Sumitomo Mitsui lifts H1 earnings; FY profit seen at ¥1.5T

Rhea-AI Filing Summary

Sumitomo Mitsui Financial Group (SMFG) reported stronger mid-year results on a consolidated basis. For the six months ended September 30, 2025, ordinary profit rose to ¥1,278,123 million (up 24.0%), and profit attributable to owners of parent increased to ¥933,505 million (up 28.7%). Ordinary income was ¥5,205,887 million (down 1.3%). Diluted earnings per share were ¥241.98, up from ¥184.72 a year earlier.

The company revised its dividend plan to ¥78 for the second quarter and now forecasts ¥79 for the fourth quarter, for an annual total of ¥157. The earnings forecast was revised; for the fiscal year ending March 31, 2026, profit attributable to owners of parent is projected at ¥1,500,000 million (up 27.3%), with forecast EPS of ¥390.39. The Board resolved to acquire treasury stock on November 14, 2025, and the forecast EPS reflects that resolution in the share count basis.

Total assets were ¥305,905,915 million and total net assets ¥15,304,259 million as of September 30, 2025. The net assets ratio improved to 5.0% from 4.8% at March 31, 2025.

Insights

Banking sector analyst

SMFG posted higher profits and lifted shareholder returns guidance.

SMFG delivered higher profitability: ordinary profit reached ¥1,278,123 million (up 24.0%) and profit attributable to owners of parent was ¥933,505 million (up 28.7%). Revenue pressure was modest with ordinary income down 1.3%, while fee and interest components supported earnings.

The company revised dividends to an annual ¥157 per share for FY2025 after the three-for-one stock split context, indicating a higher second-half payout. It also revised its full-year outlook to profit attributable to owners of parent of ¥1,500,000 million (up 27.3%), and noted a Board resolution on November 14, 2025 to acquire treasury stock, which is reflected in EPS calculations.

Watch the fourth-quarter dividend of ¥79 per share and subsequent disclosures on the treasury stock acquisition terms; these will influence per-share metrics alongside the already improved net assets ratio of 5.0% as of September 30, 2025.

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UNITED STATES SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 6-K

REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16 UNDER

THE SECURITIES EXCHANGE ACT OF 1934

For the month of November 2025

Commission File Number 001-34919

SUMITOMO MITSUI FINANCIAL GROUP, INC.

(Translation of registrant’s name into English)

1-2, Marunouchi 1-chome, Chiyoda-ku, Tokyo 100-0005, Japan

(Address of principal executive offices)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F: Form 20-F ☒ Form 40-F ☐

THIS REPORT ON FORM 6-K SHALL BE DEEMED TO BE INCORPORATED BY REFERENCE INTO THE PROSPECTUS FORMING A PART OF SUMITOMO MITSUI FINANCIAL GROUP, INC.’S REGISTRATION STATEMENT ON FORM F-3 (FILE NO. 333-276219) AND TO BE A PART OF SUCH PROSPECTUS FROM THE DATE ON WHICH THIS REPORT IS FURNISHED, TO THE EXTENT NOT SUPERSEDED BY DOCUMENTS OR REPORTS SUBSEQUENTLY FILED OR FURNISHED, EXCEPT FOR THE STATEMENTS REGARDING OUR EARNINGS FORECAST UNDER THE CAPTION “3. EARNINGS FORECAST ON A CONSOLIDATED BASIS (FOR THE FISCAL YEAR ENDING MARCH 31, 2026).”

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

Sumitomo Mitsui Financial Group, Inc.
By:		/s/ Jun Okahashi
		Name: Jun Okahashi
		Title:  Executive Officer & General Manager,      Financial Accounting Dept

Date:  November 14, 2025

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		November 14, 2025
		Sumitomo Mitsui Financial Group, Inc. Consolidated Financial Results for the six months ended September 30, 2025 <Under Japanese GAAP>

Head Office: 1-2, Marunouchi 1-chome, Chiyoda-ku, Tokyo, Japan

Stock Exchange Listings: Tokyo Stock Exchange, Nagoya Stock Exchange, New York Stock Exchange

URL: https://www.smfg.co.jp/english/

President: Toru Nakashima

Interim Securities Report (Hanki hokokusho) issuing date: November 28, 2025

Dividend payment date: December 2, 2025

Investors meeting presentation for financial results: Scheduled

Note: Amounts less than one million yen have been rounded down.

