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SmartFinancial, Inc. filings document the public-company disclosures of a Tennessee bank holding company whose common stock trades on the New York Stock Exchange under SMBK. The company’s Form 8-K reports cover quarterly operating results, Regulation FD investor materials, dividend declarations, share repurchase authorization, and capital-structure matters tied to subordinated notes.
Proxy materials provide governance and shareholder-meeting disclosures, including board matters, executive compensation, equity awards, and voting items. The filing record also documents registered securities, financial-condition updates, credit-related metrics, and other material events relevant to SmartBank’s full-service commercial banking operations.
SmartFinancial, Inc., through its subsidiary SmartBank, has promoted Cynthia A. Cain to Chief Operating Officer, effective immediately. The new COO role is designed to strengthen the bank’s leadership structure and support long-term growth in a rapidly changing financial services environment.
Ms. Cain will oversee Operations, Technology, Data, AI Governance, Digital & Innovation, and all Payments functions, centralizing key efficiency and client-experience areas under one leader. She has more than 30 years of accounting and financial operations experience and has served as SmartFinancial’s Chief Accounting Officer since August 2022.
The company states there are no special arrangements or family relationships connected to her appointment and no related-party transactions requiring disclosure. A press release detailing the promotion is furnished as an exhibit under Regulation FD.
SmartFinancial, Inc., a Tennessee-based bank holding company for SmartBank, outlines its 2025 business profile, risk factors and regulatory environment. The bank focuses on commercial and consumer lending, with net loans and leases of approximately $4.3 billion at December 31, 2025, representing about 74% of total assets.
SmartBank operates 42 full-service branches and two loan production offices across Tennessee, Alabama, Florida and Georgia as of March 1, 2026, and uses investment securities and FHLB and Federal Reserve funding to complement deposits. The company emphasizes credit risk management, diversified loan types and investment-grade securities.
As of June 30, 2025, non-affiliate market value of common stock was about $535.9 million, and there were 17,096,969 shares outstanding as of March 12, 2026. Management discusses interest-rate sensitivity, showing modeled 200 basis-point rate shocks could change 12‑month net interest income by between about $3.4 million and $4.06 million, and notes SmartBank remained well capitalized under regulatory standards.
SMARTFINANCIAL INC. chief people officer Rebecca C. Boyd received a grant of 1,913 shares of common stock on March 10, 2026 as compensation. The restricted stock will vest on March 10, 2030. After this award, she directly holds 12,342 common shares, including shares acquired through the SMBK Dividend Reinvestment Plan.
SMARTFINANCIAL INC. executive Martin E. Schrodt, EVP and Chief Banking Officer, received a grant of 1,998 shares of Common Stock on March 10, 2026 as a restricted stock award with a vesting date of March 10, 2030. The award was approved by the Compensation Committee and carries no purchase price. Following this grant, Schrodt directly holds 7,251 shares of SmartFinancial common stock, which also includes shares previously acquired through the SMBK Dividend Reinvestment Plan.
Trumpp Jarrod M reported acquisition or exercise transactions in this Form 4 filing.
SMARTFINANCIAL INC. Chief Risk Officer Jarrod M. Trumpp received a grant of 990 shares of common stock as a restricted stock award. The Compensation Committee approved the grant on March 10, 2026, and the shares will vest on March 10, 2030. Following this award, his direct holdings total 2,990 common shares.
SMARTFINANCIAL INC. Chief Accounting Officer Cynthia A. Cain received a grant of 2,052 shares of common stock on March 10, 2026, as a restricted stock award. These shares were granted at no cash cost and are scheduled to vest on March 10, 2030. After this award, she holds 12,214 shares directly, which includes shares previously acquired through the SMBK Dividend Reinvestment Plan.
Jordan Rhett D. reported acquisition or exercise transactions in this Form 4 filing.
SMARTFINANCIAL INC. executive Jordan Rhett D., EVP & Chief Credit Officer, received a grant of 3414 shares of Common Stock as equity compensation. The Compensation Committee approved this restricted stock award on March 10, 2026, and the shares are scheduled to vest on March 10, 2030. Following this grant, Rhett directly holds 12702 common shares.
SMARTFINANCIAL INC. executive vice president and chief financial officer Ronald J. Gorczynski received a grant of 3,752 shares of common stock as equity compensation. The grant, approved by the Compensation Committee on March 10, 2026, consists of restricted stock that will vest on March 10, 2030. After this award, he directly holds a total of 24,729 common shares, including shares acquired through the SMBK Dividend Reinvestment Plan.
Welborn Wesley Miller reported acquisition or exercise transactions in this Form 4 filing.
SMARTFINANCIAL INC. chairman of the board Wesley Miller received a grant of 3,542 shares of restricted common stock on March 10, 2026, as approved by the Compensation Committee. These restricted shares are scheduled to vest on March 10, 2030.
After this award, Miller holds 100,010 common shares directly. The filing also lists indirect holdings of 14,167 shares for each of three family trusts and 4,725 shares held by his spouse, showing additional ownership through related entities.
Carroll William Young Jr. reported acquisition or exercise transactions in this Form 4 filing.
SMARTFINANCIAL INC. reported an equity compensation grant to its president and CEO, Carroll William Young Jr. On March 10, 2026, he received 9,450 shares of restricted common stock at no purchase price, which are scheduled to vest on March 10, 2030. Following this award, his directly held common stock position increased to 133,094 shares. The filing also reports 42,666 shares of common stock held indirectly through the William Carroll Jr. Descendent Trust, reflecting additional beneficial exposure separate from his direct holdings.