[Form 3] Seneca Bancorp, Inc. Initial Statement of Beneficial Ownership

Rhea-AI Filing Summary

Seneca Bancorp (SNNF) disclosed an insider’s holdings in a Form 3 dated 10/15/2025. The reporting person is a Director and listed Common Stock holdings of 159,431 shares (Direct) and 2,803 shares (Indirect) held by a SEP IRA.

The filing also lists vested stock options to acquire Common Stock: 3,874 shares at an exercise price of $10.07 (exercisable 06/18/2022; expiring 06/18/2031) and 775 shares at $11.62 (exercisable 05/17/2022; expiring 05/17/2032).

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Zames Mark

(Last) (First) (Middle)

35 OSWEGO STREET

(Street)

BALDWINSVILLE NY 13027

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
10/15/2025

3. Issuer Name and Ticker or Trading Symbol
Seneca Bancorp, Inc. [ SNNF ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	159,431	D
Common Stock	2,803	I	By SEP IRA

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Options	06/18/2022	06/18/2031	Common Stock	3,874	$10.07	D
Stock Options	05/17/2022	05/17/2032	Common Stock	775	$11.62	D

Explanation of Responses:

	/s/ Benjamin M. Azoff, pursuant to power of attorney	10/15/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did SNNF disclose in this Form 3?

A Director reported beneficial ownership of 159,431 Common shares (Direct) and 2,803 Common shares (Indirect) via a SEP IRA, plus vested stock options.

What indirect holdings were reported for SNNF?

The filing shows 2,803 Common shares (Indirect) held by a SEP IRA.

What stock options were listed for the SNNF insider?

Options for 3,874 shares at $10.07 (exp. 06/18/2031) and 775 shares at $11.62 (exp. 05/17/2032).

When was the event date for the SNNF Form 3?

The event date reported was 10/15/2025.

What is the insider’s relationship to Seneca Bancorp (SNNF)?

The reporting person is a Director.

Are the options currently exercisable?

The options list exercisable dates of 06/18/2022 and 05/17/2022, indicating they are already exercisable.