1. Consolidated financial results (for the six months ended September 30, 2025)

 (1) Operating results (Millions of yen, except per share data and percentages)

		Ordinary income								Ordinary profit								Profit attributable to    owners of parent
Six months ended September 30, 2025		¥	5,205,887				(1.3	)%		¥	1,278,123				24.0	%		¥	933,505				28.7	%
Six months ended September 30, 2024			5,276,938				17.7				1,030,472				45.3				725,172				37.7

Notes:		1.		Comprehensive income:
				(a) for the six months ended September 30, 2025 ¥1,030,170 million [175.5%] (b) for the six months ended September 30, 2024 ¥373,994 million [(70.3)%]
		2.		Percentages shown in ordinary income, ordinary profit, profit attributable to owners of parent and comprehensive income are the increase (decrease) from the same period in the previous fiscal year.

		Earnings per share								Earnings per share        (Diluted)
Six months ended September 30, 2025			¥   242.03								¥   241.98
Six months ended September 30, 2024			184.77								184.72

  Note: On October 1, 2024, Sumitomo Mitsui Financial Group, Inc. (“the Company”) executed a three-for-one split of its common stock, with a record date of September 30, 2024. Earnings per share and Earnings per share (Diluted) reflect the impact of the stock split.

 (2) Financial position (Millions of yen, except percentages)  

		Total assets								Net  assets								Net assets  ratio
As of September 30, 2025		¥	305,905,915							¥	15,304,259								5.0	%
As of March 31, 2025			306,282,015								14,841,509								4.8

Notes:		1.		Stockholders’ equity:
				(a) as of September 30, 2025: ¥ 15,165,764 million (b) as of March 31, 2025: ¥ 14,703,435 million
		2.		Net assets ratio = {(Net assets – stock acquisition rights – non-controlling interests) / total assets} X 100

2. Dividends on common stock		(Yen)
		Cash dividends per share
		1st quarter		2nd quarter		3rd quarter		4th quarter		Annual
Fiscal year ended March 31, 2025		¥   —		¥   180.00		¥    —		¥  62.00		¥    —
Fiscal year ending March 31, 2026		—		78.00
Fiscal year ending March 31, 2026 (Forecast)						—		79.00		157.00

Notes:		1.		Dividend forecast which was announced in May 2025 was revised.
		2.		On October 1, 2024, the Company executed a three-for-one split of its common stock, with a record date of September 30, 2024. For the fiscal year ended March 31, 2025, the cash dividends per share for the 4th quarter reflect the impact of the stock split, and the annual cash dividends per share are stated as “—.” If the stock split is not taken into account, the 4th quarter and annual cash dividends per share would have been ¥186 and ¥366, respectively. The cash dividends per share for the 2nd quarter and annual cash dividends per share after reflecting the stock split are ¥60 and ¥122, respectively.

3. Earnings forecast on a consolidated basis (for the fiscal year ending March 31, 2026)

(Millions of yen, except per share data and percentage) 

		Profit attributable to owners  of parent														Earnings per share
Fiscal year ending March 31, 2026			¥  1,500,000							27.3 %							¥  390.39

Notes:		1.		Earnings forecast which was announced in May 2025 was revised.
		2.		Percentage shown in profit attributable to owners of parent is the increase (decrease) from the previous fiscal year.
		3.		At the Board of Directors meeting held on November 14, 2025, the Company resolved to acquire treasury stock. Forecasted earnings per share are calculated by dividing the forecasted profit attributable to owners of parent by the number of common stock shares. The number of common stock shares used as the basis for this calculation is the average of “the number of issued common stock shares at the beginning of the period (excluding treasury stock)” and “the expected number of issued common stock shares at the end of the period,” represented by the number of shares as of the end of the second quarter (excluding treasury stock) after reflecting the aforementioned acquisition of treasury stock.

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[Notes]

(1) There were no changes in material consolidated subsidiaries during the period.

