Sumitomo Mitsui corrects comprehensive income to ¥2.06T

Available on EDGAR 11/13/2026 - 06:11 AM EST Accepted by SEC EDGAR 11/13/2026 - 06:11 AM EST Learn about SEC filing dates

Rhea-AI Filing Summary

Sumitomo Mitsui Financial Group (SMFG) corrected its consolidated results for the fiscal year ended March 31, 2026. Ordinary income, ordinary profit and profit attributable to owners of the parent were unchanged at ¥10,790.9 billion, ¥2,303.4 billion and ¥1,583.0 billion, respectively; profit attributable to owners was up 34.4% from FY2025. Corrected total assets at March 31 were ¥328,411.5 billion and net assets were ¥15,864.9 billion, versus ¥306,282.0 billion and ¥14,841.5 billion a year earlier.

Corrected comprehensive income was ¥2,060.9 billion, rather than the ¥2,129.1 billion previously reported; FY2025 was ¥712.5 billion. Net assets per share were revised to ¥4,117.84, while earnings per share remained ¥411.97. The corrected consolidated Basel III total capital ratio was 15.60%, compared with 15.69% before correction; the Common equity Tier 1 ratio was 12.32%, versus 12.41%. Operating cash flow for FY2026 remained ¥10,283.1 billion used, against ¥4,848.5 billion provided in FY2025, despite revised cash-flow line items.

1 point · 0 major

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0 major · 1 point

How the balance works

Positive

• Moderate pointProfit attributable rose 34.4% to ¥1,583.0 billion in FY2026.

Negative

• Moderate pointOperating cash flow: ¥4,848.5 billion provided in FY2025; ¥10,283.1 billion used in FY2026.

Filing Explained

This Form 6-K’s corrections to FY2026 results are incorporated into SMFG’s existing Form F-3 prospectus from the furnishing date, unless later reports supersede them, updating that prospectus’s disclosure.

Key Figures

Ordinary profit: ¥2,303.4 billion Profit attributable to owners of the parent: ¥1,583.0 billion Comprehensive income: ¥2,060.9 billion +5 more

8 metrics

Ordinary profit ¥2,303.4 billion Fiscal year ended March 31, 2026; up 34.0% from FY2025.

Profit attributable to owners of the parent ¥1,583.0 billion Fiscal year ended March 31, 2026; up 34.4% from FY2025.

Comprehensive income ¥2,060.9 billion Fiscal year ended March 31, 2026; corrected from ¥2,129.1 billion previously reported.

Total assets ¥328,411.5 billion As of March 31, 2026; corrected amount.

Net assets ¥15,864.9 billion As of March 31, 2026; corrected amount.

Operating cash flow ¥10,283.1 billion used Fiscal year ended March 31, 2026; compared with ¥4,848.5 billion provided in FY2025.

Earnings per share ¥411.97 Fiscal year ended March 31, 2026; unchanged by the correction.

Common equity Tier 1 capital ratio 12.32% Consolidated, as of March 31, 2026; corrected from 12.41% previously reported.

Key Terms

Basel III basis, Common equity Tier 1 capital ratio, risk weighted assets, net unrealized gains (losses) on other securities, +2 more

6 terms

Basel III basis regulatory

"(Basel III basis)"

Common equity Tier 1 capital ratio regulatory

"Common equity Tier 1 capital ratio (6) / (7)"

A bank’s common equity tier 1 (CET1) capital ratio measures the size of its strongest loss-absorbing capital—mainly common shares and retained earnings—relative to the bank’s assets after adjusting those assets for how risky they are (riskier loans count more). Think of it as the safety cushion compared with the weight of risky business; investors use it to judge a bank’s ability to survive losses, meet rules, and sustain dividends or growth.

risk weighted assets regulatory

"Risk weighted assets"

Risk weighted assets (RWA) are a way banks and regulators treat different assets as if they carry different levels of risk, assigning each asset a weight based on how likely it is to lose value. Investors use RWA to judge how much capital a bank must keep on hand to absorb losses; higher RWA means the lender needs more capital and may have less room to lend or return money to shareholders. Think of it as packing fragile and sturdy items differently when calculating how much protective padding you need.

net unrealized gains (losses) on other securities financial

"Net unrealized gains (losses) on other securities"

valuation allowance financial

"Valuation allowance"

A valuation allowance is a reserve set aside to reduce the value of certain assets on a company's financial records when there is uncertainty about whether they will generate the expected benefits. It acts like a caution sign, indicating that some assets might not be fully recoverable or worth their recorded amount. This matters to investors because it provides a more realistic picture of a company's financial health and potential risks.

deferred tax liabilities financial

"Total deferred tax liabilities"

An accounting entry that records taxes a company will likely have to pay in the future because the way profit is reported for investors (financial accounts) differs from how taxable income is calculated today. It matters to investors because it signals real future cash outflows that will reduce funds available for dividends, debt repayment or investment—think of it as a bill put on layaway that the company still must settle later, affecting valuation and financial strength.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What were SMFG's corrected FY2026 earnings per share?

Earnings per share were ¥411.97 and diluted earnings per share were ¥411.88 for the year ended March 31, 2026; neither figure changed in the correction.

What changed in SMFG's FY2026 dividend figures?

The annual cash dividend remained ¥157 per share, and the dividend payout ratio remained 38.0%. The ratio of dividends to net assets was corrected from 3.9% to 4.0%.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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UNITED STATES SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 6-K

REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16 UNDER

THE SECURITIES EXCHANGE ACT OF 1934

For the month of November 2026

Commission File Number 001-34919

SUMITOMO MITSUI FINANCIAL GROUP, INC.

(Translation of registrant’s name into English)

1-2, Marunouchi 1-chome, Chiyoda-ku, Tokyo 100-0005, Japan

(Address of principal executive offices)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F: Form 20-F ☒ Form 40-F ☐

THIS REPORT ON FORM 6-K SHALL BE DEEMED TO BE INCORPORATED BY REFERENCE INTO THE PROSPECTUS FORMING A PART OF SUMITOMO MITSUI FINANCIAL GROUP, INC.’S REGISTRATION STATEMENT ON FORM F-3 (FILE NO. 333-276219) AND TO BE A PART OF SUCH PROSPECTUS FROM THE DATE ON WHICH THIS REPORT IS FURNISHED, TO THE EXTENT NOT SUPERSEDED BY DOCUMENTS OR REPORTS SUBSEQUENTLY FILED OR FURNISHED.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

Sumitomo Mitsui Financial Group, Inc.
By:		/s/ Kunihito Takaichi
		Name: Kunihito Takaichi
		Title:  Executive Officer & General Manager,      Financial Accounting Dept.

Date:  November 13, 2026

November 13, 2026

Sumitomo Mitsui Financial Group, Inc.

Corrections to “Consolidated financial results for the fiscal year ended March 31, 2026

<Under Japanese GAAP>” and Corrections to “Financial Results Fiscal Year 3/2026 -Supplementary

Information-”

TOKYO, November 13, 2026 — Sumitomo Mitsui Financial Group, Inc. announced today the following corrections to its “Consolidated financial results for the fiscal year ended March 31, 2026 (under Japanese GAAP)” and Corrections to “Financial Results Fiscal Year 3/2026 -Supplementary Information-” disclosed on May 13, 2026. (Corrected items are underlined)

I. Reason for the corrections

Regarding reasons for corrections, please refer to the separate “Notice regarding the Filing of an Amendment Report for the Annual Securities Report for the Previous Fiscal Year and Corrections of Financial Results and Related Materials for Previous Fiscal Periods” dated today (November 13, 2026).

