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[6-K] Sumitomo Mitsui Financial Group, Inc American Current Report (Foreign Issuer)

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Rhea-AI Filing Summary

Sumitomo Mitsui Financial Group reported capital ratios as of June 30, 2025 showing stable capital positions across the group. On a consolidated basis the total capital ratio was 15.39%, up 0.21 percentage points from March 31, 2025, with total capital of A514,479.0 billion, risk-weighted assets of A594,057.1 billion, and a leverage ratio of 5.25% (up 0.24 points).

Sumitomo Mitsui Banking Corporation results: on a consolidated basis total capital ratio was 17.00% and common equity Tier 1 was 12.49%; on a non-consolidated basis total capital ratio was 15.51% with total capital of A511,387.6 billion and a leverage ratio of 4.72%. Additional capital structure details are available on the company website.

Sumitomo Mitsui Financial Group ha comunicato i coefficienti patrimoniali al 30 giugno 2025, evidenziando posizioni di capitale stabili in tutto il gruppo. Su base consolidata il total capital ratio è stato 15.39%, in aumento di 0.21 punti percentuali rispetto al 31 marzo 2025, con un total capital di ¥514,479.0 billion, attività ponderate per il rischio di ¥594,057.1 billion e un leverage ratio del 5.25% (in crescita di 0.24 punti).

Risultati di Sumitomo Mitsui Banking Corporation: su base consolidata il total capital ratio è stato 17.00% e il Common Equity Tier 1 è stato 12.49%; su base non consolidata il total capital ratio è stato 15.51% con un total capital di ¥511,387.6 billion e un leverage ratio del 4.72%. Ulteriori dettagli sulla struttura patrimoniale sono disponibili sul sito della società.

Sumitomo Mitsui Financial Group informó los coeficientes de capital al 30 de junio de 2025, mostrando posiciones de capital estables en todo el grupo. A nivel consolidado, el ratio de capital total fue de 15.39%, un aumento de 0.21 puntos porcentuales respecto al 31 de marzo de 2025, con un capital total de ¥514,479.0 billion, activos ponderados por riesgo de ¥594,057.1 billion y un ratio de apalancamiento del 5.25% (subió 0.24 puntos).

Resultados de Sumitomo Mitsui Banking Corporation: a nivel consolidado, el ratio de capital total fue de 17.00% y el Common Equity Tier 1 de 12.49%; a nivel no consolidado, el ratio de capital total fue de 15.51% con un capital total de ¥511,387.6 billion y un ratio de apalancamiento del 4.72%. Detalles adicionales sobre la estructura de capital están disponibles en la página web de la compañía.

스미토모미쓰이 파이낸셜 그룹은 2025년 6월 30일 기준 자본비율을 발표했으며, 그룹 전반에 걸쳐 안정적인 자본 상태를 보였습니다. 연결 기준 총자본비율은 15.39%로 2025년 3월 31일 대비 0.21%포인트 상승했고, 총자본은 ¥514,479.0 billion, 위험가중자산은 ¥594,057.1 billion, 레버리지 비율은 5.25%0.24%포인트 올랐습니다.

스미토모미쓰이 뱅킹 코퍼레이션 결과: 연결 기준 총자본비율은 17.00%, 보통주자본(Common Equity Tier 1)은 12.49%였고, 별도 기준 총자본비율은 15.51%로 총자본이 ¥511,387.6 billion, 레버리지 비율은 4.72%였습니다. 자본구조에 대한 추가 세부사항은 회사 웹사이트에서 확인할 수 있습니다.

Sumitomo Mitsui Financial Group a publié ses ratios de capital au 30 juin 2025, montrant des positions de capital stables au sein du groupe. En base consolidée, le ratio de capital total était de 15.39%, en hausse de 0.21 point de pourcentage par rapport au 31 mars 2025, avec un capital total de ¥514,479.0 billion, des actifs pondérés par les risques de ¥594,057.1 billion et un ratio de levier de 5.25% (en hausse de 0.24 point).

Résultats de Sumitomo Mitsui Banking Corporation : en base consolidée, le ratio de capital total s'élevait à 17.00% et le Common Equity Tier 1 à 12.49% ; en base non consolidée, le ratio de capital total était de 15.51% avec un capital total de ¥511,387.6 billion et un ratio de levier de 4.72%. Des détails supplémentaires sur la structure du capital sont disponibles sur le site de la société.