(2) Changes in accounting policies, changes in accounting estimates and restatements

(a) Changes in accounting policies due to application of new or revised accounting standards		:		No
(b) Changes in accounting policies due to reasons other than above (a)		:		No
(c) Changes in accounting estimates		:		No
(d) Restatements		:		No

(3) Number of shares issued (common stocks)

		As of September 30, 2025		As of March 31, 2025
(a) Number of shares issued (including treasury stocks)		3,857,407,640 shares		3,884,445,458 shares
(b) Number of treasury stocks		10,689,630 shares		10,651,848 shares
		Six months ended		Six months ended
		September 30, 2025		September 30, 2024
(c) Average number of shares issued during the period		3,856,964,120 shares		3,924,762,726 shares

Notes:		1.		The Company has introduced a “Stock grant trust for employees” (hereinafter, the “Trust”), and the shares of the Company held by the Trust are included in the number of treasury stock to be deducted when calculating both the number of treasury stock and the average number of shares issued during the period.
		2.		On October 1, 2024, the Company executed a three-for-one split of its common stock, with a record date of September 30, 2024. The average number of shares issued during the period reflects the impact of the stock split.

(Summary of financial information on a non-consolidated basis)

Non-consolidated financial results (for the six months ended September 30, 2025)

(1) Operating results												(Millions of yen, except per share data and percentages)
				Operating income				Operating profit				Ordinary profit				Net income
		Six months ended September 30, 2025		¥ 485,790		(39.7)%		¥ 246,614		(58.5)%		¥234,018		(59.9)%		¥240,049		(59.3)%
		September 30, 2024		806,087		187.7		593,915		504.9		584,119		536.8		589,967		526.6
				Earnings per share
		Six months ended September 30, 2025		¥    62.24
		September 30, 2024		150.32

		Notes:		1.		Percentages shown in operating income, operating profit, ordinary profit and net income are the increase (decrease) from the same period in the previous fiscal year.
				2.		On October 1, 2024, the Company executed a three-for-one split of its common stock, with a record date of September 30, 2024. Earnings per share reflects the impact of the stock split.

 (2) Financial position (Millions of yen, except percentages) 

				Total  assets				Net  assets				Net assets  ratio
		As of September 30, 2025		¥ 21,014,788				¥ 6,331,197				30.1%
		As of March 31, 2025		20,351,401				6,384,907				31.4

  Note: Stockholders’ equity:

     (a) as of September 30, 2025: ¥ 6,330,552 million   (b) as of March 31, 2025: ¥ 6,384,140 million

[Note on interim audit procedures]

  This report is out of the scope of the interim audit procedures.

This document contains “forward-looking statements” (as defined in the U.S. Private Securities Litigation Reform Act of 1995), regarding the intent, belief or current expectations of Sumitomo Mitsui Financial Group, Inc. (“the Company”) and its management with respect to the Company’s future financial condition and results of operations. In many cases but not all, these statements contain words such as “anticipate,” “believe,” “estimate,” “expect,” “intend,” “may,” “plan,” “probability,” “risk,” “project,” “should,” “seek,” “target,” “will” and similar expressions. Such forward-looking statements are not guarantees of future performance and involve risks and uncertainties, and actual results may differ from those expressed in or implied by such forward-looking statements contained or deemed to be contained herein. The risks and uncertainties which may affect future performance include: deterioration of Japanese and global economic conditions and financial markets; declines in the value of the Company’s securities portfolio; incurrence of significant credit-related costs; the Company’s ability to successfully implement its business strategy through its subsidiaries, affiliates and alliance partners; and exposure to new risks as the Company expands the scope of its business. Given these and other risks and uncertainties, you should not place undue reliance on forward-looking statements, which speak only as of the date of this document. The Company undertakes no obligation to update or revise any forward-looking statements. Please refer to the Company’s most recent disclosure documents such as its annual report on Form 20-F and other documents submitted to the U.S. Securities and Exchange Commission, as well as its earnings press releases, for a more detailed description of the risks and uncertainties that may affect its financial conditions, its operating results, and investors’ decisions.

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Interim consolidated financial statements and main notes					2
I.		Interim consolidated balance sheets			2
II.		Interim consolidated statements of income and interim consolidated statements of comprehensive income			3
III.		Interim consolidated statements of changes in net assets			4
IV.		Notes to interim consolidated financial statements			7
		Note on going concern			7

* Appendix: Financial results for the six months ended September 30, 2025 supplementary information

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Interim consolidated financial statements and main notes

