material events and Regulation FD disclosures. These include quarterly earnings releases that report results of operations and financial condition, with exhibits providing full press releases and investor slide presentations. Through these filings, readers can review information on net interest income, net interest margin, loan and lease growth, deposit trends, noninterest income and expense, credit quality measures, and non-GAAP metrics such as operating earnings and tangible book value per share.
SmartFinancial’s 8-K filings also document board actions on regular quarterly cash dividends, specifying dividend amounts, record dates, and payment dates. Other filings describe capital and funding transactions, such as the Subordinated Note Purchase Agreement under which the company issued $100.0 million of 7.25% Fixed-to-Floating Rate Subordinated Notes due 2035, intended to qualify as Tier 2 capital, and a subsequent exchange offer for registered notes with identical terms. These documents outline key terms of the notes, including maturity, interest structure, redemption provisions, and subordination.
Additional 8-K disclosures address corporate transactions, such as the sale of SBK Insurance Inc. by SmartBank and SmartFinancial’s minority ownership interest in the purchaser’s parent entity, as well as the expectation of a continuing strategic relationship. Together, these filings provide a regulatory record of SmartFinancial’s earnings communication, dividend policy, capital management, and selected subsidiary transactions.
On this page, users can access SmartFinancial’s SEC filings as they are made available through EDGAR. AI-powered tools on the platform can help summarize lengthy documents, highlight key terms in subordinated debt agreements, and surface important data points from earnings-related filings, making it easier to interpret SMBK’s regulatory disclosures without reading every line.
SmartFinancial, Inc. reported its earnings results for the fourth quarter ended December 31, 2025 and furnished these results through a press release attached as Exhibit 99.1. The company also prepared an investor slide presentation, attached as Exhibit 99.2, to be used in conjunction with its earnings release conference call scheduled for January 21, 2025. The earnings materials and presentation are provided under Items 2.02 and 7.01 of a current report and are designated as furnished rather than filed under the securities laws.
Kenneth R. Lehman filed an amended Schedule 13G reporting his beneficial ownership of SmartFinancial Inc. common stock. He reports holding 684,776 shares, representing 4.2% of the company’s common stock as of the stated event date. Lehman has sole voting and sole dispositive power over all of these shares, with no shared voting or dispositive authority disclosed.
The filing indicates that his ownership is now 5 percent or less of the class. Lehman also certifies that the shares were not acquired and are not held for the purpose of changing or influencing control of SmartFinancial Inc., but instead are held without that control intent.
SmartFinancial, Inc. disclosed that it has extended its offer to exchange any and all of the $100.0 million aggregate principal amount of its 7.25% fixed-to-floating rate subordinated notes due 2035. These notes were originally issued in a private placement on August 20, 2025, and the offer allows holders to swap them for an equal principal amount of notes with identical terms that are registered under the Securities Act of 1933. The exchange offer is now scheduled to expire at 5:00 p.m., New York City time, on January 9, 2026, unless it is further extended.
SmartFinancial Inc. executive vice president and chief credit officer reported a small change in ownership of company stock. On 01/01/2026, the officer recorded a Form 4 transaction involving 816 shares of common stock at a price of $36.99 per share, coded "F" under the reporting rules. Following this transaction, the officer beneficially owns 9,288 shares of SmartFinancial Inc. common stock in direct form.
SMARTFINANCIAL INC. executive reports change in share ownership. The company’s EVP & Chief Financial Officer filed a Form 4 reporting a disposition of 842 shares of SMARTFINANCIAL INC. common stock on 01/01/2026 at a price of $36.99 per share, coded as transaction type "F." After this transaction, the officer beneficially owns 20,936 shares of common stock, which includes shares acquired through the SMBK Dividend Reinvestment Plan.
SmartFinancial Inc. reported a stock transaction by its President and CEO, who is also a director. On 01/01/2026, the insider had a disposition of 1,807 shares of common stock at $36.99 per share, reported with transaction code "F." Following this transaction, the insider beneficially owned 123,644 shares of common stock directly.
The filing also shows an additional 42,666 shares held indirectly through the William Carroll, Jr. Decendent Trust. The report is filed as a Form 4 for one reporting person and reflects the insider’s ongoing equity ownership in SmartFinancial Inc.
SmartFinancial Inc.'s Chief Accounting Officer reported a small share transaction in company stock. On 01/01/2026, the officer had 445 shares of common stock disposed of in a transaction coded "F" at a price of $36.99 per share. After this transaction, the officer beneficially owned 10,142 shares of SmartFinancial common stock.
The reported ownership amount includes shares acquired through the SMBK Dividend Reinvestment Plan, meaning some of the holdings come from automatic reinvestment of dividends rather than open-market purchases.
SmartFinancial Inc. reported an insider stock transaction by its Chief People Officer. On 01/01/2026, the officer disposed of 445 shares of SmartFinancial common stock at a price of $36.99 per share, coded as transaction type "F". After this transaction, the officer beneficially owned 10,408 shares directly. A footnote explains that this total includes shares acquired through the SMBK Dividend Reinvestment Plan.
SmartFinancial Inc. insider transaction: A director and Chairman of the Board of SmartFinancial Inc. reported a disposition of 1,305 shares of common stock on 01/01/2026 at a price of $36.99 per share. Following this transaction, the reporting person directly owned 95,633 shares of SmartFinancial common stock.
In addition to the direct holdings, the filing shows indirect ownership of 14,167 shares held by each of the Margaret Polfrey Welborn Trust, Elizabeth Houston Welborn Trust, and Ann Miller Welborn Trust, as well as 4,725 shares held by the reporting person’s spouse. No derivative securities transactions were reported in this filing.
SmartFinancial Inc. director reports stock sale. A director of SmartFinancial Inc. reported selling 10,625 shares of common stock on 12/10/2025 in an open market transaction coded "S" at a price of $38.01 per share. After this sale, the reporting person directly beneficially owns 49,914 shares of SmartFinancial Inc. common stock.