II. Corrected Sections

Summary

1. Consolidated financial results (for the fiscal year ended March 31, 2026)

(1) Operating results

(Before correction)

(Millions of yen, except per share data and percentages) 

							Ordinary income								Ordinary profit								Profit attributable to owners of parent
Fiscal year ended March 31, 2026						¥	10,790,853				6.1	%		¥	2,303,350				34.0	%		¥	1,582,973				34.4	%
Fiscal year ended March 31, 2025							10,174,894				8.8				1,719,482				17.3				1,177,996				22.3

Notes: 1.		Comprehensive income:
		(a) for the fiscal year ended March 31, 2026: ¥  2,129,077 million [198.8%]
		(b) for the fiscal year ended March 31, 2025: ¥    712,549 million [(72.9)%]

(After correction)

(Millions of yen, except per share data and percentages) 

							Ordinary income								Ordinary profit								Profit attributable to owners of parent
Fiscal year ended March 31, 2026						¥	10,790,853				6.1	%		¥	2,303,350				34.0	%		¥	1,582,973				34.4	%
Fiscal year ended March 31, 2025							10,174,894				8.8				1,719,482				17.3				1,177,996				22.3

Notes: 1.		Comprehensive income:
		(a) for the fiscal year ended March 31, 2026: ¥  2,060,864 million [189.2%]
		(b) for the fiscal year ended March 31, 2025: ¥    712,549 million [(72.9)%]

- 1 -

(2) Financial position

(Before correction)

		(Millions of yen, except per share data and percentages)
		Total assets				Net assets				Net assets ratio				Net assets per share
As of March 31, 2026			¥ 328,511,145				¥ 15,933,144				4.8%				¥ 4,135.71
As of March 31, 2025			306,282,015				14,841,509				4.8				3,795.62

Notes: 1.

Stockholders’ equity:

(a) as of March 31, 2026:

¥

15,785,457 million

(b) as of March 31, 2025:

¥

14,703,435 million

(After correction)

		(Millions of yen, except per share data and percentages)
		Total assets				Net assets				Net assets ratio				Net assets per share
As of March 31, 2026			¥ 328,411,534				¥ 15,864,931				4.8%				¥ 4,117.84
As of March 31, 2025			306,282,015				14,841,509				4.8				3,795.62

Notes: 1.

Stockholders’ equity:

(a) as of March 31, 2026:

¥

15,717,244 million

(b) as of March 31, 2025:

¥

14,703,435 million

2. Dividends on common stock

(Before correction)

		(Millions of yen, except per share data and percentages)
		Cash dividends per share																																Total dividends (annual)				Dividend payout ratio				Ratio of dividends to net assets
		1st quarter								2nd quarter				3rd quarter								4th quarter				Annual
Fiscal year
ended March 31, 2025		¥					—			¥	180			¥					—			¥	62			¥					—			¥	475,061				40.3	%			3.2	%
ended March 31, 2026							—				78								—				79								157				601,667				38.0				3.9
ending March 31, 2027 forecast/Before considering the stock split							—				90								—				90								180								40.0
(forecast/After considering the stock split)							—				90								—				45								—								40.0

(After correction)

		(Millions of yen, except per share data and percentages)
		Cash dividends per share																																Total dividends (annual)				Dividend payout ratio				Ratio of dividends to net assets
		1st quarter								2nd quarter				3rd quarter								4th quarter				Annual
Fiscal year
ended March 31, 2025		¥					—			¥	180			¥					—			¥	62			¥					—			¥	475,061				40.3	%			3.2	%
ended March 31, 2026							—				78								—				79								157				601,667				38.0				4.0
ending March 31, 2027 forecast/Before considering the stock split							—				90								—				90								180								40.0
(forecast/After considering the stock split)							—				90								—				45								—								40.0

Page 3

I. Operating and financial review

2. Consolidated financial position as of March 31, 2026

(1) Assets and liabilities

(Before correction)

Total assets as of March 31, 2026 were ¥ 328,511.1 billion, a year-on-year increase of ¥ 22,229.1 billion.

(After correction)

Total assets as of March 31, 2026 were ¥ 328,411.5 billion, a year-on-year increase of ¥ 22,129.5 billion.

(2) Net assets

(Before correction)

Net assets were ¥ 15,933.1 billion, a year-on-year increase of ¥ 1,091.6 billion.

(After correction)

Net assets were ¥ 15,864.9 billion, a year-on-year increase of ¥ 1,023.4 billion.

- 2 -

Page 4~5

III. Consolidated financial statements

1. Consolidated balance sheets

(Before correction)

March 31		Millions of yen
		2025				2026
Assets:
Cash and due from banks		¥	75,590,583			¥	73,696,930
Call loans and bills bought			5,197,978				7,882,022
Receivables under resale agreements			16,205,759				20,099,101
Receivables under securities borrowing transactions			5,799,821				6,247,642
Monetary claims bought			5,618,985				6,079,754
Trading assets			11,976,375				16,701,913
Money held in trust			32,272				36,902
Securities			40,760,968				39,974,120
Loans and bills discounted			111,136,239				117,629,215
Foreign exchanges			2,712,573				2,030,821
Lease receivables and investment assets			231,199				231,429
Other assets			13,722,960				18,240,722
Tangible fixed assets			1,006,556				1,074,673
Buildings			329,897				350,581
Land			409,805				420,805
Lease assets			25,850				25,360
Construction in progress			48,832				92,110
Other tangible fixed assets			192,170				185,815
Intangible fixed assets			1,017,322				1,151,037
Software			731,749				862,113
Goodwill			230,070				242,387
Lease assets			155				665
Other intangible fixed assets			55,348				45,870
Net defined benefit asset			987,288				1,299,540
Deferred tax assets			71,261				109,614
Customers’ liabilities for acceptances and guarantees			15,139,799				17,033,172
Reserve for possible loan losses			(925,931)				(1,007,469)
Total assets		¥	306,282,015			¥	328,511,145

- 3 -

(continued)

March 31		Millions of yen
		2025				2026
Liabilities:
Deposits		¥	171,498,651			¥	185,674,241
Negotiable certificates of deposit			17,175,391				15,667,132
Call money and bills sold			4,378,276				3,656,736
Payables under repurchase agreements			25,797,136				23,764,473
Payables under securities lending transactions			2,183,655				1,136,833
Commercial paper			2,686,483				3,380,389
Trading liabilities			9,726,615				13,089,960
Borrowed money			11,355,209				9,370,996
Foreign exchanges			1,771,839				1,436,381
Short-term bonds			728,200				773,500
Bonds			13,352,392				15,369,164
Due to trust account			1,041,660				956,169
Other liabilities			13,700,199				20,103,338
Reserve for employee bonuses			130,464				146,303
Reserve for executive bonuses			5,433				5,973
Net defined benefit liability			33,890				34,317
Reserve for executive retirement benefits			1,007				907
Reserve for point service program			32,656				63,254
Reserve for reimbursement of deposits			5,573				35,806
Reserve for losses on interest repayment			242,127				226,742
Reserves under the special laws			5,365				6,737
Deferred tax liabilities			422,050				619,716
Deferred tax liabilities for land revaluation			26,424				25,750
Acceptances and guarantees			15,139,799				17,033,172
Total liabilities			291,440,506				312,578,001
Net assets:
Capital stock			2,345,960				2,346,888
Capital surplus			611,423				582,909
Retained earnings			8,290,170				8,871,065
Treasury stock			(38,512)				(48,851)
Total stockholders’ equity			11,209,042				11,752,012
Net unrealized gains (losses) on other securities			1,930,834				2,185,092
Net deferred gains (losses) on hedges			(168,604)				(300,715)
Land revaluation excess			32,849				29,133
Foreign currency translation adjustments			1,411,827				1,706,949
Accumulated remeasurements of defined benefit plans			287,487				412,985
Total accumulated other comprehensive income			3,494,393				4,033,445
Stock acquisition rights			767				594
Non-controlling interests			137,306				147,092
Total net assets			14,841,509				15,933,144
Total liabilities and net assets		¥	306,282,015			¥	328,511,145

