SmartFinancial director sells 10,625 shares at $38.01 each

SmartFinancial Inc. director reports stock sale.

Rhea-AI Filing Summary

SmartFinancial Inc. director reports stock sale. A director of SmartFinancial Inc. reported selling 10,625 shares of common stock on 12/10/2025 in an open market transaction coded "S" at a price of $38.01 per share. After this sale, the reporting person directly beneficially owns 49,914 shares of SmartFinancial Inc. common stock.

Insider Trade Summary

Net Seller: 10,625 shares

Net Sell 1 txn

Insider Tucker Steven B.

Role Director

Sold 10,625 shs ($404K)

Type	Security	Shares	Price	Value
Sale	Common Stock	10,625	$38.01	$404K

Holdings After Transaction: Common Stock — 49,914 shares (Direct)

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did SmartFinancial Inc. (SMBK) disclose?

A director of SmartFinancial Inc. disclosed the sale of 10,625 shares of the company’s common stock in a Form 4 filing.

When did the SmartFinancial Inc. (SMBK) insider sale occur?

The earliest transaction date reported is 12/10/2025.

How many SmartFinancial Inc. (SMBK) shares were sold and at what price?

The filing reports a sale of 10,625 shares of SmartFinancial Inc. common stock at a price of $38.01 per share.

How many SmartFinancial Inc. (SMBK) shares does the insider own after the sale?

Following the reported transaction, the insider directly owns 49,914 shares of SmartFinancial Inc. common stock.

What does transaction code "S" mean in the SmartFinancial Inc. (SMBK) Form 4?

Transaction code "S" indicates an open market or private sale of non-derivative securities.

Is the reporting person a director or officer of SmartFinancial Inc. (SMBK)?

The filing identifies the reporting person’s relationship to SmartFinancial Inc. as a Director.

Does the SmartFinancial Inc. (SMBK) Form 4 include any derivative securities?

The section for derivative securities is present but shows no reported derivative transactions in this excerpt.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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Accepted by SEC EDGAR 12/11/2025 - 05:00 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Tucker Steven B.

(Last) (First) (Middle)

5401 KINGSTON PIKE SUITE 600

(Street)

KNOXVILLE TN 37919

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SMARTFINANCIAL INC. [ SMBK ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
12/10/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	12/10/2025		S		10,625	D	$38.01	49,914	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Glen E. Allen, Jr., Attorney-in-Fact	12/11/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.