STOCK TITAN

Director John L. Cook boosts equity stake in Security National (SNFCA)

Filing Impact
(Moderate)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

SECURITY NATIONAL FINANCIAL CORP director John L. Cook increased his equity position through awards and an option exercise. On July 1, 2026, he exercised derivative rights to acquire 616 shares of Class A Common Stock at $8.53 per share, bringing his direct Class A holdings to 25,136 shares.

On the same date, he also acquired 616 Restricted Stock Units tied to Class A stock at $8.53, as part of ongoing equity incentives. Earlier awards include 1,846 RSUs granted on December 5, 2025 and multiple Director Stock Option grants from 2017–2023 with exercise prices between $2.84 and $7.21 per share.

Positive

  • None.

Negative

  • None.
Insider Cook John L
Role null
Type Security Shares Price Value
Grant/Award Restricted Stock Unit 616 $8.53 $5K
Exercise Class A Common Stock 616 $8.53 $5K
Grant/Award Restricted Stock Unit 1,846 $8.53 $16K
Grant/Award Director Stock Option (right to buy) 8,820 $7.21 $64K
Grant/Award Director Stock Option (right to buy) 8,104 $5.56 $45K
Grant/Award Director Stock Option (right to buy) 7,293 $7.02 $51K
Grant/Award Director Stock Option (right to buy) 7,850 $2.84 $22K
Grant/Award Director Stock Option (right to buy) 8,242 $3.91 $32K
Grant/Award Director Stock Option (right to buy) 8,657 $3.76 $33K
Grant/Award Director Stock Option (right to buy) 1,514 $3.27 $5K
Holdings After Transaction: Restricted Stock Unit — 51,710 shares (Direct, null); Class A Common Stock — 25,136 shares (Direct, null); Director Stock Option (right to buy) — 50,480 shares (Direct, null)
Footnotes (1)
  1. This option was granted on December 1, 2017 as an option for 1,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.05 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect 5% stock dividends paid on February 2, 2018, February 1, 2019, and February 7, 2020; a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024 and July 18, 2025. This option was granted on November 30, 2018 as an option for 5,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.52 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect 5% stock dividends paid on February 1, 2019 and February 7, 2020; a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024 and July 18, 2025. This option was granted on December 6, 2019 as an option for 5,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.46 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect a 5% stock dividend paid on February 7, 2020; a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024 and July 18, 2025. This option was granted on March 27, 2020 as an option for 2,500 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $3.76 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect a 5% stock dividend paid on February 7, 2020, a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024 and July 18, 2025. This option was granted on December 3, 2021 as an option for 6,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $8.62 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect a 5% stock dividend paid on July 8, 2022, July 14, 2023, July 12, 2024 and July 18, 2025. This option was granted on December 2, 2022 as an option for 7,000 shares of Class A Common Stock under 2014 Director Stock Option Plan at an exercise price of $6.48 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect a 5% stock dividend paid on July 14, 2023, July 12, 2024 and July 18, 2025. This option was granted on December 1, 2023 as an option for 8,000 shares of Class A Common Stock under the 2022 Equity Incentive Plan at an exercise price of $7.99 per share, but adjusted pursuant to the 2022 Equity Incentive Plan to reflect a 5% stock dividend paid on July 12, 2024 and July 18, 2025. These restricted stock units were granted on December 5, 2025 for 2,461 shares of Class A Common Stock under the 2022 Equity Incentive Plan at a price of $8.53 per share. The units granted vest quarterly, and will be fully vested on December 31, 2026.
Shares acquired into Class A stock 616 shares Derivative exercise on July 1, 2026 at $8.53 per share
Exercise price $8.53 per share Price for 616 Class A shares exercised on July 1, 2026
Direct Class A holdings after exercise 25,136 shares Shares owned directly following July 1, 2026 transaction
RSUs acquired on July 1, 2026 616 units Restricted Stock Units linked to Class A at $8.53
RSUs granted on December 5, 2025 1,846 units Restricted Stock Units with $8.53 price reference
2023 Director Stock Option grant 8,820 options Options granted December 1, 2023 at $7.21, expiring December 1, 2033
2022 Director Stock Option grant 8,104 options Options granted December 2, 2022 at $5.56, expiring December 2, 2032
2018 Director Stock Option grant 8,657 options Options granted November 30, 2018 at $3.76, expiring November 30, 2028
Restricted Stock Unit financial
"The Form 4 lists Restricted Stock Unit awards tied to Class A Common Stock."
A restricted stock unit is a promise from a company to give an employee shares of stock after certain conditions are met, like staying with the company for a set amount of time. It’s like earning a bonus that turns into company stock once you’ve proven your commitment, making it a way to motivate and reward employees.
Director Stock Option financial
"Several entries describe a Director Stock Option (right to buy) for Class A shares."
anti-dilution provisions financial
"Footnotes state options were adjusted pursuant to the anti-dilution provisions of the plan."
Anti-dilution provisions are contract terms that protect an investor’s percentage ownership when a company issues new shares at a lower price than the investor originally paid. They work like an automatic recalculation of split pieces when a pie gets cut into more slices, preserving the investor’s relative stake and reducing unexpected losses of ownership and voting power, which matters because it affects potential control, future returns, and valuation of an investment.
stock dividend financial
"Footnotes reference multiple 5% and 2.5% stock dividends affecting option adjustments."
A stock dividend is when a company gives its existing shareholders extra shares instead of cash. It’s like receiving more pieces of the same pie rather than a bigger piece of money, which can increase the number of shares you own but usually doesn’t change the total value of your investment right away. Investors care about it because it can signal the company's growth and affect the stock’s price.
Equity Incentive Plan financial
"Awards were granted under the 2014 Director Stock Option Plan and 2022 Equity Incentive Plan."
An equity incentive plan is a program that gives employees, executives or directors the right to receive company stock or options to buy stock as part of their pay. Think of it as offering slices of future company profit to motivate people to boost long‑term performance; for investors it matters because it can align employee goals with shareholder value but also increases the number of shares outstanding, which can dilute existing ownership.
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FAQ

What did Security National (SNFCA) director John L. Cook do in this Form 4?