- 4 -

(After correction)

March 31		Millions of yen
		2025				2026
Assets:
Cash and due from banks		¥	75,590,583			¥	73,696,930
Call loans and bills bought			5,197,978				7,882,022
Receivables under resale agreements			16,205,759				20,099,101
Receivables under securities borrowing transactions			5,799,821				6,247,642
Monetary claims bought			5,618,985				5,980,143
Trading assets			11,976,375				16,701,913
Money held in trust			32,272				36,902
Securities			40,760,968				39,974,120
Loans and bills discounted			111,136,239				117,629,215
Foreign exchanges			2,712,573				2,030,821
Lease receivables and investment assets			231,199				231,429
Other assets			13,722,960				18,240,722
Tangible fixed assets			1,006,556				1,074,673
Buildings			329,897				350,581
Land			409,805				420,805
Lease assets			25,850				25,360
Construction in progress			48,832				92,110
Other tangible fixed assets			192,170				185,815
Intangible fixed assets			1,017,322				1,151,037
Software			731,749				862,113
Goodwill			230,070				242,387
Lease assets			155				665
Other intangible fixed assets			55,348				45,870
Net defined benefit asset			987,288				1,299,540
Deferred tax assets			71,261				109,614
Customers’ liabilities for acceptances and guarantees			15,139,799				17,033,172
Reserve for possible loan losses			(925,931)				(1,007,469)
Total assets		¥	306,282,015			¥	328,411,534

- 5 -

(continued)

March 31		Millions of yen
		2025				2026
Liabilities:
Deposits		¥	171,498,651			¥	185,674,241
Negotiable certificates of deposit			17,175,391				15,667,132
Call money and bills sold			4,378,276				3,656,736
Payables under repurchase agreements			25,797,136				23,764,473
Payables under securities lending transactions			2,183,655				1,136,833
Commercial paper			2,686,483				3,380,389
Trading liabilities			9,726,615				13,089,960
Borrowed money			11,355,209				9,370,996
Foreign exchanges			1,771,839				1,436,381
Short-term bonds			728,200				773,500
Bonds			13,352,392				15,369,164
Due to trust account			1,041,660				956,169
Other liabilities			13,700,199				20,103,338
Reserve for employee bonuses			130,464				146,303
Reserve for executive bonuses			5,433				5,973
Net defined benefit liability			33,890				34,317
Reserve for executive retirement benefits			1,007				907
Reserve for point service program			32,656				63,254
Reserve for reimbursement of deposits			5,573				35,806
Reserve for losses on interest repayment			242,127				226,742
Reserves under the special laws			5,365				6,737
Deferred tax liabilities			422,050				588,318
Deferred tax liabilities for land revaluation			26,424				25,750
Acceptances and guarantees			15,139,799				17,033,172
Total liabilities			291,440,506				312,546,603
Net assets:
Capital stock			2,345,960				2,346,888
Capital surplus			611,423				582,909
Retained earnings			8,290,170				8,871,065
Treasury stock			(38,512)				(48,851)
Total stockholders’ equity			11,209,042				11,752,012
Net unrealized gains (losses) on other securities			1,930,834				2,116,878
Net deferred gains (losses) on hedges			(168,604)				(300,715)
Land revaluation excess			32,849				29,133
Foreign currency translation adjustments			1,411,827				1,706,949
Accumulated remeasurements of defined benefit plans			287,487				412,985
Total accumulated other comprehensive income			3,494,393				3,965,231
Stock acquisition rights			767				594
Non-controlling interests			137,306				147,092
Total net assets			14,841,509				15,864,931
Total liabilities and net assets		¥	306,282,015			¥	328,411,534

- 6 -

Page 7

2. Consolidated statements of income and consolidated statements of comprehensive income

(Consolidated statements of comprehensive income)

(Before correction)

Year ended March 31		Millions of yen
		2025				2026
Profit		¥	1,186,877			¥	1,584,815
Other comprehensive income (losses)			(474,327)				544,262
Net unrealized gains (losses) on other securities			(420,445)				259,448
Net deferred gains (losses) on hedges			(99,721)				(132,981)
Land revaluation excess			—				(776)
Foreign currency translation adjustments			(18,937)				325,502
Remeasurements of defined benefit plans			(2,819)				125,135
Share of other comprehensive income of affiliates			67,596				(32,065)
Total comprehensive income			712,549				2,129,077
Comprehensive income attributable to owners of parent			703,678				2,124,964
Comprehensive income attributable to non-controlling interests			8,871				4,112

(After correction)

Year ended March 31		Millions of yen
		2025				2026
Profit		¥	1,186,877			¥	1,584,815
Other comprehensive income (losses)			(474,327)				476,049
Net unrealized gains (losses) on other securities			(420,445)				191,234
Net deferred gains (losses) on hedges			(99,721)				(132,981)
Land revaluation excess			—				(776)
Foreign currency translation adjustments			(18,937)				325,502
Remeasurements of defined benefit plans			(2,819)				125,135
Share of other comprehensive income of affiliates			67,596				(32,065)
Total comprehensive income			712,549				2,060,864
Comprehensive income attributable to owners of parent			703,678				2,056,751
Comprehensive income attributable to non-controlling interests			8,871				4,112

- 7 -

Page 9~10

3. Consolidated statements of changes in net assets

(Before correction)

		Millions of yen
		Stockholders’ equity
Year ended March 31, 2026		Capital stock				Capital surplus				Retained earnings				Treasury stock				Total
Balance at the beginning of the fiscal year		¥	2,345,960			¥	611,423			¥	8,290,170			¥	(38,512)			¥	11,209,042
Changes in the fiscal year
Issuance of new stock			927				927												1,855
Cash dividends											(540,292)								(540,292)
Profit attributable to owners of parent											1,582,973								1,582,973
Purchase of treasury stock															(250,624)				(250,624)
Disposal of treasury stock							(499)								759				260
Cancellation of treasury stock							(239,526)								239,526				—
Changes in shareholders’ interest due to transaction with non-controlling interests							(57)												(57)
Decrease due to a decrease in equity method affiliates											(224,699)								(224,699)
Changes in equity interest in subsidiaries of equity method affiliates							(29,383)												(29,383)
Reversal of land revaluation excess											2,939								2,939
Transfer from retained earnings to capital surplus							240,025				(240,025)								—
Net changes in items other than stockholders’ equity in the fiscal year
Net changes in the fiscal year			927				(28,513)				580,894				(10,339)				542,969
Balance at the end of the fiscal year		¥	2,346,888			¥	582,909			¥	8,871,065			¥	(48,851)			¥	11,752,012
Year ended March 31, 2026		Millions of yen
		Accumulated other comprehensive income
		Net unrealized gains (losses) on other securities				Net deferred gains (losses) on hedges				Land revaluation excess				Foreign currency translation adjustments				Accumulated remeasurements of defined benefit plans				Total
Balance at the beginning of the fiscal year		¥	1,930,834			¥	(168,604)			¥	32,849			¥	1,411,827			¥	287,487			¥	3,494,393
Changes in the fiscal year
Issuance of new stock
Cash dividends
Profit attributable to owners of parent
Purchase of treasury stock
Disposal of treasury stock
Cancellation of treasury stock
Changes in shareholders’ interest due to transaction with non-controlling interests
Decrease due to a decrease in equity method affiliates
Changes in equity interest in subsidiaries of equity method affiliates
Reversal of land revaluation excess
Transfer from retained earnings to capital surplus
Net changes in items other than stockholders’ equity in the fiscal year			254,257				(132,110	)			(3,715	)			295,122				125,497				539,051
Net changes in the fiscal year			254,257				(132,110	)			(3,715	)			295,122				125,497				539,051
Balance at the end of the fiscal year		¥	2,185,092			¥	(300,715	)		¥	29,133			¥	1,706,949			¥	412,985			¥	4,033,445

