SmartFinancial Inc. (SMBK) officer logs 816-share Form 4 stock trade

Rhea-AI Filing Summary

SmartFinancial Inc. executive vice president and chief credit officer reported a small change in ownership of company stock. On 01/01/2026, the officer recorded a Form 4 transaction involving 816 shares of common stock at a price of $36.99 per share, coded "F" under the reporting rules. Following this transaction, the officer beneficially owns 9,288 shares of SmartFinancial Inc. common stock in direct form.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Jordan Rhett D.

Role EVP & CHIEF CREDIT OFFICER

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	816	$36.99	$30K

Holdings After Transaction: Common Stock — 9,288 shares (Direct)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Jordan Rhett D.

(Last) (First) (Middle)

5401 KINGSTON PIKE SUITE 600

(Street)

KNOXVILLE TN 37919

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SMARTFINANCIAL INC. [ SMBK ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & CHIEF CREDIT OFFICER

3. Date of Earliest Transaction (Month/Day/Year)
01/01/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/01/2026		F		816	D	$36.99	9,288	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Glen E. Allen, Jr., Attorney-in-Fact	01/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did SmartFinancial Inc. (SMBK) report in this Form 4?

An executive vice president and chief credit officer reported a transaction in 816 shares of SmartFinancial Inc. common stock on 01/01/2026, coded as an "F" transaction.

How many SmartFinancial Inc. (SMBK) shares were involved and at what price?

The Form 4 reports 816 shares of SmartFinancial Inc. common stock at a price of $36.99 per share.

How many SMBK shares does the reporting person own after this transaction?

After the reported transaction, the executive beneficially owns 9,288 shares of SmartFinancial Inc. common stock.

What is the reporting person’s role at SmartFinancial Inc. (SMBK)?

The reporting person is an officer of SmartFinancial Inc., serving as executive vice president and chief credit officer.

Is the SmartFinancial Inc. (SMBK) Form 4 filed by one or multiple reporting persons?

The Form 4 is indicated as being filed by one reporting person.

Does this SmartFinancial Inc. (SMBK) Form 4 involve derivative securities?

The Form 4 includes a table for derivative securities, but no derivative transactions are listed in the provided content.