John L. Cook exercised rights to acquire 616 shares of Class A Common Stock at $8.53 per share and received 616 Restricted Stock Units. These actions increase his equity-based interest without any open‑market share purchases or sales disclosed.

Did John L. Cook buy or sell Security National (SNFCA) shares on the open market?

The Form 4 shows no open‑market buys or sells. All transactions are coded as exercises or grants of equity awards, including stock options and Restricted Stock Units, rather than market purchases or dispositions of Security National Financial Corp shares.

How many Security National (SNFCA) Class A shares does John L. Cook hold after these transactions?

After exercising derivative rights on July 1, 2026, John L. Cook directly owns 25,136 shares of Class A Common Stock. This total reflects his position following the 616-share acquisition at an exercise price of $8.53 per share.

What Restricted Stock Units has John L. Cook received from Security National (SNFCA)?

He received 1,846 Restricted Stock Units on December 5, 2025 and 616 additional units on July 1, 2026, each linked to Class A Common Stock at $8.53. These RSUs are granted under the company’s 2022 Equity Incentive Plan with scheduled vesting.

What stock options has John L. Cook been granted by Security National (SNFCA)?

The Form 4 lists several Director Stock Option grants, including 8,820 options at $7.21 per share on December 1, 2023 and 8,104 options at $5.56 on December 2, 2022, all exercisable for Class A Common Stock with expirations between 2027 and 2033.

Are John L. Cook’s Security National (SNFCA) equity awards adjusted for stock dividends?

Footnotes explain that several Director Stock Option grants were adjusted under plan anti‑dilution provisions to reflect multiple stock dividends, including 5% and 2.5% stock dividends paid between 2018 and 2025, keeping the option economics aligned with Security National’s capital changes.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Cook John L

(Last)(First)(Middle)
433 ASCENSION WAY

(Street)
SALT LAKE CITY UTAH 84123

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
SECURITY NATIONAL FINANCIAL CORP [ SNFCA ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/01/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Class A Common Stock07/01/202607/01/2026M616A$8.5325,136D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Director Stock Option (right to buy)$3.27(1)12/01/2017A1,51403/01/201812/01/2027Class A Common Stock1,514$3.271,514D
Director Stock Option (right to buy)$3.76(2)11/30/2018A8,65702/28/201911/30/2028Class A Common Stock8,657$3.7610,171D
Director Stock Option (right to buy)$3.91(3)12/06/2019A8,24203/06/202003/27/2030Class A Common Stock8,242$3.9118,413D
Director Stock Option (right to buy)$2.84(4)03/27/2020A7,85006/27/202003/27/2030Class A Common Stock7,850$2.8426,263D
Director Stock Option (right to buy)$7.02(5)12/03/2021A7,29303/03/202212/03/2031Class A Common Stock7,293$7.0233,556D
Director Stock Option (right to buy)$5.56(6)12/02/2022A8,10403/02/202312/02/2032Class A Common Stock8,104$5.5641,660D
Director Stock Option (right to buy)$7.21(7)12/01/2023A8,82003/01/202412/01/2033Class A Common Stock8,820$7.2150,480D
Restricted Stock Unit$8.53(8)12/05/2025A1,84604/01/202612/31/2026Class A Common Stock1,846$8.5352,326D
Restricted Stock Unit$8.53(8)07/01/2026A61607/01/202612/31/2026Class A Common Stock616$8.5351,710D
Explanation of Responses:
1. This option was granted on December 1, 2017 as an option for 1,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.05 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect 5% stock dividends paid on February 2, 2018, February 1, 2019, and February 7, 2020; a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024 and July 18, 2025.
2. This option was granted on November 30, 2018 as an option for 5,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.52 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect 5% stock dividends paid on February 1, 2019 and February 7, 2020; a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024 and July 18, 2025.
3. This option was granted on December 6, 2019 as an option for 5,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.46 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect a 5% stock dividend paid on February 7, 2020; a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024 and July 18, 2025.
4. This option was granted on March 27, 2020 as an option for 2,500 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $3.76 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect a 5% stock dividend paid on February 7, 2020, a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024 and July 18, 2025.
5. This option was granted on December 3, 2021 as an option for 6,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $8.62 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect a 5% stock dividend paid on July 8, 2022, July 14, 2023, July 12, 2024 and July 18, 2025.
6. This option was granted on December 2, 2022 as an option for 7,000 shares of Class A Common Stock under 2014 Director Stock Option Plan at an exercise price of $6.48 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect a 5% stock dividend paid on July 14, 2023, July 12, 2024 and July 18, 2025.
7. This option was granted on December 1, 2023 as an option for 8,000 shares of Class A Common Stock under the 2022 Equity Incentive Plan at an exercise price of $7.99 per share, but adjusted pursuant to the 2022 Equity Incentive Plan to reflect a 5% stock dividend paid on July 12, 2024 and July 18, 2025.
8. These restricted stock units were granted on December 5, 2025 for 2,461 shares of Class A Common Stock under the 2022 Equity Incentive Plan at a price of $8.53 per share. The units granted vest quarterly, and will be fully vested on December 31, 2026.
/s/ John L. Cook07/07/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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* Form 4: SEC 1474 (03-26)