- 8 -

(Continued)

		Millions of yen
Year ended March 31, 2026		Stock acquisition rights				Non- controlling interests				Total net assets
Balance at the beginning of the fiscal year		¥	767			¥	137,306			¥	14,841,509
Changes in the fiscal year
Issuance of new stock											1,855
Cash dividends											(540,292)
Profit attributable to owners of parent											1,582,973
Purchase of treasury stock											(250,624)
Disposal of treasury stock											260
Cancellation of treasury stock											—
Changes in shareholders’ interest due to transaction with non-controlling interests											(57)
Decrease due to a decrease in equity method affiliates											(224,699)
Changes in equity interest in subsidiaries of equity method affiliates											(29,383)
Reversal of land revaluation excess											2,939
Transfer from retained earnings to capital surplus											—
Net changes in items other than stockholders’ equity in the fiscal year			(173)				9,786				548,665
Net changes in the fiscal year			(173)				9,786				1,091,635
Balance at the end of the fiscal year		¥	594			¥	147,092			¥	15,933,144

(After correction)

		Millions of yen
		Stockholders’ equity
Year ended March 31, 2026		Capital stock				Capital surplus				Retained earnings				Treasury stock				Total
Balance at the beginning of the fiscal year		¥	2,345,960			¥	611,423			¥	8,290,170			¥	(38,512)			¥	11,209,042
Changes in the fiscal year
Issuance of new stock			927				927												1,855
Cash dividends											(540,292)								(540,292)
Profit attributable to owners of parent											1,582,973								1,582,973
Purchase of treasury stock															(250,624)				(250,624)
Disposal of treasury stock							(499)								759				260
Cancellation of treasury stock							(239,526)								239,526				—
Changes in shareholders’ interest due to transaction with non-controlling interests							(57)												(57)
Decrease due to a decrease in equity method affiliates											(224,699)								(224,699)
Changes in equity interest in subsidiaries of equity method affiliates							(29,383)												(29,383)
Reversal of land revaluation excess											2,939								2,939
Transfer from retained earnings to capital surplus							240,025				(240,025)								—
Net changes in items other than stockholders’ equity in the fiscal year
Net changes in the fiscal year			927				(28,513)				580,894				(10,339)				542,969
Balance at the end of the fiscal year		¥	2,346,888			¥	582,909			¥	8,871,065			¥	(48,851)			¥	11,752,012

- 9 -

(Continued)

		Millions of yen
		Accumulated other comprehensive income
Year ended March 31, 2026		Net unrealized gains (losses) on other securities				Net deferred gains (losses) on hedges				Land revaluation excess				Foreign currency translation adjustments				Accumulated remeasurements of defined benefit plans				Total
Balance at the beginning of the fiscal year		¥	1,930,834			¥	(168,604)			¥	32,849			¥	1,411,827			¥	287,487			¥	3,494,393
Changes in the fiscal year
Issuance of new stock
Cash dividends
Profit attributable to owners of parent
Purchase of treasury stock
Disposal of treasury stock
Cancellation of treasury stock
Changes in shareholders’ interest due to transaction with non-controlling interests
Decrease due to a decrease in equity method affiliates
Changes in equity interest in subsidiaries of equity method affiliates
Reversal of land revaluation excess
Transfer from retained earnings to capital surplus
Net changes in items other than stockholders’ equity in the fiscal year			186,043				(132,110)				(3,715)				295,122				125,497				470,838
Net changes in the fiscal year			186,043				(132,110)				(3,715)				295,122				125,497				470,838
Balance at the end of the fiscal year		¥	2,116,878			¥	(300,715)			¥	29,133			¥	1,706,949			¥	412,985			¥	3,965,231

		Millions of yen
Year ended March 31, 2026		Stock acquisition rights				Non- controlling interests				Total net assets
Balance at the beginning of the fiscal year		¥	767			¥	137,306			¥	14,841,509
Changes in the fiscal year
Issuance of new stock											1,855
Cash dividends											(540,292)
Profit attributable to owners of parent											1,582,973
Purchase of treasury stock											(250,624)
Disposal of treasury stock											260
Cancellation of treasury stock											—
Changes in shareholders’ interest due to transaction with non-controlling interests											(57)
Decrease due to a decrease in equity method affiliates											(224,699)
Changes in equity interest in subsidiaries of equity method affiliates											(29,383)
Reversal of land revaluation excess											2,939
Transfer from retained earnings to capital surplus											—
Net changes in items other than stockholders’ equity in the fiscal year			(173)				9,786				480,451
Net changes in the fiscal year			(173)				9,786				1,023,421
Balance at the end of the fiscal year		¥	594			¥	147,092			¥	15,864,931

- 10 -

Page 11

4. Consolidated statements of cash flows

(Before correction)

		Millions of yen
Year ended March 31		2025				2026
Cash flows from operating activities:
Income before income taxes		¥	1,699,943			¥	2,251,725
Depreciation			247,868				264,838
Losses on impairment of fixed assets			7,052				4,496
Amortization of goodwill			32,912				26,246
Losses related to the sale of part of the US banking subsidiary’s business			—				46,112
Net (gains) losses on step acquisitions			—				1,367
Equity in (gains) losses of affiliates			5,504				(137,710)
Net change in reserve for possible loan losses			111,300				76,329
Net change in reserve for employee bonuses			14,321				13,043
Net change in reserve for executive bonuses			1,038				523
Net change in net defined benefit asset and liability			(76,526)				(311,682)
Net change in reserve for executive retirement benefits			(172)				(100)
Net change in reserve for point service program			(2,966)				30,597
Net change in reserve for reimbursement of deposits			(3,655)				30,232
Net change in reserve for losses on interest repayment			120,180				(15,384)
Interest income			(6,928,577)				(7,224,758)
Interest expenses			4,590,358				4,505,121
Net (gains) losses on securities			(460,489)				(378,553)
Net (gains) losses from money held in trust			88				(392)
Net exchange (gains) losses			825				(816,062)
Net (gains) losses from disposal of fixed assets			11,753				(1,724)
Net change in trading assets			(595,017)				(7,716,989)
Net change in trading liabilities			(299,132)				6,691,725
Net change in loans and bills discounted			(4,223,203)				(5,769,364)
Net change in deposits			6,752,524				12,846,621
Net change in negotiable certificates of deposit			2,506,958				(1,544,982)
Net change in borrowed money (excluding subordinated borrowings)			(3,315,758)				(2,045,097)
Net change in deposits with banks			2,299,127				(4,141,388)
Net change in call loans and bills bought and others			(6,829,158)				(6,548,973)
Net change in receivables under securities borrowing transactions			1,005,991				(448,302)
Net change in call money and bills sold and others			7,138,387				(2,938,650)
Net change in commercial paper			216,445				690,162
Net change in payables under securities lending transactions			441,046				(1,046,408)
Net change in foreign exchanges (assets)			(646,936)				701,146
Net change in foreign exchanges (liabilities)			(1,100,136)				(341,174)
Net change in lease receivables and investment assets			(16,993)				16,973
Net change in short-term bonds (liabilities)			(134,800)				45,300
Issuance and redemption of bonds (excluding subordinated bonds)			121,915				609,074
Net change in due to trust account			(204,537)				(85,490)
Interest received			6,964,670				7,376,170
Interest paid			(4,588,453)				(4,386,201)
Other, net			478,347				(29,421)
Subtotal			5,342,048				(9,701,005)
Income taxes paid			(493,583)				(582,134)
Net cash provided by (used in) operating activities			4,848,464				(10,283,139)

