SmartFinancial (SMBK) CRO receives 990-share restricted stock grant

Rhea-AI Filing Summary

Trumpp Jarrod M reported acquisition or exercise transactions in this Form 4 filing.

SMARTFINANCIAL INC. Chief Risk Officer Jarrod M. Trumpp received a grant of 990 shares of common stock as a restricted stock award. The Compensation Committee approved the grant on March 10, 2026, and the shares will vest on March 10, 2030. Following this award, his direct holdings total 2,990 common shares.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Trumpp Jarrod M

(Last) (First) (Middle)

5401 KINGSTON PIKE

SUITE 600

(Street)

KNOXVILLE TN 37919

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SMARTFINANCIAL INC. [ SMBK ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Risk Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/10/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/10/2026		A		990(1)	A	$0	2,990	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. On March 10, 2026, the Compensation Committee approved grants of restricted stock, which will vest on March 10, 2030.

	/s/ Glen E. Allen, Jr., Attorney-in-Fact	03/11/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What insider transaction did SMARTFINANCIAL INC. (SMBK) report for Jarrod Trumpp?

SMARTFINANCIAL INC. reported that Chief Risk Officer Jarrod M. Trumpp received 990 shares of common stock as a restricted stock grant. This non-cash award increased his direct holdings to 2,990 shares following the transaction.

When do Jarrod Trumpp’s SMARTFINANCIAL INC. (SMBK) restricted shares vest?

Jarrod M. Trumpp’s restricted stock grant is scheduled to vest on March 10, 2030. The Compensation Committee approved the award on March 10, 2026, creating a four-year vesting period for the 990 restricted common shares.

How many SMARTFINANCIAL INC. (SMBK) shares does Jarrod Trumpp hold after this Form 4?

After the reported transaction, Chief Risk Officer Jarrod M. Trumpp directly holds 2,990 shares of SMARTFINANCIAL INC. common stock. This total includes the newly granted 990-share restricted stock award approved by the Compensation Committee.

What type of transaction is shown in SMARTFINANCIAL INC. (SMBK) Form 4 for Jarrod Trumpp?

The Form 4 shows an acquisition coded as “A,” reflecting a grant, award, or other acquisition of common stock. Specifically, Jarrod M. Trumpp received 990 restricted shares at no cash cost as part of his compensation.

Who approved the restricted stock grant to SMARTFINANCIAL INC. (SMBK) Chief Risk Officer?

The restricted stock grant to Chief Risk Officer Jarrod M. Trumpp was approved by the Compensation Committee on March 10, 2026. The grant covers 990 restricted common shares that will fully vest on March 10, 2030.