Die Sumitomo Mitsui Financial Group meldete zum 30. Juni 2025 Kapitalquoten, die stabile Kapitalpositionen im Konzern zeigen. Auf konsolidierter Basis lag die Gesamtkapitalquote bei 15.39%, ein Anstieg um 0.21 Prozentpunkte gegenüber dem 31. März 2025, mit einem Gesamtkapital von ¥514,479.0 billion, risikogewichteten Aktiva von ¥594,057.1 billion und einer Leverage-Quote von 5.25% (plus 0.24 Punkte).

Ergebnisse der Sumitomo Mitsui Banking Corporation: Auf konsolidierter Basis betrug die Gesamtkapitalquote 17.00% und das Common Equity Tier 1 12.49%; auf nicht-konsolidierter Basis lag die Gesamtkapitalquote bei 15.51% mit einem Gesamtkapital von ¥511,387.6 billion und einer Leverage-Quote von 4.72%. Weitere Details zur Kapitalstruktur sind auf der Unternehmenswebsite verfügbar.

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Insights

TL;DR: Group-level capital ratios are healthy and ticked up modestly quarter-over-quarter.

The consolidated total capital ratio improved to 15.39% from 15.18%, driven by an increase in total capital of A5334.9 billion while risk-weighted assets rose by A5940.0 billion. The leverage ratio strengthened to 5.25%, suggesting incremental balance-sheet resilience. Movements are modest and appear driven by capital changes rather than dramatic shifts in risk-weighted assets, implying steady capitalization without material capital-raising or depletion events in the quarter.

TL;DR: Capital buffers remain above typical regulatory minima with small quarter-on-quarter shifts.

Common equity Tier 1 for the group rose slightly to 12.53%, supporting loss-absorbing capacity. SMBC consolidated CET1 was essentially flat at 12.49%, while non-consolidated ratios improved notably (total capital ratio 15.51%). Risk-weighted assets movements were mixed across entities, indicating portfolio composition or modeling impacts; changes are not large enough to signal heightened solvency risk based on the disclosed figures.

Sumitomo Mitsui Financial Group ha comunicato i coefficienti patrimoniali al 30 giugno 2025, evidenziando posizioni di capitale stabili in tutto il gruppo. Su base consolidata il total capital ratio è stato 15.39%, in aumento di 0.21 punti percentuali rispetto al 31 marzo 2025, con un total capital di ¥514,479.0 billion, attività ponderate per il rischio di ¥594,057.1 billion e un leverage ratio del 5.25% (in crescita di 0.24 punti).

Risultati di Sumitomo Mitsui Banking Corporation: su base consolidata il total capital ratio è stato 17.00% e il Common Equity Tier 1 è stato 12.49%; su base non consolidata il total capital ratio è stato 15.51% con un total capital di ¥511,387.6 billion e un leverage ratio del 4.72%. Ulteriori dettagli sulla struttura patrimoniale sono disponibili sul sito della società.

Sumitomo Mitsui Financial Group informó los coeficientes de capital al 30 de junio de 2025, mostrando posiciones de capital estables en todo el grupo. A nivel consolidado, el ratio de capital total fue de 15.39%, un aumento de 0.21 puntos porcentuales respecto al 31 de marzo de 2025, con un capital total de ¥514,479.0 billion, activos ponderados por riesgo de ¥594,057.1 billion y un ratio de apalancamiento del 5.25% (subió 0.24 puntos).

Resultados de Sumitomo Mitsui Banking Corporation: a nivel consolidado, el ratio de capital total fue de 17.00% y el Common Equity Tier 1 de 12.49%; a nivel no consolidado, el ratio de capital total fue de 15.51% con un capital total de ¥511,387.6 billion y un ratio de apalancamiento del 4.72%. Detalles adicionales sobre la estructura de capital están disponibles en la página web de la compañía.