- 11 -

(After correction)

		Millions of yen
Year ended March 31		2025				2026
Cash flows from operating activities:
Income before income taxes		¥	1,699,943			¥	2,251,725
Depreciation			247,868				264,838
Losses on impairment of fixed assets			7,052				4,496
Amortization of goodwill			32,912				26,246
Losses related to the sale of part of the US banking subsidiary’s business			—				46,112
Net (gains) losses on step acquisitions			—				1,367
Equity in (gains) losses of affiliates			5,504				(137,710)
Net change in reserve for possible loan losses			111,300				76,329
Net change in reserve for employee bonuses			14,321				13,043
Net change in reserve for executive bonuses			1,038				523
Net change in net defined benefit asset and liability			(76,526)				(311,682)
Net change in reserve for executive retirement benefits			(172)				(100)
Net change in reserve for point service program			(2,966)				30,597
Net change in reserve for reimbursement of deposits			(3,655)				30,232
Net change in reserve for losses on interest repayment			120,180				(15,384)
Interest income			(6,928,577)				(7,224,758)
Interest expenses			4,590,358				4,505,121
Net (gains) losses on securities			(460,489)				(378,553)
Net (gains) losses from money held in trust			88				(392)
Net exchange (gains) losses			825				(816,062)
Net (gains) losses from disposal of fixed assets			11,753				(1,724)
Net change in trading assets			(595,017)				(7,716,989)
Net change in trading liabilities			(299,132)				6,691,725
Net change in loans and bills discounted			(4,223,203)				(5,769,364)
Net change in deposits			6,752,524				12,846,621
Net change in negotiable certificates of deposit			2,506,958				(1,544,982)
Net change in borrowed money (excluding subordinated borrowings)			(3,315,758)				(2,045,097)
Net change in deposits with banks			2,299,127				(4,141,388)
Net change in call loans and bills bought and others			(6,829,158)				(6,449,362)
Net change in receivables under securities borrowing transactions			1,005,991				(448,302)
Net change in call money and bills sold and others			7,138,387				(2,938,650)
Net change in commercial paper			216,445				690,162
Net change in payables under securities lending transactions			441,046				(1,046,408)
Net change in foreign exchanges (assets)			(646,936)				701,146
Net change in foreign exchanges (liabilities)			(1,100,136)				(341,174)
Net change in lease receivables and investment assets			(16,993)				16,973
Net change in short-term bonds (liabilities)			(134,800)				45,300
Issuance and redemption of bonds (excluding subordinated bonds)			121,915				609,074
Net change in due to trust account			(204,537)				(85,490)
Interest received			6,964,670				7,376,170
Interest paid			(4,588,453)				(4,386,201)
Other, net			478,347				(129,032)
Subtotal			5,342,048				(9,701,005)
Income taxes paid			(493,583)				(582,134)
Net cash provided by (used in) operating activities			4,848,464				(10,283,139)

- 12 -

Page 14

5. Notes to consolidated financial statements

(Per share data)

(Before correction)

As of and for the fiscal year ended March 31, 2026		Yen
Net assets per share		¥	4,135.71
Earnings per share			411.97
Earnings per share (diluted)			411.88
(Notes) 2. Net assets per share is calculated based on the following:
March 31, 2026		Millions of yen, except number of shares
Net assets		¥	15,933,144
Amount excluded from net assets			147,687
Stock acquisition rights			594
Non-controlling interests			147,092
Net assets attributable to common stock at the fiscal year-end			15,785,457
Number of common stock at the fiscal year-end used for the calculation of net assets per share (in thousands)			3,816,866
(After correction)
As of and for the fiscal year ended March 31, 2026		Yen
Net assets per share		¥	4,117.84
Earnings per share			411.97
Earnings per share (diluted)			411.88
(Notes) 2. Net assets per share is calculated based on the following:
March 31, 2026		Millions of yen, except number of shares
Net assets		¥	15,864,931
Amount excluded from net assets			147,687
Stock acquisition rights			594
Non-controlling interests			147,092
Net assets attributable to common stock at the fiscal year-end			15,717,244
Number of common stock at the fiscal year-end used for the calculation of net assets per share (in thousands)			3,816,866

- 13 -

Page 15

(Significant subsequent events)

(6) Effect on per share data

(Before correction)

		Yen
Net assets per share		¥	2,067.86
Earnings per share			205.99
Earnings per share (diluted)			205.94
(After correction)
		Yen
Net assets per share		¥	2,058.92
Earnings per share			205.99
Earnings per share (diluted)			205.94

- 14 -

Appendix: Financial results for the fiscal year ended March 31, 2026 supplementary information — Page 4

4. Unrealized gains (losses) on securities

(Before correction)

Consolidated (Millions of yen)

												Mar. 31, 2026																						Mar. 31, 2025
												Balance sheet						Net unrealized gains (losses)																Balance sheet						Net unrealized gains (losses) (b)
												amount																						amount
																		(a)				(a) - (b)				Gains				Losses
				Held-to-maturity securities						1			4,655,314						(178,649	)			(172,475	)			7				178,657				274,414						(6,174	)
				Other securities						2			34,802,305						3,220,233				414,210				3,933,829				713,596				39,776,760						2,806,023
						Stocks				3			3,503,280						2,497,195				536,268				2,498,675				1,480				3,045,167						1,960,926
						Bonds				4			7,556,702						(271,242	)			(126,405	)			6,858				278,101				13,893,477						(144,837	)
								Japanese government bonds		5			5,476,427						(120,444	)			(68,049	)			64				120,509				11,180,546						(52,395	)
						Others				6			23,742,321						994,280				4,347				1,428,295				434,014				22,838,114						989,933
								Foreign bonds		7			18,534,788						(300,425	)			148,672				79,365				379,791				17,424,744						(449,098	)
				Other money held in trust						8			521						-				-				-				-				520						-
				Total						9			39,458,141						3,041,584				241,734				3,933,837				892,253				40,051,695						2,799,849
						Stocks				10			3,503,280						2,497,195				536,268				2,498,675				1,480				3,045,167						1,960,926
						Bonds				11			12,142,145						(449,828	)			(298,816	)			6,858				456,686				14,167,892						(151,011	)
						Others				12			23,812,715						994,216				4,283				1,428,303				434,086				22,838,635						989,933