I. Interim consolidated balance sheets

		Millions of yen
		March 31, 2025				September 30, 2025
Assets:
Cash and due from banks		¥	75,590,583			¥	72,597,960
Call loans and bills bought			5,197,978				5,700,746
Receivables under resale agreements			16,205,759				15,649,591
Receivables under securities borrowing transactions			5,799,821				6,675,134
Monetary claims bought			5,618,985				5,891,424
Trading assets			11,976,375				12,347,718
Money held in trust			32,272				34,637
Securities			40,760,968				39,320,963
Loans and bills discounted			111,136,239				113,126,523
Foreign exchanges			2,712,573				2,396,352
Lease receivables and investment assets			231,199				220,839
Other assets			13,722,960				14,099,744
Tangible fixed assets			1,006,556				1,019,848
Intangible fixed assets			1,017,322				1,046,105
Net defined benefit asset			987,288				1,019,106
Deferred tax assets			71,261				90,053
Customers’ liabilities for acceptances and guarantees			15,139,799				15,559,987
Reserve for possible loan losses			(925,931	)			(890,823	)
Total assets		¥	306,282,015			¥	305,905,915
Liabilities:
Deposits		¥	171,498,651			¥	170,026,335
Negotiable certificates of deposit			17,175,391				16,060,889
Call money and bills sold			4,378,276				3,613,678
Payables under repurchase agreements			25,797,136				26,584,137
Payables under securities lending transactions			2,183,655				1,940,546
Commercial paper			2,686,483				3,396,178
Trading liabilities			9,726,615				10,167,086
Borrowed money			11,355,209				10,349,249
Foreign exchanges			1,771,839				2,016,859
Short-term bonds			728,200				610,400
Bonds			13,352,392				13,762,860
Due to trust account			1,041,660				1,163,687
Other liabilities			13,700,199				14,341,760
Reserve for employee bonuses			130,464				81,567
Reserve for executive bonuses			5,433				—
Net defined benefit liability			33,890				34,936
Reserve for executive retirement benefits			1,007				802
Reserve for point service program			32,656				33,326
Reserve for reimbursement of deposits			5,573				3,829
Reserve for losses on interest repayment			242,127				234,577
Reserves under the special laws			5,365				5,877
Deferred tax liabilities			422,050				586,837
Deferred tax liabilities for land revaluation			26,424				26,241
Acceptances and guarantees			15,139,799				15,559,987
Total liabilities			291,440,506				290,601,655
Net assets:
Capital stock			2,345,960				2,346,888
Capital surplus			611,423				612,350
Retained earnings			8,290,170				8,660,587
Treasury stock			(38,512	)			(38,638	)
Total stockholders’ equity			11,209,042				11,581,187
Net unrealized gains (losses) on other securities			1,930,834				2,193,835
Net deferred gains (losses) on hedges			(168,604	)			(175,973	)
Land revaluation excess			32,849				29,986
Foreign currency translation adjustments			1,411,827				1,274,553
Accumulated remeasurements of defined benefit plans			287,487				262,174
Total accumulated other comprehensive income			3,494,393				3,584,577
Stock acquisition rights			767				645
Non-controlling interests			137,306				137,849
Total net assets			14,841,509				15,304,259
Total liabilities and net assets		¥	306,282,015			¥	305,905,915

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II. Interim consolidated statements of income and interim consolidated statements of comprehensive income

(Interim consolidated statements of income)

		Millions of yen
Six months ended September 30		2024				2025
Ordinary income		¥	5,276,938			¥	5,205,887
Interest income			3,450,738				3,518,701
Interest on loans and discounts			1,992,942				1,984,187
Interest and dividends on securities			468,838				487,345
Trust fees			4,499				5,550
Fees and commissions			905,938				983,620
Trading income			436,753				141,842
Other operating income			79,744				157,461
Other income			399,264				398,710
Ordinary expenses			4,246,466				3,927,763
Interest expenses			2,324,340				2,235,764
Interest on deposits			829,337				832,295
Fees and commissions payments			151,321				154,273
Trading losses			132,106				—
Other operating expenses			224,648				118,352
General and administrative expenses			1,172,747				1,228,787
Other expenses			241,302				190,585
Ordinary profit			1,030,472				1,278,123
Extraordinary gains			1,527				2,259
Extraordinary losses			4,599				4,909
Income before income taxes			1,027,400				1,275,474
Income taxes-current			264,819				333,759
Income taxes-deferred			32,753				3,652
Income taxes			297,572				337,411
Profit			729,827				938,062
Profit attributable to non-controlling interests			4,655				4,557
Profit attributable to owners of parent		¥	725,172			¥	933,505
(Interim consolidated statements of comprehensive income)
		Millions of yen
Six months ended September 30		2024				2025
Profit		¥	729,827			¥	938,062
Other comprehensive income (losses)			(355,833	)			92,107
Net unrealized gains (losses) on other securities			(255,139	)			265,832
Net deferred gains (losses) on hedges			(63,775	)			(5,824	)
Land revaluation excess			—				(776	)
Foreign currency translation adjustments			(98,034	)			(55,572	)
Remeasurements of defined benefit plans			(14,408	)			(25,367	)
Share of other comprehensive income of affiliates			75,523				(86,183	)
Total comprehensive income			373,994				1,030,170
Comprehensive income attributable to owners of parent			370,291				1,025,774
Comprehensive income attributable to non-controlling interests			3,702				4,395