스미토모미쓰이 파이낸셜 그룹은 2025년 6월 30일 기준 자본비율을 발표했으며, 그룹 전반에 걸쳐 안정적인 자본 상태를 보였습니다. 연결 기준 총자본비율은 15.39%로 2025년 3월 31일 대비 0.21%포인트 상승했고, 총자본은 ¥514,479.0 billion, 위험가중자산은 ¥594,057.1 billion, 레버리지 비율은 5.25%0.24%포인트 올랐습니다.

스미토모미쓰이 뱅킹 코퍼레이션 결과: 연결 기준 총자본비율은 17.00%, 보통주자본(Common Equity Tier 1)은 12.49%였고, 별도 기준 총자본비율은 15.51%로 총자본이 ¥511,387.6 billion, 레버리지 비율은 4.72%였습니다. 자본구조에 대한 추가 세부사항은 회사 웹사이트에서 확인할 수 있습니다.

Sumitomo Mitsui Financial Group a publié ses ratios de capital au 30 juin 2025, montrant des positions de capital stables au sein du groupe. En base consolidée, le ratio de capital total était de 15.39%, en hausse de 0.21 point de pourcentage par rapport au 31 mars 2025, avec un capital total de ¥514,479.0 billion, des actifs pondérés par les risques de ¥594,057.1 billion et un ratio de levier de 5.25% (en hausse de 0.24 point).

Résultats de Sumitomo Mitsui Banking Corporation : en base consolidée, le ratio de capital total s'élevait à 17.00% et le Common Equity Tier 1 à 12.49% ; en base non consolidée, le ratio de capital total était de 15.51% avec un capital total de ¥511,387.6 billion et un ratio de levier de 4.72%. Des détails supplémentaires sur la structure du capital sont disponibles sur le site de la société.

Die Sumitomo Mitsui Financial Group meldete zum 30. Juni 2025 Kapitalquoten, die stabile Kapitalpositionen im Konzern zeigen. Auf konsolidierter Basis lag die Gesamtkapitalquote bei 15.39%, ein Anstieg um 0.21 Prozentpunkte gegenüber dem 31. März 2025, mit einem Gesamtkapital von ¥514,479.0 billion, risikogewichteten Aktiva von ¥594,057.1 billion und einer Leverage-Quote von 5.25% (plus 0.24 Punkte).

Ergebnisse der Sumitomo Mitsui Banking Corporation: Auf konsolidierter Basis betrug die Gesamtkapitalquote 17.00% und das Common Equity Tier 1 12.49%; auf nicht-konsolidierter Basis lag die Gesamtkapitalquote bei 15.51% mit einem Gesamtkapital von ¥511,387.6 billion und einer Leverage-Quote von 4.72%. Weitere Details zur Kapitalstruktur sind auf der Unternehmenswebsite verfügbar.

 
 

UNITED STATES SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 6-K

REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16 UNDER

THE SECURITIES EXCHANGE ACT OF 1934

For the month of August 2025

Commission File Number 001-34919

SUMITOMO MITSUI FINANCIAL GROUP, INC.

(Translation of registrant’s name into English)

1-2, Marunouchi 1-chome, Chiyoda-ku, Tokyo 100-0005, Japan

(Address of principal executive offices)

 

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F:

    Form 20-F ☒       Form 40-F ☐  

THIS REPORT ON FORM 6-K SHALL BE DEEMED TO BE INCORPORATED BY REFERENCE INTO THE PROSPECTUS FORMING A PART OF SUMITOMO MITSUI FINANCIAL GROUP, INC.’S REGISTRATION STATEMENT ON FORM F-3 (FILE NO. 333-276219) AND TO BE A PART OF SUCH PROSPECTUS FROM THE DATE ON WHICH THIS REPORT IS FURNISHED, TO THE EXTENT NOT SUPERSEDED BY DOCUMENTS OR REPORTS SUBSEQUENTLY FILED OR FURNISHED.


SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

 

Sumitomo Mitsui Financial Group, Inc.
By:  

 /s/ Jun Okahashi

  Name:   Jun Okahashi
 

Title:

 

Executive Officer & General Manager,

Financial Accounting Dept

Date: August 14, 2025


Capital Ratio as of June 30, 2025

TOKYO, August 14, 2025 --- Sumitomo Mitsui Financial Group, Inc. announced today capital ratios and the related information as of June 30, 2025.