SMBC non-consolidated (Millions of yen)

												Mar. 31, 2026																						Mar. 31, 2025
												Balance sheet						Net unrealized gains (losses)																Balance sheet						Net unrealized gains (losses) (b)
												amount																						amount
																		(a)				(a) - (b)				Gains				Losses
				Held-to-maturity securities						13			4,087,646						(169,416	)			(168,258	)			-				169,416				22,300						(1,158	)
				Stocks of subsidiaries and affiliates						14			5,310,009						(80,761	)			(10,703	)			2,087				82,848				5,009,805						(70,058	)
				Other securities						15			27,451,228						2,213,599				439,161				2,902,742				689,142				33,564,599						1,774,438
						Stocks				16			3,082,836						2,309,338				492,168				2,313,069				3,731				2,693,563						1,817,170
						Bonds				17			7,325,242						(259,746	)			(118,852	)			6,872				266,618				13,835,139						(140,894	)
								Japanese government bonds		18			5,296,373						(114,947	)			(62,552	)			64				115,011				11,180,546						(52,395	)
						Others				19			17,043,150						164,007				65,845				582,800				418,792				17,035,896						98,162
								Foreign bonds		20			12,889,894						(315,112	)			143,798				49,851				364,963				12,711,011						(458,910	)
				Total						21			36,848,884						1,963,420				260,199				2,904,829				941,408				38,596,705						1,703,221
						Stocks				22			3,382,790						2,311,425				492,554				2,315,156				3,731				2,987,917						1,818,870
						Bonds				23			11,412,888						(429,163	)			(287,110	)			6,872				436,035				13,857,439						(142,052	)
						Others				24			22,053,205						81,158				54,755				582,800				501,641				21,751,347						26,402

- 15 -

  (After correction)

Consolidated																																(Millions of yen)
												Mar. 31, 2026															Mar. 31, 2025
												Balance sheet  amount				Net unrealized gains (losses)											Balance sheet    amount					Net unrealized   gains (losses)   (b)
																(a)		(a) - (b)			Gains			Losses
		Held-to-maturity securities							1							4,655,314				(178,649)		(172,475)							7					178,657			274,414					(6,174)
		Other securities							2			34,702,693				3,120,622		314,599			3,867,995			747,373			39,776,760					2,806,023
				Stocks					3			3,503,280				2,497,195		536,268			2,498,675			1,480			3,045,167					1,960,926
				Bonds					4			7,556,702				(271,242)		(126,405)			6,858			278,101			13,893,477					(144,837)
						Japanese government bonds			5			5,476,427				(120,444)		(68,049)			64			120,509			11,180,546					(52,395)
				Others					6			23,642,710				894,669		(95,263)			1,362,461			467,791			22,838,114					989,933
						Foreign bonds			7			18,534,788				(300,425)		148,672			79,365			379,791			17,424,744					(449,098)
		Other money held in trust							8			521				-		-			-			-			520					-
		Total							9			39,358,530				2,941,973		142,123			3,868,003			926,030			40,051,695					2,799,849
				Stocks					10			3,503,280				2,497,195		536,268			2,498,675			1,480			3,045,167					1,960,926
				Bonds					11			12,142,145				(449,828)		(298,816)			6,858			456,686			14,167,892					(151,011)
				Others					12			23,713,103				894,605		(95,327)			1,362,469			467,863			22,838,635					989,933
SMBC non-consolidated																																(Millions of yen)
												Mar. 31, 2026															Mar. 31, 2025
												Balance sheet  amount				Net unrealized gains (losses)											Balance sheet   amount					Net unrealized    gains (losses)   (b)
														(a)		(a) - (b)			Gains			Losses
		Held-to-maturity securities							13					4,087,646		(169,416)		(168,258)			-			169,416									22,300					(1,158)
		Stocks of subsidiaries and affiliates							14			5,310,009				(80,761)		(10,703)			2,087			82,848			5,009,805					(70,058)
		Other securities							15			27,351,617				2,113,988		339,550			2,836,908			722,919			33,564,599					1,774,438
				Stocks					16			3,082,836				2,309,338		492,168			2,313,069			3,731			2,693,563					1,817,170
				Bonds					17			7,325,242				(259,746)		(118,852)			6,872			266,618			13,835,139					(140,894)
						Japanese government bonds			18			5,296,373				(114,947)		(62,552)			64			115,011			11,180,546					(52,395)
				Others					19			16,943,539				64,396		(33,765)			516,966			452,569			17,035,896					98,162
						Foreign bonds			20			12,889,894				(315,112)		143,798			49,851			364,963			12,711,011					(458,910)
		Total							21			36,749,273				1,863,809		160,588			2,838,995			975,185			38,596,705					1,703,221
				Stocks					22			3,382,790				2,311,425		492,554			2,315,156			3,731			2,987,917					1,818,870
				Bonds					23			11,412,888				(429,163)		(287,110)			6,872			436,035			13,857,439					(142,052)
				Others					24			21,953,594				(18,452)		(44,855)			516,966			535,418			21,751,347					26,402

- 16 -

Appendix: Financial results for the fiscal year ended March 31, 2026 supplementary information — Page 15

  15. Deferred tax assets and liabilities

  (Before correction)

																(Billions of yen)
SMBC non-consolidated												Mar. 31, 2026		Change from    Mar. 31, 2025		Mar. 31, 2025
(a)		Total deferred tax assets				(b-c)			1			581.4		103.0		478.4
		(b)		Subtotal of deferred tax assets					2			731.3		112.1		619.2
				Reserve for possible loan losses and write-off of loans					3			278.6		19.6		259.0
				Taxable write-off of securities					4			95.9		3.9		92.0
				Others					5			356.8		88.6		268.2
		(c) Valuation allowance							6			149.9		9.1		140.8
(d) Total deferred tax liabilities									7			778.6		168.0		610.6
		Net unrealized gains on other securities							8			658.0		161.2		496.8
		Others							9			120.6		6.9		113.8
Net deferred tax assets						(a-d)			10			(197.2)		(65.1)		(132.2)
		Amount corresponding to net deferred (gains) losses on hedges included in line 5 and net unrealized (gains) losses on other securities included in line 8							11			(511.9)		(93.5)		(418.4)
		Others							12			314.7		28.4		286.2
(After correction)
																(Billions of yen)
SMBC non-consolidated												Mar. 31, 2026		Change from    Mar. 31, 2025		Mar. 31, 2025
(a)		Total deferred tax assets				(b-c)			1			581.4		103.0		478.4
		(b)		Subtotal of deferred tax assets					2			731.3		112.1		619.2
				Reserve for possible loan losses and write-off of loans					3			278.6		19.6		259.0
				Taxable write-off of securities					4			95.9		3.9		92.0
				Others					5			356.8		88.6		268.2
		(c) Valuation allowance							6			149.9		9.1		140.8
(d) Total deferred tax liabilities									7			747.2		136.6		610.6
		Net unrealized gains on other securities							8			626.6		129.8		496.8
		Others							9			120.6		6.9		113.8
Net deferred tax assets						(a-d)			10			(165.8)		(33.7)		(132.2)
		Amount corresponding to net deferred (gains) losses on hedges included in line 5 and net unrealized (gains) losses on other securities included in line 8							11			(480.5)		(62.1)		(418.4)
		Others							12			314.7		28.4		286.2