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III. Interim consolidated statements of changes in net assets

		Millions of yen
		Stockholders’ equity
Six months ended September 30, 2024		Capital stock				Capital surplus				Retained earnings				Treasury stock				Total
Balance at the beginning of the period		¥	2,344,038			¥	610,143			¥	7,843,470			¥	(167,671)			¥	10,629,980
Cumulative effects of changes in accounting policies											59,330								59,330
Restated balance			2,344,038				610,143				7,902,800				(167,671)				10,689,311
Changes in the period
Issuance of new stock			1,922				1,922												3,844
Cash dividends											(177,382)								(177,382)
Profit attributable to owners of parent											725,172								725,172
Purchase of treasury stock															(101,576)				(101,576)
Disposal of treasury stock							(339)								486				147
Cancellation of treasury stock							(234,659)								234,659				—
Changes in shareholders’ interest due to transaction with non-controlling interests							(232)												(232)
Increase due to decrease in subsidiaries											39								39
Reversal of land revaluation excess											825								825
Transfer from retained earnings to capital surplus							234,999				(234,999)								—
Net changes in items other than stockholders’ equity in the period
Net changes in the period			1,922				1,689				313,656				133,569				450,838
Balance at the end of the period		¥	2,345,960			¥	611,833			¥	8,216,457			¥	(34,101)			¥	11,140,149
		Millions of yen
		Accumulated other comprehensive income
Six months ended September 30, 2024		Net unrealized gains (losses) on other securities				Net deferred gains (losses) on hedges				Land revaluation excess				Foreign currency translation adjustments				Accumulated remeasurements of defined benefit plans				Total
Balance at the beginning of the period		¥	2,406,883			¥	(65,073)			¥	34,936			¥	1,362,647			¥	290,735			¥	4,030,129
Cumulative effects of changes in accounting policies			(59,330)																				(59,330)
Restated balance			2,347,553				(65,073)				34,936				1,362,647				290,735				3,970,798
Changes in the period
Issuance of new stock
Cash dividends
Profit attributable to owners of parent
Purchase of treasury stock
Disposal of treasury stock
Cancellation of treasury stock
Changes in shareholders’ interest due to transaction with non-controlling interests
Increase due to decrease in subsidiaries
Reversal of land revaluation excess
Transfer from retained earnings to capital surplus
Net changes in items other than stockholders’ equity in the period			(251,849)				(70,122)				(825)				(17,624)				(15,283)				(355,706)
Net changes in the period			(251,849)				(70,122)				(825)				(17,624)				(15,283)				(355,706)
Balance at the end of the period		¥	2,095,703			¥	(135,196)			¥	34,110			¥	1,345,023			¥	275,451			¥	3,615,092

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(Continued)

		Millions of yen
Six months ended September 30, 2024		Stock acquisition rights				Non- controlling interests				Total net assets
Balance at the beginning of the period		¥	931			¥	138,925			¥	14,799,967
Cumulative effects of changes in accounting policies											—
Restated balance			931				138,925				14,799,967
Changes in the period
Issuance of new stock											3,844
Cash dividends											(177,382)
Profit attributable to owners of parent											725,172
Purchase of treasury stock											(101,576)
Disposal of treasury stock											147
Cancellation of treasury stock											—
Changes in shareholders’ interest due to transaction with non-controlling interests											(232)
Increase due to decrease in subsidiaries											39
Reversal of land revaluation excess											825
Transfer from retained earnings to capital surplus											—
Net changes in items other than stockholders’ equity in the period			(141)				(2,215)				(358,062)
Net changes in the period			(141)				(2,215)				92,775
Balance at the end of the period		¥	790			¥	136,710			¥	14,892,743
Six months ended September 30, 2025		Millions of yen
		Stockholders’ equity
		Capital stock				Capital surplus				Retained earnings				Treasury stock				Total
Balance at the beginning of the period		¥	2,345,960			¥	611,423			¥	8,290,170			¥	(38,512)			¥	11,209,042
Changes in the period
Issuance of new stock			927				927												1,855
Cash dividends											(240,202)								(240,202)
Profit attributable to owners of parent											933,505								933,505
Purchase of treasury stock															(100,579)				(100,579)
Disposal of treasury stock							(280)								461				181
Cancellation of treasury stock							(99,990)								99,990				—
Changes in shareholders’ interest due to transaction with non-controlling interests							(0)												(0)
Decrease due to decrease in affiliates accounted for by the equity method											(224,699)								(224,699)
Reversal of land revaluation excess											2,085								2,085
Transfer from retained earnings to capital surplus							100,271				(100,271)								—
Net changes in items other than stockholders’ equity in the period
Net changes in the period			927				926				370,417				(126)				372,145
Balance at the end of the period		¥	2,346,888			¥	612,350			¥	8,660,587			¥	(38,638)			¥	11,581,187