I. Sumitomo Mitsui Financial Group (on a consolidated basis)

 

    (BIS guidelines)    (Billions of yen, except ratios)
                 June 30,
 2025
             March 31,
 2025
 
               Change  

 

 (1)

    Total capital ratio (4) / (7)      15.39     0.21      15.18
 

 (2)

    Tier 1 capital ratio (5) / (7)      14.53     0.30      14.23
 

 (3)

    Common equity Tier 1 capital ratio (6) / (7)      12.53     0.09      12.44
 

 (4)

    Total capital      ¥ 14,479.0     ¥  334.9        ¥ 14,144.1  
 

 (5)

    Tier 1 capital      13,673.5       414.7        13,258.8  
 

 (6)

    Common equity Tier 1 capital      11,794.7       209.6        11,585.1  
 

 (7)

    Risk weighted assets      94,057.1       940.0        93,117.1  
 

 (8)

    Required capital (7) X 8%      7,524.6       75.2        7,449.4  
 

 (9)

    Leverage Ratio      5.25     0.24      5.01

II. Sumitomo Mitsui Banking Corporation (on a consolidated basis)

 

    (BIS guidelines)    (Billions of yen, except ratios)
                 June 30,
 2025
             March 31,
 2025
 
                Change  

 

(1)

   Total capital ratio (4) / (7)      17.00      0.22     16.78
 

(2)

   Tier 1 capital ratio (5) / (7)      15.59      0.27     15.32
 

(3)

   Common equity Tier 1 capital ratio (6) / (7)      12.49      (0.01 )%      12.50
 

(4)

   Total capital      ¥ 13,760.9      ¥ 167.6       ¥ 13,593.3  
 

(5)

   Tier 1 capital      12,617.6         206.9        12,410.7  
 

(6)

   Common equity Tier 1 capital      10,107.6        (22.3     10,129.9  
 

(7)

   Risk weighted assets      80,909.5        (98.9     81,008.5  
 

(8)

   Required capital (7) X 8%      6,472.8        (7.9     6,480.7  
 

(9)

   Leverage Ratio      5.22      0.12     5.10

III. Sumitomo Mitsui Banking Corporation (on a non-consolidated basis)

 

    (BIS guidelines)    (Billions of yen, except ratios) 
                 June 30,
 2025
              March 31,
 2025
 
                Change  
 

(1)

   Total capital ratio (4) / (7)      15.51      0.79      14.72
 

(2)

   Tier 1 capital ratio (5) / (7)      13.84      0.81      13.03
 

(3)

   Common equity Tier 1 capital ratio (6) / (7)      10.48      0.47      10.01
 

(4)

   Total capital      ¥ 11,387.6      ¥ 555.3        ¥ 10,832.3  
 

(5)

   Tier 1 capital      10,156.5        566.7        9,589.8  
 

(6)

   Common equity Tier 1 capital      7,696.6        331.4        7,365.2  
 

(7)

   Risk weighted assets      73,384.5         (172.0      73,556.5  
 

(8)

   Required capital (7) X 8%      5,870.8        (13.8      5,884.5  
 

(9)

   Leverage Ratio      4.72      0.31      4.41

Information on capital structure of Sumitomo Mitsui Financial Group, Inc. and Sumitomo Mitsui Banking Corporation are available on our website at https://www.smfg.co.jp/english/investor/financial/basel_3.html

FAQ

What were SMFG's consolidated total capital and CET1 ratios as of June 30, 2025?

Total capital ratio: 15.39%. Common equity Tier 1 (CET1): 12.53%.

How did SMFG's capital ratios change versus March 31, 2025?

Total capital ratio increased by 0.21 percentage points and CET1 increased by 0.09 percentage points on a consolidated basis.

What is SMFG's consolidated leverage ratio at June 30, 2025?

Leverage ratio (consolidated): 5.25%, an increase of 0.24 percentage points from March 31, 2025.

What were SMBC's consolidated capital metrics as of June 30, 2025?

SMBC consolidated total capital ratio: 17.00%. SMBC consolidated CET1: 12.49%.

Where can I find more detailed capital structure information for SMFG?

The filing notes additional capital structure details are available at https://www.smfg.co.jp/english/investor/financial/basel_3.html.
Sumitomo Mitsui Finl Group Inc

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