- 17 -

Appendix: Financial results for the fiscal year ended March 31, 2026 supplementary information — Page 16

16. Capital ratio (BIS guidelines)

(Before correction)

(Basel III basis)

Consolidated		(Billions of yen, %)
		Mar. 31, 2026								Mar. 31, 2025  (b)
		[Preliminary]   (a)				(a) - (b)
(1) Total capital ratio (4) / (7)			15.69				0.51				15.18
(2) Tier 1 capital ratio (5) / (7)			14.49				0.26				14.23
(3) Common equity Tier 1 capital ratio (6) / (7)			12.41				(0.03	)			12.44
(4) Total capital			15,865.9				1,721.8				14,144.1
(5) Tier 1 capital			14,655.9				1,397.0				13,258.8
(6) Common equity Tier 1 capital			12,544.0				958.9				11,585.1
(7) Risk weighted assets			101,078.2				7,961.1				93,117.1
(8) Required capital (7) X 8%			8,086.3				636.9				7,449.4
(9) Leverage Ratio			5.00				(0.01	)			5.01
SMBC consolidated
(1) Total capital ratio			17.34				0.56				16.78
(2) Tier 1 capital ratio			15.42				0.10				15.32
(3) Common equity Tier 1 capital ratio			12.32				(0.18	)			12.50
(4) Leverage Ratio			4.96				(0.14	)			5.10
SMBC non-consolidated
(1) Total capital ratio			15.83				1.11				14.72
(2) Tier 1 capital ratio			13.62				0.59				13.03
(3) Common equity Tier 1 capital ratio			10.22				0.21				10.01
(4) Leverage Ratio			4.63				0.22				4.41

- 18 -

(After correction)

(Basel III basis)

Consolidated		(Billions of yen, %)
		Mar. 31, 2026								Mar. 31, 2025  (b)
		[Preliminary]   (a)				(a) - (b)
(1) Total capital ratio (4) / (7)			15.60				0.42				15.18
(2) Tier 1 capital ratio (5) / (7)			14.41				0.18				14.23
(3) Common equity Tier 1 capital ratio (6) / (7)			12.32				(0.12	)			12.44
(4) Total capital			15,783.6				1,639.5				14,144.1
(5) Tier 1 capital			14,575.6				1,316.8				13,258.8
(6) Common equity Tier 1 capital			12,464.2				879.1				11,585.1
(7) Risk weighted assets			101,131.3				8,014.2				93,117.1
(8) Required capital (7) X 8%			8,090.5				641.1				7,449.4
(9) Leverage Ratio			4.98				(0.03	)			5.01
SMBC consolidated
(1) Total capital ratio			17.25				0.47				16.78
(2) Tier 1 capital ratio			15.33				0.01				15.32
(3) Common equity Tier 1 capital ratio			12.23				(0.27	)			12.50
(4) Leverage Ratio			4.94				(0.16	)			5.10
SMBC non-consolidated
(1) Total capital ratio			15.72				1.00				14.72
(2) Tier 1 capital ratio			13.51				0.48				13.03
(3) Common equity Tier 1 capital ratio			10.12				0.11				10.01
(4) Leverage Ratio			4.60				0.19				4.41

- 19 -

Appendix: Financial results for the fiscal year ended March 31, 2026 supplementary information — Page 17~18

Reference: Financial Statements of SMBC

1.  Condensed balance sheet

(Before correction)

SMBC non-consolidated (Millions of yen)

		Mar. 31, 2026								Mar. 31, 2025 (b)
		(a)				(a) - (b)
Assets
Cash and due from banks			68,651,578				(1,110,400	)			69,761,979
Call loans			5,462,547				977,777				4,484,770
Receivables under resale agreements			7,675,741				(950,242	)			8,625,984
Receivables under securities borrowing transactions			2,346,965				1,215,229				1,131,736
Monetary claims bought			2,289,341				144,174				2,145,167
Trading assets			4,910,025				1,445,874				3,464,150
Securities			35,715,777				(1,846,074	)			37,561,851
Loans and bills discounted			110,748,673				6,233,081				104,515,592
Foreign exchanges			1,877,094				(656,321	)			2,533,415
Other assets			8,018,167				637,167				7,380,999
Tangible fixed assets			812,162				59,734				752,427
Intangible fixed assets			487,718				83,280				404,437
Prepaid pension cost			679,458				120,558				558,899
Customers’ liabilities for acceptances and guarantees			16,579,830				1,580,407				14,999,422
Reserve for possible loan losses			(693,865	)			(68,326	)			(625,538	)
Reserve for possible losses on investments			(2,806	)			89,764				(92,570	)
Total assets			265,558,413				7,955,687				257,602,725

Note: Amounts less than 1 million yen are rounded down.

- 20 -

(Continued)

						(Millions of yen)
		Mar. 31, 2026 (a)								Mar. 31, 2025 (b)
						(a) - (b)
Liabilities
Deposits			171,335,915				11,604,244				159,731,671
Negotiable certificates of deposit			15,975,615				(1,513,959	)			17,489,575
Call money			1,069,649				131,640				938,008
Payables under repurchase agreements			11,263,623				(6,110,351	)			17,373,975
Payables under securities lending transactions			338,736				(962,347	)			1,301,084
Commercial paper			2,242,956				418,437				1,824,519
Trading liabilities			3,921,172				1,380,470				2,540,702
Borrowed money			20,489,569				(671,126	)			21,160,696
Foreign exchanges			1,498,334				(317,080	)			1,815,415
Bonds			483,702				88,644				395,058
Due to trust account			1,244,765				(290,958	)			1,535,723
Other liabilities			10,556,284				2,026,387				8,529,896
Reserve for employee bonuses			18,280				3,723				14,557
Reserve for executive bonuses			1,445				152				1,292
Reserve for point service program			3,991				1,827				2,163
Reserve for reimbursement of deposits			35,019				30,349				4,669
Deferred tax liabilities			197,238				65,067				132,170
Deferred tax liabilities for land revaluation			25,750				(673	)			26,424
Acceptances and guarantees			16,579,830				1,580,407				14,999,422
Total liabilities			257,281,882				7,464,854				249,817,028
Net assets
Capital stock			1,771,093				—				1,771,093
Capital surplus			1,774,651				—				1,774,651
Capital reserve			1,771,140				—				1,771,140
Other capital surplus			3,510				—				3,510
Retained earnings			4,381,583				545,881				3,835,702
Other retained earnings			4,381,583				545,881				3,835,702
Voluntary reserve for retirement allowances			1,656				—				1,656
Voluntary reserve			219,845				—				219,845
Retained earnings brought forward			4,160,082				545,881				3,614,201
Treasury stock			(210,003	)			—				(210,003	)
Total stockholders’ equity			7,717,325				545,881				7,171,443
Net unrealized gains (losses) on other securities			1,551,739				276,159				1,275,580
Net deferred gains (losses) on hedges			(1,012,596	)			(328,162	)			(684,434	)
Land revaluation excess			20,062				(3,045	)			23,107
Total valuation and translation adjustments			559,204				(55,048	)			614,253
Total net assets			8,276,530				490,832				7,785,697
Total liabilities and net assets			265,558,413				7,955,687				257,602,725

Note: Amounts less than 1 million yen are rounded down.