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(Continued)

		$				$				$				$				$				$
		Millions of yen
		Accumulated other comprehensive income
Six months ended September 30, 2025		Net unrealized  gains (losses) on other securities				Net deferred gains (losses) on hedges				Land revaluation  excess				Foreign currency translation  adjustments				Accumulated remeasurements of defined benefit plans				Total
Balance at the beginning of the period		¥	1,930,834			¥	(168,604)			¥	32,849			¥	1,411,827			¥	287,487			¥	3,494,393
Changes in the period
Issuance of new stock
Cash dividends
Profit attributable to owners of parent
Purchase of treasury stock
Disposal of treasury stock
Cancellation of treasury stock
Changes in shareholders’ interest due to transaction with non-controlling interests
Decrease due to decrease in affiliates accounted for by the equity method
Reversal of land revaluation excess
Transfer from retained earnings to capital surplus
Net changes in items other than stockholders’ equity in the period			263,001				(7,368)				(2,862)				(137,273)				(25,313)				90,183
Net changes in the period			263,001				(7,368)				(2,862)				(137,273)				(25,313)				90,183
Balance at the end of the period		¥	2,193,835			¥	(175,973)			¥	29,986			¥	1,274,553			¥	262,174			¥	3,584,577
		Millions of yen
Six months ended September 30, 2025		Stock acquisition rights				Non- controlling interests				Total net assets
Balance at the beginning of the period		¥	767			¥	137,306			¥	14,841,509
Changes in the period
Issuance of new stock											1,855
Cash dividends											(240,202)
Profit attributable to owners of parent											933,505
Purchase of treasury stock											(100,579)
Disposal of treasury stock											181
Cancellation of treasury stock											—
Changes in shareholders’ interest due to transaction with non-controlling interests											(0)
Decrease due to decrease in affiliates accounted for by the equity method											(224,699)
Reversal of land revaluation excess											2,085
Transfer from retained earnings to capital surplus											—
Net changes in items other than stockholders’ equity in the period			(122)				543				90,604
Net changes in the period			(122)				543				462,750
Balance at the end of the period		¥	645			¥	137,849			¥	15,304,259

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Table of Contents

IV. Notes to interim consolidated financial statements

(Note on going concern)

 Not applicable.

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FAQ

What were SMFG (NYSE: SMFG) mid-year profits?

Profit attributable to owners of parent was ¥933,505 million, up 28.7% year over year.

How did SMFG’s ordinary income and profit change?

Ordinary income was ¥5,205,887 million (down 1.3%), while ordinary profit rose to ¥1,278,123 million (up 24.0%).

What EPS did SMFG report for H1 FY2025?

Earnings per share were ¥242.03 (diluted ¥241.98), up from ¥184.77 (diluted ¥184.72) a year earlier.

What is SMFG’s updated dividend plan?

Cash dividends are ¥78 for Q2 and forecast ¥79 for Q4, for an annual total of ¥157.

What full-year FY2026 forecast did SMFG provide?

Forecast profit attributable to owners of parent is ¥1,500,000 million (up 27.3%), with forecast EPS of ¥390.39.

Did SMFG announce a share repurchase?

Yes. The Board resolved to acquire treasury stock on November 14, 2025, which is reflected in the EPS forecast share count.

What is SMFG’s financial position as of September 30, 2025?

Total assets were ¥305,905,915 million, total net assets ¥15,304,259 million, and the net assets ratio was 5.0%.