- 21 -

(After correction)

SMBC non-consolidated (Millions of yen)

		Mar. 31, 2026								Mar. 31, 2025
		(a)				(a) - (b)				(b)
Assets
Cash and due from banks			68,651,578				(1,110,400	)			69,761,979
Call loans			5,462,547				977,777				4,484,770
Receivables under resale agreements			7,675,741				(950,242	)			8,625,984
Receivables under securities borrowing transactions			2,346,965				1,215,229				1,131,736
Monetary claims bought			2,189,730				44,563				2,145,167
Trading assets			4,910,025				1,445,874				3,464,150
Securities			35,715,777				(1,846,074	)			37,561,851
Loans and bills discounted			110,748,673				6,233,081				104,515,592
Foreign exchanges			1,877,094				(656,321	)			2,533,415
Other assets			8,018,167				637,167				7,380,999
Tangible fixed assets			812,162				59,734				752,427
Intangible fixed assets			487,718				83,280				404,437
Prepaid pension cost			679,458				120,558				558,899
Customers’ liabilities for acceptances and guarantees			16,579,830				1,580,407				14,999,422
Reserve for possible loan losses			(693,865	)			(68,326	)			(625,538	)
Reserve for possible losses on investments			(2,806	)			89,764				(92,570	)
Total assets			265,458,802				7,856,076				257,602,725

Note: Amounts less than 1 million yen are rounded down.

- 22 -

(Continued)

(Millions of yen)

		Mar. 31, 2026								Mar. 31, 2025
		(a)				(a) - (b)				(b)
Liabilities
Deposits			171,335,915				11,604,244				159,731,671
Negotiable certificates of deposit			15,975,615				(1,513,959	)			17,489,575
Call money			1,069,649				131,640				938,008
Payables under repurchase agreements			11,263,623				(6,110,351	)			17,373,975
Payables under securities lending transactions			338,736				(962,347	)			1,301,084
Commercial paper			2,242,956				418,437				1,824,519
Trading liabilities			3,921,172				1,380,470				2,540,702
Borrowed money			20,489,569				(671,126	)			21,160,696
Foreign exchanges			1,498,334				(317,080	)			1,815,415
Bonds			483,702				88,644				395,058
Due to trust account			1,244,765				(290,958	)			1,535,723
Other liabilities			10,556,284				2,026,387				8,529,896
Reserve for employee bonuses			18,280				3,723				14,557
Reserve for executive bonuses			1,445				152				1,292
Reserve for point service program			3,991				1,827				2,163
Reserve for reimbursement of deposits			35,019				30,349				4,669
Deferred tax liabilities			165,841				33,670				132,170
Deferred tax liabilities for land revaluation			25,750				(673	)			26,424
Acceptances and guarantees			16,579,830				1,580,407				14,999,422
Total liabilities			257,250,485				7,433,457				249,817,028
Net assets
Capital stock			1,771,093				—				1,771,093
Capital surplus			1,774,651				—				1,774,651
Capital reserve			1,771,140				—				1,771,140
Other capital surplus			3,510				—				3,510
Retained earnings			4,381,583				545,881				3,835,702
Other retained earnings			4,381,583				545,881				3,835,702
Voluntary reserve for retirement allowances			1,656				—				1,656
Voluntary reserve			219,845				—				219,845
Retained earnings brought forward			4,160,082				545,881				3,614,201
Treasury stock			(210,003	)			—				(210,003	)
Total stockholders’ equity			7,717,325				545,881				7,171,443
Net unrealized gains (losses) on other securities			1,483,525				207,945				1,275,580
Net deferred gains (losses) on hedges			(1,012,596	)			(328,162	)			(684,434	)
Land revaluation excess			20,062				(3,045	)			23,107
Total valuation and translation adjustments			490,991				(123,262	)			614,253
Total net assets			8,208,316				422,619				7,785,697
Total liabilities and net assets			265,458,802				7,856,076				257,602,725

Note: Amounts less than 1 million yen are rounded down.

- 23 -

Appendix: Financial results for the fiscal year ended March 31, 2026 supplementary information — Page 20

3. Statement of changes in net assets

(Before correction)

SMBC non-consolidated

Year ended March 31, 2026 (Millions of yen)

		Capital stock				Capital surplus								Retained earnings												Treasury stock				Total stockholders’ equity
						Capital reserve				Other capital surplus				Other retained earnings
														Voluntary reserve for retirement allowances				Voluntary reserve				Retained earnings brought forward
Balance at the beginning of the period			1,771,093				1,771,140				3,510				1,656				219,845				3,614,201				(210,003	)			7,171,443
Changes in the period
Cash dividends																							(868,070	)							(868,070	)
Net income																							1,411,682								1,411,682
Reversal of land revaluation excess																							2,269								2,269
Net changes in items other than stockholders’ equity in the period
Net changes in the period																							545,881								545,881
Balance at the end of the period			1,771,093				1,771,140				3,510				1,656				219,845				4,160,082				(210,003	)			7,717,325
			(Millions of yen)
		Valuation and translation adjustments																Total net assets
		Net unrealized gains (losses) on other securities				Net deferred gains (losses) on hedges				Land revaluation excess				Total valuation and translation adjustments
Balance at the beginning of the period			1,275,580				(684,434	)			23,107				614,253				7,785,697
Changes in the period
Cash dividends																			(868,070	)
Net income																			1,411,682
Reversal of land revaluation excess																			2,269
Net changes in items other than stockholders’ equity in the period			276,159				(328,162	)			(3,045	)			(55,048	)			(55,048	)
Net changes in the period			276,159				(328,162	)			(3,045	)			(55,048	)			490,832
Balance at the end of the period			1,551,739				(1,012,596	)			20,062				559,204				8,276,530

Note: Amounts less than 1 million yen are rounded down.

- 24 -

(After correction)

SMBC non-consolidated

Year ended March 31, 2026 (Millions of yen)

		Capital stock				Capital surplus								Retained earnings												Treasury stock				Total stockholders’ equity
						Capital reserve				Other capital surplus				Other retained earnings
														Voluntary reserve for retirement allowances				Voluntary reserve				Retained earnings brought forward
Balance at the beginning of the period			1,771,093				1,771,140				3,510				1,656				219,845				3,614,201				(210,003	)			7,171,443
Changes in the period
Cash dividends																							(868,070	)							(868,070	)
Net income																							1,411,682								1,411,682
Reversal of land revaluation excess																							2,269								2,269
Net changes in items other than stockholders’ equity in the period
Net changes in the period																							545,881								545,881
Balance at the end of the period			1,771,093				1,771,140				3,510				1,656				219,845				4,160,082				(210,003	)			7,717,325
			(Millions of yen)
		Valuation and translation adjustments																Total net assets
		Net unrealized gains (losses) on other securities				Net deferred gains (losses) on hedges				Land revaluation excess				Total valuation and translation adjustments
Balance at the beginning of the period			1,275,580				(684,434	)			23,107				614,253				7,785,697
Changes in the period
Cash dividends																			(868,070	)
Net income																			1,411,682
Reversal of land revaluation excess																			2,269
Net changes in items other than stockholders’ equity in the period			207,945				(328,162	)			(3,045	)			(123,262	)			(123,262	)
Net changes in the period			207,945				(328,162	)			(3,045	)			(123,262	)			422,619
Balance at the end of the period			1,483,525				(1,012,596	)			20,062				490,991				8,208,316

Note: Amounts less than 1 million yen are rounded down.

- 25 -